MNSB
MainStreet Bancshares, Inc.Company Information
- Company Name
- MainStreet Bancshares, Inc.
- CIK
- CIK0001693577
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- MNSB: Nasdaq, MNSBP: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- MNSB
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-12-31
- Last sale
- 2026-06-04
- Shares purchased (TTM)
- 427
- Shares sold (TTM)
- 44,036
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 3,835,883
- Shares outstanding
- 7,177,264
- Ownership
- 53.44%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- 4.36%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 30 | 33 | 25 | 24 | 21 | 18 | 48 | 41 | 42 | 49 | 54 | 45 | ||||||
| Interest Bearing Deposits In Banks | 1 | 1 | 1 | 1 | 86 | 160 | 2 | - | - | - | - | - | ||||||
| Federal Funds Sold | 78 | 134 | 136 | 102 | 27 | 25 | 160 | 191 | 50 | 76 | 61 | 76 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 109 | 168 | 163 | 127 | 133 | 203 | 208 | 232 | 91 | 125 | 115 | 121 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | - | - | 58 | - | - | - | 56 | - | - | - | 60 | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | - | - | 14 | - | - | - | 16 | - | - | - | 17 | - | ||||||
| Available For Sale Securities Debt Securities | 57 | 57 | - | 58 | 56 | 56 | 56 | 58 | 58 | 59 | 60 | 57 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 14 | 14 | - | 14 | 15 | 16 | 16 | 16 | 16 | 17 | 17 | 18 | ||||||
| Restricted Investments | 7 | 7 | 7 | 7 | 7 | 34 | 31 | 27 | 27 | 24 | 24 | 21 | ||||||
Assets | ||||||||||||||||||
| Assets | 2,243 | 2,223 | 2,213 | 2,125 | 2,115 | 2,223 | 2,228 | 2,225 | 2,094 | 2,070 | 2,035 | 2,021 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | - | - | 1,842 | - | - | - | 1,811 | - | - | - | 1,705 | - | ||||||
| Notes Receivable Net | 1,928 | 1,851 | - | 1,788 | 1,767 | 1,812 | 1,811 | 1,776 | 1,779 | 1,727 | 1,705 | 1,681 | ||||||
| Property Plant And Equipment Net | 13 | 13 | 14 | 13 | 13 | 13 | 13 | 14 | 14 | 14 | 14 | 14 | ||||||
| Capitalized Computer Software Net | - | - | - | - | - | - | 0 | 19 | 17 | 16 | 15 | 13 | ||||||
| Assets Held For Sale Not Part Of Disposal Group | 3 | 3 | 3 | 3 | 3 | - | 0 | - | - | - | - | - | ||||||
| Other Real Estate | 1 | 1 | 2 | - | - | - | 0 | - | - | - | - | - | ||||||
| Bank Owned Life Insurance | 41 | 41 | 41 | 40 | 40 | 40 | 40 | 39 | 39 | 39 | 38 | 38 | ||||||
| Other Assets | 55 | 55 | 56 | 59 | 64 | 41 | 43 | 33 | 41 | 39 | 35 | 47 | ||||||
| Noninterest Bearing Deposit Liabilities | 364 | 359 | 379 | 325 | 330 | 345 | 324 | 348 | 315 | 349 | 365 | 395 | ||||||
| Interest Bearing Deposit Liabilities | 114 | 121 | 119 | 123 | 124 | 106 | 140 | 198 | 180 | 165 | 137 | 76 | ||||||
| Deposits Money Market Deposits | 543 | 546 | 499 | 459 | 464 | 512 | 560 | 452 | 476 | 447 | 442 | 461 | ||||||
| Time Deposits | 769 | 750 | 780 | 779 | 764 | 821 | 819 | 835 | 724 | 726 | 696 | 704 | ||||||
Liabilities | ||||||||||||||||||
| Federal Funds Purchased | - | - | 0 | - | - | - | 0 | 0 | 0 | 0 | 15 | - | ||||||
| Liabilities | 2,029 | 2,008 | 1,994 | 1,906 | 1,901 | 2,013 | 2,020 | 1,999 | 1,869 | 1,847 | 1,814 | 1,808 | ||||||
| Deposits | 1,934 | 1,915 | 1,899 | 1,811 | 1,799 | 1,908 | 1,908 | 1,894 | 1,755 | 1,733 | 1,686 | 1,683 | ||||||
| Subordinated Debt | 70 | 70 | 70 | 70 | 71 | 72 | 73 | 73 | 73 | 73 | 73 | 73 | ||||||
| Federal Home Loan Bank Advances Long Term | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Off Balance Sheet Credit Loss Liability | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 2 | ||||||
| Other Liabilities | 24 | 23 | 25 | 25 | 31 | 32 | 39 | 32 | 40 | 41 | 39 | 50 | ||||||
| Preferred Stock Value | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | ||||||
| Common Stock Value | 27 | 28 | 29 | 30 | 30 | 30 | 29 | 29 | 29 | 30 | 29 | 29 | ||||||
Stockholders Equity | ||||||||||||||||||
| Additional Paid In Capital | 57 | 61 | 67 | 69 | 68 | 68 | 68 | 67 | 66 | 66 | 66 | 65 | ||||||
| Stockholders Equity | 214 | 215 | 219 | 218 | 213 | 210 | 208 | 226 | 225 | 223 | 222 | 214 | ||||||
| Retained Earnings Accumulated Deficit | 108 | 104 | 102 | 99 | 96 | 92 | 91 | 109 | 110 | 108 | 107 | 103 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -6 | -6 | -6 | -6 | -7 | -7 | -8 | -6 | -8 | -8 | -7 | -11 | ||||||
| Liabilities And Stockholders Equity | 2,243 | 2,223 | 2,213 | 2,125 | 2,115 | 2,223 | 2,228 | 2,225 | 2,094 | 2,070 | 2,035 | 2,021 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | - | - | 0 | - | - | - | 0 | - | - | - | 0 | - | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | - | - | 19 | - | - | - | 19 | - | - | - | 17 | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Financing Receivable Allowance For Credit Losses | 19 | 19 | - | 19 | 19 | 19 | 19 | 18 | 17 | 17 | 17 | 16 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Preferred Stock Shares Authorized | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | ||||||
| Common Stock Shares Authorized | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 10 | 10 | 10 | 15 | 10 | ||||||
| Shares Outstanding | 7 | 7 | 7 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
| Common Stock Shares Issued | 7 | 7 | 7 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialMainStreet Bancshares, Inc. (MNSB) — SEC Financial Statements & Analysis
MainStreet Bancshares, Inc. (MNSB) is a state commercial banks company, incorporated in VA. MainStreet Bancshares, Inc. trades on Nasdaq as: MNSB, MNSBP. MainStreet Bancshares, Inc. (MNSB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, MainStreet Bancshares, Inc. carries a market cap of $176.45M, a P/E ratio of 9.87x, a P/B ratio of 0.82x, a P/S ratio of 78.74x, an enterprise value of $146.32M, and an EV/EBITDA multiple of -3.38x. On profitability, it posts a gross margin of -2473.67%, an operating margin of 967.65%, a net margin of 797.72%, a Return on Equity (ROE) of 8.36%, and a Return on Invested Capital (ROIC) of -20.25%. Per share, it reports EPS of $2.49, free cash flow per share of $3.24, and a dividend per share of $0.42. Over the trailing year, it posted revenue growth of 6.46% year-over-year, net income growth of -254.71% year-over-year, and EPS growth of -266.08% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.68x, free cash flow of $23.22M (TTM), and net debt of $-30.13M. Figures sourced from SEC EDGAR.
- Market Cap
- $176.45M
- P/E TTM
- 9.87x
- EPS TTM
- $2.49
- P/B TTM
- 0.82x
- ROE TTM
- 8.36%
- Free Cash Flow TTM
- $23.22M
- Net Revenue TTM Growth 1Y
- 6.46%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is MainStreet Bancshares, Inc. in?
MainStreet Bancshares, Inc. (MNSB) operates in the State Commercial Banks industry.
What exchange does MNSB trade on?
MainStreet Bancshares, Inc. (MNSB) trades on the Nasdaq.
Where is MainStreet Bancshares, Inc. incorporated?
MainStreet Bancshares, Inc. is incorporated in VA.
When was MainStreet Bancshares, Inc. (MNSB)'s most recent SEC filing?
MainStreet Bancshares, Inc. (MNSB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is MNSB's market cap?
MainStreet Bancshares, Inc. (MNSB) has a market capitalization of $176.45M as of 2026-06-30.
What is MNSB's P/E ratio?
MainStreet Bancshares, Inc. (MNSB)'s trailing twelve month P/E ratio is 9.87x as of 2026-06-30.
What is MNSB's EPS (earnings per share)?
MainStreet Bancshares, Inc. (MNSB)'s trailing twelve month EPS is $2.49 as of 2026-06-30.
What is MNSB's ROE (return on equity)?
MainStreet Bancshares, Inc. (MNSB)'s trailing twelve month Return on Equity (ROE) is 8.36% as of 2026-06-30.
What is MNSB's ROIC (return on invested capital)?
MainStreet Bancshares, Inc. (MNSB)'s trailing twelve month Return on Invested Capital (ROIC) is -20.25% as of 2026-06-30.
What is MNSB's EV/EBITDA?
MainStreet Bancshares, Inc. (MNSB)'s trailing twelve month EV/EBITDA is -3.38x as of 2026-06-30.