First Internet Bancorp
First Internet Bancorp
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Voting Common Stock | - | 45 | 45 | 0 | 45 | 141 | 45 | 0 | 185 | -0 | 45 | 185 | |||||
Nonvoting Common Stock | - | 0 | 0 | 0 | 0 | 186 | 0 | 0 | 185 | -0 | 0 | 185 | |||||
Fair Value Inputs Level3 | - | - | - | - | - | - | 0 | - | - | - | 11 | - | |||||
Assets | |||||||||||||||||
Cash And Due From Banks | 9 | 11 | 6 | 11 | 9 | 6 | 9 | 7 | 6 | 7 | 8 | 4 | |||||
Interest Bearing Deposits In Banks | 402 | 591 | 451 | 777 | 437 | 388 | 457 | 706 | 391 | 475 | 398 | 518 | |||||
Cash And Cash Equivalents At Carrying Value | 411 | 602 | 457 | 788 | 446 | 394 | 466 | 712 | 397 | 481 | 406 | 521 | |||||
Available For Sale Securities Debt Securities | 787 | 772 | 779 | 626 | 645 | 682 | 587 | 575 | 489 | 482 | 475 | 451 | |||||
Debt Securities Held To Maturity Amortized Cost Af… | 265 | 276 | 251 | 262 | 272 | 277 | 250 | 263 | 270 | 236 | 227 | 232 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | 45 | 55 | 109 | 142 | 127 | 32 | 55 | 33 | 19 | 23 | 22 | 32 | |||||
Financing Receivable Excluding Accrued Interest Be… | - | 3,776 | - | 3,604 | 4,363 | 4,254 | 4,171 | 4,036 | 3,961 | 3,910 | 3,840 | 3,735 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | -56 | - | -60 | -47 | -47 | -45 | -46 | -43 | -41 | -39 | -36 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 3,719 | - | 3,544 | 4,316 | 4,207 | 4,126 | 3,990 | 3,918 | 3,869 | 3,801 | 3,699 | |||||
Interest Receivable | 29 | 28 | 28 | 27 | 31 | 29 | 28 | 28 | 28 | 27 | 27 | 24 | |||||
Federal Home Loan Bank Stock | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 28 | |||||
Property Plant And Equipment And Finance Lease Rig… | - | - | - | - | - | - | 71 | - | - | - | 73 | - | |||||
Bank Owned Life Insurance | 43 | 43 | 43 | 42 | 42 | 42 | 41 | 41 | 41 | 41 | 41 | 41 | |||||
Property Plant And Equipment Net | 66 | 67 | - | 69 | 70 | 70 | - | 72 | 73 | 73 | 73 | 74 | |||||
Goodwill | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Servicing Asset | 23 | 24 | 23 | 22 | 17 | 17 | 16 | 15 | 13 | 12 | 11 | 10 | |||||
Other Real Estate | 4 | 2 | 3 | 2 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Other Assets | 93 | 91 | 89 | 84 | 73 | 67 | 63 | 60 | 63 | 63 | 51 | 53 | |||||
Assets | 5,556 | 5,712 | 5,572 | 5,639 | 6,073 | 5,852 | 5,738 | 5,823 | 5,343 | 5,341 | 5,168 | 5,169 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 131 | 150 | 147 | 244 | 145 | 152 | 136 | 112 | 126 | 131 | 123 | 125 | |||||
Interest Bearing Deposit Liabilities | 4,700 | 4,832 | 4,693 | 4,672 | 5,154 | 4,794 | 4,797 | 4,686 | 4,147 | 4,143 | 3,944 | 3,958 | |||||
Deposits | 4,831 | 4,982 | 4,840 | 4,915 | 5,299 | 4,946 | 4,933 | 4,798 | 4,274 | 4,274 | 4,067 | 4,084 | |||||
Advances From Federal Home Loan Banks | 240 | 240 | - | 250 | 265 | 395 | - | 515 | 575 | 575 | - | 615 | |||||
Subordinated Debt | 106 | 106 | - | 105 | 105 | 105 | 105 | 105 | 105 | 105 | 105 | 105 | |||||
Interest Payable Current And Noncurrent | 2 | 1 | 2 | 1 | 2 | 2 | 2 | 3 | 3 | 3 | 4 | 3 | |||||
Accrued Liabilities And Other Liabilities | 15 | 23 | 15 | 15 | 12 | 16 | 18 | 18 | 14 | 17 | 14 | 15 | |||||
Liabilities | 5,193 | 5,351 | 5,212 | 5,287 | 5,682 | 5,464 | 5,354 | 5,438 | 4,971 | 4,974 | 4,805 | 4,821 | |||||
Stockholders Equity | |||||||||||||||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Retained Earnings Accumulated Deficit | 197 | 195 | 193 | 189 | 231 | 231 | 231 | 224 | 217 | 212 | 207 | 204 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -21 | -21 | -20 | -23 | -27 | -29 | -33 | -24 | -31 | -30 | -29 | -41 | |||||
Stockholders Equity | 364 | 361 | 360 | 352 | 390 | 388 | 384 | 385 | 372 | 367 | 363 | 348 | |||||
Liabilities And Stockholders Equity | 5,556 | 5,712 | 5,572 | 5,639 | 6,073 | 5,852 | 5,738 | 5,823 | 5,343 | 5,341 | 5,168 | 5,169 | |||||
Available For Sale Debt Securities Amortized Cost … | 812 | 797 | 802 | 653 | 676 | 717 | 627 | 606 | 530 | 523 | 513 | 508 | |||||
Debt Securities Held To Maturity Allowance For Cre… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |||||
Held To Maturity Securities Fair Value | 251 | 262 | 239 | 248 | 255 | 259 | 229 | 250 | 247 | 214 | 208 | 202 | |||||
Debt Instrument Unamortized Discount Premium And D… | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | - | |||||
Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Loans Held For Sale Fair Value Disclosure | - | - | - | - | - | - | - | - | - | - | 9 | 9 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Debt Instrument Unamortized Discount | - | - | - | - | - | - | - | - | - | - | 2 | 2 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Par Or Stated Value Per Share | - | - | - | - | - | - | - | - | - | - | 0 | 0 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -4.01% | 8.22% | 5.31% | - | - | - | - | - | - | - | - | - |
| 2025 | 11.34% | 25.25% | 6.94% | 14.97% | 8.24% | -8.87% | 9.07% | 13.27% | 20.81% | 4.94% | 21.01% | 23.26% |
| 2024 | -11.32% | -18.48% | 17.97% | 13.34% | 3.19% | 9.94% | 9.22% | -4.74% | -12.38% | -10.30% | -16.79% | -8.45% |
| 2023 | - | - | - | -13.54% | -29.38% | -29.86% | 38.12% | 46.96% | 84.87% | 3.29% | 0.71% | -7.51% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -1.37 | -1.41 | -1.45 | -1.45 | -0.86 | -0.76 | -0.68 | 0.05 | 0.51 | 0.83 | 1.03 | 1.06 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | -3.56 | -3.83 | -4.03 | -3.79 | 1.76 | 2.39 | 2.88 | 2.52 | 2.14 | 1.90 | 0.95 | 1.21 | |||||
| Free Cash Flow Per Share TTM | 18.27 | 5.13 | 0.25 | -3.19 | -7.45 | 4.73 | 1.20 | 3.33 | 3.68 | 0.57 | 0.71 | 0.02 | |||||
| Dividend Per Share TTM | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.25 | 0.25 | 0.24 | 0.25 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -142.87% | -10,124.99% | -15,009.59% | -18,252.16% | -20,370.46% | -20,698.01% | -21,225.34% | -21,124.92% | -21,154.72% | -20,724.83% | -19,234.67% | -16,400.93% | |||||
| Operating Profit Margin TTM | -58.33% | -2,525.40% | -3,723.94% | -4,141.47% | 1,362.16% | 2,187.85% | 2,871.95% | 2,456.42% | 2,049.89% | 1,844.43% | 580.49% | 956.56% | |||||
| Net Profit Margin TTM | -40.14% | -1,727.61% | -2,574.52% | -2,855.78% | 1,491.89% | 2,095.42% | 2,635.66% | 2,382.85% | 2,079.55% | 1,927.49% | 989.07% | 1,234.03% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 7,458.20% | 93.73% | 42.44% | 25.13% | 16.40% | 16.47% | 12.69% | 7.67% | -1.22% | -10.58% | -20.54% | -24.27% | |||||
| Net Income Growth (1Y) | -303.34% | -259.72% | -239.14% | -249.97% | -16.49% | 26.62% | 200.30% | 107.90% | 18.25% | -22.05% | -76.32% | -74.50% | |||||
| EPS Growth (1Y) | -302.86% | -259.38% | -238.51% | -249.19% | -17.82% | 26.09% | 205.38% | 109.04% | 22.50% | -18.95% | -74.46% | -72.42% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | -7.74 | -5.29 | -5.15 | -5.87 | 15.04 | 10.95 | 12.19 | 13.26 | 12.31 | 17.77 | 24.83 | 13.01 | |||||
| P/B TTM | 0.67 | 0.49 | 0.50 | 0.55 | 0.60 | 0.59 | 0.80 | 0.76 | 0.61 | 0.81 | 0.58 | 0.40 | |||||
| P/S TTM | 3.11 | 91.32 | 132.69 | 167.67 | 224.36 | 229.50 | 321.22 | 316.03 | 256.09 | 342.53 | 245.55 | 160.53 | |||||
| Market Cap | 243.36M | 177.62M | 181.26M | 194.50M | 232.43M | 230.41M | 308.05M | 292.96M | 227.92M | 295.26M | 208.96M | 138.22M | |||||
| Enterprise Value | -167.61M | -424.18M | -275.52M | -593.16M | -213.93M | -164.04M | -158.36M | -419.52M | -168.87M | -186.00M | -196.93M | -382.99M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 159.91M | 44.83M | 2.22M | -27.86M | -65.10M | 41.19M | 10.40M | 28.96M | 31.61M | 4.97M | 6.31M | 204.00K | |||||
| Net Debt | -410.97M | -601.81M | -456.78M | -787.66M | -446.36M | -394.45M | -466.41M | -712.48M | -396.79M | -481.26M | -405.90M | -521.21M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
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| Accrued to Current Liabilities | |||||||||||||||||
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Valuation Ratios | |||||||||||||||||
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| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
First Internet Bancorp (INBK) — SEC Financial Statements & Analysis
First Internet Bancorp (INBK) is a state commercial banks company, incorporated in IN. First Internet Bancorp trades on Nasdaq as: INBK, INBKZ. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), First Internet Bancorp reported a 7458.20% year-over-year revenue growth, a Gross Profit Margin of -142.87% (TTM), a Price-to-Sales (P/S) ratio of 3.11x (TTM), a Price-to-Book (P/B) ratio of 0.67x (TTM), at a market cap of $243.36M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 7458.20%
- Gross Profit Margin TTM
- -142.87%
- P/S TTM
- 3.11x
- P/B TTM
- 0.67x
- Market Cap
- $243.36M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is First Internet Bancorp in?
First Internet Bancorp (INBK) operates in the State Commercial Banks industry.
What is INBK's market cap?
First Internet Bancorp (INBK) has a market capitalization of $243.36M as of 2026-06-30.
What exchange does INBK trade on?
First Internet Bancorp (INBK) trades on the Nasdaq.
Where is First Internet Bancorp incorporated?
First Internet Bancorp is incorporated in IN.