MCY
MERCURY GENERAL CORPCompany Information
- Company Name
- MERCURY GENERAL CORP
- CIK
- CIK0000064996
- Category
- Large accelerated filer
- Ticker: Exchange
- MCY: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6331
- SIC Description
- Fire, Marine & Casualty Insurance
- Ticker
- MCY
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-12-10
- Last sale
- 2024-12-03
- Shares purchased (TTM)
- 17,107
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 26,023,791
- Shares outstanding
- 55,389,000
- Ownership
- 46.98%
Earnings Market Reaction
- Filing date
- 2026-08-04
- Price on filing date
- —
- 1-month reaction
- -3.41%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Trading Securities Debt | 5,789 | 5,500 | 5,430 | 5,154 | 4,994 | 4,600 | 4,913 | 4,859 | 4,662 | 4,490 | 4,319 | 4,115 | ||||||
| Equity Securities Fv Ni | 974 | 884 | 813 | 746 | 688 | 588 | 879 | 871 | 816 | 801 | 731 | 671 | ||||||
| Other Short Term Investments | 368 | 442 | 337 | 473 | 282 | 208 | 284 | 289 | 148 | 162 | 178 | 212 | ||||||
| Investments | 7,131 | 6,825 | 6,580 | 6,374 | 5,963 | 5,397 | 6,076 | 6,018 | 5,626 | 5,453 | 5,229 | 4,997 | ||||||
| Cash | 1,701 | 1,351 | 1,316 | 1,253 | 1,122 | 1,285 | 720 | 616 | 609 | 530 | 551 | 454 | ||||||
Premiums And Other Receivables Net | ||||||||||||||||||
| Premiums Receivable Gross | 829 | 825 | 752 | 779 | 757 | 752 | 697 | 731 | 711 | 682 | 607 | 625 | ||||||
| Premiums Receivable Allowance For Doubtful Accounts | -6 | -6 | -6 | -6 | -6 | -7 | -6 | -6 | -6 | -6 | -5 | -5 | ||||||
| Premiums Receivable At Carrying Value | 823 | 819 | 746 | 772 | 750 | 746 | 691 | 725 | 705 | 677 | 602 | 620 | ||||||
| Accrued Investment Income Receivable | 75 | 73 | 73 | 69 | 67 | 62 | 68 | 65 | 64 | 61 | 59 | 58 | ||||||
| Other Receivables | 78 | 87 | 87 | 60 | 98 | 151 | 62 | 58 | 34 | 30 | 26 | 18 | ||||||
| Premiums And Other Receivables Net | 976 | 979 | 905 | 901 | 915 | 959 | 821 | 848 | 804 | 768 | 686 | 696 | ||||||
| Reinsurance Recoverables | 44 | 48 | 110 | 176 | 391 | 624 | 29 | 28 | 30 | 30 | 32 | 26 | ||||||
| Deferred Policy Acquisition Costs | 378 | 367 | 360 | 363 | 349 | 336 | 335 | 341 | 327 | 308 | 294 | 297 | ||||||
| Property Plant And Equipment Net | 151 | 151 | 147 | 147 | 146 | 142 | 138 | 136 | 134 | 152 | 151 | 149 | ||||||
| Operating Lease Right Of Use Asset | 19 | 12 | 12 | 13 | 16 | 18 | 13 | 14 | 14 | 14 | 14 | 18 | ||||||
| Income Taxes Receivable | - | - | - | - | - | 4 | 0 | 0 | 0 | 0 | 4 | 75 | ||||||
| Deferred Income Tax Assets Net | 24 | 32 | 31 | 28 | 54 | 52 | 46 | 21 | 35 | 31 | 33 | 66 | ||||||
| Goodwill | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | ||||||
| Intangible Assets Net Excluding Goodwill | 6 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 8 | 8 | 8 | 9 | ||||||
| Other Assets | 70 | 59 | 51 | 69 | 78 | 162 | 82 | 79 | 98 | 58 | 58 | 92 | ||||||
| Assets | 10,542 | 9,873 | 9,561 | 9,373 | 9,083 | 9,028 | 8,311 | 8,153 | 7,727 | 7,396 | 7,103 | 6,922 | ||||||
Liabilities | ||||||||||||||||||
| Liability For Claims And Claims Adjustment Expense | 3,675 | 3,646 | 3,633 | 3,596 | 3,612 | 3,793 | 3,152 | 3,074 | 2,976 | 2,859 | 2,786 | 2,724 | ||||||
| Liability For Claims And Claims Adjustment Expense Property Casualty Liability | - | - | - | - | - | - | - | - | - | 2,859 | 2,786 | 2,724 | ||||||
| Unearned Premiums | 2,415 | 2,354 | 2,256 | 2,274 | 2,185 | 2,121 | 2,040 | 2,077 | 1,974 | 1,854 | 1,736 | 1,749 | ||||||
| Notes Payable | 944 | 575 | 575 | 574 | 574 | 574 | 574 | 574 | 574 | 574 | 574 | 574 | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 423 | 394 | 449 | 422 | 468 | 172 | 418 | 232 | 204 | 178 | 175 | 167 | ||||||
| Operating Lease Liability | 18 | 13 | 12 | 14 | 16 | 18 | 14 | 14 | 14 | 14 | 14 | 19 | ||||||
| Taxes Payable Current | 3 | 77 | 31 | 82 | 38 | 0 | 21 | 24 | 1 | 7 | 0 | - | ||||||
| Other Liabilities | 229 | 224 | 188 | 179 | 220 | 529 | 146 | 296 | 334 | 306 | 271 | 316 | ||||||
| Liabilities | 7,706 | 7,283 | 7,143 | 7,140 | 7,114 | 7,207 | 6,364 | 6,291 | 6,078 | 5,792 | 5,555 | 5,548 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 99 | 99 | 99 | 99 | 99 | ||||||
| Retained Earnings Accumulated Deficit | 2,736 | 2,490 | 2,318 | 2,133 | 1,870 | 1,721 | 1,847 | 1,763 | 1,550 | 1,505 | 1,449 | 1,275 | ||||||
| Stockholders Equity | 2,836 | 2,590 | 2,417 | 2,232 | 1,969 | 1,821 | 1,947 | 1,862 | 1,649 | 1,604 | 1,548 | 1,374 | ||||||
| Liabilities And Stockholders Equity | 10,542 | 9,873 | 9,561 | 9,373 | 9,083 | 9,028 | 8,311 | 8,153 | 7,727 | 7,396 | 7,103 | 6,922 | ||||||
| Trading Securities Debt Amortized Cost | 5,802 | 5,535 | 5,450 | 5,176 | 5,054 | 4,652 | 4,982 | 4,882 | 4,748 | 4,574 | 4,395 | - | ||||||
| Equity Securities Fv Ni Cost | 861 | 802 | 728 | 643 | 611 | 531 | 795 | 755 | 724 | 691 | 655 | - | ||||||
| Reinsurance Recoverables Allowance | -0 | -0 | -0 | -0 | -1 | -1 | 0 | -0 | -0 | 0 | -0 | 0 | ||||||
| Accumulated Depreciation Depletion And Amortization Property Plant And Equipment | 376 | 360 | - | 332 | 319 | 332 | - | 311 | 303 | 331 | - | 315 | ||||||
Common Stock Number Of Shares Par Value And Other Disclosures | ||||||||||||||||||
| Common Stock Shares Authorized | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | ||||||
| Common Stock Shares Issued | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | ||||||
| Shares Outstanding | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialMERCURY GENERAL CORP (MCY) — SEC Financial Statements & Analysis
MERCURY GENERAL CORP (MCY) is a fire, marine & casualty insurance company, incorporated in CA. MERCURY GENERAL CORP trades on NYSE as: MCY. MERCURY GENERAL CORP (MCY)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04. Based on that filing, MERCURY GENERAL CORP carries a market cap of $5.91B, a P/E ratio of 6.30x, a P/B ratio of 2.08x, a P/S ratio of 0.93x, an enterprise value of $5.15B, and an EV/EBITDA multiple of 4.14x. On profitability, it posts a gross margin of 99.54%, an operating margin of 18.32%, a net margin of 14.77%, a Return on Equity (ROE) of 38.99%, and a Return on Invested Capital (ROIC) of 50.06%. Per share, it reports EPS of $16.91, diluted EPS of $16.91, free cash flow per share of $22.51, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 9.95% year-over-year, net income growth of 140.18% year-over-year, and EPS growth of 140.18% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 74.96x, free cash flow of $1.25B (TTM), and net debt of $-757.08M. Figures sourced from SEC EDGAR.
- Market Cap
- $5.91B
- P/E TTM
- 6.30x
- EPS TTM
- $16.91
- P/B TTM
- 2.08x
- ROE TTM
- 38.99%
- Free Cash Flow TTM
- $1.25B
- Net Revenue TTM Growth 1Y
- 9.95%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is MERCURY GENERAL CORP in?
MERCURY GENERAL CORP (MCY) operates in the Fire, Marine & Casualty Insurance industry.
What exchange does MCY trade on?
MERCURY GENERAL CORP (MCY) trades on the NYSE.
Where is MERCURY GENERAL CORP incorporated?
MERCURY GENERAL CORP is incorporated in CA.
When was MERCURY GENERAL CORP (MCY)'s most recent SEC filing?
MERCURY GENERAL CORP (MCY)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04.
What is MCY's market cap?
MERCURY GENERAL CORP (MCY) has a market capitalization of $5.91B as of 2026-06-30.
What is MCY's P/E ratio?
MERCURY GENERAL CORP (MCY)'s trailing twelve month P/E ratio is 6.30x as of 2026-06-30.
What is MCY's EPS (earnings per share)?
MERCURY GENERAL CORP (MCY)'s trailing twelve month EPS is $16.91 as of 2026-06-30.
What is MCY's ROE (return on equity)?
MERCURY GENERAL CORP (MCY)'s trailing twelve month Return on Equity (ROE) is 38.99% as of 2026-06-30.
What is MCY's ROIC (return on invested capital)?
MERCURY GENERAL CORP (MCY)'s trailing twelve month Return on Invested Capital (ROIC) is 50.06% as of 2026-06-30.
What is MCY's EV/EBITDA?
MERCURY GENERAL CORP (MCY)'s trailing twelve month EV/EBITDA is 4.14x as of 2026-06-30.