loanDepot, Inc.
loanDepot, Inc.
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 229 | 277 | 337 | 459 | 409 | 371 | 422 | 483 | 533 | 604 | 661 | 717 | |||||
Restricted Cash And Cash Equivalents | 71 | 80 | 64 | 67 | 69 | 74 | 106 | 96 | 98 | 74 | 85 | 115 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | 2,643 | 3,267 | 3,166 | 2,606 | 2,623 | 2,765 | 2,604 | 2,790 | 2,378 | 2,300 | 2,133 | 2,071 | |||||
Accounts Receivable Net | - | - | - | - | - | - | - | - | - | - | - | 54 | |||||
Interests Continued To Be Held By Transferor Fair … | 106 | 108 | 110 | 111 | 112 | 114 | 117 | 122 | 120 | - | 0 | - | |||||
Derivative Assets | 59 | 70 | 42 | 55 | 70 | 50 | 44 | 69 | 60 | 64 | 94 | 87 | |||||
Servicing Asset At Fair Value Amount | 1,780 | 1,691 | 1,658 | 1,638 | 1,636 | 1,621 | 1,634 | 1,543 | 1,583 | 1,986 | 2,000 | 2,053 | |||||
Trading Securities Debt | 82 | 84 | 86 | 86 | 86 | 87 | 87 | 92 | 89 | 92 | 93 | 89 | |||||
Property Plant And Equipment Net | 65 | 64 | 62 | 58 | 60 | 60 | 61 | 63 | 65 | 66 | 71 | 77 | |||||
Operating Lease Right Of Use Asset | 26 | 25 | 24 | 25 | 26 | 23 | 20 | 23 | 25 | 27 | 29 | 33 | |||||
Prepaid Expense And Other Assets | - | - | - | - | - | - | - | - | - | - | - | 125 | |||||
Equity Method Investments | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 20 | 19 | |||||
Other Assets | 215 | 219 | 217 | 205 | 218 | 209 | 236 | 259 | 234 | 214 | 254 | - | |||||
Assets | 6,697 | 7,247 | 6,858 | 6,245 | 6,209 | 6,417 | 6,344 | 6,418 | 5,943 | 6,193 | 6,151 | 6,079 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Warehouse Agreement Borrowings | 2,444 | 3,024 | 2,903 | 2,383 | 2,411 | 2,490 | 2,377 | 2,566 | 2,213 | 2,070 | 1,947 | 1,898 | |||||
Derivative Liabilities | 6 | 17 | 11 | 12 | 19 | 13 | 25 | 22 | 18 | 11 | 85 | 50 | |||||
Operating Lease Liability | 35 | 34 | 35 | 35 | 36 | 35 | 33 | 39 | 42 | 45 | 49 | 54 | |||||
Long Term Debt | 2,130 | 2,115 | 2,100 | 2,091 | 2,062 | 2,017 | 2,027 | 1,957 | 1,975 | 2,314 | 2,274 | 2,206 | |||||
Liabilities | 6,364 | 6,909 | 6,472 | 5,812 | 5,770 | 5,947 | 5,837 | 5,826 | 5,364 | 5,556 | 5,447 | 5,310 | |||||
Stockholders Equity Inclu… | |||||||||||||||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Treasury Stock Value | - | - | - | - | - | - | - | - | -17 | -17 | -16 | -16 | |||||
Treasury Stock Common Value | -32 | -30 | -30 | -29 | -23 | -21 | -20 | -19 | - | - | -16 | - | |||||
Additional Paid In Capital | 889 | 885 | 878 | 880 | 882 | 856 | 844 | 847 | 831 | 824 | 821 | 819 | |||||
Retained Earnings Accumulated Deficit | -656 | -652 | -614 | -592 | -588 | -574 | -551 | -517 | -518 | -486 | -452 | -425 | |||||
Minority Interest | 132 | 133 | 151 | 174 | 167 | 208 | 234 | 281 | 284 | 316 | 351 | 390 | |||||
Stockholders Equity | 333 | 337 | 386 | 433 | 439 | 469 | 507 | 592 | 579 | 637 | 704 | 769 | |||||
Liabilities And Stockholders Equity | 6,697 | 7,247 | 6,858 | 6,245 | 6,209 | 6,417 | 6,344 | 6,418 | 5,943 | 6,193 | 6,151 | 6,079 | |||||
Asset Pledged As Collateral | - | 598 | 606 | 11 | 296 | 304 | 293 | -189 | -9 | 505 | 510 | -169 | |||||
Common Class A | - | 232 | 0 | 14 | 8 | 105 | 0 | 5 | 1 | 85 | 0 | 2 | |||||
Common Class B | - | 106 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Class C | - | 0 | 0 | -12 | -5 | 126 | 0 | -3 | 0 | 141 | 0 | -0 | |||||
Common Class D | - | 0 | 0 | 0 | 0 | 97 | 0 | 0 | 0 | 97 | 0 | 0 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | |||||
Preferred Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Treasury Stock Common Shares | 10 | 10 | 9 | 9 | 7 | 5 | 5 | 4 | 4 | -4 | 3 | 3 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -6.38% | -14.89% | -28.37% | - | - | - | - | - | - | - | - | - |
| 2025 | 14.91% | 14.91% | 56.14% | 23.70% | 80.92% | 106.94% | 2.91% | -22.91% | -4.36% | -13.61% | -7.10% | -21.89% |
| 2024 | -16.20% | -23.61% | -10.19% | 13.91% | 16.96% | -9.57% | -18.77% | -32.13% | -38.99% | 5.84% | -16.06% | -4.38% |
| 2023 | - | - | - | -4.25% | -18.87% | -44.34% | 40.43% | 149.65% | 112.77% | 13.55% | 8.41% | -15.42% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 0.40 | 0.25 | 0.31 | -0.25 | -0.20 | -0.75 | -1.41 | -2.12 | -3.03 | -3.00 | -3.14 | -1.57 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | -0.44 | -0.54 | -0.51 | -0.89 | -0.88 | -0.95 | -1.09 | -0.65 | -1.29 | -0.70 | -1.35 | -0.15 | |||||
| Free Cash Flow Per Share TTM | -1.25 | -3.19 | -3.49 | 0.65 | -1.21 | -3.91 | -4.77 | -6.12 | -3.40 | -3.73 | -1.11 | 0.31 | |||||
| Dividend Per Share TTM | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 112.06% | 112.76% | 112.48% | 113.06% | 113.39% | 113.27% | 113.90% | 119.41% | 120.10% | 119.60% | 119.49% | 113.78% | |||||
| Operating Profit Margin TTM | -8.26% | -10.77% | -10.13% | -15.20% | -14.09% | -18.34% | -22.91% | -22.56% | -28.07% | -25.98% | -28.57% | -41.36% | |||||
| Net Profit Margin TTM | -8.14% | -10.24% | -9.04% | -16.63% | -16.21% | -17.08% | -19.07% | -21.10% | -23.98% | -22.94% | -24.18% | -2.87% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 11.44% | 8.23% | 12.21% | 10.23% | 14.84% | 12.35% | 8.85% | 12.72% | 6.38% | 2.97% | -22.44% | -48.91% | |||||
| Net Income Growth (1Y) | -44.01% | -35.13% | -46.81% | -13.12% | -22.40% | -16.34% | -14.17% | 729.47% | 60.16% | 1.00% | -13.74% | -138.60% | |||||
| EPS Growth (1Y) | -49.74% | -43.11% | -53.20% | -23.83% | -31.96% | -24.42% | -19.13% | 687.31% | 52.76% | -4.90% | -23.05% | -135.64% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | -2.83 | -2.64 | -4.06 | -3.43 | -1.44 | -1.26 | -1.87 | -2.33 | -1.28 | -2.07 | -2.61 | -11.53 | |||||
| P/B TTM | 0.87 | 0.96 | 1.13 | 1.50 | 0.60 | 0.51 | 0.75 | 0.85 | 0.52 | 0.74 | 0.87 | 0.39 | |||||
| P/S TTM | 0.23 | 0.27 | 0.37 | 0.57 | 0.23 | 0.22 | 0.36 | 0.49 | 0.31 | 0.48 | 0.63 | 0.33 | |||||
| Market Cap | 289.55M | 325.13M | 436.81M | 649.13M | 264.09M | 238.94M | 378.71M | 506.10M | 300.83M | 469.85M | 615.67M | 302.66M | |||||
| Enterprise Value | 2.12B | 2.08B | 2.14B | 2.28B | 1.85B | 1.81B | 1.88B | 1.88B | 1.65B | 2.18B | 2.14B | 1.68B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | -288.71M | -729.39M | -735.73M | 136.57M | -252.45M | -784.95M | -884.69M | -1.14B | -620.20M | -677.19M | -194.83M | 55.12M | |||||
| Net Debt | 1.83B | 1.76B | 1.70B | 1.63B | 1.58B | 1.57B | 1.50B | 1.38B | 1.34B | 1.71B | 1.53B | 1.37B | |||||
Per-Share and Margin | |||||||||||||||||
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| Adjusted EPS TTM | |||||||||||||||||
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| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
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| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
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| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
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| Dividend Yield TTM | |||||||||||||||||
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| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
loanDepot, Inc. (LDI) — SEC Financial Statements & Analysis
loanDepot, Inc. (LDI) is a finance services company. loanDepot, Inc. trades on NYSE as: LDI. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), loanDepot, Inc. reported a 11.44% year-over-year revenue growth, a Gross Profit Margin of 112.06% (TTM), a Price-to-Sales (P/S) ratio of 0.23x (TTM), a Price-to-Book (P/B) ratio of 0.87x (TTM), at a market cap of $289.55M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 11.44%
- Gross Profit Margin TTM
- 112.06%
- P/S TTM
- 0.23x
- P/B TTM
- 0.87x
- Market Cap
- $289.55M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is loanDepot, Inc. in?
loanDepot, Inc. (LDI) operates in the Finance Services industry.
What is LDI's market cap?
loanDepot, Inc. (LDI) has a market capitalization of $289.55M as of 2026-06-30.
What exchange does LDI trade on?
loanDepot, Inc. (LDI) trades on the NYSE.