Netcapital Inc.
Netcapital Inc.
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Financial Statements
Values in Millions ($) | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 | 2024-04-30 | 2024-01-31 | 2023-10-31 | 2023-07-31 | 2023-04-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash Equivalents At Carrying Value | 1 | 2 | 5 | 0 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | |||||
Accounts Receivable Net Current | 0 | 0 | 0 | 0 | - | 0 | - | 0 | 4 | 3 | 1 | 1 | |||||
Interest Receivable Current | - | - | - | - | - | 0 | 0 | 0 | - | - | - | - | |||||
Other Receivables Net Current | 0 | 0 | - | - | 0 | - | - | 0 | - | 0 | - | - | |||||
Notes And Loans Receivable Net Current | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | - | - | |||||
Prepaid Expense Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | |||||
Assets Current | 1 | 2 | 5 | 0 | 1 | 1 | 1 | 1 | 6 | 4 | 3 | 3 | |||||
Deposit Assets | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | 0 | |||||
Deposits Assets Noncurrent | 0 | 0 | 0 | 0 | 0 | - | - | 0 | - | - | - | - | |||||
Notes And Loans Receivable Net Noncurrent | 0 | 0 | 0 | 0 | 0 | - | - | 0 | - | - | - | - | |||||
Intangible Assets Net Excluding Goodwill | 19 | 18 | 18 | 15 | 15 | 15 | 15 | 15 | 16 | 16 | - | 16 | |||||
Investments In Affiliates Subsidiaries Associates … | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | |||||
Equity Securities F V N I Noncurrent | 6 | 6 | 6 | 6 | 24 | 25 | 25 | 25 | 22 | 24 | - | 23 | |||||
Assets | 26 | 25 | 28 | 21 | 40 | 42 | 41 | 42 | 44 | 45 | 43 | 42 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities Current | |||||||||||||||||
Accounts Payable Current | 2 | 1 | 2 | 3 | 2 | 2 | 1 | 1 | - | - | - | - | |||||
Accounts Payable Current | |||||||||||||||||
Accrued Liabilities Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Accounts Payable Trade Current | - | - | - | - | - | - | - | 1 | 1 | 1 | 1 | 1 | |||||
Deferred Revenue Current | 0 | 0 | - | - | - | - | - | - | - | - | - | - | |||||
Deferred Revenue | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Interest Payable Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Taxes Payable Current | - | - | - | - | - | - | - | - | - | - | - | 0 | |||||
Secured Debt Current | - | - | - | - | - | - | - | - | - | - | - | 0 | |||||
Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | 2 | 2 | |||||
Short Term Borrowings | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | - | 2 | |||||
Loans Payable To Bank Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | |||||
Liabilities Current | 4 | 4 | 5 | 5 | 4 | 4 | 3 | 3 | 3 | 5 | 4 | 5 | |||||
Liabilities Noncurrent | |||||||||||||||||
Long Term Debt | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | - | |||||
Liabilities | 4 | 4 | 5 | 6 | 5 | 5 | 4 | 4 | 4 | 6 | 5 | 6 | |||||
Stockholders Equity | |||||||||||||||||
Long Term Investments | |||||||||||||||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Temporary Equity Value Excluding Additional Paid I… | - | - | - | - | - | - | - | - | - | 0 | 0 | 0 | |||||
Additional Paid In Capital | 57 | 55 | 55 | 43 | 42 | 42 | 39 | 37 | 37 | 34 | 33 | 31 | |||||
Retained Earnings Accumulated Deficit | -35 | -34 | -31 | -28 | -7 | -4 | -2 | 0 | 3 | 5 | 5 | 5 | |||||
Stockholders Equity | 22 | 21 | 23 | 15 | 35 | 37 | 38 | 38 | 40 | 39 | 38 | 36 | |||||
Liabilities And Stockholders Equity | 26 | 25 | 28 | 21 | 40 | 42 | 41 | 42 | 44 | 45 | 43 | 42 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.001 | - | - | - | - | - | - | - | - | - | - | - | |||||
Preferred Stock Shares Authorized | 10 | - | - | - | - | - | - | - | - | - | - | - | |||||
Preferred Stock Shares Outstanding | 0 | - | - | - | - | - | - | - | - | - | - | - | |||||
Common Stock Par Or Stated Value Per Share | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | |||||
Common Stock Shares Authorized | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | 900 | |||||
Common Stock Shares Issued | 7 | 5 | 5 | 900 | 2 | 2 | 579 | 327 | 17 | 9 | 9 | 6 | |||||
Shares Outstanding | 7 | 5 | 5 | 2 | 2 | 2 | 579 | 327 | 17 | 9 | 9 | 6 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -6.28% | -24.27% | -54.39% | -25.18% | -45.36% | -56.25% | -31.27% | -23.36% | 79.92% | - | - | - |
| 2025 | -44.44% | -42.36% | -25.69% | -11.22% | 9.02% | -5.37% | -4.73% | 2.13% | 42.55% | -29.39% | -3.44% | -17.18% |
| 2024 | -29.06% | -27.17% | -33.77% | -42.25% | -52.11% | -57.75% | -5.30% | -5.30% | -21.21% | -44.13% | -73.97% | -74.60% |
| 2023 | - | - | - | - | - | - | - | - | - | -6.69% | -27.64% | -42.05% |
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Performance and Valuation Metrics
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Metrics | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 | 2024-04-30 | 2024-01-31 | 2023-10-31 | 2023-07-31 | 2023-04-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Liquidity Ratios | |||||||||||||||||
| Current Ratio | 0.26 | 0.57 | 1.04 | 0.07 | 0.15 | 0.35 | 0.27 | 0.33 | 1.82 | 0.78 | 0.63 | 0.49 | |||||
| Quick Ratio | 0.18 | 0.49 | 0.95 | 0.07 | 0.14 | 0.34 | 0.26 | 0.33 | 1.77 | 0.71 | 0.53 | 0.38 | |||||
| Working Capital | -2.92M | -1.50M | 186.77K | -5.10M | -3.76M | -2.62M | -2.51M | -2.07M | 2.72M | -1.13M | -1.64M | -2.62M | |||||
Leverage & Debt | |||||||||||||||||
| Debt to Equity | 0.21 | 0.19 | 0.23 | 0.40 | 0.14 | 0.12 | 0.10 | 0.10 | 0.10 | 0.14 | 0.13 | 0.16 | |||||
| Interest Coverage TTM | -114.22 | -129.73 | -136.02 | -201.54 | -195.31 | -176.73 | -120.55 | -74.85 | -10.29 | 21.11 | 21.40 | 24.21 | |||||
| Debt Ratio | 0.17 | 0.16 | 0.19 | 0.29 | 0.12 | 0.11 | 0.09 | 0.09 | 0.09 | 0.12 | 0.11 | 0.14 | |||||
Efficiency & Turnover | |||||||||||||||||
| Asset Turnover TTM | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.04 | 0.08 | 0.12 | 0.18 | 0.22 | 0.22 | 0.23 | |||||
| Days Sales Outstanding TTM | 0.61 | 6.78 | 7.96 | 44.81 | - | 312.63 | - | 56.15 | 138.69 | 105.58 | 73.85 | 82.13 | |||||
| Receivables Turnover TTM | 600.73 | 53.87 | 45.86 | 8.14 | - | 1.17 | - | 6.50 | 2.63 | 3.46 | 4.94 | 4.44 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | -4.81 | -5.86 | -10.24 | -20.39 | -4.35 | -7.96 | -15.17 | -31.68 | -7.96 | 19.44 | 22.48 | 0.63 | |||||
| Free Cash Flow Per Share TTM | -1.49 | -1.80 | -2.64 | -3.85 | -3.10 | -6.74 | -10.86 | -28.22 | -29.11 | -33.45 | -47.01 | -0.99 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 98.07% | 97.54% | 95.91% | 95.36% | 94.07% | 94.13% | 97.20% | 97.82% | 98.44% | 99.26% | 99.05% | 99.00% | |||||
| Operating Profit Margin TTM | -1,284.97% | -1,130.02% | -991.91% | -957.07% | -976.95% | -437.90% | -145.55% | -69.52% | -7.03% | 13.80% | 17.48% | 26.75% | |||||
| Net Profit Margin TTM | -3,653.34% | -3,535.84% | -3,206.86% | -3,255.05% | -1,024.53% | -443.20% | -210.23% | -110.63% | -16.90% | 29.32% | 27.66% | 34.79% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | -9.00% | -53.14% | -74.33% | -82.44% | -89.47% | -80.95% | -58.79% | -41.71% | 6.83% | 31.89% | 39.98% | 54.98% | |||||
| Net Income Growth (1Y) | 224.51% | 273.82% | 291.51% | 416.64% | 538.33% | -388.05% | -413.21% | -285.38% | -134.00% | -33.86% | 13.66% | -15.66% | |||||
| EPS Growth (1Y) | 10.75% | -26.37% | -32.51% | -35.61% | -45.41% | -140.98% | -167.49% | -5,113.79% | -1,172.24% | 2,005.00% | 3,274.13% | -51.92% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | -0.15 | -0.37 | -0.33 | -0.10 | -0.47 | -0.19 | -0.32 | -0.29 | -1.56 | 1.45 | 2.12 | 150.69 | |||||
| P/B TTM | 0.18 | 0.49 | 0.42 | 0.19 | 0.11 | 0.04 | 0.06 | 0.04 | 0.05 | 0.10 | 0.13 | 12.32 | |||||
| P/S TTM | 5.40 | 13.08 | 10.62 | 3.22 | 4.86 | 0.85 | 0.67 | 0.33 | 0.26 | 0.42 | 0.59 | 52.42 | |||||
| Market Cap | 4.00M | 10.44M | 9.74M | 2.80M | 3.95M | 1.45M | 2.39M | 1.61M | 2.03M | 3.79M | 5.08M | 445.27M | |||||
| Enterprise Value | 5.67M | 11.14M | 7.56M | 4.90M | 5.72M | 2.49M | 3.92M | 3.13M | 2.24M | 5.65M | 4.05M | 446.94M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | -8.39M | -8.68M | -7.59M | -5.34M | -5.93M | -6.39M | -5.38M | -4.88M | -4.77M | -4.51M | -5.02M | -4.62M | |||||
| Net Debt | 1.67M | 701.61K | -2.18M | 2.10M | 1.77M | 1.04M | 1.53M | 1.52M | 213.70K | 1.86M | -1.03M | 1.67M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
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| EV FCF TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
Netcapital Inc. (NCPL) — SEC Financial Statements & Analysis
Netcapital Inc. (NCPL) is a finance services company, incorporated in UT. Netcapital Inc. trades on Nasdaq as: NCPL, NCPLW. Based on its latest SEC filing (Form 10-Q, period ending 2026-01-31), Netcapital Inc. reported a -9.00% year-over-year revenue growth, a Gross Profit Margin of 98.07% (TTM), a Debt-to-Equity ratio of 0.21x, a Price-to-Sales (P/S) ratio of 5.40x (TTM), a Price-to-Book (P/B) ratio of 0.18x (TTM), at a market cap of $4.00M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- -9.00%
- Gross Profit Margin TTM
- 98.07%
- Debt To Equity
- 0.21x
- P/S TTM
- 5.40x
- P/B TTM
- 0.18x
- Market Cap
- $4.00M
Data as of 2026-01-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Netcapital Inc. in?
Netcapital Inc. (NCPL) operates in the Finance Services industry.
What is NCPL's market cap?
Netcapital Inc. (NCPL) has a market capitalization of $4.00M as of 2026-01-31.
What exchange does NCPL trade on?
Netcapital Inc. (NCPL) trades on the Nasdaq.
Where is Netcapital Inc. incorporated?
Netcapital Inc. is incorporated in UT.