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Jefferson Capital, Inc. / DE

JCAP

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
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Subscriber-only column
Investment In Receivables
-2,1312,157521,762
Credit Card Receivables
-1516-016
Assets
Cash And Cash Equivalents At Carrying Value
2026234252
Restricted Cash
6192444
Accounts Receivable Net
1715121720
Prepaid Expense Current And Noncurrent
----6
Income Taxes Receivable
----2
Other Assets
141416169
Property Plant And Equipment Net
21222
Other Intangible Assets Net
56778
Goodwill
5858585858
Assets
2,0842,0842,0871,8031,768
Accounts Payable And Accrued Liabilities Current A…
----76
Liabilities And Stockhold…
Liabilities
Other Liabilities
44455
Accrued Income Taxes
1111-
Deferred Income Tax Liabilities Net
1241131029994
Notes Payable
1,4061,4331,4091,1831,182
Liabilities
1,6081,6411,6111,3661,357
Stockholders Equity
Common Stock Value
00000
Additional Paid In Capital
-33-41-50-61-69
Retained Earnings Accumulated Deficit
513487523500478
Accumulated Other Comprehensive Income Loss Net Of…
-4-33-23
Stockholders Equity
476443476437411
Liabilities And Stockholders Equity
2,0842,0842,0871,8031,768
Common Stock Par Or Stated Value Per Share
00000
Common Stock Shares Authorized
33033033033065
Common Stock Shares Issued
5755585858
Shares Outstanding
5755585858

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2026-11.89%2.11%8.84%---------
2025----0.27%-2.52%1.34%-7.08%0.95%-2.43%-0.74%6.61%-11.99%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
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Leverage & Debt
Interest Coverage TTM
2.78
2.91
-
-
-
Efficiency & Turnover
Days Sales Outstanding TTM
-
6.99
-
-
-
Receivables Turnover TTM
-
52.20
-
-
-
Per Share Metrics
Diluted EPS TTM
3.95
4.06
-
-
-
Free Cash Flow Per Share TTM
5.62
5.54
-
-
-
Dividend Per Share TTM
1.68
1.14
-
-
-
Margin Metrics
Operating Profit Margin TTM
48.06%
50.23%
-
-
-
Net Profit Margin TTM
26.92%
28.57%
-
-
-
Valuation Metrics
P/E TTM
4.88
4.62
-
-
-
P/B TTM
2.25
2.35
1.36
2.19
0.11
P/S TTM
1.31
1.32
-
-
-
Market Cap
1.07B
1.04B
646.04M
958.29M
44.44M
Enterprise Value
2.45B
2.45B
2.03B
2.10B
1.17B
Calculated Values
Free Cash Flow TTM
311.96M
307.81M
-
-
-
Net Debt
1.39B
1.41B
1.39B
1.14B
1.13B
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-01-09Sale
Owner: Jcf, Associates Iv L.P., …
Title: -
Shares: 11,000,000
Price/Share: $19.63
Value: $215,930,000.00
Shares Owned: 32,721,808
Relationship: TenPercentOwner
Ownership: Indirect
2026-01-09Sale
Owner: Burton, David M.
Title: SEE REMARKS
Shares: 385,000
Price/Share: $20.50
Value: $7,892,500.00
Shares Owned: 3,392,500
Relationship: Director,Officer
Ownership: Direct
2025-06-27Sale
Owner: Jcf, Associates Iv L.P., …
Title: -
Shares: 8,708,911
Price/Share: $15.00
Value: $130,633,665.00
Shares Owned: 13,492,856
Relationship: TenPercentOwner
Ownership: Indirect
2025-06-27Sale
Owner: Burton, David M.
Title: SEE REMARKS
Shares: 424,296
Price/Share: $15.00
Value: $6,364,440.00
Shares Owned: 3,777,500
Relationship: Director,Officer
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
38.78%
Inst. Shares: 21,554,936
Shares Outstanding: 55,589,000
2025-12-31
39.58%
Inst. Shares: 11,880,926
Shares Outstanding: 30,015,000
2025-09-30
20.97%
Inst. Shares: 12,221,788
Shares Outstanding: 58,279,000
2025-06-30
-
Inst. Shares: 9,694,847
Shares Outstanding: 2,561,000

Jefferson Capital, Inc. / DE (JCAP) — SEC Financial Statements & Analysis

Jefferson Capital, Inc. / DE (JCAP) is a short-term business credit institutions company, incorporated in DE. Jefferson Capital, Inc. / DE trades on Nasdaq as: JCAP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Jefferson Capital, Inc. / DE reported a Price-to-Sales (P/S) ratio of 1.31x (TTM), a Price-to-Book (P/B) ratio of 2.25x (TTM), at a market cap of $1.07B. Figures below are sourced from SEC EDGAR, as-filed.

P/S TTM
1.31x
P/B TTM
2.25x
Market Cap
$1.07B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Jefferson Capital, Inc. / DE in?

Jefferson Capital, Inc. / DE (JCAP) operates in the Short-Term Business Credit Institutions industry.

What is JCAP's market cap?

Jefferson Capital, Inc. / DE (JCAP) has a market capitalization of $1.07B as of 2026-06-30.

What is JCAP's P/E ratio?

Jefferson Capital, Inc. / DE (JCAP)'s trailing twelve month P/E ratio is 4.88x as of 2026-06-30.

What exchange does JCAP trade on?

Jefferson Capital, Inc. / DE (JCAP) trades on the Nasdaq.

Where is Jefferson Capital, Inc. / DE incorporated?

Jefferson Capital, Inc. / DE is incorporated in DE.

Wall Street's data.
Main Street's price.