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IF Bancorp, Inc.

IROQ

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Financial Statements

Values in Millions ($)
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
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Subscriber-only column
Cash And Due From Banks
8719867916813119
Interest Bearing Deposits In Banks
111101000000
Cash And Cash Equivalents At Carrying Value
98209681016814119
Available For Sale Securities Debt Securities
185190188185183193190195200191201208
Loans And Leases Receivable Net Reported Amount
---------615587579
Financing Receivable Excluding Accrued Interest Af…
592619634638648647639643654-587-
Property Plant And Equipment Net
101010101010111111111111
Assets
Assets
830862888879885893888905911871849843
Federal Home Loan Bank Stock
555665455534
Real Estate Acquired Through Foreclosure
0000--000000
Interest Receivable
444444344333
Bank Owned Life Insurance
161515151515151515151515
Servicing Asset At Fair Value Amount
111111111211
Deferred Income Tax Assets Net
7899109101110131110
Other Assets
111122322242
Liabilities And Stockhold…
Liabilities
Demand Deposit Accounts
383510440383710343454310847
Deposits
Deposits
650680721684682677727682678687735692
Interest Bearing Domestic Deposit Certificates Of …
287290283291295291291294286270264254
Secured Debt Repurchase Agreements
171819191818181816161111
Advances From Federal Home Loan Banks
676954869983339698912057
Other Borrowings
--00025252534-0-
Advance Payments By Borrowers For Taxes And Insura…
111111111111
Other Postretirement Defined Benefit Plan Liabilit…
222222222223
Interest Payable Current And Noncurrent
222223333321
Off Balance Sheet Credit Loss Liability
000000000000
Other Liabilities
567645454465
Liabilities
743778806800809815814833837804777769
Common Stock Value
000000000000
Additional Paid In Capital Common Stock
535252525252525252525251
Stockholders Equity
Stockholders Equity
878582797679747274677274
Unearned E S O P Shares
-1-1-1-1-1-1-1-1-1-1-2-2
Retained Earnings Accumulated Deficit
494847454544444343434343
Accumulated Other Comprehensive Income Loss Net Of…
-13-14-16-18-20-16-21-22-20-27-22-19
Liabilities And Stockholders Equity
830862888879885893888905911871849843
Financing Receivable Allowance For Credit Loss Exc…
767777788778
Loans And Leases Receivable Allowance
---------778
Accumulated Depreciation Depletion And Amortizatio…
10101010109999999
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized
100100100100100100100100100100100100
Common Stock Shares Issued
333333333333
Shares Outstanding
333333333333
Employee Stock Ownership Plan E S O P Number Of Su…
000000000000

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20262.25%4.53%5.03%---------
20259.50%9.03%12.12%0.84%3.80%2.32%0.54%0.54%2.98%1.57%1.45%2.83%
2024-3.11%10.70%18.16%-1.76%-0.51%-1.76%0.84%-1.45%1.63%3.42%14.62%16.76%
2023-------3.53%-1.90%4.01%0.09%-0.47%-2.01%

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Performance and Valuation Metrics

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Metrics
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
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Leverage & Debt
Interest Coverage TTM
-0.69
-0.69
-0.72
-0.21
0.31
0.70
1.10
1.12
1.14
1.30
1.62
2.03
Efficiency & Turnover
Days Sales Outstanding TTM
-
-
-
-
-
-
-
-
-
562,403.36
531,357.39
509,837.39
Receivables Turnover TTM
-
-
-
-
-
-
-
-
-
0.00
0.00
0.00
Per Share Metrics
Diluted EPS TTM
1.59
1.56
1.37
1.02
0.93
0.61
0.57
0.61
0.60
0.97
1.46
1.56
Free Cash Flow Per Share TTM
1.79
1.19
2.07
1.48
0.90
1.00
0.65
0.61
0.34
0.54
0.17
0.75
Dividend Per Share TTM
0.40
0.40
0.41
0.40
0.40
0.40
0.41
0.40
0.40
0.40
0.41
0.37
Margin Metrics
Gross Profit Margin TTM
-3,781.75%
-4,289.34%
-4,599.17%
-4,935.74%
-5,372.63%
-5,499.77%
-5,490.14%
-5,246.08%
-4,494.56%
-3,611.44%
-2,551.32%
-1,626.17%
Operating Profit Margin TTM
1,380.58%
1,428.28%
1,230.15%
947.87%
886.31%
582.95%
566.11%
656.46%
656.48%
1,114.89%
1,647.37%
1,781.09%
Net Profit Margin TTM
1,004.27%
1,037.50%
894.80%
700.85%
660.26%
444.77%
430.29%
495.19%
502.07%
839.63%
1,226.32%
1,320.73%
Growth Metrics
Net Revenue Growth (1Y)
13.69%
10.91%
15.63%
18.99%
17.36%
17.02%
9.47%
2.33%
2.39%
2.73%
9.51%
18.77%
Net Income Growth (1Y)
72.92%
158.71%
140.45%
68.40%
54.33%
-38.01%
-61.59%
-61.63%
-65.16%
-46.14%
-19.43%
-11.22%
EPS Growth (1Y)
71.97%
157.29%
139.01%
67.48%
53.49%
-38.35%
-61.82%
-61.97%
-65.55%
-47.79%
-20.56%
-14.15%
Calculated Values
Free Cash Flow TTM
5.80M
3.84M
6.52M
4.77M
2.89M
3.22M
2.04M
1.95M
1.09M
1.74M
516.00K
2.37M
Net Debt
-8.79M
-8.03M
2.47M
-8.87M
-5.91M
-7.78M
-9.57M
-16.06M
-8.17M
-13.58M
-10.99M
-9.47M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2024-11-12Purchase
Owner: Chamberlain, Thomas J
Title: SEVP and CLO
Shares: 227
Price/Share: $21.00
Value: $4,767.00
Shares Owned: 23,394
Relationship: Officer
Ownership: Direct
2024-05-03Purchase
Owner: Chamberlain, Thomas J
Title: SEVP and CLO
Shares: 573
Price/Share: $16.40
Value: $9,397.20
Shares Owned: 23,167
Relationship: Officer
Ownership: Direct
2023-11-14Purchase
Owner: Chamberlain, Thomas J
Title: SEVP and CLO
Shares: 19
Price/Share: $14.42
Value: $273.98
Shares Owned: 22,594
Relationship: Officer
Ownership: Direct
2023-06-12Purchase
Owner: Chamberlain, Thomas J
Title: SEVP and CLO
Shares: 871
Price/Share: $13.86
Value: $12,072.06
Shares Owned: 22,575
Relationship: Officer
Ownership: Direct
2023-05-04Purchase
Owner: Chamberlain, Thomas J
Title: SEVP and CLO
Shares: 1,500
Price/Share: $15.06
Value: $22,590.00
Shares Owned: 18,502
Relationship: Officer
Ownership: Indirect

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Institutional Ownership

No data available for chart
2025-12-31
31.33%
Inst. Shares: 1,016,191
Shares Outstanding: 3,243,273
2025-09-30
32.31%
Inst. Shares: 1,046,208
Shares Outstanding: 3,238,462
2025-06-30
32.26%
Inst. Shares: 1,016,652
Shares Outstanding: 3,151,025
2025-03-31
30.77%
Inst. Shares: 993,426
Shares Outstanding: 3,228,839
2024-12-31
30.30%
Inst. Shares: 977,304
Shares Outstanding: 3,225,512

IF Bancorp, Inc. (IROQ) — SEC Financial Statements & Analysis

IF Bancorp, Inc. (IROQ) is a savings institution, federally chartered company. IF Bancorp, Inc. trades on Nasdaq as: IROQ. Based on its latest SEC filing (Form 10-Q, period ending 2025-12-31), IF Bancorp, Inc. reported a 13.69% year-over-year revenue growth, a Gross Profit Margin of -3781.75% (TTM). Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
13.69%
Gross Profit Margin TTM
-3781.75%

Data as of 2025-12-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is IF Bancorp, Inc. in?

IF Bancorp, Inc. (IROQ) operates in the Savings Institution, Federally Chartered industry.

What exchange does IROQ trade on?

IF Bancorp, Inc. (IROQ) trades on the Nasdaq.

Wall Street's data.
Main Street's price.