LKFN
LAKELAND FINANCIAL CORPCompany Information
- Company Name
- LAKELAND FINANCIAL CORP
- CIK
- CIK0000721994
- Category
- Large accelerated filer
- Ticker: Exchange
- LKFN: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- LKFN
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-03-12
- Last sale
- 2026-08-05
- Shares purchased (TTM)
- 25,296
- Shares sold (TTM)
- 28,227
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 21,718,019
- Shares outstanding
- 25,058,539
- Ownership
- 86.67%
Earnings Market Reaction
- Filing date
- 2026-08-05
- Price on filing date
- —
- 1-month reaction
- -5.32%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 70 | 66 | 57 | 67 | 97 | 89 | 72 | 87 | 61 | 56 | 70 | 68 | ||||||
| Interest Bearing Deposits In Banks | 124 | 86 | 84 | 125 | 213 | 146 | 96 | 73 | 60 | 92 | 81 | 79 | ||||||
| Cash And Cash Equivalents At Carrying Value | 194 | 151 | 141 | 193 | 310 | 235 | 168 | 160 | 121 | 148 | 152 | 146 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 1,035 | 1,027 | 1,052 | 1,032 | 997 | 1,001 | 991 | 1,017 | 993 | 1,014 | 1,052 | 976 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss | 134 | 134 | 133 | 133 | 132 | 132 | 132 | 131 | 131 | 130 | 130 | 129 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 4 | 1 | 3 | 1 | 2 | 1 | 2 | 3 | 0 | 2 | 1 | 1 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 5,509 | 5,404 | 5,306 | 5,180 | 5,160 | 5,131 | 5,032 | 4,998 | 4,972 | 4,924 | 4,845 | 4,799 | ||||||
| Property Plant And Equipment Net | 73 | 69 | 66 | 65 | 61 | 61 | 60 | 60 | 59 | 58 | 58 | 59 | ||||||
| Bank Owned Life Insurance | 132 | 131 | 130 | 129 | 127 | 114 | 113 | 112 | 111 | 110 | 109 | 109 | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | ||||||
| Interest Receivable | 30 | 30 | 29 | 29 | 29 | 29 | 28 | 28 | 31 | 31 | 30 | 29 | ||||||
| Goodwill | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Other Assets | 106 | 111 | 103 | 108 | 119 | 121 | 125 | 109 | 125 | 123 | 121 | 153 | ||||||
| Assets | 7,243 | 7,084 | 6,990 | 6,895 | 6,964 | 6,851 | 6,678 | 6,645 | 6,569 | 6,567 | 6,524 | 6,427 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 1,292 | 1,302 | 1,221 | 1,268 | 1,262 | 1,297 | 1,297 | 1,285 | 1,213 | 1,254 | 1,353 | 1,378 | ||||||
| Interest Bearing Deposit Liabilities | 5,038 | 4,889 | 4,752 | 4,756 | 4,915 | 4,663 | 4,604 | 4,553 | 4,551 | 4,364 | 4,367 | 4,279 | ||||||
| Deposits | 6,330 | 6,190 | 5,973 | 6,024 | 6,177 | 5,960 | 5,901 | 5,837 | 5,764 | 5,618 | 5,721 | 5,657 | ||||||
| Secured Debt | - | - | - | - | - | - | - | - | - | 200 | 50 | 90 | ||||||
| Federal Funds Purchased | - | - | - | - | - | - | - | 30 | 55 | - | - | - | ||||||
Advances From Federal Home Loan Banks | ||||||||||||||||||
| Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date | 70 | 50 | 170 | 55 | - | - | 0 | - | - | - | - | - | ||||||
| Federal Home Loan Bank Advances Long Term | 1 | 1 | 1 | 1 | - | - | 0 | 0 | 0 | - | 50 | - | ||||||
| Line Of Credit | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Long Term Debt | - | - | - | - | - | - | - | 30 | 55 | - | 50 | 90 | ||||||
| Advances From Federal Home Loan Banks | - | - | - | 56 | 1 | 108 | - | - | - | - | - | - | ||||||
| Other Borrowings | 0 | 17 | 13 | - | 5 | - | 0 | - | - | - | - | - | ||||||
| Debt Longterm And Shortterm Combined Amount | 71 | 68 | 184 | - | 6 | - | 0 | - | - | - | - | - | ||||||
| Interest Payable Current And Noncurrent | 9 | 9 | 9 | 9 | 10 | 15 | 15 | 15 | 15 | 15 | 21 | 16 | ||||||
| Other Liabilities | 60 | 68 | 61 | 58 | 61 | 74 | 78 | 64 | 80 | 87 | 83 | 106 | ||||||
| Liabilities | 6,470 | 6,335 | 6,228 | 6,148 | 6,254 | 6,157 | 5,994 | 5,946 | 5,914 | 5,920 | 5,874 | 5,870 | ||||||
Equity | ||||||||||||||||||
| Common Stock Value | 140 | 138 | 137 | 134 | 131 | 130 | 130 | 128 | 127 | 126 | 128 | 126 | ||||||
| Retained Earnings Accumulated Deficit | 817 | 802 | 788 | 771 | 758 | 744 | 736 | 725 | 714 | 703 | 693 | 675 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -124 | -136 | -127 | -141 | -161 | -164 | -167 | -138 | -170 | -167 | -155 | -228 | ||||||
| Treasury Stock Common Value | -59 | -55 | -36 | -18 | -17 | -16 | -16 | -16 | -15 | -15 | -16 | -15 | ||||||
| Stockholders Equity | 773 | 749 | 762 | 747 | 710 | 695 | 684 | 699 | 655 | 647 | 650 | 557 | ||||||
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Liabilities And Stockholders Equity | 7,243 | 7,084 | 6,990 | 6,895 | 6,964 | 6,851 | 6,678 | 6,645 | 6,569 | 6,567 | 6,524 | 6,427 | ||||||
| Held To Maturity Securities Fair Value | 119 | 114 | 118 | 114 | 108 | 109 | 113 | 119 | 114 | 115 | 119 | 103 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 71 | 69 | 69 | 68 | 67 | 92 | 86 | 84 | 81 | 73 | 72 | 72 | ||||||
| Common Stock Shares Authorized | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | ||||||
| Common Stock No Par Value | - | - | 0 | - | - | - | 0 | - | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Issued | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | ||||||
| Shares Outstanding | 25 | 25 | 25 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 25 | 25 | ||||||
| Treasury Stock Common Shares | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialLAKELAND FINANCIAL CORP (LKFN) — SEC Financial Statements & Analysis
LAKELAND FINANCIAL CORP (LKFN) is a state commercial banks company, incorporated in IN. LAKELAND FINANCIAL CORP trades on Nasdaq as: LKFN. LAKELAND FINANCIAL CORP (LKFN)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05. Based on that filing, LAKELAND FINANCIAL CORP carries a market cap of $1.53B, a P/E ratio of 13.79x, a P/B ratio of 1.98x, a P/S ratio of 4.08x, an enterprise value of $1.34B, and an EV/EBITDA multiple of -15.46x. On profitability, it posts a gross margin of 60.72%, an operating margin of 36.08%, a net margin of 29.58%, a Return on Equity (ROE) of 15.00%, and a Return on Invested Capital (ROIC) of -15.29%. Per share, it reports EPS of $4.44, diluted EPS of $4.41, free cash flow per share of $4.46, and a dividend per share of $2.07. Over the trailing year, it posted revenue growth of 0.75% year-over-year, net income growth of 17.60% year-over-year, and EPS growth of 20.65% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.41x, free cash flow of $111.66M (TTM), and net debt of $-194.13M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.53B
- P/E TTM
- 13.79x
- EPS TTM
- $4.44
- P/B TTM
- 1.98x
- ROE TTM
- 15.00%
- Free Cash Flow TTM
- $111.66M
- Net Revenue TTM Growth 1Y
- 0.75%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is LAKELAND FINANCIAL CORP in?
LAKELAND FINANCIAL CORP (LKFN) operates in the State Commercial Banks industry.
What exchange does LKFN trade on?
LAKELAND FINANCIAL CORP (LKFN) trades on the Nasdaq.
Where is LAKELAND FINANCIAL CORP incorporated?
LAKELAND FINANCIAL CORP is incorporated in IN.
When was LAKELAND FINANCIAL CORP (LKFN)'s most recent SEC filing?
LAKELAND FINANCIAL CORP (LKFN)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05.
What is LKFN's market cap?
LAKELAND FINANCIAL CORP (LKFN) has a market capitalization of $1.53B as of 2026-06-30.
What is LKFN's P/E ratio?
LAKELAND FINANCIAL CORP (LKFN)'s trailing twelve month P/E ratio is 13.79x as of 2026-06-30.
What is LKFN's EPS (earnings per share)?
LAKELAND FINANCIAL CORP (LKFN)'s trailing twelve month EPS is $4.44 as of 2026-06-30.
What is LKFN's ROE (return on equity)?
LAKELAND FINANCIAL CORP (LKFN)'s trailing twelve month Return on Equity (ROE) is 15.00% as of 2026-06-30.
What is LKFN's ROIC (return on invested capital)?
LAKELAND FINANCIAL CORP (LKFN)'s trailing twelve month Return on Invested Capital (ROIC) is -15.29% as of 2026-06-30.
What is LKFN's EV/EBITDA?
LAKELAND FINANCIAL CORP (LKFN)'s trailing twelve month EV/EBITDA is -15.46x as of 2026-06-30.