MidWestOne Financial Group, Inc.

MOFG

MidWestOne Financial Group, Inc.

MOFG

Insider Sentiment (TTM):

Last Purchase:2025-11-03Last Sale:2024-06-12Shares Purchased (TTM):2,210Shares Sold (TTM):0

Institutional Sentiment:

As of:2025-12-31Institutional Shares Owned:16,988,903Shares Outstanding:20,632,760Institutional Ownership Pct.:82.34%

Earnings Market Reaction:

Filing Date:2025-11-05Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31
Assets
Cash And Due From Banks	67	79	69	72	72	66	68	76	71	76	64	84
Interest Bearing Deposits In Banks	205	91	182	133	130	35	29	5	4	69	5	2
Federal Funds Sold	-	-	-	0	0	0	0	0	-	-	-	0
Cash Cash Equivalents And Federal Funds Sold	272	169	251	205	202	102	98	82	75	145	69	86
Available For Sale Securities Debt Securities	1,176	1,235	1,306	1,328	1,623	771	797	795	873	904	954	1,154
Held To Maturity Securities	-	-	-	0	0	1,053	1,065	1,075	1,086	1,100	1,118	1,129
Debt Securities	-	-	-	1,328	1,623	1,824	1,862	1,870	1,959	2,003	2,072	2,283
Loans Receivable Held For Sale Amount	13	17	14	1	3	3	2	1	3	3	3	1
Financing Receivable Before Allowance For Credit L…	4,429	4,391	4,316	4,328	4,345	4,305	4,433	4,138	4,078	4,031	3,933	3,855
Financing Receivable Excluding Accrued Interest Be…	4,420	4,381	4,304	4,316	4,329	4,287	4,415	4,127	4,066	4,019	3,919	3,841
Financing Receivable Allowance For Credit Loss Exc…	-52	-66	-54	-55	-54	-54	-56	-52	-52	-50	-50	-49
Notes Receivable Net	4,368	4,315	4,250	4,260	4,275	4,233	4,359	4,075	4,014	3,968	3,870	3,791
Property Plant And Equipment And Finance Lease Rig…	90	90	90	91	91	92	96	86	86	86	86	87
Goodwill	70	70	70	70	70	69	71	62	62	62	62	62
Intangible Assets Net Excluding Goodwill	21	22	24	25	26	28	30	24	26	27	29	30
Other Real Estate And Foreclosed Assets	4	3	3	3	4	6	4	4	0	0	0	0
Other Assets	237	239	247	253	259	225	226	223	244	227	220	237
Assets	6,250	6,161	6,254	6,236	6,552	6,582	6,748	6,428	6,468	6,521	6,410	6,578
Noninterest Bearing Deposit Liabilities	958	911	904	951	918	882	921	897	924	898	989	1,053
Interest Bearing Deposit Liabilities	4,521	4,477	4,585	4,527	4,451	4,530	4,664	4,499	4,439	4,548	4,566	4,415
Deposits	5,479	5,388	5,489	5,478	5,369	5,412	5,585	5,396	5,363	5,445	5,555	5,469
Short Term Borrowings	0	0	1	3	411	415	423	300	374	362	144	392
Long Term Debt And Capital Lease Obligations	98	112	111	113	115	115	122	123	125	126	138	139
Other Liabilities	67	71	73	82	96	96	90	84	101	87	72	85
Liabilities	5,644	5,572	5,675	5,677	5,990	6,038	6,220	5,903	5,962	6,020	5,909	6,085
Stockholders Equity Inclu…
Stockholders Equity
Preferred Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Value	22	22	22	22	22	17	17	17	17	17	17	17
Additional Paid In Capital Common Stock	415	414	414	415	415	301	301	302	302	301	301	302
Retained Earnings Accumulated Deficit	245	233	228	218	206	306	294	295	296	291	287	289
Treasury Stock Common Value	-26	-22	-21	-22	-22	-22	-23	-24	-24	-25	-25	-26
Accumulated Other Comprehensive Income Loss Net Of…	-49	-58	-63	-73	-59	-58	-61	-65	-85	-83	-79	-89
Stockholders Equity	606	589	580	560	562	543	528	524	505	501	501	493
Liabilities And Stockholders Equity	6,250	6,161	6,254	6,236	6,552	6,582	6,748	6,428	6,468	6,521	6,410	6,578
Preferred Stock Par Or Stated Value Per Share	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Authorized	1	1	1	1	1	1	1	1	1	1	1	1
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	1	1	1	1	1	1	1	1	1	1	1	1
Common Stock Shares Authorized	30	30	30	30	30	30	30	30	30	30	30	30
Common Stock Shares Issued	22	22	22	22	22	17	17	17	17	17	17	17
Shares Outstanding	21	21	21	21	21	16	16	16	16	16	16	16
Treasury Stock Common Shares	1	1	1	1	1	1	1	1	1	1	1	1

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2025	1.34%	2.35%	-0.46%	10.93%	6.58%	46.22%	0.94%	0.26%	15.58%	-	-	-
2024	1.57%	7.91%	39.25%	12.38%	6.62%	9.60%	4.60%	-6.33%	-0.89%	-5.32%	3.51%	4.02%
2023	1.29%	12.90%	23.23%	-12.49%	-18.87%	-16.52%	4.88%	32.37%	23.71%	4.41%	-9.09%	-4.99%
2022	-	-	-	-	-	-	-	-	-	-4.00%	-19.90%	-15.76%
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Performance and Valuation Metrics

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Metrics	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31
Leverage & Debt
Interest Coverage TTM	10.30	-8.69	-7.65	-1.05	-0.52	1.40	1.23	1.24	1.49	1.83	2.35	3.52
Per Share Metrics
Free Cash Flow Per Share TTM	3.66	2.74	2.78	2.82	1.65	3.17	3.04	3.53	4.27	5.09	4.80	5.29
Dividend Per Share TTM	0.93	0.88	0.82	0.77	0.71	0.92	0.92	0.92	0.91	0.91	0.90	0.90
Margin Metrics
Gross Profit Margin TTM	63.80%	60.46%	56.85%	53.53%	24.36%	24.18%	25.48%	28.67%	64.39%	72.06%	78.94%	84.55%
Operating Profit Margin TTM	-9.80%	-59.85%	-58.01%	-64.26%	-36.45%	14.36%	10.50%	9.95%	17.35%	23.19%	28.49%	38.93%
Net Profit Margin TTM	18.90%	-17.84%	-16.17%	-20.49%	-26.26%	11.41%	8.75%	8.36%	14.16%	18.76%	22.57%	30.92%
Growth Metrics
Net Revenue Growth (1Y)	9.94%	12.11%	15.25%	17.89%	16.77%	17.52%	21.30%	26.86%	31.28%	31.64%	22.82%	11.31%
Net Income Growth (1Y)	-179.12%	-275.28%	-313.01%	-389.03%	-316.49%	-28.52%	-52.97%	-65.71%	-42.24%	-24.13%	-21.70%	-12.45%
EPS Growth (1Y)	-179.12%	-234.67%	-263.67%	-322.08%	-266.34%	-28.52%	-52.97%	-65.71%	-42.24%	-24.13%	-21.70%	-12.45%
Calculated Values
Free Cash Flow TTM	78.88M	59.16M	59.98M	60.78M	35.66M	52.61M	50.39M	58.52M	70.88M	84.44M	79.62M	87.67M
Net Debt	-174.27M	-57.13M	-138.03M	-88.33M	323.81M	427.96M	447.29M	341.83M	423.69M	343.25M	212.74M	444.65M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2025-11-03Purchase

Owner: Reeves, Charles N

Title: Chief Executive Officer

Shares: 760

Price/Share: $37.91

Value: $28,811.60

Shares Owned: 62,752

Relationship: Director,Officer

Ownership: Direct

2025-10-31Purchase

Owner: Reeves, Charles N

Title: Chief Executive Officer

Shares: 1,450

Price/Share: $36.48

Value: $52,896.00

Shares Owned: 61,992

Relationship: Director,Officer

Ownership: Direct

2025-08-13Purchase

Owner: Hauschildt, Jennifer Leig…

Title: -

Shares: 500

Price/Share: $29.63

Value: $14,815.00

Shares Owned: 11,201

Relationship: Director

Ownership: Direct

2025-08-04Purchase

Owner: Mccormick, Tracy S

Title: -

Shares: 200

Price/Share: $26.83

Value: $5,366.00

Shares Owned: 93,856

Relationship: Director

Ownership: Direct

2025-07-31Purchase

Owner: Funk, Charles N

Title: -

Shares: 600

Price/Share: $27.66

Value: $16,596.00

Shares Owned: 129,475

Relationship: Director

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2025-11-03	Reeves, Charles N	Director,Officer	Chief Executive Officer	Direct	Purchase	760	37.91	$28,811.60	62,752	4
2025-10-31	Reeves, Charles N	Director,Officer	Chief Executive Officer	Direct	Purchase	1,450	36.48	$52,896.00	61,992	4
2025-08-13	Hauschildt, Jennifer Leig…	Director	-	Direct	Purchase	500	29.63	$14,815.00	11,201	4
2025-08-04	Mccormick, Tracy S	Director	-	Direct	Purchase	200	26.83	$5,366.00	93,856	4
2025-07-31	Funk, Charles N	Director	-	Direct	Purchase	600	27.66	$16,596.00	129,475	4
2025-07-29	Reeves, Charles N	Director,Officer	Chief Executive Officer	Direct	Purchase	5,000	28.04	$140,200.00	58,867	4
2025-07-29	Devaisher, Len D	Officer	President and COO	Indirect	Purchase	1,000	28.72	$28,720.00	3,000	4
2025-03-10	Reeves, Charles N	Director,Officer	Chief Executive Officer	Direct	Purchase	1,785	27.98	$49,944.30	53,621	4
2025-03-06	Hauschildt, Jennifer Leig…	Director	-	Direct	Purchase	517	29.00	$14,993.00	9,511	4
2024-09-30	Ray, Barry S	Officer	Senior EVP, CFO and Treasurer	Direct	Purchase	400	25.00	$10,000.00	20,640	4
2024-09-30	Godwin, Janet E	Director	-	Direct	Purchase	800	25.00	$20,000.00	9,508	4
2024-09-30	Hayek, Matthew J	Director	-	Direct	Purchase	2,000	25.00	$50,000.00	11,293	4
2024-09-30	Mccormick, Tracy S	Director	-	Direct	Purchase	2,000	25.00	$50,000.00	92,565	4
2024-09-30	Funk, Charles N	Director	-	Direct	Purchase	2,240	25.00	$56,000.00	128,230	4
2024-09-30	Monson, Kevin W	Director	-	Direct	Purchase	2,000	25.00	$50,000.00	97,404	4
2024-09-30	Reeves, Charles N	Director,Officer	Chief Executive Officer	Direct	Purchase	7,000	25.00	$175,000.00	45,712	4
2024-09-30	Sims, Gary L	Officer	SVP & Chief Credit Officer	Direct	Purchase	2,000	25.00	$50,000.00	15,378	4
2024-09-30	Albert, Larry D	Director	-	Direct	Purchase	600	25.00	$15,000.00	17,503	4
2024-09-30	Devaisher, Len D	Officer	President and COO	Direct	Purchase	400	25.00	$10,000.00	28,301	4
2024-09-30	Chaney, Carl J	Director	-	Direct	Purchase	6,000	25.00	$150,000.00	7,328	4
2024-09-30	Greeff, Douglas H	Director	-	Direct	Purchase	4,000	25.00	$100,000.00	13,891	4
2024-09-30	Kaeding, Nathaniel J	Director	-	Direct	Purchase	400	25.00	$10,000.00	7,845	4
2024-06-12	Funk, Charles N	Director	-	Indirect	Sale	3,065	20.72	$63,506.80	0	4
2024-06-06	Funk, Charles N	Director	-	Indirect	Sale	8	20.85	$166.80	4,065	4
2024-05-10	Funk, Charles N	Director	-	Indirect	Sale	1,591	21.88	$34,811.08	5,081	4
2024-05-07	Funk, Charles N	Director	-	Indirect	Sale	2,657	21.28	$56,540.96	11,672	4
2024-05-03	Reeves, Charles N	Director,Officer	Chief Executive Officer	Indirect	Purchase	1,000	21.36	$21,360.00	32,000	4
2024-04-30	Reeves, Charles N	Director,Officer	Chief Executive Officer	Indirect	Purchase	1,000	20.72	$20,720.00	30,000	4
2024-03-11	Reeves, Charles N	Director,Officer	Chief Executive Officer	Direct	Purchase	4,447	22.49	$100,013.03	38,346	4
2023-11-06	Godwin, Janet E	Director	-	Direct	Purchase	1,015	20.75	$21,061.25	7,349	4
2023-05-25	Kaeding, Nathaniel J	Director	-	Direct	Purchase	517	19.35	$10,003.95	5,780	4
2023-05-12	Heinonen, Ruth Eliina	Director	-	Direct	Purchase	200	18.14	$3,628.00	6,317	4
2023-05-10	Reeves, Charles N	Director,Officer	Chief Executive Officer	Direct	Purchase	1,499	18.74	$28,091.26	26,994	4
2023-05-09	Albert, Larry D	Director	-	Direct	Purchase	500	18.86	$9,430.00	13,959	4
2023-05-05	Hayek, Matthew J	Director	-	Direct	Purchase	332	19.37	$6,430.84	6,018	4
2023-05-04	Reeves, Charles N	Director,Officer	Chief Executive Officer	Direct	Purchase	3,020	18.60	$56,172.00	21,994	4
2023-05-04	Mccormick, Tracy S	Director	-	Direct	Purchase	200	18.07	$3,614.00	87,621	4
2023-05-03	Hauschildt, Jennifer Leig…	Director	-	Direct	Purchase	1,293	19.31	$24,967.83	5,774	4
2023-05-03	Monson, Kevin W	Director	-	Direct	Purchase	2,000	19.18	$38,360.00	91,800	4
2023-05-02	Devaisher, Len D	Officer	President and COO	Direct	Purchase	5,000	19.06	$95,300.00	18,260	4
2023-05-02	Donohue, Richard R	Director	-	Indirect	Purchase	300	19.31	$5,793.00	20,968	4
2023-05-02	Reeves, Charles N	Director,Officer	Chief Executive Officer	Direct	Purchase	2,500	19.13	$47,825.00	13,974	4
2023-02-03	Funk, Charles N	Director	-	Direct	Sale	2,500	31.88	$79,700.00	117,842	4
2023-02-02	Funk, Charles N	Director	-	Direct	Sale	2,500	31.61	$79,025.00	120,342	4
2022-12-05	Reeves, Charles N	Director,Officer	Chief Executive Officer	Indirect	Purchase	2,659	33.83	$89,953.97	29,000	4
2022-12-02	Reeves, Charles N	Director,Officer	Chief Executive Officer	Indirect	Purchase	1,483	34.47	$51,119.01	26,341	4
2022-11-29	Reeves, Charles N	Director,Officer	Chief Executive Officer	Indirect	Purchase	24,858	34.41	$855,363.78	24,858	4
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Institutional Ownership

No data available for chart

2025-12-31

82.34%

Inst. Shares: 16,988,903

Shares Outstanding: 20,632,760

2025-09-30

81.77%

Inst. Shares: 16,871,263

Shares Outstanding: 20,632,760

2025-06-30

80.82%

Inst. Shares: 16,785,715

Shares Outstanding: 20,769,577

2025-03-31

79.13%

Inst. Shares: 16,471,640

Shares Outstanding: 20,815,715

2024-12-31

78.18%

Inst. Shares: 16,244,477

Shares Outstanding: 20,777,485

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2025-12-31	16,988,903	20,632,760	82.34%
2025-09-30	16,871,263	20,632,760	81.77%
2025-06-30	16,785,715	20,769,577	80.82%
2025-03-31	16,471,640	20,815,715	79.13%
2024-12-31	16,244,477	20,777,485	78.18%
2024-09-30	15,688,505	20,774,919	75.52%
2024-06-30	10,534,148	15,773,468	66.78%
2024-03-31	10,448,899	15,750,471	66.34%
2023-12-31	9,919,184	15,694,306	63.20%
2023-09-30	9,760,526	15,691,738	62.20%
2023-06-30	9,870,081	15,685,123	62.93%
2023-03-31	17,478,854	15,675,325	111.51%
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MidWestOne Financial Group, Inc. (MOFG) — SEC Financial Statements & Analysis

MidWestOne Financial Group, Inc. (MOFG) is a state commercial banks company, incorporated in IA. MidWestOne Financial Group, Inc. trades on Nasdaq as: MOFG. Based on its latest SEC filing (Form 10-Q, period ending 2025-09-30), MidWestOne Financial Group, Inc. reported a 9.94% year-over-year revenue growth, a Gross Profit Margin of 63.80% (TTM). Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 9.94%
Gross Profit Margin TTM: 63.80%

Data as of 2025-09-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is MidWestOne Financial Group, Inc. in?

MidWestOne Financial Group, Inc. (MOFG) operates in the State Commercial Banks industry.

What exchange does MOFG trade on?

MidWestOne Financial Group, Inc. (MOFG) trades on the Nasdaq.

Where is MidWestOne Financial Group, Inc. incorporated?

MidWestOne Financial Group, Inc. is incorporated in IA.