MCHB
Mechanics BancorpCompany Information
- Company Name
- Mechanics Bancorp
- CIK
- CIK0001518715
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- MCHB: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- MCHB
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-12-17
- Last sale
- 2026-06-15
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 2
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 23,525,620
- Shares outstanding
- 222,262,694
- Ownership
- 10.58%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -3.00%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 554 | 484 | 1,030 | 1,443 | 201 | 252 | 1,000 | 206 | 219 | 320 | 216 | 227 | ||||||
| Marketable Securities | - | - | - | - | 1,031 | 1,055 | 1,057 | 1,158 | 1,161 | 1,191 | 1,278 | 1,295 | ||||||
| Trading Securities Debt | 47 | 49 | 50 | 50 | - | - | 0 | - | - | - | - | - | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 4,119 | 3,934 | 3,993 | 3,490 | - | - | 3,065 | - | - | - | - | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 1,287 | 1,314 | 1,337 | 1,364 | - | - | 1,440 | - | - | - | - | - | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 5 | 5 | 6 | 55 | 49 | 35 | 1 | 39 | 30 | 21 | 20 | 34 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 13,576 | 13,852 | 14,177 | 14,569 | - | - | 9,643 | - | - | - | - | - | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -153 | -157 | -153 | -169 | -68 | -76 | -89 | -103 | 40 | 40 | 41 | 40 | ||||||
| Intangible Assets Net Including Goodwill | - | - | - | - | - | - | 7 | - | - | - | 10 | 10 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 13,424 | 13,695 | 14,024 | 14,400 | 5,887 | 6,024 | 9,555 | 7,295 | 7,340 | 7,405 | 7,382 | 7,401 | ||||||
| Servicing Asset | 59 | 84 | 86 | 89 | 100 | 98 | 0 | 97 | 101 | 103 | 104 | 108 | ||||||
| Other Real Estate And Foreclosed Assets | 4 | 5 | 5 | 2 | 3 | 3 | 16 | 3 | 3 | 3 | 4 | 1 | ||||||
| Other Intangible Assets Net | - | - | - | - | 6 | 7 | - | 8 | 8 | 9 | - | - | ||||||
| Other Assets | - | - | - | - | 287 | 285 | 290 | 347 | 354 | 346 | 325 | 330 | ||||||
| Federal Home Loan Bank Stock | 17 | 17 | 17 | 17 | - | - | 17 | - | - | - | - | - | ||||||
| Property Plant And Equipment Net | 142 | 143 | 144 | 144 | 44 | 46 | 117 | 49 | 50 | 56 | 54 | 54 | ||||||
| Bank Owned Life Insurance | 173 | 172 | 170 | 169 | - | - | 84 | - | - | - | - | - | ||||||
| Goodwill | 843 | 843 | 843 | 843 | - | - | 843 | - | - | - | - | - | ||||||
| Intangible Assets Net Excluding Goodwill | 98 | 205 | 212 | 143 | - | - | 39 | - | - | - | - | - | ||||||
| Operating Lease Right Of Use Asset | 75 | 78 | 82 | - | - | - | 54 | - | - | - | - | - | ||||||
| Interest Receivable And Other Assets | 384 | 361 | 352 | 414 | - | - | 260 | - | - | - | - | - | ||||||
| Assets | 21,231 | 21,389 | 22,351 | 22,709 | 7,609 | 7,804 | 16,490 | 9,201 | 9,266 | 9,455 | 9,392 | 9,459 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 6,421 | 6,512 | 6,744 | 6,748 | - | - | 5,616 | - | - | - | - | - | ||||||
| Interest Bearing Deposit Liabilities | 8,395 | 8,223 | 8,129 | 7,919 | - | - | 6,139 | - | - | - | - | - | ||||||
| Deposits | 18,089 | 18,243 | 19,025 | 19,453 | 5,857 | 6,090 | 13,942 | 6,435 | 6,532 | 6,491 | 6,763 | 6,746 | ||||||
| Short Term Borrowings | 80 | - | - | - | 1,040 | 1,000 | 1,000 | 1,896 | 1,886 | 2,094 | 1,745 | 1,873 | ||||||
| Long Term Debt | 130 | 129 | 192 | 190 | 225 | 225 | 0 | 0 | 225 | 225 | 225 | 225 | ||||||
| Operating Lease Liability | 78 | 82 | 87 | 91 | - | - | 56 | - | - | - | - | - | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 163 | 144 | 185 | 201 | 84 | 87 | 190 | 107 | 103 | 118 | 121 | 113 | ||||||
| Liabilities | 18,541 | 18,598 | 19,489 | 19,935 | 7,206 | 7,403 | 14,188 | 8,663 | 8,746 | 8,928 | 8,854 | 8,956 | ||||||
| Common Stock Value | 2,405 | 2,403 | 2,402 | 2,402 | 234 | 233 | 2,122 | 233 | 232 | 231 | 230 | 229 | ||||||
| Retained Earnings Accumulated Deficit | 303 | 408 | 457 | 381 | 242 | 247 | 240 | 374 | 382 | 388 | 395 | 401 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -18 | -19 | 3 | -9 | -73 | -79 | -60 | -69 | -93 | -91 | -87 | -127 | ||||||
| Stockholders Equity | 2,690 | 2,791 | 2,862 | 2,774 | 2,417 | 2,374 | 2,302 | 2,299 | 520 | 527 | 538 | 502 | ||||||
| Liabilities And Stockholders Equity | 21,231 | 21,389 | 22,351 | 22,709 | 7,609 | 7,804 | 16,490 | 9,201 | 9,266 | 9,455 | 9,392 | 9,459 | ||||||
| Common Stock No Par Value | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | - | - | - | - | 160 | 160 | 160 | 160 | 160 | 160 | 160 | 160 | ||||||
| Common Stock Shares Issued | - | - | - | - | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | ||||||
| Shares Outstanding | - | - | - | - | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | ||||||
| Common Class A | 0 | 220 | 1,898 | 220 | - | - | 1,898 | - | - | - | - | - | ||||||
| Common Class B | 0 | 1 | 3 | 1 | - | - | 3 | - | - | - | - | - | ||||||
| Held To Maturity Securities Fair Value | 1,120 | 1,150 | 1,171 | 1,186 | - | - | 1,196 | - | - | - | - | - | ||||||
| Loans Held For Sale Fair Value Disclosure | 5 | 5 | 6 | 21 | - | - | 0 | - | - | - | - | - | ||||||
| Servicing Asset At Fair Value Amount | 59 | 58 | 58 | 60 | - | 0 | 0 | - | - | - | - | - | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialMechanics Bancorp (MCHB) — SEC Financial Statements & Analysis
Mechanics Bancorp (MCHB) is a state commercial banks company, incorporated in WA. Mechanics Bancorp trades on Nasdaq as: MCHB. Mechanics Bancorp (MCHB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, Mechanics Bancorp carries a market cap of $3.48B, a P/E ratio of 12.37x, a P/B ratio of 1.29x, a P/S ratio of 65.51x, an enterprise value of $3.14B, and an EV/EBITDA multiple of -9.49x. On profitability, it posts a gross margin of -383.08%, an operating margin of 640.56%, a net margin of 529.59%, a Return on Equity (ROE) of 11.02%, and a Return on Invested Capital (ROIC) of -14.36%. Per share, it reports EPS of $1.27, diluted EPS of $1.26, free cash flow per share of $0.83, and a dividend per share of $1.36. Over the trailing year, it posted revenue growth of -25.59% year-over-year, net income growth of 118.01% year-over-year, and EPS growth of 98.14% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.50x, free cash flow of $183.74M (TTM), and net debt of $-343.50M. Figures sourced from SEC EDGAR.
- Market Cap
- $3.48B
- P/E TTM
- 12.37x
- EPS TTM
- $1.27
- P/B TTM
- 1.29x
- ROE TTM
- 11.02%
- Free Cash Flow TTM
- $183.74M
- Net Revenue TTM Growth 1Y
- -25.59%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Mechanics Bancorp in?
Mechanics Bancorp (MCHB) operates in the State Commercial Banks industry.
What exchange does MCHB trade on?
Mechanics Bancorp (MCHB) trades on the Nasdaq.
Where is Mechanics Bancorp incorporated?
Mechanics Bancorp is incorporated in WA.
When was Mechanics Bancorp (MCHB)'s most recent SEC filing?
Mechanics Bancorp (MCHB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is MCHB's market cap?
Mechanics Bancorp (MCHB) has a market capitalization of $3.48B as of 2026-06-30.
What is MCHB's P/E ratio?
Mechanics Bancorp (MCHB)'s trailing twelve month P/E ratio is 12.37x as of 2026-06-30.
What is MCHB's EPS (earnings per share)?
Mechanics Bancorp (MCHB)'s trailing twelve month EPS is $1.27 as of 2026-06-30.
What is MCHB's ROE (return on equity)?
Mechanics Bancorp (MCHB)'s trailing twelve month Return on Equity (ROE) is 11.02% as of 2026-06-30.
What is MCHB's ROIC (return on invested capital)?
Mechanics Bancorp (MCHB)'s trailing twelve month Return on Invested Capital (ROIC) is -14.36% as of 2026-06-30.
What is MCHB's EV/EBITDA?
Mechanics Bancorp (MCHB)'s trailing twelve month EV/EBITDA is -9.49x as of 2026-06-30.