LMND
Lemonade, Inc.Company Information
- Company Name
- Lemonade, Inc.
- CIK
- CIK0001691421
- Category
- Large accelerated filer
- Ticker: Exchange
- LMND: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6331
- SIC Description
- Fire, Marine & Casualty Insurance
- Ticker
- LMND
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-03-10
- Last sale
- 2026-09-04
- Shares purchased (TTM)
- 3,350
- Shares sold (TTM)
- 358,685
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 43,884,441
- Shares outstanding
- 76,983,877
- Ownership
- 57.00%
Earnings Market Reaction
- Filing date
- 2026-08-04
- Price on filing date
- —
- 1-month reaction
- -2.13%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||||||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 769 | 732 | 709 | 682 | 625 | 656 | 607 | 610 | 537 | 620 | 627 | 633 | ||||||
| Short Term Investments | 9 | 20 | 14 | 24 | 21 | 21 | 28 | 31 | 44 | 22 | 46 | 73 | ||||||
| Investments | 778 | 751 | 723 | 705 | 646 | 676 | 635 | 641 | 581 | 642 | 673 | 707 | ||||||
| Cash And Cash Equivalents At Carrying Value | 380 | 387 | 397 | 356 | 386 | 320 | 386 | 338 | 350 | 285 | 272 | 238 | ||||||
| Premiums Receivable At Carrying Value | 490 | 449 | 402 | 395 | 347 | 318 | 301 | 298 | 260 | 237 | 222 | 223 | ||||||
| Reinsurance Recoverables On Paid And Unpaid Losses | 132 | 146 | 153 | 168 | 178 | 182 | 170 | 190 | 203 | 170 | 138 | 145 | ||||||
| Prepaid Reinsurance Premiums | 125 | 124 | 148 | 203 | 282 | 264 | 254 | 255 | 218 | 205 | 196 | 198 | ||||||
| Deferred Policy Acquisition Costs | 16 | 14 | 12 | 14 | 13 | 11 | 12 | 12 | 11 | 10 | 9 | 8 | ||||||
| Property Plant And Equipment Net | 19 | 17 | 16 | 15 | 16 | 16 | 16 | 16 | 16 | 17 | 17 | 17 | ||||||
| Intangible Assets Net Excluding Goodwill | 8 | 8 | 8 | 8 | 9 | 11 | 14 | 16 | 18 | 21 | 23 | 25 | ||||||
| Goodwill | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | ||||||
| Other Assets | 44 | 44 | 47 | 36 | 40 | 39 | 42 | 39 | 37 | 41 | 64 | 68 | ||||||
| Assets | 2,012 | 1,958 | 1,926 | 1,919 | 1,935 | 1,857 | 1,849 | 1,823 | 1,714 | 1,646 | 1,633 | 1,648 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Liability For Claims And Claims Adjustment Expense | 308 | 309 | 303 | 312 | 310 | 307 | 298 | 294 | 282 | 264 | 262 | 255 | ||||||
| Unearned Premiums | 662 | 614 | 577 | 568 | 510 | 476 | 455 | 454 | 398 | 371 | 354 | 356 | ||||||
| Accounts Payable Trade Current And Noncurrent | 2 | 2 | 1 | 5 | 2 | 3 | 5 | 1 | 1 | 1 | 1 | 3 | ||||||
| Funds Held Under Reinsurance Agreements Liability | 153 | 152 | 170 | 203 | 240 | 225 | 220 | 189 | 157 | 132 | 129 | 131 | ||||||
| Ceded Premiums Payable | 21 | 21 | 24 | 19 | 30 | 26 | 24 | 42 | 30 | 27 | 23 | 36 | ||||||
| Line Of Credit | 206 | 180 | 158 | 139 | 124 | 102 | 83 | 67 | 44 | 28 | 15 | 8 | ||||||
| Accrued Liabilities And Other Liabilities | 127 | 129 | 122 | 107 | 124 | 110 | 106 | 124 | 121 | 101 | 100 | 93 | ||||||
| Liabilities | 1,512 | 1,440 | 1,392 | 1,403 | 1,408 | 1,311 | 1,256 | 1,230 | 1,079 | 970 | 924 | 921 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 2,043 | 2,017 | 1,992 | 1,954 | 1,928 | 1,910 | 1,898 | 1,862 | 1,845 | 1,830 | 1,815 | 1,800 | ||||||
| Retained Earnings Accumulated Deficit | -1,544 | -1,500 | -1,464 | -1,443 | -1,405 | -1,361 | -1,299 | -1,269 | -1,201 | -1,144 | -1,097 | -1,054 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -0 | 1 | 6 | 5 | 4 | -3 | -6 | -0 | -9 | -9 | -9 | -19 | ||||||
| Stockholders Equity | 500 | 518 | 534 | 516 | 527 | 546 | 593 | 593 | 635 | 676 | 709 | 727 | ||||||
| Liabilities And Stockholders Equity | 2,012 | 1,958 | 1,926 | 1,919 | 1,935 | 1,857 | 1,849 | 1,823 | 1,714 | 1,646 | 1,633 | 1,648 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | - | - | - | - | - | - | - | - | - | - | 632 | - | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss | 772 | 733 | 706 | 679 | 623 | 654 | 607 | 607 | 541 | 624 | 632 | 645 | ||||||
| Premiums Receivable Allowance For Doubtful Accounts | 5 | 5 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Common Stock Shares Authorized | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | ||||||
| Common Stock Shares Issued | 77 | 77 | 76 | 75 | 74 | 73 | 73 | 71 | 71 | 70 | 70 | 70 | ||||||
| Shares Outstanding | 77 | 77 | 76 | 75 | 74 | 73 | 73 | 71 | 71 | 70 | 70 | 70 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialLemonade, Inc. (LMND) — SEC Financial Statements & Analysis
Lemonade, Inc. (LMND) is a fire, marine & casualty insurance company, incorporated in DE. Lemonade, Inc. trades on NYSE as: LMND. Lemonade, Inc. (LMND)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04. Based on that filing, Lemonade, Inc. carries a market cap of $5.01B, a P/E ratio of -36.18x, a P/B ratio of 10.03x, a P/S ratio of 5.14x, an enterprise value of $4.63B, and an EV/EBITDA multiple of -37.87x. On profitability, it posts an operating margin of -13.67%, a net margin of -14.19%, a Return on Equity (ROE) of -26.96%, and a Return on Invested Capital (ROIC) of -91.36%. Per share, it reports EPS of $-1.80, diluted EPS of $-1.80, free cash flow per share of $0.11, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 62.31% year-over-year, net income growth of -32.16% year-over-year, and EPS growth of -35.29% year-over-year. On the balance sheet, it maintains free cash flow of $8.10M (TTM) and net debt of $-380.30M. Figures sourced from SEC EDGAR.
- Market Cap
- $5.01B
- P/E TTM
- -36.18x
- EPS TTM
- $-1.80
- P/B TTM
- 10.03x
- ROE TTM
- -26.96%
- Free Cash Flow TTM
- $8.10M
- Net Revenue TTM Growth 1Y
- 62.31%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Lemonade, Inc. in?
Lemonade, Inc. (LMND) operates in the Fire, Marine & Casualty Insurance industry.
What exchange does LMND trade on?
Lemonade, Inc. (LMND) trades on the NYSE.
Where is Lemonade, Inc. incorporated?
Lemonade, Inc. is incorporated in DE.
When was Lemonade, Inc. (LMND)'s most recent SEC filing?
Lemonade, Inc. (LMND)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04.
What is LMND's market cap?
Lemonade, Inc. (LMND) has a market capitalization of $5.01B as of 2026-06-30.
What is LMND's EPS (earnings per share)?
Lemonade, Inc. (LMND)'s trailing twelve month EPS is $-1.80 as of 2026-06-30.
What is LMND's ROE (return on equity)?
Lemonade, Inc. (LMND)'s trailing twelve month Return on Equity (ROE) is -26.96% as of 2026-06-30.
What is LMND's ROIC (return on invested capital)?
Lemonade, Inc. (LMND)'s trailing twelve month Return on Invested Capital (ROIC) is -91.36% as of 2026-06-30.
What is LMND's EV/EBITDA?
Lemonade, Inc. (LMND)'s trailing twelve month EV/EBITDA is -37.87x as of 2026-06-30.