KFFB

Kentucky First Federal Bancorp
—

Company Information

Company Name
Kentucky First Federal Bancorp
CIK
CIK0001297341
Category
Non-accelerated filer<br>Smaller reporting company
Ticker: Exchange
KFFB: Nasdaq
Fiscal Year End
June 30
Owner Organization
02 Finance
SIC
6035
SIC Description
Savings Institution, Federally Chartered
Ticker
KFFB

SEC filing data through

Insider Sentiment

Last purchase
2024-12-23
Last sale
2025-06-27
Shares purchased (TTM)
10,000
Shares sold (TTM)
3,597
Buy ratio (TTM)73.5%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
322,647
Shares outstanding
8,086,715
Ownership
3.99%
+0.18% Y/Y

Earnings Market Reaction

Filing date
2026-05-15
Price on filing date
—
1-month reaction
6.71%
3-month reaction
22.60%
Drift continued10/11 (91%)
Faded / reversed1/11 (9%)

Balance Sheet

Values in millions ($)
Line item2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks222235322222
Federal Funds Sold And Securities Purchased Under Agreements To Resell--------111-
Federal Funds Sold532917711---1
Interest Bearing Deposits In Banks14141198914161312-5
Cash And Cash Equivalents At Carrying Value21201519282117181515138
Available For Sale Securities Debt Securities101112108991010111112
Held To Maturity Securities--------0000
Loans And Leases Receivable Net Reported Amount----------318314
Loans Receivable Held For Sale Amount---------0--
Assets
Assets375375366371381374376375369366357349
Held To Maturity Securities Noncurrent00000000---0
Accounts Receivable Net Noncurrent----331330333333328326-314
Real Estate Investments----00000000
Other Real Estate-----------0
Accounts Receivable Net328330326327---333----
Property Plant And Equipment Net444444444444
Federal Home Loan Bank Stock443444445445
Interest Receivable211111111111
Bank Owned Life Insurance333333333333
Goodwill--------1111
Prepaid Taxes-0--00000000
Prepaid Expense And Other Assets Noncurrent-11111111111
Prepaid Expense Noncurrent1-----------
Deposits Savings Deposits-----------58
Demand Deposit Accounts3330312930273132---31
Deposits274273271278277263255256246245252226
Federal Home Loan Bank Advances Long Term495144435362706972715370
Advance Payments By Borrowers For Taxes And Insurance101110111011
Interest Payable Current And Noncurrent110110000000
Accrued Income Taxes Current--00--------
Accrued Income Taxes0-----------
Deferred Income Tax Liabilities Net0000000000-1
Liabilities And Stockholders Equity
Liabilities And Stockholders Equity375375366371381374376375369366357349
Other Liabilities111101111111
Liabilities325326318323333326327327320317307298
Common Stock Value000000000000
Additional Paid In Capital353535353535353535353535
Retained Earnings Accumulated Deficit191818181717171718191920
Stockholders Equity
Stockholders Equity504949484848484849495051
Treasury Stock Value-4-4-4-4-4-4-4-4-4-4-4-4
Accumulated Other Comprehensive Income Loss Net Of Tax-0-0-0-0-0-0-0-0-0-0-1-0
Loans And Leases Receivable Allowance----------22
Held To Maturity Securities Fair Value000000000000
Allowance For Doubtful Accounts Receivable Current----222222-2
Allowance For Doubtful Accounts Receivable2222---2----
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized111111111111
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized202020202020202020202020
Common Stock Shares Issued999999999999
Treasury Stock Common Shares111111111111

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Kentucky First Federal Bancorp (KFFB) — SEC Financial Statements & Analysis

Kentucky First Federal Bancorp (KFFB) is a savings institution, federally chartered company. Kentucky First Federal Bancorp trades on Nasdaq as: KFFB. Kentucky First Federal Bancorp (KFFB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-15. Based on that filing, Kentucky First Federal Bancorp carries a market cap of $34.49M, a P/E ratio of 24.55x, a P/B ratio of 0.69x, a P/S ratio of 1.68x, an enterprise value of $13.20M, and an EV/EBITDA multiple of -1.59x. On profitability, it posts a gross margin of 50.45%, an operating margin of 9.02%, a net margin of 6.86%, a Return on Equity (ROE) of 2.87%, and a Return on Invested Capital (ROIC) of -26.05%. Per share, it reports EPS of $0.17, diluted EPS of $0.17, free cash flow per share of $0.11, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 9.52% year-over-year, net income growth of -230.94% year-over-year, and EPS growth of -230.94% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.82x, free cash flow of $929.00K (TTM), and net debt of $-21.30M. Figures sourced from SEC EDGAR.

Market Cap
$34.49M
P/E TTM
24.55x
EPS TTM
$0.17
P/B TTM
0.69x
ROE TTM
2.87%
Free Cash Flow TTM
$929.00K
Net Revenue TTM Growth 1Y
9.52%

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Kentucky First Federal Bancorp in?

Kentucky First Federal Bancorp (KFFB) operates in the Savings Institution, Federally Chartered industry.

What exchange does KFFB trade on?

Kentucky First Federal Bancorp (KFFB) trades on the Nasdaq.

When was Kentucky First Federal Bancorp (KFFB)'s most recent SEC filing?

Kentucky First Federal Bancorp (KFFB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-15.

What is KFFB's market cap?

Kentucky First Federal Bancorp (KFFB) has a market capitalization of $34.49M as of 2026-03-31.

What is KFFB's P/E ratio?

Kentucky First Federal Bancorp (KFFB)'s trailing twelve month P/E ratio is 24.55x as of 2026-03-31.

What is KFFB's EPS (earnings per share)?

Kentucky First Federal Bancorp (KFFB)'s trailing twelve month EPS is $0.17 as of 2026-03-31.

What is KFFB's ROE (return on equity)?

Kentucky First Federal Bancorp (KFFB)'s trailing twelve month Return on Equity (ROE) is 2.87% as of 2026-03-31.

What is KFFB's ROIC (return on invested capital)?

Kentucky First Federal Bancorp (KFFB)'s trailing twelve month Return on Invested Capital (ROIC) is -26.05% as of 2026-03-31.

What is KFFB's EV/EBITDA?

Kentucky First Federal Bancorp (KFFB)'s trailing twelve month EV/EBITDA is -1.59x as of 2026-03-31.

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