MCBS
MetroCity Bankshares, Inc.Company Information
- Company Name
- MetroCity Bankshares, Inc.
- CIK
- CIK0001747068
- Category
- Accelerated filer
- Ticker: Exchange
- MCBS: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- MCBS
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-06-05
- Last sale
- 2024-11-25
- Shares purchased (TTM)
- 3,320
- Shares sold (TTM)
- 267,814
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 7,848,414
- Shares outstanding
- 28,698,662
- Ownership
- 27.35%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -1.68%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 254 | 374 | 371 | 214 | 274 | 272 | 236 | 279 | 325 | 254 | 142 | 279 | ||||||
| Federal Funds Sold | 12 | 14 | 13 | 13 | 12 | 13 | 14 | 12 | 3 | 5 | 3 | 3 | ||||||
| Cash And Cash Equivalents At Carrying Value | 267 | 388 | 384 | 227 | 286 | 285 | 250 | 291 | 328 | 259 | 145 | 282 | ||||||
| Marketable Securities | 18 | 19 | 19 | 19 | 18 | 18 | 10 | 11 | 10 | 10 | 10 | 10 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 26 | 27 | 47 | 15 | 15 | 15 | 17 | 18 | 18 | 18 | 18 | 18 | ||||||
| Loans Receivable Held For Sale Amount | 1 | - | 10 | 231 | 5 | 35 | - | 5 | - | 73 | 22 | - | ||||||
| Notes Receivable Net | 3,931 | 3,974 | 4,024 | 2,949 | 3,103 | 3,114 | 3,139 | 3,069 | 3,073 | 3,098 | 3,124 | 3,012 | ||||||
Assets | ||||||||||||||||||
| Assets | 4,520 | 4,688 | 4,768 | 3,629 | 3,616 | 3,660 | 3,594 | 3,569 | 3,615 | 3,647 | 3,503 | 3,511 | ||||||
| Interest Receivable | 20 | 20 | 20 | 17 | 17 | 16 | 16 | 16 | 15 | 16 | 15 | 15 | ||||||
| Federal Home Loan Bank Stock | 21 | 23 | 28 | 23 | 23 | 23 | 20 | 20 | 20 | 19 | 18 | 18 | ||||||
| Property Plant And Equipment Net | 30 | 30 | 30 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 17 | ||||||
| Operating Lease Right Of Use Asset | 14 | 14 | 15 | 8 | 8 | 8 | 8 | 7 | 8 | 8 | 8 | 7 | ||||||
| Other Real Estate And Foreclosed Assets | 1 | 1 | 0 | 1 | 1 | 2 | 0 | 2 | 1 | 1 | 1 | 1 | ||||||
| Bank Owned Life Insurance | 77 | 76 | 76 | 75 | 75 | 74 | 73 | 73 | 72 | 71 | 71 | 70 | ||||||
| Goodwill | 56 | 56 | 56 | - | - | - | - | - | - | - | - | - | ||||||
| Finite Lived Intangible Assets Net | 12 | 12 | 13 | - | - | - | - | - | - | - | - | - | ||||||
| Derivative Assets | 5 | 5 | 6 | 9 | 13 | 17 | 22 | 19 | 36 | 39 | 32 | 47 | ||||||
| Other Assets | 28 | 30 | 29 | 29 | 27 | 26 | 11 | 12 | 7 | 9 | 11 | 5 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Domestic Deposit Demand | 783 | 799 | 781 | 544 | 549 | 540 | 536 | 552 | 564 | 547 | 512 | 560 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 3,489 | 3,627 | 3,646 | 2,693 | 2,689 | 2,737 | 2,737 | 2,723 | 2,746 | 2,814 | 2,731 | 2,719 | ||||||
| Interest Bearing Deposit Liabilities | 2,706 | 2,827 | 2,865 | 2,149 | 2,141 | 2,197 | 2,201 | 2,171 | 2,182 | 2,267 | 2,219 | 2,159 | ||||||
| Advances From Federal Home Loan Banks | 375 | 425 | 510 | 425 | 425 | 425 | 375 | 375 | 375 | 350 | 325 | 325 | ||||||
| Operating Lease Liability | 14 | 15 | 15 | 8 | 8 | 8 | 8 | 7 | 8 | 8 | 9 | 8 | ||||||
| Interest Payable Current And Noncurrent | 8 | 10 | 11 | 4 | 3 | 3 | 3 | 4 | 3 | 3 | 4 | 4 | ||||||
| Other Liabilities | 66 | 58 | 42 | 54 | 53 | 58 | 49 | 53 | 76 | 76 | 53 | 71 | ||||||
| Liabilities | 3,952 | 4,134 | 4,224 | 3,184 | 3,180 | 3,232 | 3,173 | 3,162 | 3,208 | 3,251 | 3,121 | 3,126 | ||||||
Statement Of Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 136 | 136 | 139 | 51 | 50 | 50 | 49 | 47 | 47 | 46 | 46 | 46 | ||||||
| Retained Earnings Accumulated Deficit | 432 | 418 | 403 | 391 | 380 | 369 | 359 | 348 | 337 | 325 | 315 | 309 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -0 | 1 | 2 | 4 | 6 | 9 | 13 | 11 | 24 | 25 | 20 | 30 | ||||||
| Stockholders Equity | 568 | 554 | 544 | 446 | 436 | 428 | 421 | 407 | 407 | 397 | 382 | 385 | ||||||
| Liabilities And Stockholders Equity | 4,520 | 4,688 | 4,768 | 3,629 | 3,616 | 3,660 | 3,594 | 3,569 | 3,615 | 3,647 | 3,503 | 3,511 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 26 | 27 | 28 | 18 | 19 | 19 | 19 | 19 | 18 | 18 | 18 | 18 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | ||||||
| Common Stock Shares Issued | 29 | 29 | 29 | 26 | 26 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | ||||||
| Shares Outstanding | 29 | 29 | 29 | 26 | 26 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialMetroCity Bankshares, Inc. (MCBS) — SEC Financial Statements & Analysis
MetroCity Bankshares, Inc. (MCBS) is a state commercial banks company, incorporated in GA. MetroCity Bankshares, Inc. trades on Nasdaq as: MCBS. MetroCity Bankshares, Inc. (MCBS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, MetroCity Bankshares, Inc. carries a market cap of $1.02B, a P/E ratio of 12.79x, a P/B ratio of 1.80x, a P/S ratio of 1112.91x, an enterprise value of $754.96M, and an EV/EBITDA multiple of -15.93x. On profitability, it posts a gross margin of -10728.98%, an operating margin of 11742.81%, a net margin of 8698.69%, a Return on Equity (ROE) of 15.91%, and a Return on Invested Capital (ROIC) of -15.90%. Per share, it reports EPS of $2.78, diluted EPS of $2.76, free cash flow per share of $2.84, and a dividend per share of $1.00. Over the trailing year, it posted revenue growth of -78.70% year-over-year, net income growth of 20.88% year-over-year, and EPS growth of 7.18% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.31x, free cash flow of $81.58M (TTM), and net debt of $-266.69M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.02B
- P/E TTM
- 12.79x
- EPS TTM
- $2.78
- P/B TTM
- 1.80x
- ROE TTM
- 15.91%
- Free Cash Flow TTM
- $81.58M
- Net Revenue TTM Growth 1Y
- -78.70%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is MetroCity Bankshares, Inc. in?
MetroCity Bankshares, Inc. (MCBS) operates in the State Commercial Banks industry.
What exchange does MCBS trade on?
MetroCity Bankshares, Inc. (MCBS) trades on the Nasdaq.
Where is MetroCity Bankshares, Inc. incorporated?
MetroCity Bankshares, Inc. is incorporated in GA.
When was MetroCity Bankshares, Inc. (MCBS)'s most recent SEC filing?
MetroCity Bankshares, Inc. (MCBS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is MCBS's market cap?
MetroCity Bankshares, Inc. (MCBS) has a market capitalization of $1.02B as of 2026-06-30.
What is MCBS's P/E ratio?
MetroCity Bankshares, Inc. (MCBS)'s trailing twelve month P/E ratio is 12.79x as of 2026-06-30.
What is MCBS's EPS (earnings per share)?
MetroCity Bankshares, Inc. (MCBS)'s trailing twelve month EPS is $2.78 as of 2026-06-30.
What is MCBS's ROE (return on equity)?
MetroCity Bankshares, Inc. (MCBS)'s trailing twelve month Return on Equity (ROE) is 15.91% as of 2026-06-30.
What is MCBS's ROIC (return on invested capital)?
MetroCity Bankshares, Inc. (MCBS)'s trailing twelve month Return on Invested Capital (ROIC) is -15.90% as of 2026-06-30.
What is MCBS's EV/EBITDA?
MetroCity Bankshares, Inc. (MCBS)'s trailing twelve month EV/EBITDA is -15.93x as of 2026-06-30.