National Bank Holdings Corp

NBHC

National Bank Holdings Corp

NBHC

Insider Sentiment (TTM):

Last Purchase:2026-02-11Last Sale:2026-05-20Shares Purchased (TTM):24,200Shares Sold (TTM):7,177

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:38,548,062Shares Outstanding:44,439,788Institutional Ownership Pct.:86.74%

Earnings Market Reaction:

Filing Date:2026-08-05Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Cash And Cash Equivalents At Carrying Value	381	473	417	556	296	246	128	181	145	293	191	291
Debt Securities Available For Sale Excluding Accru…	586	605	529	613	632	634	528	709	691	686	629	620
Debt Securities Held To Maturity Excluding Accrued…	758	757	652	689	717	707	533	538	555	571	585	601
Financing Receivable Excluding Accrued Interest Be…	-	9,611	7,433	7,430	7,487	7,646	7,751	7,714	7,722	7,569	7,699	7,478
Financing Receivable Allowance For Credit Loss Exc…	-	-113	-87	-88	-89	-90	-94	-95	-96	-98	-98	-93
Financing Receivable Excluding Accrued Interest Af…	-	9,498	7,346	7,341	7,398	7,556	7,657	7,619	7,626	7,471	7,601	7,385
Loans Receivable Held For Sale Amount	26	25	26	22	21	12	24	17	19	14	19	19
Real Estate Acquired Through Foreclosure	4	4	2	1	0	1	1	1	2	4	4	3
Property Plant And Equipment Net	234	236	215	211	209	205	197	192	177	169	163	154
Goodwill	455	455	306	306	306	306	306	306	306	306	306	306
Intangible Assets Net Excluding Goodwill	65	67	48	50	52	54	58	60	62	64	66	68
Other Assets	314	404	263	282	285	301	300	297	315	316	297	331
Assets	12,586	12,614	9,884	10,153	9,999	10,099	9,808	9,993	9,971	9,967	9,951	9,866
Liabilities And Stockhold…
Liabilities
Noninterest Bearing Deposit Liabilities	2,576	2,573	2,204	2,255	2,169	2,215	2,214	2,269	2,229	2,293	2,361	2,483
Interest Bearing Deposit Liabilities	1,568	1,547	1,237	1,224	1,241	1,338	1,412	1,408	1,421	1,428	1,480	1,358
Deposits Savings Deposits	4,976	5,044	3,702	3,832	3,786	3,812	3,592	3,768	3,704	3,801	3,367	3,315
Time Deposits	1,270	1,295	1,150	1,160	1,074	1,059	1,020	1,052	1,023	996	982	992
Deposits	10,389	10,459	8,293	8,472	8,269	8,424	8,238	8,497	8,377	8,518	8,190	8,149
Securities Sold Under Agreements To Repurchase	20	17	17	21	19	21	19	20	19	20	20	20
Long Term Debt	202	202	55	55	54	55	55	54	54	54	54	54
Advances From Federal Home Loan Banks	-	-	-	-	185	80	50	-	35	-	340	317
Other Liabilities	180	272	134	230	119	190	141	130	237	144	134	163
Liabilities	10,917	10,950	8,498	8,778	8,646	8,770	8,503	8,701	8,723	8,736	8,738	8,703
Stockholders Equity
Common Stock Value Outstanding	1	1	1	1	1	1	1	1	1	1	1	1
Additional Paid In Capital Common Stock	1,461	1,454	1,172	1,170	1,168	1,168	1,167	1,164	1,162	1,164	1,162	1,161
Retained Earnings Accumulated Deficit	590	579	572	568	544	522	509	492	470	454	433	410
Treasury Stock Common Value	-333	-320	-315	-313	-304	-302	-302	-302	-304	-306	-307	-307
Accumulated Other Comprehensive Income Loss Net Of…	-49	-48	-44	-51	-56	-60	-70	-62	-80	-80	-76	-101
Stockholders Equity	1,669	1,665	1,385	1,375	1,352	1,329	1,305	1,292	1,248	1,232	1,213	1,164
Liabilities And Stockholders Equity	12,586	12,614	9,884	10,153	9,999	10,099	9,808	9,993	9,971	9,967	9,951	9,866
Held To Maturity Securities Fair Value	697	699	597	631	653	637	451	471	469	486	504	494
Common Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Common Stock Shares Authorized	400	400	400	400	400	400	400	400	400	400	400	400
Common Stock Shares Issued	59	59	51	51	51	51	51	51	51	51	51	51
Shares Outstanding	45	45	38	38	38	38	38	38	38	38	38	38
Treasury Stock Common Shares	13	13	13	13	13	13	13	13	13	13	13	13

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-1.54%	6.51%	1.99%	-	-	-	-	-	-	-	-	-
2025	1.05%	0.09%	10.72%	7.49%	8.17%	2.77%	3.33%	11.82%	15.20%	-6.01%	6.28%	2.34%
2024	10.62%	11.78%	33.00%	4.54%	1.63%	4.35%	6.51%	-3.68%	-5.29%	-6.61%	-14.54%	-8.17%
2023	-	-	-	-	-	-	7.61%	16.07%	12.32%	5.20%	2.07%	10.96%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-0.69	-0.65	-0.62	-0.58	-0.59	-0.61	-0.22	0.27	0.94	2.01	2.32	2.61
Per Share Metrics
Diluted EPS TTM	2.20	2.38	2.88	3.20	3.13	2.92	3.09	3.21	3.30	3.49	3.73	3.29
Free Cash Flow Per Share TTM	3.78	1.48	4.28	4.51	4.34	4.33	4.06	4.01	4.05	5.67	4.40	4.10
Dividend Per Share TTM	1.18	1.11	1.21	1.20	1.17	1.15	1.12	1.10	1.08	1.06	1.04	1.02
Margin Metrics
Gross Profit Margin TTM	-286.00%	-274.01%	-263.24%	-296.77%	-303.79%	-309.78%	-317.72%	-366.11%	-330.82%	-278.53%	-224.16%	-103.37%
Operating Profit Margin TTM	249.00%	272.04%	283.41%	334.46%	321.46%	296.18%	314.56%	330.44%	335.88%	342.94%	374.23%	327.33%
Net Profit Margin TTM	203.27%	222.58%	232.39%	272.74%	263.21%	242.79%	257.32%	273.67%	274.71%	278.22%	302.72%	263.01%
Growth Metrics
Net Revenue Growth (1Y)	6.81%	3.69%	2.11%	-1.30%	-1.55%	-3.91%	-1.60%	-5.35%	4.04%	21.39%	24.62%	-6.54%
Net Income Growth (1Y)	-17.52%	-4.94%	-7.78%	-1.64%	-5.67%	-16.15%	-16.36%	-1.51%	20.24%	42.86%	99.30%	62.50%
EPS Growth (1Y)	-29.68%	-18.57%	-7.17%	-0.69%	-5.34%	-16.23%	-16.96%	-2.25%	19.44%	41.94%	70.00%	33.71%
Valuation Metrics
P/E TTM	20.13	16.27	12.97	11.75	11.61	12.54	13.22	12.35	11.10	9.64	9.22	8.28
P/B TTM	1.19	1.04	1.03	1.04	1.03	1.05	1.20	1.18	1.13	1.04	1.08	0.89
P/S TTM	40.91	36.22	30.13	32.05	30.56	30.45	34.01	33.81	30.49	26.81	27.90	21.78
Market Cap	1.98B	1.73B	1.42B	1.43B	1.39B	1.40B	1.57B	1.53B	1.41B	1.28B	1.31B	1.04B
Enterprise Value	1.81B	1.46B	1.06B	929.71M	1.15B	1.21B	1.50B	1.40B	1.32B	1.04B	1.17B	801.69M
Calculated Values
Free Cash Flow TTM	168.75M	65.96M	162.42M	170.79M	165.36M	164.94M	155.27M	153.46M	154.61M	215.69M	166.94M	155.85M
Net Debt	-178.69M	-270.65M	-362.52M	-500.82M	-242.10M	-191.71M	-73.34M	-126.36M	-90.64M	-238.65M	-138.13M	-238.67M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-20Sale

Owner: Spring, Maria F

Title: -

Shares: 963

Price/Share: $41.84

Value: $40,291.92

Shares Owned: 37,157

Relationship: Director

Ownership: Direct

2026-02-11Purchase

Owner: Steinmetz, John

Title: Exec Mng Dir of Strategic Init

Shares: 24,200

Price/Share: $41.41

Value: $1,002,122.00

Shares Owned: 536,504

Relationship: Officer

Ownership: Direct

2025-11-11Sale

Owner: Spring, Maria F

Title: -

Shares: 6,214

Price/Share: $37.14

Value: $230,787.96

Shares Owned: 35,663

Relationship: Director

Ownership: Direct

2025-05-27Sale

Owner: Spring, Maria F

Title: -

Shares: 1,167

Price/Share: $37.02

Value: $43,202.34

Shares Owned: 42,573

Relationship: Director

Ownership: Direct

2024-11-13Sale

Owner: Newfield, Richard U Jr.

Title: CHIEF RISK MNGMT OFFICER

Shares: 19,259

Price/Share: $49.81

Value: $959,290.79

Shares Owned: 143,210

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-05-20	Spring, Maria F	Director	-	Direct	Sale	963	41.84	$40,291.92	37,157	4
2026-02-11	Steinmetz, John	Officer	Exec Mng Dir of Strategic Init	Direct	Purchase	24,200	41.41	$1,002,122.00	536,504	4
2025-11-11	Spring, Maria F	Director	-	Direct	Sale	6,214	37.14	$230,787.96	35,663	4
2025-05-27	Spring, Maria F	Director	-	Direct	Sale	1,167	37.02	$43,202.34	42,573	4
2024-11-13	Newfield, Richard U Jr.	Officer	CHIEF RISK MNGMT OFFICER	Direct	Sale	19,259	49.81	$959,290.79	143,210	4
2024-11-11	Kramer, Valerie D.	Officer	Chief Digital Officer	Direct	Sale	897	50.11	$44,948.67	9,755	4
2024-09-03	Randall, Christopher S.	Officer	EVP, COMM. & SPECIALTY BANKING	Direct	Sale	3,750	43.51	$163,162.50	14,365	4
2024-08-26	Laney, G. Timothy	Director,Officer	CHIEF EXECUTIVE OFFICER	Direct	Sale	16,063	43.34	$696,170.42	256,026	4
2024-08-23	Kramer, Valerie D.	Officer	Chief Digital Officer	Direct	Sale	278	44.31	$12,318.18	10,120	4
2024-08-23	Clermont, Ralph W	Director	-	Indirect	Sale	10,000	44.18	$441,800.00	66,653	4
2024-08-22	Van, Denabeele Nicole	Officer	CHIEF ACCOUNTING OFFICER	Direct	Sale	2,652	42.28	$112,126.56	8,418	4
2024-08-22	Dean, Robert E	Director	-	Direct	Sale	4,057	42.00	$170,394.00	30,757	4
2024-08-20	Zeile, Art	Director	-	Direct	Sale	3,875	41.27	$159,921.25	16,202	4
2024-08-13	Kramer, Valerie D.	Officer	Chief Digital Officer	Direct	Sale	725	40.17	$29,123.25	10,398	4
2024-07-30	Laney, G. Timothy	Director,Officer	CHIEF EXECUTIVE OFFICER	Direct	Sale	37	42.65	$1,578.05	272,089	4
2024-07-26	Clermont, Ralph W	Director	-	Indirect	Sale	10,000	43.17	$431,700.00	76,653	4
2024-07-26	Sobers, Patrick G.	Director	-	Direct	Sale	18,738	43.11	$807,795.18	20,788	4
2023-11-15	Randall, Christopher S.	Officer	EVP, COMM. & SPECIALTY BANKING	Direct	Sale	4,000	34.25	$137,000.00	13,319	4
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Institutional Ownership

No data available for chart

2026-03-31

86.74%

Inst. Shares: 38,548,062

Shares Outstanding: 44,439,788

2025-12-31

91.74%

Inst. Shares: 34,828,246

Shares Outstanding: 37,964,059

2025-09-30

92.58%

Inst. Shares: 35,096,837

Shares Outstanding: 37,911,643

2025-06-30

90.15%

Inst. Shares: 34,326,064

Shares Outstanding: 38,075,896

2025-03-31

90.01%

Inst. Shares: 34,266,075

Shares Outstanding: 38,068,455

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	38,548,062	44,439,788	86.74%
2025-12-31	34,828,246	37,964,059	91.74%
2025-09-30	35,096,837	37,911,643	92.58%
2025-06-30	34,326,064	38,075,896	90.15%
2025-03-31	34,266,075	38,068,455	90.01%
2024-12-31	34,342,062	38,212,304	89.87%
2024-09-30	34,709,597	38,277,042	90.68%
2024-06-30	33,803,021	38,210,869	88.46%
2024-03-31	29,924,116	38,031,358	78.68%
2023-12-31	29,531,390	37,937,579	77.84%
2023-09-30	28,101,586	37,990,659	73.97%
2023-06-30	28,141,579	37,957,287	74.14%
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National Bank Holdings Corp (NBHC) — SEC Financial Statements & Analysis

National Bank Holdings Corp (NBHC) is a national commercial banks company, incorporated in DE. National Bank Holdings Corp trades on NYSE as: NBHC. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), National Bank Holdings Corp reported a 6.81% year-over-year revenue growth, a Gross Profit Margin of -286.00% (TTM), a Price-to-Sales (P/S) ratio of 40.91x (TTM), a Price-to-Book (P/B) ratio of 1.19x (TTM), at a market cap of $1.98B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 6.81%
Gross Profit Margin TTM: -286.00%
P/S TTM: 40.91x
P/B TTM: 1.19x
Market Cap: $1.98B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is National Bank Holdings Corp in?

National Bank Holdings Corp (NBHC) operates in the National Commercial Banks industry.

What is NBHC's market cap?

National Bank Holdings Corp (NBHC) has a market capitalization of $1.98B as of 2026-06-30.

What is NBHC's P/E ratio?

National Bank Holdings Corp (NBHC)'s trailing twelve month P/E ratio is 20.13x as of 2026-06-30.

What exchange does NBHC trade on?

National Bank Holdings Corp (NBHC) trades on the NYSE.

Where is National Bank Holdings Corp incorporated?

National Bank Holdings Corp is incorporated in DE.