JUVF
JUNIATA VALLEY FINANCIAL CORPCompany Information
- Company Name
- JUNIATA VALLEY FINANCIAL CORP
- CIK
- CIK0000714712
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- JUVF: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- JUVF
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-06-04
- Last sale
- —
- Shares purchased (TTM)
- 11,707
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2021-09-30
- Institutional shares owned
- 12,791
- Shares outstanding
- 5,000,026
- Ownership
- 0.26%
Earnings Market Reaction
- Filing date
- 2026-08-12
- Price on filing date
- —
- 1-month reaction
- 4.21%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 6 | 5 | 6 | 6 | 5 | 5 | 5 | 6 | 6 | 5 | 17 | 27 | ||||||
| Interest Bearing Deposits In Banks | 8 | 6 | 6 | 5 | 7 | 8 | 6 | 6 | 5 | 8 | 12 | 0 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 14 | 12 | 11 | 10 | 12 | 14 | 11 | 12 | 11 | 13 | 29 | 28 | ||||||
| Equity Securities Fv Ni | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 46 | 55 | 56 | 61 | 64 | 65 | 65 | 66 | 65 | 67 | 68 | 67 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 178 | 180 | 182 | 185 | 187 | 190 | 192 | 194 | 196 | 199 | 201 | 203 | ||||||
| Restricted Investments | 3 | 2 | 3 | 3 | 2 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 636 | 610 | 601 | 578 | 556 | 539 | 534 | 538 | 541 | 537 | 525 | 514 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -8 | -7 | -7 | -7 | -7 | -6 | -6 | -6 | -6 | -6 | -6 | -6 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | - | - | -6 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 629 | 603 | 594 | 571 | 550 | 533 | 528 | 532 | 536 | 531 | 520 | 509 | ||||||
| Property Plant And Equipment Net | 10 | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 9 | 8 | 8 | 8 | ||||||
| Real Estate Acquired Through Foreclosure | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Bank Owned Life Insurance | 16 | 16 | 16 | 16 | 16 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Investments In Affiliates Subsidiaries Associates And Joint Ventures | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Finite Lived Core Deposits Gross | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Goodwill | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Other Intangible Assets Net | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Deferred Income Tax Assets Net | 7 | 8 | 8 | 9 | 9 | 9 | 10 | 10 | 11 | 11 | 11 | 12 | ||||||
| Assets | 919 | 902 | 895 | 880 | 866 | 854 | 849 | 858 | 863 | 864 | 871 | 863 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities Domestic | 210 | 210 | 210 | 207 | 193 | 199 | 197 | 197 | 198 | 200 | 197 | 201 | ||||||
| Interest Bearing Deposit Liabilities Domestic | 595 | 579 | 572 | 568 | 567 | 550 | 551 | 555 | 547 | 539 | 552 | 557 | ||||||
| Deposits | 806 | 789 | 782 | 776 | 759 | 749 | 748 | 753 | 745 | 738 | 749 | 757 | ||||||
| Short Term Borrowings | 44 | 47 | 50 | 43 | 50 | 44 | 42 | 46 | 61 | 57 | 53 | 40 | ||||||
| Long Term Debt | - | - | 0 | 0 | 0 | 5 | 5 | 5 | 5 | 20 | 20 | 20 | ||||||
| Liabilities | 856 | 842 | 838 | 825 | 814 | 804 | 801 | 811 | 819 | 823 | 830 | 825 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Additional Paid In Capital | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | ||||||
| Retained Earnings Accumulated Deficit | 60 | 58 | 57 | 56 | 55 | 54 | 53 | 53 | 52 | 52 | 51 | 52 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -25 | -26 | -27 | -29 | -30 | -32 | -33 | -34 | -36 | -38 | -39 | -42 | ||||||
| Treasury Stock Value | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -3 | -2 | ||||||
| Stockholders Equity | 63 | 60 | 57 | 55 | 52 | 50 | 47 | 47 | 43 | 41 | 40 | 37 | ||||||
| Liabilities And Stockholders Equity | 919 | 902 | 895 | 880 | 866 | 854 | 849 | 858 | 863 | 864 | 871 | 863 | ||||||
| Held To Maturity Securities Fair Value | 173 | 177 | 180 | 182 | 183 | 185 | 183 | 193 | 189 | 193 | 198 | 189 | ||||||
| Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Common Stock Shares Issued | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialJUNIATA VALLEY FINANCIAL CORP (JUVF) — SEC Financial Statements & Analysis
JUNIATA VALLEY FINANCIAL CORP (JUVF) is a state commercial banks company, incorporated in PA. JUNIATA VALLEY FINANCIAL CORP trades on OTC as: JUVF. JUNIATA VALLEY FINANCIAL CORP (JUVF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12. Based on that filing, JUNIATA VALLEY FINANCIAL CORP carries a market cap of $78.28M, a P/E ratio of 8.34x, a P/B ratio of 1.25x, a P/S ratio of 43.25x, an enterprise value of $116.35M, and an EV/EBITDA multiple of -6.88x. On profitability, it posts a gross margin of -642.76%, an operating margin of 614.03%, a net margin of 518.40%, a Return on Equity (ROE) of 16.31%, and a Return on Invested Capital (ROIC) of -14.47%. Per share, it reports EPS of $1.82, free cash flow per share of $2.49, and a dividend per share of $0.86. Over the trailing year, it posted revenue growth of 226.71% year-over-year, net income growth of 33.15% year-over-year, and EPS growth of 33.15% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.60x, free cash flow of $12.84M (TTM), and net debt of $38.07M. Figures sourced from SEC EDGAR.
- Market Cap
- $78.28M
- P/E TTM
- 8.34x
- EPS TTM
- $1.82
- P/B TTM
- 1.25x
- ROE TTM
- 16.31%
- Free Cash Flow TTM
- $12.84M
- Net Revenue TTM Growth 1Y
- 226.71%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is JUNIATA VALLEY FINANCIAL CORP in?
JUNIATA VALLEY FINANCIAL CORP (JUVF) operates in the State Commercial Banks industry.
What exchange does JUVF trade on?
JUNIATA VALLEY FINANCIAL CORP (JUVF) trades on the OTC.
Where is JUNIATA VALLEY FINANCIAL CORP incorporated?
JUNIATA VALLEY FINANCIAL CORP is incorporated in PA.
When was JUNIATA VALLEY FINANCIAL CORP (JUVF)'s most recent SEC filing?
JUNIATA VALLEY FINANCIAL CORP (JUVF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12.
What is JUVF's market cap?
JUNIATA VALLEY FINANCIAL CORP (JUVF) has a market capitalization of $78.28M as of 2026-06-30.
What is JUVF's P/E ratio?
JUNIATA VALLEY FINANCIAL CORP (JUVF)'s trailing twelve month P/E ratio is 8.34x as of 2026-06-30.
What is JUVF's EPS (earnings per share)?
JUNIATA VALLEY FINANCIAL CORP (JUVF)'s trailing twelve month EPS is $1.82 as of 2026-06-30.
What is JUVF's ROE (return on equity)?
JUNIATA VALLEY FINANCIAL CORP (JUVF)'s trailing twelve month Return on Equity (ROE) is 16.31% as of 2026-06-30.
What is JUVF's ROIC (return on invested capital)?
JUNIATA VALLEY FINANCIAL CORP (JUVF)'s trailing twelve month Return on Invested Capital (ROIC) is -14.47% as of 2026-06-30.
What is JUVF's EV/EBITDA?
JUNIATA VALLEY FINANCIAL CORP (JUVF)'s trailing twelve month EV/EBITDA is -6.88x as of 2026-06-30.