MSBI
Midland States Bancorp, Inc.Company Information
- Company Name
- Midland States Bancorp, Inc.
- CIK
- CIK0001466026
- Category
- Accelerated filer
- Ticker: Exchange
- MSBI: Nasdaq, MSBIP: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- MSBI
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-05-05
- Last sale
- 2026-09-08
- Shares purchased (TTM)
- 25,498
- Shares sold (TTM)
- 15,278
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 13,963,854
- Shares outstanding
- 21,074,683
- Ownership
- 66.26%
Earnings Market Reaction
- Filing date
- 2026-07-30
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 298 | 113 | 127 | 166 | 176 | 101 | 114 | 121 | 124 | 166 | 134 | 131 | ||||||
| Federal Funds Sold | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Cash And Cash Equivalents At Carrying Value | 299 | 114 | 128 | 166 | 177 | 102 | 115 | 122 | 125 | 167 | 135 | 132 | ||||||
| Marketable Securities | 1,653 | 1,593 | 1,523 | 1,379 | 1,350 | 1,364 | 1,208 | 1,212 | 1,095 | 1,040 | 916 | 835 | ||||||
| Equity Securities Fv Ni | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | 4 | 5 | 4 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 4,244 | 4,339 | 4,352 | 4,868 | 5,035 | 5,018 | 5,168 | 5,749 | 5,852 | 5,958 | 6,104 | 6,281 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -63 | -68 | -69 | -101 | -93 | -105 | -111 | -151 | -155 | -161 | -159 | -67 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 4,181 | 4,271 | 4,283 | 4,767 | 4,943 | 4,913 | 5,056 | 5,663 | 5,760 | 5,880 | 5,944 | 6,214 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 9 | 7 | 8 | 8 | 37 | 288 | 345 | 8 | 6 | 5 | 4 | 6 | ||||||
| Property Plant And Equipment Net | 83 | 84 | 85 | 86 | 86 | 87 | 86 | 85 | 83 | 82 | 83 | 83 | ||||||
| Other Real Estate | 0 | 1 | 1 | 0 | 0 | 4 | 5 | 9 | 8 | 9 | 9 | 0 | ||||||
| Interest Receivable | 24 | 26 | 24 | 27 | 25 | 24 | 25 | 27 | 26 | 26 | 34 | 24 | ||||||
| Servicing Asset | 11 | 12 | 12 | 16 | 17 | 17 | 18 | 18 | 19 | 20 | 20 | 21 | ||||||
| Goodwill | 8 | 8 | 8 | 8 | 8 | 8 | 162 | 162 | 162 | 162 | 162 | 162 | ||||||
| Intangible Assets Net Excluding Goodwill | 7 | 8 | 9 | 10 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | ||||||
| Cash Surrender Value Of Life Insurance | 223 | 221 | 219 | 216 | 214 | 212 | 211 | 209 | 207 | 205 | 203 | 208 | ||||||
| Other Assets | 154 | 158 | 162 | 182 | 192 | 200 | 209 | 178 | 199 | 182 | 200 | 223 | ||||||
| Assets | 6,701 | 6,548 | 6,513 | 6,912 | 7,108 | 7,285 | 7,507 | 7,704 | 7,708 | 7,764 | 7,790 | 7,969 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 1,010 | 1,014 | 1,040 | 1,016 | 1,074 | 1,091 | 1,056 | 1,051 | 1,109 | 1,212 | 1,145 | 1,155 | ||||||
| Interest Bearing Deposit Liabilities | 4,697 | 4,426 | 4,384 | 4,589 | 4,873 | 4,846 | 5,142 | 5,206 | 5,010 | 5,112 | 5,164 | 5,250 | ||||||
| Deposits | 5,707 | 5,440 | 5,424 | 5,605 | 5,947 | 5,936 | 6,197 | 6,257 | 6,118 | 6,324 | 6,310 | 6,405 | ||||||
| Short Term Borrowings | 8 | 153 | 60 | 147 | 9 | 40 | 87 | 14 | 7 | 214 | 35 | 18 | ||||||
| Advances From Federal Home Loan Banks | 258 | 238 | 293 | 373 | 345 | 498 | 258 | 425 | 600 | 255 | 476 | 538 | ||||||
| Subordinated Debt | 27 | 27 | 27 | 27 | 78 | 78 | 78 | 83 | 92 | 94 | 94 | 93 | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 52 | 52 | 52 | 52 | 52 | 51 | 51 | 51 | 51 | 51 | 51 | 50 | ||||||
| Accrued Liabilities And Other Liabilities | 79 | 78 | 91 | 124 | 104 | 110 | 124 | 104 | 104 | 103 | 110 | 107 | ||||||
| Liabilities | 6,131 | 5,989 | 5,948 | 6,328 | 6,534 | 6,713 | 6,796 | 6,933 | 6,972 | 7,041 | 7,075 | 7,212 | ||||||
Stockholders Equity Including Portion Attributable To Noncontrolling Interest | ||||||||||||||||||
| Preferred Stock Value | 111 | 111 | 111 | 111 | 111 | 111 | 111 | 111 | 111 | 111 | 111 | 111 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 420 | 422 | 428 | 437 | 436 | 435 | 434 | 434 | 433 | 434 | 435 | 438 | ||||||
| Retained Earnings Accumulated Deficit | 107 | 96 | 87 | 99 | 101 | 98 | 248 | 335 | 325 | 327 | 246 | 317 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -68 | -70 | -60 | -63 | -74 | -72 | -82 | -61 | -83 | -81 | -77 | -101 | ||||||
| Stockholders Equity | 570 | 559 | 565 | 584 | 574 | 571 | 711 | 771 | 737 | 723 | 715 | 758 | ||||||
| Liabilities And Stockholders Equity | 6,701 | 6,548 | 6,513 | 6,912 | 7,108 | 7,285 | 7,507 | 7,751 | 7,757 | 7,832 | 7,790 | 7,976 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | ||||||
| Preferred Stock Shares Authorized | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Liquidation Preference | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | ||||||
| Common Stock Shares Issued | 21 | 21 | 21 | 22 | 22 | 22 | 21 | 21 | 21 | 21 | 22 | 22 | ||||||
| Shares Outstanding | 21 | 21 | 21 | 22 | 22 | 22 | 21 | 21 | 21 | 21 | 22 | 22 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialMidland States Bancorp, Inc. (MSBI) — SEC Financial Statements & Analysis
Midland States Bancorp, Inc. (MSBI) is a state commercial banks company, incorporated in IL. Midland States Bancorp, Inc. trades on Nasdaq as: MSBI, MSBIP. Midland States Bancorp, Inc. (MSBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30. Based on that filing, Midland States Bancorp, Inc. carries a market cap of $649.83M, a P/E ratio of 15.11x, a P/B ratio of 1.14x, a P/S ratio of 1.78x, an enterprise value of $358.72M, and an EV/EBITDA multiple of -2.06x. On profitability, it posts a gross margin of 64.92%, an operating margin of 15.89%, a net margin of 11.79%, a Return on Equity (ROE) of 7.52%, and a Return on Invested Capital (ROIC) of -37.94%. Per share, it reports EPS of $2.04, diluted EPS of $2.04, free cash flow per share of $5.52, and a dividend per share of $1.32. Over the trailing year, it posted revenue growth of -11.19% year-over-year, net income growth of -130.89% year-over-year, and EPS growth of -131.98% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.76x, free cash flow of $116.36M (TTM), and net debt of $-291.10M. Figures sourced from SEC EDGAR.
- Market Cap
- $649.83M
- P/E TTM
- 15.11x
- EPS TTM
- $2.04
- P/B TTM
- 1.14x
- ROE TTM
- 7.52%
- Free Cash Flow TTM
- $116.36M
- Net Revenue TTM Growth 1Y
- -11.19%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Midland States Bancorp, Inc. in?
Midland States Bancorp, Inc. (MSBI) operates in the State Commercial Banks industry.
What exchange does MSBI trade on?
Midland States Bancorp, Inc. (MSBI) trades on the Nasdaq.
Where is Midland States Bancorp, Inc. incorporated?
Midland States Bancorp, Inc. is incorporated in IL.
When was Midland States Bancorp, Inc. (MSBI)'s most recent SEC filing?
Midland States Bancorp, Inc. (MSBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30.
What is MSBI's market cap?
Midland States Bancorp, Inc. (MSBI) has a market capitalization of $649.83M as of 2026-06-30.
What is MSBI's P/E ratio?
Midland States Bancorp, Inc. (MSBI)'s trailing twelve month P/E ratio is 15.11x as of 2026-06-30.
What is MSBI's EPS (earnings per share)?
Midland States Bancorp, Inc. (MSBI)'s trailing twelve month EPS is $2.04 as of 2026-06-30.
What is MSBI's ROE (return on equity)?
Midland States Bancorp, Inc. (MSBI)'s trailing twelve month Return on Equity (ROE) is 7.52% as of 2026-06-30.
What is MSBI's ROIC (return on invested capital)?
Midland States Bancorp, Inc. (MSBI)'s trailing twelve month Return on Invested Capital (ROIC) is -37.94% as of 2026-06-30.
What is MSBI's EV/EBITDA?
Midland States Bancorp, Inc. (MSBI)'s trailing twelve month EV/EBITDA is -2.06x as of 2026-06-30.