HORACE MANN EDUCATORS CORP /DE/
HORACE MANN EDUCATORS CORP /DE/
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Investments | |||||||||||||||||
Debt Securities Available For Sale Excluding Accru… | 5,767 | 5,780 | 5,715 | 5,667 | 5,453 | 5,458 | 5,388 | 5,573 | 5,345 | 5,343 | 5,235 | 4,962 | |||||
Equity Securities Fv Ni | 40 | 41 | 42 | 44 | 58 | 64 | 67 | 89 | 83 | 85 | 86 | 77 | |||||
Investments In Affiliates Subsidiaries Associates … | 1,101 | 1,096 | 1,101 | 1,138 | 1,138 | 1,126 | 1,121 | 1,087 | 1,112 | 1,119 | 1,139 | 1,143 | |||||
Policy Loans Receivable | 136 | 137 | 138 | 139 | 139 | 140 | 141 | 142 | 141 | 141 | 141 | - | |||||
Investments | 7,346 | 7,239 | 7,305 | 7,282 | 7,041 | 7,007 | 6,916 | 7,085 | 6,851 | 6,858 | 6,831 | 6,519 | |||||
Cash And Cash Equivalents At Carrying Value | 46 | 21 | 28 | 47 | 41 | 30 | 38 | 40 | 15 | 20 | 30 | 35 | |||||
Restricted Cash | - | 2 | - | 256 | - | - | - | - | - | - | - | - | |||||
Deferred Policy Acquisition Costs | 358 | 357 | 358 | 358 | 351 | 349 | 347 | 345 | 342 | 337 | 336 | 335 | |||||
Reinsurance Recoverables On Paid Losses | 2,345 | 2,362 | 2,370 | 2,402 | 2,413 | 2,421 | 2,434 | 2,461 | 2,466 | 2,472 | 2,497 | 2,516 | |||||
Intangible Assets Net Excluding Goodwill | 134 | 138 | 142 | 145 | 149 | 152 | 156 | 159 | 163 | 167 | 170 | 174 | |||||
Goodwill | 54 | 54 | 54 | 54 | 54 | 54 | 54 | 54 | 54 | 54 | 54 | 54 | |||||
Other Assets Noncurrent | 441 | 414 | 435 | 434 | 413 | 400 | 408 | 397 | 390 | 361 | 358 | 365 | |||||
Separate Account Assets | 4,470 | 3,959 | 4,157 | 4,088 | 3,863 | 3,568 | 3,709 | 3,733 | 3,545 | 3,517 | 3,294 | 2,974 | |||||
Assets | 15,604 | 14,966 | 15,267 | 15,490 | 14,728 | 14,396 | 14,488 | 14,714 | 14,282 | 14,236 | 14,050 | 13,413 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Policy Liabilities | |||||||||||||||||
Liability For Future Policy Benefits | 1,587 | 1,579 | 1,612 | 1,637 | 1,624 | 1,636 | 1,623 | 1,746 | 1,655 | 1,702 | 1,762 | 1,613 | |||||
Policyholder Funds | 5,042 | 5,056 | 5,064 | 5,092 | 5,076 | 5,080 | 5,100 | 5,129 | 5,119 | 5,138 | 5,187 | 5,204 | |||||
Liability For Claims And Claims Adjustment Expense | 588 | 574 | 565 | 564 | 577 | 577 | 569 | 597 | 597 | 584 | 582 | 587 | |||||
Unearned Premiums | 369 | 363 | 372 | 378 | 351 | 337 | 344 | 345 | 320 | 300 | 301 | 296 | |||||
Other Liabilities | 376 | 310 | 374 | 400 | 323 | 303 | 312 | 365 | 341 | 297 | 287 | 225 | |||||
Short Term Borrowings | - | - | - | - | - | - | - | - | - | - | 0 | 0 | |||||
Long Term Debt | 594 | 594 | 593 | 843 | 548 | 547 | 547 | 547 | 547 | 546 | 546 | 546 | |||||
Separate Accounts Liability | 4,470 | 3,959 | 4,157 | 4,088 | 3,863 | 3,568 | 3,709 | 3,733 | 3,545 | 3,517 | 3,294 | 2,974 | |||||
Liabilities | 14,102 | 13,496 | 13,784 | 14,048 | 13,368 | 13,053 | 13,200 | 13,427 | 13,073 | 13,025 | 12,875 | 12,361 | |||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital Common Stock | 544 | 539 | 539 | 536 | 530 | 526 | 525 | 518 | 516 | 513 | 511 | 509 | |||||
Retained Earnings Accumulated Deficit | 1,705 | 1,678 | 1,652 | 1,630 | 1,587 | 1,572 | 1,548 | 1,524 | 1,504 | 1,514 | 1,502 | 1,477 | |||||
Accumulated Other Compreh… | |||||||||||||||||
Accumulated Other Comprehensive Income Loss Availa… | -282 | -289 | -246 | -251 | -310 | -315 | -357 | -237 | -370 | -348 | -328 | -535 | |||||
Accumulated Other Comprehensive Income Loss Define… | -3 | -3 | -3 | -7 | -7 | -7 | -7 | -8 | -8 | -8 | -8 | -9 | |||||
Treasury Stock Common Value | -572 | -572 | -553 | -546 | -540 | -533 | -533 | -533 | -528 | -524 | -524 | -524 | |||||
Stockholders Equity | 1,503 | 1,470 | 1,483 | 1,441 | 1,360 | 1,343 | 1,288 | 1,287 | 1,209 | 1,211 | 1,175 | 1,051 | |||||
Liabilities And Stockholders Equity | 15,604 | 14,966 | 15,267 | 15,490 | 14,728 | 14,396 | 14,488 | 14,714 | 14,282 | 14,236 | 14,050 | 13,413 | |||||
Fair Value Measurements Recurring | - | - | 0 | -3 | 37 | - | 29 | - | - | - | 30 | - | |||||
Debt Securities Available For Sale Amortized Cost … | 6,126 | 6,147 | 6,027 | 5,986 | 5,847 | 5,858 | 5,843 | 5,875 | 5,817 | 5,785 | 5,653 | 5,642 | |||||
Equity Securities Fv Ni Cost | 56 | 56 | 56 | 56 | 73 | 78 | 79 | 103 | 102 | 102 | 86 | - | |||||
Preferred Stock Par Or Stated Value Per Share | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | |||||
Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | |||||
Common Stock Shares Authorized | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | |||||
Common Stock Shares Issued | 68 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | |||||
Treasury Stock Common Shares | 27 | 27 | 27 | 27 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.74% | 16.79% | 17.92% | - | - | - | - | - | - | - | - | - |
| 2025 | 4.37% | 3.93% | -1.53% | 8.60% | 8.98% | 6.94% | 0.97% | 3.34% | -5.04% | -3.83% | 5.26% | 4.29% |
| 2024 | -12.76% | -15.88% | -12.11% | 5.04% | 5.87% | 10.64% | 12.01% | 5.90% | 2.55% | -1.78% | -4.83% | 3.72% |
| 2023 | - | - | - | 1.32% | 3.23% | 8.78% | 2.11% | 1.06% | 8.10% | -2.59% | 0.42% | -3.75% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 6.69 | 6.51 | 6.53 | 6.84 | 6.04 | 5.11 | 4.72 | 4.67 | 3.94 | 3.47 | 2.79 | 0.27 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 4.30 | 4.01 | 3.90 | 3.94 | 3.37 | 2.75 | 2.48 | 2.51 | 1.96 | 1.56 | 1.09 | -0.27 | |||||
| Free Cash Flow Per Share TTM | 13.84 | 11.58 | 13.43 | 14.97 | 14.76 | 12.55 | 10.95 | 8.77 | 6.35 | 7.03 | 7.31 | 6.17 | |||||
| Dividend Per Share TTM | 1.41 | 1.40 | 1.39 | 1.38 | 1.36 | 1.35 | 1.34 | 1.34 | 1.32 | 1.31 | 1.31 | 1.30 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 97.82% | 97.84% | 97.86% | 97.92% | 97.90% | 97.86% | 97.83% | 97.82% | 97.85% | 97.92% | 98.01% | 98.12% | |||||
| Operating Profit Margin TTM | 12.39% | 11.89% | 11.83% | 12.16% | 10.61% | 8.80% | 8.06% | 8.02% | 6.33% | 5.13% | 3.57% | -1.38% | |||||
| Net Profit Margin TTM | 10.15% | 9.63% | 9.53% | 9.79% | 8.50% | 7.04% | 6.44% | 6.55% | 5.24% | 4.26% | 3.02% | -0.78% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 5.88% | 5.46% | 6.66% | 5.44% | 6.01% | 6.67% | 6.92% | 10.71% | 11.18% | 9.74% | 7.98% | 5.03% | |||||
| Net Income Growth (1Y) | 26.55% | 44.19% | 57.68% | 57.64% | 71.90% | 76.43% | 128.44% | -1,029.46% | -3,360.00% | 963.93% | 127.27% | -114.55% | |||||
| EPS Growth (1Y) | 27.79% | 45.60% | 58.07% | 57.64% | 72.32% | 76.43% | 128.44% | -1,031.72% | -3,352.13% | 963.93% | 128.92% | -114.58% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 11.91 | 10.50 | 11.55 | 11.08 | 12.28 | 14.82 | 15.03 | 13.08 | 15.51 | 21.82 | 27.55 | -98.46 | |||||
| P/B TTM | 1.41 | 1.18 | 1.26 | 1.26 | 1.26 | 1.26 | 1.20 | 1.06 | 1.05 | 1.17 | 1.05 | 1.05 | |||||
| P/S TTM | 1.21 | 1.01 | 1.10 | 1.08 | 1.04 | 1.04 | 0.97 | 0.86 | 0.81 | 0.93 | 0.83 | 0.77 | |||||
| Market Cap | 2.11B | 1.73B | 1.87B | 1.82B | 1.72B | 1.70B | 1.54B | 1.36B | 1.26B | 1.42B | 1.24B | 1.10B | |||||
| Enterprise Value | 2.66B | 2.31B | 2.44B | 2.36B | 2.23B | 2.21B | 2.05B | 1.87B | 1.80B | 1.94B | 1.76B | 1.61B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 566.10M | 473.70M | 553.20M | 616.80M | 609.50M | 518.40M | 452.10M | 361.50M | 262.90M | 290.20M | 302.10M | 254.90M | |||||
| Net Debt | 548.00M | 572.90M | 565.90M | 540.40M | 506.60M | 516.90M | 508.90M | 506.90M | 531.90M | 525.80M | 516.30M | 511.60M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
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Valuation Ratios | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
HORACE MANN EDUCATORS CORP /DE/ (HMN) — SEC Financial Statements & Analysis
HORACE MANN EDUCATORS CORP /DE/ (HMN) is a fire, marine & casualty insurance company, incorporated in DE. HORACE MANN EDUCATORS CORP /DE/ trades on NYSE as: HMN. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), HORACE MANN EDUCATORS CORP /DE/ reported a 5.88% year-over-year revenue growth, a Gross Profit Margin of 97.82% (TTM), a Price-to-Sales (P/S) ratio of 1.21x (TTM), a Price-to-Book (P/B) ratio of 1.41x (TTM), at a market cap of $2.11B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 5.88%
- Gross Profit Margin TTM
- 97.82%
- P/S TTM
- 1.21x
- P/B TTM
- 1.41x
- Market Cap
- $2.11B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is HORACE MANN EDUCATORS CORP /DE/ in?
HORACE MANN EDUCATORS CORP /DE/ (HMN) operates in the Fire, Marine & Casualty Insurance industry.
What is HMN's market cap?
HORACE MANN EDUCATORS CORP /DE/ (HMN) has a market capitalization of $2.11B as of 2026-06-30.
What is HMN's P/E ratio?
HORACE MANN EDUCATORS CORP /DE/ (HMN)'s trailing twelve month P/E ratio is 11.91x as of 2026-06-30.
What exchange does HMN trade on?
HORACE MANN EDUCATORS CORP /DE/ (HMN) trades on the NYSE.
Where is HORACE MANN EDUCATORS CORP /DE/ incorporated?
HORACE MANN EDUCATORS CORP /DE/ is incorporated in DE.