LPRO
Open Lending CorpCompany Information
- Company Name
- Open Lending Corp
- CIK
- CIK0001806201
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- LPRO: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6141
- SIC Description
- Personal Credit Institutions
- Ticker
- LPRO
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-11-19
- Last sale
- 2024-03-21
- Shares purchased (TTM)
- 52,975
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 81,572,257
- Shares outstanding
- 117,778,000
- Ownership
- 69.26%
Earnings Market Reaction
- Filing date
- 2026-05-08
- Price on filing date
- —
- 1-month reaction
- 20.26%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets Current | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 173 | 177 | 222 | 231 | 236 | 243 | 250 | 248 | 247 | 240 | 233 | 224 | ||||||
| Restricted Cash Current | 12 | 12 | 12 | 11 | 11 | 11 | 11 | 4 | 8 | 6 | 6 | 5 | ||||||
| Accounts Receivable Net Current | 5 | 4 | 4 | 4 | 6 | 5 | 5 | 4 | 6 | 5 | 5 | 6 | ||||||
| Contract With Customer Asset Net Current | 22 | 22 | 24 | 15 | 19 | 10 | 18 | 23 | 21 | 29 | 38 | 34 | ||||||
| Income Taxes Receivable | 1 | 3 | 4 | 4 | 4 | 4 | 8 | 8 | 6 | 7 | 9 | 12 | ||||||
| Other Assets Current | 6 | 5 | 6 | 3 | 3 | 3 | 3 | 6 | 3 | 3 | 3 | 3 | ||||||
| Assets Current | 218 | 223 | 273 | 267 | 278 | 276 | 295 | 293 | 290 | 290 | 294 | 285 | ||||||
| Property Plant And Equipment Net | 0 | 0 | 1 | 1 | 1 | 1 | 6 | 5 | 4 | 1 | 4 | 3 | ||||||
| Capitalized Computer Software Net | 4 | 4 | 5 | 5 | 5 | 5 | - | - | - | 3 | - | - | ||||||
| Operating Lease Right Of Use Asset | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Contract With Customer Asset Net Noncurrent | 2 | 3 | 3 | 15 | 11 | 5 | 22 | 11 | 11 | 1 | 11 | 26 | ||||||
| Other Assets Noncurrent | 4 | 4 | 4 | 5 | 6 | 6 | 4 | 4 | 4 | 6 | 6 | 6 | ||||||
| Deferred Income Tax Assets Net | - | - | - | - | - | 0 | 66 | 66 | 68 | 70 | 65 | 63 | ||||||
| Assets | 231 | 237 | 288 | 297 | 304 | 296 | 396 | 383 | 381 | 374 | 383 | 387 | ||||||
Liabilities Current | ||||||||||||||||||
| Accounts Payable Current | 1 | 0 | 1 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | ||||||
| Accrued Liabilities Current | 6 | 9 | 9 | 8 | 8 | 5 | 10 | 8 | 8 | 8 | 9 | 7 | ||||||
| Notes Payable Current | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 5 | 5 | 4 | 4 | ||||||
| Customer Refund Liability Current | 21 | 19 | 17 | 18 | 17 | 19 | - | - | - | 0 | - | - | ||||||
| Other Liabilities Current | 3 | 2 | 3 | 2 | 1 | 3 | 2 | 1 | 1 | 1 | 1 | 1 | ||||||
| Liabilities Current | 49 | 49 | 49 | 47 | 45 | 47 | 31 | 22 | 22 | 21 | 20 | 18 | ||||||
| Long Term Notes Payable | 75 | 77 | 127 | 129 | 130 | 132 | 134 | 136 | 139 | 139 | 141 | 142 | ||||||
| Operating Lease Liability Noncurrent | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | ||||||
| Customer Refund Liability Noncurrent | 25 | 28 | 30 | 32 | 39 | 28 | - | - | - | 0 | - | - | ||||||
| Other Liabilities Noncurrent | 4 | 5 | 7 | 7 | 7 | 7 | 6 | 5 | 5 | 5 | 4 | 4 | ||||||
| Liabilities | 156 | 162 | 215 | 218 | 224 | 218 | 175 | 166 | 169 | 168 | 169 | 168 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital | 492 | 498 | 497 | 495 | 498 | 503 | 502 | 500 | 499 | 502 | 504 | 501 | ||||||
| Retained Earnings Accumulated Deficit | -333 | -333 | -335 | -327 | -328 | -329 | -184 | -186 | -189 | -194 | -189 | -192 | ||||||
| Treasury Stock Common Value | -84 | -91 | -91 | -91 | -91 | -97 | -98 | -98 | -100 | -104 | -102 | -92 | ||||||
| Stockholders Equity | 75 | 75 | 73 | 79 | 80 | 78 | 220 | 217 | 212 | 206 | 215 | 219 | ||||||
| Liabilities And Stockholders Equity | 231 | 237 | 288 | 297 | 304 | 296 | 396 | 383 | 381 | 374 | 383 | 387 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 550 | 550 | 550 | 550 | 550 | 550 | 550 | 550 | 550 | 550 | 550 | 550 | ||||||
| Common Stock Shares Issued | 128 | 128 | 128 | 128 | 128 | 128 | 128 | 128 | 128 | 128 | 128 | 128 | ||||||
| Shares Outstanding | 118 | 118 | 118 | 118 | 120 | 119 | 119 | 119 | 119 | 119 | 119 | 121 | ||||||
| Treasury Stock Common Shares | 10 | 11 | 10 | 10 | 8 | 9 | 9 | 9 | 9 | 9 | 9 | 8 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
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Start 7-day free trialOpen Lending Corp (LPRO) — SEC Financial Statements & Analysis
Open Lending Corp (LPRO) is a personal credit institutions company. Open Lending Corp trades on Nasdaq as: LPRO. Open Lending Corp (LPRO)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-08. Based on that filing, On profitability, Open Lending Corp posts a gross margin of 77.24%, an operating margin of -7.17%, a net margin of -5.95%, a Return on Equity (ROE) of -6.85%, a Return on Assets (ROA) of -1.99%, and a Return on Invested Capital (ROIC) of 3.29%. Per share, it reports EPS of $-0.05, diluted EPS of $-0.05, free cash flow per share of $-0.00, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 405.40% year-over-year, net income growth of -96.19% year-over-year, and EPS growth of -96.14% year-over-year. On the balance sheet, it maintains a current ratio of 4.44x, a quick ratio of 4.44x, working capital of $168.99M, a debt-to-equity ratio of 2.07x, a debt ratio of 0.67, an interest coverage ratio of -0.76x, free cash flow of $-131.00K (TTM), and net debt of $-102.01M. Figures sourced from SEC EDGAR.
- EPS TTM
- $-0.05
- ROE TTM
- -6.85%
- ROA TTM
- -1.99%
- Debt To Equity
- 2.07x
- Free Cash Flow TTM
- $-131.00K
- Net Revenue TTM Growth 1Y
- 405.40%
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Open Lending Corp in?
Open Lending Corp (LPRO) operates in the Personal Credit Institutions industry.
What exchange does LPRO trade on?
Open Lending Corp (LPRO) trades on the Nasdaq.
When was Open Lending Corp (LPRO)'s most recent SEC filing?
Open Lending Corp (LPRO)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-08.
What is LPRO's EPS (earnings per share)?
Open Lending Corp (LPRO)'s trailing twelve month EPS is $-0.05 as of 2026-03-31.
What is LPRO's ROE (return on equity)?
Open Lending Corp (LPRO)'s trailing twelve month Return on Equity (ROE) is -6.85% as of 2026-03-31.
What is LPRO's ROA (return on assets)?
Open Lending Corp (LPRO)'s trailing twelve month Return on Assets (ROA) is -1.99% as of 2026-03-31.
What is LPRO's ROIC (return on invested capital)?
Open Lending Corp (LPRO)'s trailing twelve month Return on Invested Capital (ROIC) is 3.29% as of 2024-09-30.