NCNO
nCino, Inc.Company Information
- Company Name
- nCino, Inc.
- CIK
- CIK0001902733
- Category
- Large accelerated filer
- Ticker: Exchange
- NCNO: Nasdaq
- Fiscal Year End
- January 31
- Owner Organization
- 06 Technology
- SIC
- 7372
- SIC Description
- Services-Prepackaged Software
- Ticker
- NCNO
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-09-15
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 341,498
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 126,023,694
- Shares outstanding
- 104,885,480
- Ownership
- 120.15%
Earnings Market Reaction
- Filing date
- 2026-08-25
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-07-31 | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 | 2024-04-30 | 2024-01-31 | 2023-10-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets Current | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 83 | 103 | 88 | 88 | 123 | 133 | 121 | 258 | 121 | 129 | 112 | 100 | ||||||
| Accounts Receivable Net Current | 122 | 125 | 167 | 87 | 98 | 104 | 147 | 65 | 79 | 79 | 113 | 62 | ||||||
| Capitalized Contract Cost Net Current | 17 | 17 | 17 | 15 | 14 | 14 | 13 | 12 | 12 | 11 | 11 | 10 | ||||||
| Prepaid Expense And Other Assets Current | 20 | 23 | 21 | 20 | 19 | 22 | 21 | 14 | 17 | 17 | 15 | 19 | ||||||
| Assets Current | 243 | 267 | 294 | 209 | 255 | 274 | 302 | 349 | 229 | 237 | 251 | 191 | ||||||
| Property Plant And Equipment Net | 74 | 75 | 76 | 76 | 77 | 77 | 75 | 76 | 77 | 78 | 79 | 81 | ||||||
| Operating Lease Right Of Use Asset | 12 | 12 | 13 | 13 | 13 | 16 | 16 | 15 | 16 | 17 | 19 | 9 | ||||||
| Capitalized Contract Cost Net Noncurrent | 30 | 30 | 31 | 24 | 23 | 23 | 24 | 20 | 19 | 19 | 17 | 16 | ||||||
| Goodwill | 1,076 | 1,076 | 1,078 | 1,071 | 1,071 | 1,081 | 1,019 | 909 | 908 | 908 | 839 | 839 | ||||||
| Finite Lived Intangible Assets Net | 117 | 126 | 136 | 143 | 152 | 161 | 155 | 128 | 136 | 143 | 116 | 122 | ||||||
| Long Term Investments | 7 | 7 | 7 | 7 | 7 | 7 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
| Prepaid Expense And Other Assets Noncurrent | 13 | 15 | 15 | 17 | 18 | 12 | 10 | 11 | 15 | 14 | 10 | 2 | ||||||
| Assets | 1,572 | 1,608 | 1,648 | 1,561 | 1,616 | 1,651 | 1,610 | 1,517 | 1,409 | 1,424 | 1,340 | 1,268 | ||||||
Liabilities Current | ||||||||||||||||||
| Accounts Payable Current | 15 | 16 | 15 | 13 | 14 | 15 | 14 | 12 | 13 | 16 | 12 | 13 | ||||||
| Other Accrued Liabilities Current | 39 | 44 | 64 | 38 | 34 | 35 | 40 | 12 | 8 | 9 | 11 | 11 | ||||||
| Employee Related Liabilities Current | - | - | 25 | - | - | - | 24 | 16 | 12 | 11 | 16 | 14 | ||||||
| Contract With Customer Liability Current | 219 | 225 | 211 | 152 | 195 | 204 | 191 | 132 | 172 | 180 | 171 | 130 | ||||||
| Long Term Debt Current | 10 | 10 | - | - | - | - | - | - | - | - | - | - | ||||||
| Finance Lease Liability Current | 0 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | ||||||
| Operating Lease Liability Current | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | ||||||
| Liabilities Current | 287 | 300 | 294 | 208 | 249 | 261 | 252 | 179 | 211 | 222 | 215 | 173 | ||||||
| Operating Lease Liability Noncurrent | 9 | 9 | 10 | 10 | 10 | 12 | 13 | 12 | 13 | 13 | 16 | 6 | ||||||
| Deferred Income Tax Liabilities Net | 8 | 8 | 7 | 18 | 19 | 21 | 14 | 11 | 11 | 10 | 4 | 3 | ||||||
| Contract With Customer Liability Noncurrent | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | - | ||||||
| Long Term Line Of Credit | - | - | 214 | 204 | 204 | 209 | 166 | 166 | 40 | 55 | 0 | 0 | ||||||
| Long Term Debt Noncurrent | 266 | 253 | - | - | - | - | - | - | - | - | - | - | ||||||
| Finance Lease Liability Noncurrent | 50 | 50 | 50 | 50 | 50 | 51 | 51 | 52 | 52 | 52 | 53 | 53 | ||||||
| Other Liabilities Noncurrent | 4 | 4 | 4 | 18 | 17 | 17 | 17 | 4 | 3 | 3 | 0 | - | ||||||
| Liabilities | 627 | 623 | 579 | 507 | 549 | 570 | 513 | 423 | 330 | 356 | 288 | 236 | ||||||
| Redeemable Noncontrolling Interest Equity Carrying Amount | 15 | 14 | 13 | 12 | 10 | 9 | 8 | 5 | 4 | 4 | 3 | 3 | ||||||
Stockholders Equity Including Portion Attributable To Noncontrolling Interest | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Treasury Stock Value | -302 | -219 | -126 | -100 | -61 | -41 | 0 | - | - | - | - | - | ||||||
| Additional Paid In Capital | 1,584 | 1,547 | 1,550 | 1,527 | 1,511 | 1,491 | 1,474 | 1,456 | 1,439 | 1,418 | 1,401 | 1,382 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | 3 | 4 | 7 | -1 | -0 | 2 | 0 | 2 | 1 | 1 | 1 | 1 | ||||||
| Retained Earnings Accumulated Deficit | -356 | -361 | -376 | -384 | -393 | -379 | -385 | -370 | -366 | -355 | -353 | -354 | ||||||
| Stockholders Equity | 930 | 970 | 1,056 | 1,041 | 1,057 | 1,072 | 1,089 | 1,088 | 1,075 | 1,064 | 1,049 | 1,029 | ||||||
| Liabilities And Stockholders Equity | 1,572 | 1,608 | 1,648 | 1,561 | 1,616 | 1,651 | 1,610 | 1,517 | 1,409 | 1,424 | 1,340 | 1,268 | ||||||
| Variable Interest Entity Primary Beneficiary | -2 | 8 | 3 | 1 | -1 | 3 | 2 | -0 | -0 | 2 | 2 | 1 | ||||||
| Related Party | - | - | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 3 | 3 | 0 | ||||||
| Allowance For Doubtful Accounts Receivable Current | 2 | 3 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Common Stock Shares Authorized | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | ||||||
| Common Stock Shares Issued | 121 | 120 | 119 | 118 | 118 | 117 | 116 | 116 | 115 | 114 | 114 | 113 | ||||||
| Shares Outstanding | 105 | 109 | 114 | 114 | 115 | 115 | 116 | 116 | 115 | 114 | 114 | 113 | ||||||
| Treasury Stock Common Shares | 16 | 11 | 5 | 4 | 3 | 2 | 0 | - | - | 0 | - | - | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialnCino, Inc. (NCNO) — SEC Financial Statements & Analysis
nCino, Inc. (NCNO) is a services-prepackaged software company, incorporated in DE. nCino, Inc. trades on Nasdaq as: NCNO. nCino, Inc. (NCNO)'s most recent SEC filing is a Form 10-Q for the period ended 2026-07-31, filed with the SEC on 2026-08-25. Based on that filing, nCino, Inc. carries a market cap of $1.94B, a P/E ratio of 55.46x, a P/B ratio of 2.08x, a P/S ratio of 3.11x, an enterprise value of $2.13B, and an EV/EBITDA multiple of 23.58x. On profitability, it posts a gross margin of 62.24%, an operating margin of 7.92%, a net margin of 5.61%, a Return on Equity (ROE) of 3.51%, a Return on Assets (ROA) of 2.19%, and a Return on Invested Capital (ROIC) of 4.62%. Per share, it reports EPS of $0.33, diluted EPS of $0.33, free cash flow per share of $1.26, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 8.57% year-over-year, net income growth of -203.99% year-over-year, and EPS growth of -214.27% year-over-year. On the balance sheet, it maintains a current ratio of 0.85x, a quick ratio of 0.78x, working capital of $-43.85M, a debt-to-equity ratio of 0.67x, a debt ratio of 0.4, an interest coverage ratio of 2.70x, free cash flow of $132.17M (TTM), and net debt of $192.15M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.94B
- P/E TTM
- 55.46x
- EPS TTM
- $0.33
- P/B TTM
- 2.08x
- ROE TTM
- 3.51%
- ROA TTM
- 2.19%
- Debt To Equity
- 0.67x
- Free Cash Flow TTM
- $132.17M
- Net Revenue TTM Growth 1Y
- 8.57%
Data as of 2026-07-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is nCino, Inc. in?
nCino, Inc. (NCNO) operates in the Services-Prepackaged Software industry.
What exchange does NCNO trade on?
nCino, Inc. (NCNO) trades on the Nasdaq.
Where is nCino, Inc. incorporated?
nCino, Inc. is incorporated in DE.
When was nCino, Inc. (NCNO)'s most recent SEC filing?
nCino, Inc. (NCNO)'s most recent SEC filing is a Form 10-Q for the period ended 2026-07-31, filed with the SEC on 2026-08-25.
What is NCNO's market cap?
nCino, Inc. (NCNO) has a market capitalization of $1.94B as of 2026-07-31.
What is NCNO's P/E ratio?
nCino, Inc. (NCNO)'s trailing twelve month P/E ratio is 55.46x as of 2026-07-31.
What is NCNO's EPS (earnings per share)?
nCino, Inc. (NCNO)'s trailing twelve month EPS is $0.33 as of 2026-07-31.
What is NCNO's ROE (return on equity)?
nCino, Inc. (NCNO)'s trailing twelve month Return on Equity (ROE) is 3.51% as of 2026-07-31.
What is NCNO's ROA (return on assets)?
nCino, Inc. (NCNO)'s trailing twelve month Return on Assets (ROA) is 2.19% as of 2026-07-31.
What is NCNO's ROIC (return on invested capital)?
nCino, Inc. (NCNO)'s trailing twelve month Return on Invested Capital (ROIC) is 4.62% as of 2026-07-31.
What is NCNO's EV/EBITDA?
nCino, Inc. (NCNO)'s trailing twelve month EV/EBITDA is 23.58x as of 2026-07-31.