MSBB
Mercer Bancorp, Inc.Company Information
- Company Name
- Mercer Bancorp, Inc.
- CIK
- CIK0001967306
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- MSBB: OTC
- Fiscal Year End
- September 30
- Owner Organization
- 02 Finance
- SIC
- 6036
- SIC Description
- Savings Institutions, Not Federally Chartered
- Ticker
- MSBB
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- —
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-05-12
- Price on filing date
- —
- 1-month reaction
- 10.14%
- 3-month reaction
- 16.23%
Balance Sheet
Values in millions ($)| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 3 | 3 | 3 | 2 | 1 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Interest Bearing Deposits In Banks | 2 | 2 | 1 | 1 | 4 | 1 | 2 | 5 | 6 | 5 | 5 | 7 | ||||||
| Federal Funds Sold | 1 | 1 | 2 | 1 | 1 | 1 | 1 | - | - | - | - | - | ||||||
| Cash And Cash Equivalents At Carrying Value | 6 | 5 | 5 | 4 | 7 | 5 | 6 | 7 | 8 | 8 | 6 | 9 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 11 | 12 | 11 | 12 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Loans Receivable Held For Sale Amount | 6 | 7 | 8 | 9 | 9 | 10 | 11 | 10 | 7 | 5 | 3 | 7 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 143 | 143 | 143 | 144 | 145 | 147 | 146 | 141 | 135 | 135 | 131 | 120 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | ||||||
Assets | ||||||||||||||||||
| Assets | 174 | 174 | 176 | 177 | 181 | 181 | 182 | 177 | 169 | 166 | 159 | 155 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 142 | 142 | 142 | 143 | 144 | 146 | 145 | 140 | 134 | 134 | 130 | 119 | ||||||
| Property Plant And Equipment Net | 5 | 5 | 5 | 5 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Real Estate Acquired Through Foreclosure | - | - | - | - | - | - | - | - | 0 | 0 | 0 | - | ||||||
| Federal Home Loan Bank Stock | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | ||||||
| Bank Owned Life Insurance | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Interest Receivable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | ||||||
| Fair Value Concentration Of Risk Investment In Federal Home Loan Bank Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | ||||||
| Deferred Income Tax Assets Net | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Other Assets | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
Liabilities | ||||||||||||||||||
| Advances From Federal Home Loan Banks | - | - | - | - | - | - | - | - | - | - | - | 5 | ||||||
| Demand Deposit Accounts | - | - | - | 56 | 55 | 57 | 55 | 55 | 54 | 50 | 51 | 57 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 147 | 147 | 144 | 140 | 139 | 134 | 135 | 132 | 132 | 131 | 123 | 128 | ||||||
| Deposits Savings Deposits | 34 | 34 | 35 | 37 | 37 | 37 | 37 | 38 | 38 | 39 | 40 | 42 | ||||||
| Time Deposits | 48 | 52 | 50 | 47 | 47 | 40 | 43 | 39 | 40 | 41 | 32 | 29 | ||||||
| Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date | - | - | - | - | - | - | - | 16 | 13 | 10 | 11 | - | ||||||
| Federal Home Loan Bank Advances Long Term | 1 | 1 | 6 | 11 | 17 | 22 | 22 | 4 | - | 1 | 12 | - | ||||||
| Pension And Other Postretirement Defined Benefit Plans Liabilities Current And Noncurrent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Accrued Liabilities And Other Liabilities | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Liabilities | 149 | 149 | 152 | 153 | 157 | 157 | 158 | 153 | 146 | 143 | 136 | 140 | ||||||
| Preferred Stock Value | 0 | - | - | - | - | - | - | - | - | - | 0 | - | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Additional Paid In Capital | 8 | 8 | 8 | 8 | 8 | 9 | 9 | 9 | 9 | 9 | 9 | - | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 25 | 25 | 25 | 24 | 24 | 24 | 24 | 24 | 23 | 23 | 23 | 15 | ||||||
| Unearned E S O P Shares | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | - | ||||||
| Common Stock Held In Trust | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | - | ||||||
| Retained Earnings Accumulated Deficit | 18 | 18 | 17 | 17 | 17 | 17 | 16 | 16 | 16 | 16 | 16 | 16 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -0 | -0 | -0 | -1 | -1 | -1 | -0 | -1 | -1 | -1 | -1 | -1 | ||||||
| Liabilities And Stockholders Equity | 174 | 174 | 176 | 177 | 181 | 181 | 182 | 177 | 169 | 166 | 159 | 155 | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | - | - | - | - | - | - | - | - | 0 | 0 | - | - | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | - | - | - | - | - | - | - | 0 | - | - | - | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | - | - | - | - | - | - | - | 0 | - | - | - | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | - | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | - | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Common Stock Shares Authorized | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | - | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | - | ||||||
| Common Stock Shares Issued | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | ||||||
| Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialMercer Bancorp, Inc. (MSBB) — SEC Financial Statements & Analysis
Mercer Bancorp, Inc. (MSBB) is a savings institutions, not federally chartered company. Mercer Bancorp, Inc. trades on OTC as: MSBB. Mercer Bancorp, Inc. (MSBB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-12. Based on that filing, Mercer Bancorp, Inc. carries a market cap of $16.00M, a P/E ratio of 14.49x, a P/B ratio of 0.64x, a P/S ratio of 1.68x, an enterprise value of $10.05M, and an EV/EBITDA multiple of -1.93x. On profitability, it posts a gross margin of 74.92%, an operating margin of 14.55%, a net margin of 11.62%, a Return on Equity (ROE) of 4.51%, and a Return on Invested Capital (ROIC) of -24.96%. Per share, it reports EPS of $1.16, diluted EPS of $1.13, free cash flow per share of $0.63, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 4.96% year-over-year, net income growth of 57.32% year-over-year, and EPS growth of 56.08% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.81x, free cash flow of $601.89K (TTM), and net debt of $-5.95M. Figures sourced from SEC EDGAR.
- Market Cap
- $16.00M
- P/E TTM
- 14.49x
- EPS TTM
- $1.16
- P/B TTM
- 0.64x
- ROE TTM
- 4.51%
- Free Cash Flow TTM
- $601.89K
- Net Revenue TTM Growth 1Y
- 4.96%
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Mercer Bancorp, Inc. in?
Mercer Bancorp, Inc. (MSBB) operates in the Savings Institutions, Not Federally Chartered industry.
What exchange does MSBB trade on?
Mercer Bancorp, Inc. (MSBB) trades on the OTC.
When was Mercer Bancorp, Inc. (MSBB)'s most recent SEC filing?
Mercer Bancorp, Inc. (MSBB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-12.
What is MSBB's market cap?
Mercer Bancorp, Inc. (MSBB) has a market capitalization of $16.00M as of 2026-03-31.
What is MSBB's P/E ratio?
Mercer Bancorp, Inc. (MSBB)'s trailing twelve month P/E ratio is 14.49x as of 2026-03-31.
What is MSBB's EPS (earnings per share)?
Mercer Bancorp, Inc. (MSBB)'s trailing twelve month EPS is $1.16 as of 2026-03-31.
What is MSBB's ROE (return on equity)?
Mercer Bancorp, Inc. (MSBB)'s trailing twelve month Return on Equity (ROE) is 4.51% as of 2026-03-31.
What is MSBB's ROIC (return on invested capital)?
Mercer Bancorp, Inc. (MSBB)'s trailing twelve month Return on Invested Capital (ROIC) is -24.96% as of 2026-03-31.
What is MSBB's EV/EBITDA?
Mercer Bancorp, Inc. (MSBB)'s trailing twelve month EV/EBITDA is -1.93x as of 2026-03-31.