GeminIQ Website Logo

Viewing NCNO free

Subscribe for full history, 90+ metrics, screener, watchlist...

nCino, Inc.

NCNO

Subscribe to unlock 17+ years of data

Financial Statements

Values in Millions ($)
2026-04-30
2026-01-31
2025-10-31
2025-07-31
2025-04-30
2025-01-31
2024-10-31
2024-07-31
2024-04-30
2024-01-31
2023-10-31
2023-07-31
Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only column

Financial statements beyond 3 years are for subscribers only.

Unlock 17+ years of income statements, balance sheets, and cash flow statements

Start 7-day free trial
Subscriber-only column
Assets
Assets Current
Cash And Cash Equivalents At Carrying Value
103888812313312125812112911210098
Accounts Receivable Net Current
12516787981041476579791136281
Capitalized Contract Cost Net Current
17171514141312121111109
Prepaid Expense And Other Assets Current
232120192221141717151921
Assets Current
267294209255274302349229237251191209
Property Plant And Equipment Net
757676777775767778798182
Operating Lease Right Of Use Asset
1213131316161516171998
Capitalized Contract Cost Net Noncurrent
303124232324201919171616
Goodwill
1,0761,0781,0711,0711,0811,019909908908839839839
Finite Lived Intangible Assets Net
126136143152161155128136143116122139
Long Term Investments
777779999997
Prepaid Expense And Other Assets Noncurrent
1515171812101115141022
Assets
1,6081,6481,5611,6161,6511,6101,5171,4091,4241,3401,2681,302
Liabilities And Stockhold…
Liabilities Current
Accounts Payable Current
161513141514121316121310
Other Accrued Liabilities Current
4464383435401289111112
Employee Related Liabilities Current
-25---24161211161412
Contract With Customer Liability Current
225211152195204191132172180171130169
Long Term Debt Current
10-----------
Finance Lease Liability Current
112222222111
Operating Lease Liability Current
444455554443
Liabilities Current
300294208249261252179211222215173208
Operating Lease Liability Noncurrent
910101012131213131666
Deferred Income Tax Liabilities Net
8718192114111110433
Contract With Customer Liability Noncurrent
0000000110--
Long Term Line Of Credit
-2142042042091661664055000
Long Term Debt Noncurrent
253-----------
Finance Lease Liability Noncurrent
505050505151525252535353
Other Liabilities Noncurrent
44181717174330--
Liabilities
623579507549570513423330356288236270
Redeemable Noncontrolling Interest Equity Carrying…
1413121098544333
Stockholders Equity Inclu…
Preferred Stock Value
000000000000
Common Stock Value
000000000000
Treasury Stock Value
-219-126-100-61-410------
Additional Paid In Capital
1,5471,5501,5271,5111,4911,4741,4561,4391,4181,4011,3821,365
Accumulated Other Comprehensive Income Loss Net Of…
47-1-020211111
Retained Earnings Accumulated Deficit
-361-376-384-393-379-385-370-366-355-353-354-338
Stockholders Equity
9701,0561,0411,0571,0721,0891,0881,0751,0641,0491,0291,028
Liabilities And Stockholders Equity
1,6081,6481,5611,6161,6511,6101,5171,4091,4241,3401,2681,302
Variable Interest Entity Primary Beneficiary
831-132-0-0221-0
Related Party
-00003003303
Allowance For Doubtful Accounts Receivable Current
331111111121
Preferred Stock Par Or Stated Value Per Share
0.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.001
Preferred Stock Shares Authorized
101010101010101010101010
Preferred Stock Shares Issued
000000000000
Preferred Stock Shares Outstanding
000000000000
Common Stock Par Or Stated Value Per Share
0.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.001
Common Stock Shares Authorized
500500500500500500500500500500500500
Common Stock Shares Issued
120119118118117116116115114114113113
Shares Outstanding
109114114115115116116115114114113113
Treasury Stock Common Shares
1154320--0---

Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables

Custom Table

0/5
Search a metric to start building a table

Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals

Interactive Financial Visualizations

0/1
Search a metric to start building a visual

Subscribe to unlock 17+ years of data

Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2027-2.57%17.51%----------
2026-1.23%14.30%3.62%3.28%-17.18%-11.05%2.82%-4.97%-38.91%18.02%7.28%-1.20%
20255.11%6.07%13.57%-11.84%5.94%16.48%-18.99%-23.36%-24.56%-18.07%-6.61%-5.94%
20249.17%12.44%7.31%7.19%-6.38%2.48%11.54%6.87%-0.10%-2.55%6.00%5.00%

Earnings Market Reaction data beyond 3 years is for subscribers only.

Unlock the full earnings market reaction history

Start 7-day free trial

Subscribe to unlock 17+ years of data and 90+ calculated metrics

Performance and Valuation Metrics

Rows marked with a lock icon are subscribers only — subscribe to unlock 90+ calculated metrics and 17+ years of history.

Metrics
2026-04-30
2026-01-31
2025-10-31
2025-07-31
2025-04-30
2025-01-31
2024-10-31
2024-07-31
2024-04-30
2024-01-31
2023-10-31
2023-07-31
Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only column

Metric history beyond 3 years is for subscribers only.

Unlock 17+ years of history across 90+ calculated metrics

Start 7-day free trial
Subscriber-only column
Liquidity Ratios
Current Ratio
0.89
1.00
1.01
1.03
1.05
1.20
1.95
1.08
1.07
1.17
1.10
1.01
Quick Ratio
0.82
0.92
0.91
0.95
0.96
1.12
1.87
1.00
0.99
1.10
1.00
0.90
Working Capital
-32.43M
-989.00K
1.14M
6.45M
12.94M
50.74M
169.73M
17.77M
14.89M
35.74M
17.90M
1.07M
Leverage & Debt
Debt to Equity
0.64
0.55
0.49
0.52
0.53
0.47
0.39
0.31
0.33
0.27
0.23
0.26
Interest Coverage TTM
1.51
0.21
-0.28
-1.21
-1.36
-2.07
-2.68
-5.51
-8.16
-9.56
-14.09
-16.46
Debt Ratio
0.39
0.35
0.32
0.34
0.35
0.32
0.28
0.23
0.25
0.21
0.19
0.21
Efficiency & Turnover
Asset Turnover TTM
0.37
0.37
0.38
0.38
0.36
0.37
0.38
0.37
0.36
0.36
0.36
0.34
Days Sales Outstanding TTM
68.55
96.14
47.29
56.45
59.97
87.68
44.33
57.59
59.38
81.37
40.15
61.16
Receivables Turnover TTM
5.32
3.80
7.72
6.47
6.09
4.16
8.23
6.34
6.15
4.49
9.09
5.97
Per Share Metrics
Diluted EPS TTM
0.16
0.08
-0.18
-0.30
-0.26
-0.33
-0.15
-0.26
-0.30
-0.39
-0.58
-0.64
Free Cash Flow Per Share TTM
1.02
0.73
0.52
0.52
0.45
0.46
0.62
0.62
0.68
0.48
0.17
0.05
Dividend Per Share TTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Margin Metrics
Gross Profit Margin TTM
61.41%
60.55%
60.12%
60.02%
60.05%
60.07%
60.22%
60.02%
59.98%
59.82%
59.49%
59.07%
Operating Profit Margin TTM
4.32%
0.63%
-0.82%
-3.03%
-2.87%
-3.35%
-2.98%
-5.47%
-7.04%
-8.29%
-12.91%
-14.64%
Net Profit Margin TTM
2.91%
1.63%
-3.48%
-5.98%
-5.39%
-7.01%
-3.40%
-5.87%
-7.04%
-9.13%
-14.14%
-16.10%
Growth Metrics
Net Revenue Growth (1Y)
9.58%
10.01%
12.14%
13.24%
13.39%
13.45%
13.19%
13.64%
14.77%
16.71%
54.46%
-
Net Income Growth (1Y)
-159.24%
-125.62%
14.57%
15.26%
-13.19%
-12.98%
-72.76%
-58.56%
-58.38%
-57.26%
-19.18%
-
EPS Growth (1Y)
-162.66%
-126.13%
15.77%
15.18%
-13.63%
-14.86%
-73.39%
-59.57%
-59.17%
-58.04%
-20.65%
-
Valuation Metrics
P/E TTM
106.66
248.38
-149.73
-93.96
-88.71
-103.40
-242.35
-126.97
-96.30
-81.49
-48.59
-50.70
P/B TTM
1.95
2.28
2.93
3.05
2.48
3.60
3.96
3.51
3.13
3.38
3.09
3.54
P/S TTM
3.11
4.05
5.20
5.62
4.78
7.24
8.25
7.46
6.78
7.44
6.87
8.16
Market Cap
1.90B
2.41B
3.05B
3.22B
2.66B
3.92B
4.31B
3.77B
3.33B
3.55B
3.17B
3.64B
Enterprise Value
2.06B
2.37B
3.02B
3.15B
2.58B
3.85B
4.11B
3.70B
3.25B
3.48B
3.12B
3.59B
Calculated Values
Free Cash Flow TTM
110.75M
82.56M
59.72M
59.92M
51.89M
53.38M
71.47M
71.62M
78.17M
53.77M
19.59M
5.67M
Net Debt
160.60M
-37.47M
-36.28M
-71.20M
-80.79M
-68.42M
-205.02M
-73.33M
-75.69M
-63.29M
-51.33M
-48.55M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

Subscribe to unlock 17+ years of data

Insider Transactions

2026-06-03Sale
Owner: Desmond, Sean
Title: CEO & President
Shares: 8,064
Price/Share: $16.26
Value: $131,120.64
Shares Owned: 1,262,492
Relationship: Director,Officer
Ownership: Direct
2026-05-05Sale
Owner: Desmond, Sean
Title: CEO & President
Shares: 16,589
Price/Share: $18.04
Value: $299,265.56
Shares Owned: 1,262,492
Relationship: Director,Officer
Ownership: Direct
2026-05-05Sale
Owner: Sellers, Jeanette
Title: SVP of Accounting
Shares: 3,695
Price/Share: $18.04
Value: $66,657.80
Shares Owned: 50,876
Relationship: Officer
Ownership: Direct
2026-05-04Sale
Owner: Naude, Pierre
Title: -
Shares: 35,650
Price/Share: $18.02
Value: $642,413.00
Shares Owned: 1,108,473
Relationship: Director
Ownership: Direct
2026-05-04Sale
Owner: Desmond, Sean
Title: CEO & President
Shares: 22,073
Price/Share: $18.02
Value: $397,755.46
Shares Owned: 1,271,016
Relationship: Director,Officer
Ownership: Direct

Subscribe to unlock 17+ years of data

Institutional Ownership

No data available for chart
2026-03-31
108.66%
Inst. Shares: 117,904,197
Shares Outstanding: 108,502,547
2025-12-31
104.82%
Inst. Shares: 118,328,434
Shares Outstanding: 112,883,703
2025-09-30
105.79%
Inst. Shares: 121,028,680
Shares Outstanding: 114,407,430
2025-06-30
109.64%
Inst. Shares: 126,362,113
Shares Outstanding: 115,256,497
2025-03-31
107.75%
Inst. Shares: 123,672,975
Shares Outstanding: 114,781,654

nCino, Inc. (NCNO) — SEC Financial Statements & Analysis

nCino, Inc. (NCNO) is a services-prepackaged software company, incorporated in DE. nCino, Inc. trades on Nasdaq as: NCNO. Based on its latest SEC filing (Form 10-Q, period ending 2026-04-30), nCino, Inc. reported a 9.58% year-over-year revenue growth, a Gross Profit Margin of 61.41% (TTM), a Debt-to-Equity ratio of 0.64x, a Price-to-Sales (P/S) ratio of 3.11x (TTM), a Price-to-Book (P/B) ratio of 1.95x (TTM), at a market cap of $1.90B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
9.58%
Gross Profit Margin TTM
61.41%
Debt To Equity
0.64x
P/S TTM
3.11x
P/B TTM
1.95x
Market Cap
$1.90B

Data as of 2026-04-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is nCino, Inc. in?

nCino, Inc. (NCNO) operates in the Services-Prepackaged Software industry.

What is NCNO's market cap?

nCino, Inc. (NCNO) has a market capitalization of $1.90B as of 2026-04-30.

What is NCNO's P/E ratio?

nCino, Inc. (NCNO)'s trailing twelve month P/E ratio is 106.66x as of 2026-04-30.

What exchange does NCNO trade on?

nCino, Inc. (NCNO) trades on the Nasdaq.

Where is nCino, Inc. incorporated?

nCino, Inc. is incorporated in DE.

Wall Street's data.
Main Street's price.