Innovative Payment Solutions, Inc.
Innovative Payment Solutions, Inc.
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash | - | - | - | - | - | - | - | - | 0 | 0 | - | 0 | |||||
Related Party | - | 0 | 0 | 0 | 0 | 0 | - | - | - | - | - | - | |||||
Assets Current | |||||||||||||||||
Assets | |||||||||||||||||
Cash Equivalents At Carrying Value | - | - | - | - | - | - | - | - | - | - | 0 | - | |||||
Cash And Cash Equivalents At Carrying Value | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Other Assets Current | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Notes And Loans Receivable Net Current | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | |||||
Assets Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Assets Noncurrent | |||||||||||||||||
Property Plant And Equipment Net | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Notes And Loans Receivable Net Noncurrent | - | - | - | - | - | - | - | 0 | 0 | 0 | - | - | |||||
Security Deposit | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | |||||
Equity Method Investments | 0 | 4 | 4 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | |||||
Assets Noncurrent | 10 | 4 | 4 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | |||||
Assets | 10 | 4 | 4 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | |||||
Bank Overdrafts | - | - | - | - | 0 | 0 | - | - | - | - | - | - | |||||
Liabilities Current | |||||||||||||||||
Liabilities And Stockhold… | |||||||||||||||||
Accounts Payable Current | - | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | |||||
Federal Home Loan Bank Advances Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Notes Payable Current | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | |||||
Convertible Debt Current | 6 | 6 | 5 | 6 | 6 | 5 | 5 | 5 | 5 | 4 | 4 | 3 | |||||
Derivative Liabilities Current | 13 | 1 | 2 | 45 | 24 | 4 | 1 | 2 | 0 | 1 | 1 | 1 | |||||
Liabilities Current | 23 | 11 | 12 | 55 | 34 | 14 | 11 | 10 | 9 | 8 | 8 | 7 | |||||
Liabilities Noncurrent | |||||||||||||||||
Longterm Federal Home Loan Bank Advances Noncurren… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Liabilities Noncurrent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Liabilities | 23 | 11 | 12 | 55 | 34 | 14 | 11 | 11 | 9 | 9 | 8 | 8 | |||||
Stockholders Equity | |||||||||||||||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital | 64 | 63 | 61 | 56 | 55 | 53 | 52 | 52 | 51 | 51 | 51 | 50 | |||||
Retained Earnings Accumulated Deficit | -82 | -70 | -69 | -111 | -89 | -67 | -63 | -62 | -59 | -59 | -58 | -57 | |||||
Stockholders Equity | -18 | -7 | -8 | -55 | -34 | -14 | -11 | -10 | -8 | -8 | -8 | -7 | |||||
Liabilities And Stockholders Equity | 10 | 4 | 4 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | |||||
Debt Instrument Unamortized Discount | - | - | - | - | - | - | - | - | - | - | 1 | 1 | |||||
Debt Instrument Unamortized Premium Noncurrent | - | - | - | - | - | - | - | 0 | 0 | - | - | - | |||||
Debt Instrument Unamortized Discount Current | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |||||
Unamortized Debt Issuance Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 1 | - | |||||
Preferred Stock Par Or Stated Value Per Share | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Authorized | 100 | 100 | 100 | 100 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Shares Authorized | 5,000 | 5,000 | 1,500 | 1,500 | 750 | 750 | 1,500 | 750 | 750 | 750 | 750 | 750 | |||||
Common Stock Shares Issued | 953 | 807 | 711 | 454 | 320 | 74 | 19 | 16 | 14 | 14 | 14 | 13 | |||||
Shares Outstanding | 953 | 807 | 711 | 454 | 320 | 74 | 19 | 16 | 14 | 14 | 14 | 13 | |||||
Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables
Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables
Custom Table
Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals
Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals
Interactive Financial Visualizations
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.00% | -25.00% | -50.00% | - | - | - | - | - | - | - | - | - |
| 2025 | 100.00% | 150.00% | 50.00% | 75.00% | 625.00% | 350.00% | -27.27% | 27.27% | 63.64% | -14.29% | -42.86% | -42.86% |
| 2024 | 8.48% | 6.06% | 45.45% | 7.75% | -34.88% | -17.05% | -32.00% | -50.40% | -87.20% | 0.00% | 100.00% | 50.00% |
| 2023 | - | - | - | - | - | - | -20.11% | -20.11% | -42.15% | - | - | - |
Earnings Market Reaction data beyond 3 years is for subscribers only. Unlock the full earnings market reaction history Start 7-day free trial | ||||||||||||
Subscribe to unlock 17+ years of financial data and 90+ calculated metrics
Subscribe to unlock 17+ years of data and 90+ calculated metrics
Performance and Valuation Metrics
Rows marked with a lock icon are subscribers only — subscribe to unlock 90+ calculated metrics and 17+ years of history.
Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Liquidity Ratios | |||||||||||||||||
| Current Ratio | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.04 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | |||||
| Quick Ratio | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.04 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | |||||
| Working Capital | -23.04M | -10.92M | -11.65M | -54.83M | -33.50M | -13.78M | -10.44M | -10.33M | -8.99M | -8.39M | -8.14M | -7.42M | |||||
Leverage & Debt | |||||||||||||||||
| Debt to Equity | -1.26 | -1.62 | -1.56 | -1.01 | -1.01 | -1.03 | -1.04 | -1.11 | -1.12 | -1.12 | -1.11 | -1.12 | |||||
| Interest Coverage TTM | -2.31 | -2.09 | -1.13 | -1.60 | -1.68 | -2.23 | -3.12 | -3.30 | -4.42 | -6.23 | -7.78 | -12.50 | |||||
| Debt Ratio | 2.41 | 2.61 | 2.78 | 115.90 | 78.19 | 36.57 | 28.53 | 10.24 | 9.16 | 9.55 | 10.41 | 9.61 | |||||
Efficiency & Turnover | |||||||||||||||||
| Asset Turnover TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | -0.00 | 0.00 | 0.00 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 0.01 | -0.00 | -0.02 | -0.13 | -0.15 | -0.24 | -0.30 | -0.29 | -0.25 | -0.43 | -0.45 | -0.67 | |||||
| Free Cash Flow Per Share TTM | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.02 | -0.04 | -0.06 | -0.06 | -0.07 | -0.12 | -0.15 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | - | - | - | - | - | - | - | - | - | - | -765.12% | - | |||||
| Operating Profit Margin TTM | - | - | - | - | - | - | - | - | 9,664,007.14% | 15,196,404.35% | -965,883.66% | -1,061,247.56% | |||||
| Net Profit Margin TTM | - | - | - | - | - | - | - | - | 12,561,653.57% | 25,625,369.57% | -1,423,745.61% | -2,099,860.00% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | - | - | - | - | -100.00% | -100.00% | -100.00% | -100.00% | -106.39% | -105.31% | - | - | |||||
| Net Income Growth (1Y) | -122.26% | -67.62% | 36.38% | 1,082.90% | 739.45% | 41.20% | -22.00% | -50.86% | -67.75% | -33.06% | -43.50% | 16.11% | |||||
| EPS Growth (1Y) | -104.72% | -98.53% | -93.52% | -55.49% | -40.62% | -43.96% | -33.55% | -56.80% | -70.60% | -39.15% | -45.43% | 13.77% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 0.42 | -1.99 | -0.66 | -0.19 | -0.03 | -0.01 | -0.20 | -0.29 | -0.61 | -0.35 | -0.58 | -0.34 | |||||
| P/B TTM | -0.15 | -0.78 | -0.54 | -0.17 | -0.02 | -0.01 | -0.09 | -0.13 | -0.26 | -0.27 | -0.45 | -0.43 | |||||
| P/S TTM | - | - | - | - | - | - | - | - | -76,502.96 | -89,528.85 | 8,270.68 | 7,174.59 | |||||
| Market Cap | 2.76M | 5.36M | 4.12M | 9.28M | 781.42K | 69.64K | 919.75K | 1.24M | 2.14M | 2.06M | 3.39M | 2.94M | |||||
| Enterprise Value | 10.91M | 13.14M | 11.47M | 16.75M | 8.19M | 7.06M | 7.61M | 7.54M | 8.04M | 7.53M | 8.11M | 7.42M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | -815.78K | -867.30K | -787.72K | -702.71K | -682.80K | -668.95K | -648.08K | -808.64K | -891.45K | -991.17K | -1.51M | -1.92M | |||||
| Net Debt | 8.15M | 7.78M | 7.35M | 7.47M | 7.41M | 6.99M | 6.69M | 6.31M | 5.90M | 5.47M | 4.72M | 4.47M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Insider Transactions
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Innovative Payment Solutions, Inc. (IPSI) — SEC Financial Statements & Analysis
Innovative Payment Solutions, Inc. (IPSI) is a retail-catalog & mail-order houses company, incorporated in NV. Innovative Payment Solutions, Inc. trades on OTC as: IPSI. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Innovative Payment Solutions, Inc. reported a -100.00% year-over-year revenue growth, a Gross Profit Margin of -765.12% (TTM), a Debt-to-Equity ratio of -1.26x, a Price-to-Sales (P/S) ratio of -76502.96x (TTM), a Price-to-Book (P/B) ratio of -0.15x (TTM), at a market cap of $2.76M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- -100.00%
- Gross Profit Margin TTM
- -765.12%
- Debt To Equity
- -1.26x
- P/S TTM
- -76502.96x
- P/B TTM
- -0.15x
- Market Cap
- $2.76M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Innovative Payment Solutions, Inc. in?
Innovative Payment Solutions, Inc. (IPSI) operates in the Retail-Catalog & Mail-Order Houses industry.
What is IPSI's market cap?
Innovative Payment Solutions, Inc. (IPSI) has a market capitalization of $2.76M as of 2026-06-30.
What is IPSI's P/E ratio?
Innovative Payment Solutions, Inc. (IPSI)'s trailing twelve month P/E ratio is 0.42x as of 2026-06-30.
What exchange does IPSI trade on?
Innovative Payment Solutions, Inc. (IPSI) trades on the OTC.
Where is Innovative Payment Solutions, Inc. incorporated?
Innovative Payment Solutions, Inc. is incorporated in NV.