MERCURY GENERAL CORP
MERCURY GENERAL CORP
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Trading Securities Debt | 5,789 | 5,500 | 5,430 | 5,154 | 4,994 | 4,600 | 4,913 | 4,859 | 4,662 | 4,490 | 4,319 | 4,115 | |||||
Equity Securities Fv Ni | 974 | 884 | 813 | 746 | 688 | 588 | 879 | 871 | 816 | 801 | 731 | 671 | |||||
Other Short Term Investments | 368 | 442 | 337 | 473 | 282 | 208 | 284 | 289 | 148 | 162 | 178 | 212 | |||||
Investments | 7,131 | 6,825 | 6,580 | 6,374 | 5,963 | 5,397 | 6,076 | 6,018 | 5,626 | 5,453 | 5,229 | 4,997 | |||||
Cash | 1,701 | 1,351 | 1,316 | 1,253 | 1,122 | 1,285 | 720 | 616 | 609 | 530 | 551 | 454 | |||||
Premiums And Other Receiv… | |||||||||||||||||
Premiums Receivable Gross | 829 | 825 | 752 | 779 | 757 | 752 | 697 | 731 | 711 | 682 | 607 | 625 | |||||
Premiums Receivable Allowance For Doubtful Account… | -6 | -6 | -6 | -6 | -6 | -7 | -6 | -6 | -6 | -6 | -5 | -5 | |||||
Premiums Receivable At Carrying Value | 823 | 819 | 746 | 772 | 750 | 746 | 691 | 725 | 705 | 677 | 602 | 620 | |||||
Accrued Investment Income Receivable | 75 | 73 | 73 | 69 | 67 | 62 | 68 | 65 | 64 | 61 | 59 | 58 | |||||
Other Receivables | 78 | 87 | 87 | 60 | 98 | 151 | 62 | 58 | 34 | 30 | 26 | 18 | |||||
Premiums And Other Receivables Net | 976 | 979 | 905 | 901 | 915 | 959 | 821 | 848 | 804 | 768 | 686 | 696 | |||||
Reinsurance Recoverables | 44 | 48 | 110 | 176 | 391 | 624 | 29 | 28 | 30 | 30 | 32 | 26 | |||||
Deferred Policy Acquisition Costs | 378 | 367 | 360 | 363 | 349 | 336 | 335 | 341 | 327 | 308 | 294 | 297 | |||||
Property Plant And Equipment Net | 151 | 151 | 147 | 147 | 146 | 142 | 138 | 136 | 134 | 152 | 151 | 149 | |||||
Operating Lease Right Of Use Asset | 19 | 12 | 12 | 13 | 16 | 18 | 13 | 14 | 14 | 14 | 14 | 18 | |||||
Income Taxes Receivable | - | - | - | - | - | 4 | 0 | 0 | 0 | 0 | 4 | 75 | |||||
Deferred Income Tax Assets Net | 24 | 32 | 31 | 28 | 54 | 52 | 46 | 21 | 35 | 31 | 33 | 66 | |||||
Goodwill | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | |||||
Intangible Assets Net Excluding Goodwill | 6 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 8 | 8 | 8 | 9 | |||||
Other Assets | 70 | 59 | 51 | 69 | 78 | 162 | 82 | 79 | 98 | 58 | 58 | 92 | |||||
Assets | 10,542 | 9,873 | 9,561 | 9,373 | 9,083 | 9,028 | 8,311 | 8,153 | 7,727 | 7,396 | 7,103 | 6,922 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Liability For Claims And Claims Adjustment Expense | 3,675 | 3,646 | 3,633 | 3,596 | 3,612 | 3,793 | 3,152 | 3,074 | 2,976 | 2,859 | 2,786 | 2,724 | |||||
Liability For Claims And Claims Adjustment Expense… | - | - | - | - | - | - | - | - | - | 2,859 | 2,786 | 2,724 | |||||
Unearned Premiums | 2,415 | 2,354 | 2,256 | 2,274 | 2,185 | 2,121 | 2,040 | 2,077 | 1,974 | 1,854 | 1,736 | 1,749 | |||||
Notes Payable | 944 | 575 | 575 | 574 | 574 | 574 | 574 | 574 | 574 | 574 | 574 | 574 | |||||
Accounts Payable And Accrued Liabilities Current A… | 423 | 394 | 449 | 422 | 468 | 172 | 418 | 232 | 204 | 178 | 175 | 167 | |||||
Operating Lease Liability | 18 | 13 | 12 | 14 | 16 | 18 | 14 | 14 | 14 | 14 | 14 | 19 | |||||
Taxes Payable Current | 3 | 77 | 31 | 82 | 38 | 0 | 21 | 24 | 1 | 7 | 0 | - | |||||
Other Liabilities | 229 | 224 | 188 | 179 | 220 | 529 | 146 | 296 | 334 | 306 | 271 | 316 | |||||
Liabilities | 7,706 | 7,283 | 7,143 | 7,140 | 7,114 | 7,207 | 6,364 | 6,291 | 6,078 | 5,792 | 5,555 | 5,548 | |||||
Stockholders Equity | |||||||||||||||||
Common Stock Value | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 99 | 99 | 99 | 99 | 99 | |||||
Retained Earnings Accumulated Deficit | 2,736 | 2,490 | 2,318 | 2,133 | 1,870 | 1,721 | 1,847 | 1,763 | 1,550 | 1,505 | 1,449 | 1,275 | |||||
Stockholders Equity | 2,836 | 2,590 | 2,417 | 2,232 | 1,969 | 1,821 | 1,947 | 1,862 | 1,649 | 1,604 | 1,548 | 1,374 | |||||
Liabilities And Stockholders Equity | 10,542 | 9,873 | 9,561 | 9,373 | 9,083 | 9,028 | 8,311 | 8,153 | 7,727 | 7,396 | 7,103 | 6,922 | |||||
Trading Securities Debt Amortized Cost | 5,802 | 5,535 | 5,450 | 5,176 | 5,054 | 4,652 | 4,982 | 4,882 | 4,748 | 4,574 | 4,395 | - | |||||
Equity Securities Fv Ni Cost | 861 | 802 | 728 | 643 | 611 | 531 | 795 | 755 | 724 | 691 | 655 | - | |||||
Reinsurance Recoverables Allowance | -0 | -0 | -0 | -0 | -1 | -1 | 0 | -0 | -0 | 0 | -0 | 0 | |||||
Accumulated Depreciation Depletion And Amortizatio… | 376 | 360 | - | 332 | 319 | 332 | - | 311 | 303 | 331 | - | 315 | |||||
Common Stock Number Of Sh… | |||||||||||||||||
Common Stock Shares Authorized | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | |||||
Common Stock Shares Issued | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | |||||
Shares Outstanding | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 55 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.60% | 10.63% | 10.43% | - | - | - | - | - | - | - | - | - |
| 2025 | 9.34% | 12.56% | 18.69% | 8.89% | 13.73% | 14.11% | 16.74% | 18.19% | 7.55% | -7.18% | -3.79% | 3.99% |
| 2024 | 9.28% | 0.98% | 8.54% | 6.24% | 2.62% | 14.99% | 12.95% | 0.11% | -29.25% | 7.37% | 0.92% | 15.12% |
| 2023 | - | - | - | - | - | - | 19.40% | 22.87% | 32.70% | 19.79% | 26.71% | 36.41% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | - | - | - | - | - | - | 74.96 | 45.35 | 19.03 | 10.28 | 5.11 | -6.49 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | 54.40 | 57.61 | 52.55 | 54.83 | 54.37 | 56.32 | 50.23 | 51.40 | 53.07 | 53.47 | 51.89 | 57.73 | |||||
| Receivables Turnover TTM | 6.71 | 6.34 | 6.95 | 6.66 | 6.71 | 6.48 | 7.27 | 7.10 | 6.88 | 6.83 | 7.03 | 6.32 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 16.91 | 15.16 | - | 7.94 | 7.04 | 5.17 | - | 10.08 | 5.76 | 3.88 | - | -1.84 | |||||
| Free Cash Flow Per Share TTM | 23.11 | 25.63 | 18.57 | 17.89 | 14.76 | 13.12 | 17.89 | 17.53 | 14.06 | 10.64 | 7.52 | 4.67 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 99.54% | 99.54% | 99.52% | 99.50% | 99.49% | 99.46% | 99.44% | 99.34% | 99.32% | 99.33% | 99.37% | 99.53% | |||||
| Operating Profit Margin TTM | 18.32% | 16.97% | 11.07% | 9.24% | 8.23% | 6.14% | 10.50% | 12.57% | 7.71% | 5.23% | 2.15% | -3.54% | |||||
| Net Profit Margin TTM | 14.77% | 13.68% | 9.03% | 7.55% | 6.76% | 5.11% | 8.55% | 10.18% | 6.36% | 4.48% | 2.08% | -2.31% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 9.95% | 9.70% | 9.44% | 6.18% | 14.93% | 16.64% | 18.27% | 24.45% | 18.32% | 21.63% | 27.08% | 24.46% | |||||
| Net Income Growth (1Y) | 140.18% | 193.48% | 15.63% | -21.26% | 22.20% | 33.05% | 385.75% | -648.25% | -266.33% | -159.57% | -118.79% | -78.58% | |||||
| EPS Growth (1Y) | 140.18% | 193.48% | 15.63% | -21.28% | 22.16% | 33.00% | 385.59% | -648.25% | -266.33% | -159.57% | -118.79% | -78.58% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 6.30 | 5.80 | 9.56 | 10.57 | 9.43 | 10.61 | 7.67 | 6.07 | 8.90 | 12.75 | 20.44 | -14.41 | |||||
| P/B TTM | 2.08 | 1.88 | 2.14 | 2.08 | 1.87 | 1.67 | 1.84 | 1.82 | 1.72 | 1.71 | 1.27 | 1.07 | |||||
| P/S TTM | 0.93 | 0.79 | 0.86 | 0.80 | 0.64 | 0.54 | 0.66 | 0.62 | 0.57 | 0.57 | 0.43 | 0.33 | |||||
| Market Cap | 5.91B | 4.87B | 5.17B | 4.65B | 3.68B | 3.04B | 3.59B | 3.39B | 2.84B | 2.74B | 1.97B | 1.47B | |||||
| Enterprise Value | 5.15B | 4.09B | 4.43B | 3.97B | 3.13B | 2.33B | 3.44B | 3.34B | 2.81B | 2.79B | 1.99B | 1.59B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 1.28B | 1.42B | 1.03B | 990.89M | 817.53M | 726.75M | 990.98M | 970.50M | 778.70M | 589.06M | 416.19M | 258.48M | |||||
| Net Debt | -757.08M | -776.26M | -741.05M | -678.15M | -547.93M | -710.56M | -146.13M | -42.25M | -35.41M | 43.74M | 22.83M | 119.69M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
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| Inventory Turnover TTM | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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| EPS Growth (3Y) | |||||||||||||||||
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| Net Income Growth (3Y) | |||||||||||||||||
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| Net Profit Margin Growth (1Y) | |||||||||||||||||
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| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
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| NOPAT TTM | |||||||||||||||||
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| Effective Tax Rate TTM | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
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| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
MERCURY GENERAL CORP (MCY) — SEC Financial Statements & Analysis
MERCURY GENERAL CORP (MCY) is a fire, marine & casualty insurance company, incorporated in CA. MERCURY GENERAL CORP trades on NYSE as: MCY. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), MERCURY GENERAL CORP reported a 9.95% year-over-year revenue growth, a Gross Profit Margin of 99.54% (TTM), a Price-to-Sales (P/S) ratio of 0.93x (TTM), a Price-to-Book (P/B) ratio of 2.08x (TTM), at a market cap of $5.91B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 9.95%
- Gross Profit Margin TTM
- 99.54%
- P/S TTM
- 0.93x
- P/B TTM
- 2.08x
- Market Cap
- $5.91B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is MERCURY GENERAL CORP in?
MERCURY GENERAL CORP (MCY) operates in the Fire, Marine & Casualty Insurance industry.
What is MCY's market cap?
MERCURY GENERAL CORP (MCY) has a market capitalization of $5.91B as of 2026-06-30.
What is MCY's P/E ratio?
MERCURY GENERAL CORP (MCY)'s trailing twelve month P/E ratio is 6.30x as of 2026-06-30.
What exchange does MCY trade on?
MERCURY GENERAL CORP (MCY) trades on the NYSE.
Where is MERCURY GENERAL CORP incorporated?
MERCURY GENERAL CORP is incorporated in CA.