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Magyar Bancorp, Inc.

MGYR

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Subscriber-only column
Assets
Cash
---------333
Cash And Due From Banks
2172122323--3
Interest Bearing Deposits In Banks
931326571562446474869
Cash And Cash Equivalents At Carrying Value
1148347773592649505173
Available For Sale Securities Debt Securities
373127212219171616121210
Held To Maturity Securities
676866677075818079838486
Federal Home Loan Bank Stock
333333222222
Long Term Accounts Notes And Loans Receivable Net …
888878876857844809805780759742729697
Debt Securities Held To Maturity Allowance For Cre…
----8-8---8----
Debt Securities Held To Maturity Allowance For Cre…
-8-9-8---8-8-8-8-8-8-8
Bank Owned Life Insurance
201919192120202318181818
Accrued Investment Income Receivable
666655555554
Property Plant And Equipment Net
121212121213131312121313
Other Real Estate
---223341100
Other Assets
121110111011111111101011
Assets
1,0491,0681,0459989871,0221,008952944929917907
Liabilities
Liabilities And Stockhold…
Deposits
854878859814820858849797789775764755
Other Liabilities
---------543
Debt Current
--------29292930
Long Term Debt
4949494936343029---30
Interest Payable Current And Noncurrent
111111111110
Accounts Payable And Other Accrued Liabilities
131110101011121112121314
Liabilities
922944924879871908897841835821810803
Stockholders Equity
Common Stock Value
000000000000
Additional Paid In Capital
646464636463636363636363
Treasury Stock Value
-8-8-8-8-8-8-8-7-6-6-6-5
Deferred Compensation Equity
-3-3-3-3-3-3-3-3----3
Retained Earnings Accumulated Deficit
747269676562605956555352
Accumulated Other Comprehensive Income Loss Net Of…
-0-0-0-1-1-1-1-1-1-1-1-2
Stockholders Equity
127124122119116114112111109108107105
Liabilities And Stockholders Equity
1,0491,0681,0459989871,0221,008952944929917907
Held To Maturity Securities Fair Value
616260616367727370747674
Preferred Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Loans And Leases Receivable Allowance
-----------8
Preferred Stock Shares Authorized
111111111111
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized
141414141414141414141414
Common Stock Shares Issued
777777777777
Shares Outstanding
666666677777
Treasury Stock Common Shares
111111111000

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2026-3.74%-3.57%-4.40%-2.35%0.97%8.82%------
2025-0.34%-5.48%-1.71%7.69%13.34%14.91%1.11%0.82%-0.58%-0.45%3.66%-0.74%
2024-0.43%-4.24%-4.85%-0.72%1.81%12.12%0.57%0.33%-0.24%-2.14%0.83%0.69%
2023-------4.32%-13.86%-13.86%2.84%0.89%0.97%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Leverage & Debt
Interest Coverage TTM
-0.54
-0.55
-0.54
-0.57
-0.53
-0.55
-0.18
0.29
0.81
1.65
1.81
2.04
Per Share Metrics
Diluted EPS TTM
1.87
1.77
1.72
1.56
1.57
1.45
1.32
1.23
1.17
1.20
1.18
1.20
Free Cash Flow Per Share TTM
2.27
1.86
1.76
1.58
1.20
1.09
0.79
0.87
1.42
1.22
1.60
1.32
Dividend Per Share TTM
0.08
0.29
0.29
0.29
0.26
0.27
0.27
0.26
0.21
0.00
0.00
0.00
Margin Metrics
Gross Profit Margin TTM
60.81%
59.99%
59.10%
58.30%
57.39%
56.53%
56.44%
57.59%
51.96%
55.22%
58.97%
62.77%
Operating Profit Margin TTM
28.06%
27.15%
26.96%
25.24%
26.84%
25.21%
23.31%
22.85%
21.17%
23.57%
25.54%
28.22%
Net Profit Margin TTM
19.95%
19.31%
19.18%
17.84%
18.39%
17.47%
16.46%
16.02%
16.00%
17.44%
18.36%
20.25%
Growth Metrics
Net Revenue Growth (1Y)
11.03%
12.15%
12.89%
12.63%
14.57%
17.45%
21.39%
27.59%
30.51%
31.88%
32.68%
29.03%
Net Income Growth (1Y)
20.49%
24.00%
31.58%
25.40%
31.70%
17.62%
8.81%
0.96%
-6.65%
-6.14%
-6.04%
-2.65%
EPS Growth (1Y)
20.51%
24.04%
31.96%
27.81%
34.23%
20.43%
11.51%
2.28%
-5.53%
-5.27%
-5.01%
2.76%
Valuation Metrics
P/E TTM
9.16
9.54
9.77
10.78
10.33
9.33
10.70
9.64
9.17
8.81
9.00
8.01
P/B TTM
0.85
0.86
0.87
0.89
0.87
0.73
0.79
0.68
0.62
0.63
0.64
0.59
P/S TTM
1.83
1.84
1.87
1.92
1.90
1.63
1.76
1.54
1.47
1.54
1.65
1.62
Market Cap
107.92M
106.51M
105.62M
105.18M
100.99M
83.94M
87.93M
75.01M
68.10M
67.44M
67.97M
61.71M
Enterprise Value
145.50M
107.92M
120.56M
147.15M
129.99M
44.92M
59.82M
77.98M
47.62M
46.25M
45.65M
103.92M
Calculated Values
Free Cash Flow TTM
14.13M
11.58M
10.95M
9.82M
7.46M
6.79M
4.94M
5.51M
9.00M
7.80M
10.25M
8.48M
Net Debt
37.58M
1.41M
14.94M
41.97M
29.00M
-39.02M
-28.11M
2.97M
-20.48M
-21.19M
-22.32M
42.21M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2025-12-12Purchase
Owner: Lombardi, Michael R
Title: -
Shares: 261
Price/Share: $17.24
Value: $4,499.64
Shares Owned: 1,000
Relationship: Director
Ownership: Direct
2025-02-14Purchase
Owner: Lombardi, Michael R
Title: -
Shares: 450
Price/Share: $14.48
Value: $6,516.00
Shares Owned: 450
Relationship: Director
Ownership: Direct
2024-02-20Purchase
Owner: Lombardi, Michael F
Title: -
Shares: 542
Price/Share: $11.50
Value: $6,233.00
Shares Owned: 195,310
Relationship: Director
Ownership: Indirect
2024-02-16Purchase
Owner: Lombardi, Michael F
Title: -
Shares: 124
Price/Share: $11.27
Value: $1,397.48
Shares Owned: 194,768
Relationship: Director
Ownership: Indirect
2023-11-09Purchase
Owner: Lombardi, Michael F
Title: -
Shares: 4,717
Price/Share: $9.68
Value: $45,660.56
Shares Owned: 194,644
Relationship: Director
Ownership: Indirect

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Institutional Ownership

No data available for chart
2026-03-31
27.91%
Inst. Shares: 1,736,483
Shares Outstanding: 6,221,123
2025-12-31
28.32%
Inst. Shares: 1,760,145
Shares Outstanding: 6,214,262
2025-09-30
27.36%
Inst. Shares: 1,702,311
Shares Outstanding: 6,221,921
2025-06-30
26.19%
Inst. Shares: 1,628,158
Shares Outstanding: 6,217,639
2025-03-31
25.51%
Inst. Shares: 1,587,499
Shares Outstanding: 6,222,951

Magyar Bancorp, Inc. (MGYR) — SEC Financial Statements & Analysis

Magyar Bancorp, Inc. (MGYR) is a savings institution, federally chartered company. Magyar Bancorp, Inc. trades on Nasdaq as: MGYR. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Magyar Bancorp, Inc. reported a 11.03% year-over-year revenue growth, a Gross Profit Margin of 60.81% (TTM), a Price-to-Sales (P/S) ratio of 1.83x (TTM), a Price-to-Book (P/B) ratio of 0.85x (TTM), at a market cap of $107.92M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
11.03%
Gross Profit Margin TTM
60.81%
P/S TTM
1.83x
P/B TTM
0.85x
Market Cap
$107.92M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Magyar Bancorp, Inc. in?

Magyar Bancorp, Inc. (MGYR) operates in the Savings Institution, Federally Chartered industry.

What is MGYR's market cap?

Magyar Bancorp, Inc. (MGYR) has a market capitalization of $107.92M as of 2026-06-30.

What is MGYR's P/E ratio?

Magyar Bancorp, Inc. (MGYR)'s trailing twelve month P/E ratio is 9.16x as of 2026-06-30.

What exchange does MGYR trade on?

Magyar Bancorp, Inc. (MGYR) trades on the Nasdaq.

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Main Street's price.