NorthEast Community Bancorp, Inc./MD/

NECB

NorthEast Community Bancorp, Inc./MD/

NECB

Insider Sentiment (TTM):

Last Purchase:2025-03-14Last Sale:2026-03-12Shares Purchased (TTM):0Shares Sold (TTM):13,566

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:6,097,137Shares Outstanding:13,176,000Institutional Ownership Pct.:46.27%

Earnings Market Reaction:

Filing Date:2026-08-07Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Cash And Due From Banks	9	14	10	11	19	12	14	16	13	10	13	16
Interest Bearing Deposits In Banks	64	62	71	53	40	78	65	82	101	98	55	91
Cash And Cash Equivalents At Carrying Value	73	76	81	64	59	89	78	98	114	107	69	107
Equity Securities Fv Ni	27	27	27	26	25	23	22	21	18	18	18	18
Debt Securities Held To Maturity Excluding Accrued…	18	18	18	16	14	14	15	15	15	16	16	16
Debt Securities Available For Sale Excluding Accru…	-	-	-	-	-	-	-	-	-	-	0	0
Financing Receivable Excluding Accrued Interest Be…	-	1,828	1,860	1,874	1,798	1,726	1,813	1,761	1,708	1,655	1,587	1,508
Financing Receivable Unamortized Loan Fee Cost	-	0	0	0	-0	-0	-0	-0	-0	-0	0	0
Financing Receivable Allowance For Credit Loss Exc…	-	-5	-5	-5	-5	-5	-5	-5	-5	-5	-5	-5
Financing Receivable Excluding Accrued Interest Af…	-	1,824	1,856	1,869	1,793	1,720	1,808	1,755	1,703	1,650	1,582	1,503
Property Plant And Equipment Net	25	25	25	26	25	25	25	25	25	25	25	26
Restricted Investments	1	0	0	0	1	0	0	1	1	1	1	1
Bank Owned Life Insurance	27	27	26	26	26	26	26	26	25	25	25	25
Interest Receivable	12	12	12	13	12	12	13	13	13	13	12	11
Real Estate Acquired Through Foreclosure	-	-	-	1	1	5	5	1	1	1	1	1
Operating Lease Right Of Use Asset	4	4	5	4	4	4	4	4	4	4	5	2
Finance Lease Right Of Use Asset	-	0	0	0	0	0	0	0	0	0	0	0
Other Assets	11	9	11	10	10	11	12	7	7	4	8	8
Assets	2,115	2,025	2,064	2,056	1,974	1,933	2,010	1,968	1,930	1,867	1,764	1,720
Goodwill	-	-	-	-	-	-	-	-	-	-	0	0
Liabilities And Stockhold…
Liabilities
Deposits Interest Bearing…
Noninterest Bearing Deposit Liabilities	325	297	272	287	288	279	287	268	286	289	300	309
Interest Bearing Deposit Liabilities	1,211	1,329	1,345	1,228	1,191	1,307	1,383	1,360	1,278	1,223	1,100	1,056
Deposits	1,537	1,626	1,617	1,515	1,479	1,586	1,670	1,628	1,564	1,512	1,400	1,366
Advance Payments By Borrowers For Taxes And Insura…	3	3	2	3	2	2	2	2	2	2	2	3
Long Term Debt	190	20	70	170	135	-	-	7	47	47	64	64
Operating Lease Liability	4	5	5	4	4	4	4	4	4	4	5	2
Finance Lease Liability	-	0	0	1	1	1	1	1	1	1	1	1
Accounts Payable And Accrued Liabilities Current A…	19	15	17	19	16	13	15	16	13	12	14	13
Liabilities	1,753	1,669	1,712	1,712	1,637	1,606	1,691	1,658	1,630	1,578	1,485	1,448
Stockholders Equity
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital	108	109	112	112	112	111	110	109	109	109	110	115
Unearned E S O P Shares	-5	-5	-5	-5	-6	-6	-6	-6	-6	-6	-7	-7
Retained Earnings Accumulated Deficit	259	252	245	237	230	222	214	206	197	186	176	164
Accumulated Other Comprehensive Income Loss Net Of…	0	0	0	0	0	0	0	0	0	0	0	0
Stockholders Equity	363	356	352	344	337	327	318	310	300	289	279	272
Liabilities And Stockholders Equity	2,115	2,025	2,064	2,056	1,974	1,933	2,010	1,968	1,930	1,867	1,764	1,720
Debt Securities Held To Maturity Allowance For Cre…	0	0	0	0	0	0	0	0	0	0	0	0
Held To Maturity Securities Fair Value	-	-	-	-	-	-	-	13	13	13	13	12
Preferred Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Preferred Stock Shares Authorized	25	25	25	25	25	25	25	25	25	25	25	25
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Common Stock Shares Authorized	75	75	75	75	75	75	75	75	75	75	75	75
Common Stock Shares Issued	14	14	14	14	14	14	14	14	14	14	14	14
Shares Outstanding	14	14	14	14	14	14	14	14	14	14	14	14

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-0.90%	13.57%	9.99%	-	-	-	-	-	-	-	-	-
2025	-2.58%	0.52%	-2.31%	9.95%	2.68%	4.21%	7.03%	16.14%	18.08%	5.64%	5.59%	5.99%
2024	0.95%	5.44%	37.03%	8.50%	24.42%	30.68%	6.35%	-12.63%	-9.63%	-7.41%	3.52%	0.07%
2023	-	-	-	0.68%	-8.72%	-9.97%	5.08%	7.03%	3.23%	-1.84%	11.79%	7.37%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-0.40	-0.39	-0.38	-0.39	-0.38	-0.37	0.01	0.53	1.24	2.52	2.83	3.24
Per Share Metrics
Diluted EPS TTM	3.13	3.24	3.25	3.21	3.29	3.41	3.52	3.65	3.65	3.52	3.32	2.86
Free Cash Flow Per Share TTM	3.70	3.84	3.83	2.91	2.97	3.48	3.67	3.81	3.69	3.37	3.03	2.95
Dividend Per Share TTM	1.02	1.06	1.00	0.74	0.64	0.69	0.60	0.35	0.31	0.27	0.26	0.25
Margin Metrics
Gross Profit Margin TTM	66.83%	66.24%	65.36%	64.47%	63.91%	63.75%	64.24%	61.93%	63.65%	65.92%	69.08%	77.53%
Operating Profit Margin TTM	40.06%	40.60%	40.40%	39.21%	39.35%	40.22%	41.10%	43.68%	44.57%	45.75%	48.87%	50.25%
Net Profit Margin TTM	28.30%	28.84%	28.82%	28.09%	28.27%	28.90%	29.42%	31.25%	31.95%	32.66%	34.93%	35.40%
Growth Metrics
Net Revenue Growth (1Y)	-5.07%	-5.13%	-3.68%	-0.43%	4.83%	12.67%	20.78%	30.70%	44.67%	62.88%	84.01%	98.75%
Net Income Growth (1Y)	-4.96%	-5.34%	-5.65%	-10.50%	-7.23%	-0.30%	1.72%	15.37%	26.17%	43.04%	86.27%	104.13%
EPS Growth (1Y)	-4.38%	-5.22%	-6.54%	-11.70%	-8.15%	-0.86%	7.87%	30.09%	41.76%	59.74%	106.37%	115.11%
Valuation Metrics
P/E TTM	8.51	7.04	6.58	6.00	6.53	6.28	6.37	6.51	4.44	4.05	4.85	4.64
P/B TTM	1.00	0.87	0.83	0.76	0.87	0.89	0.94	1.03	0.71	0.65	0.80	0.72
P/S TTM	2.41	2.03	1.90	1.69	1.84	1.81	1.87	2.03	1.42	1.32	1.69	1.64
Market Cap	361.07M	308.21M	292.10M	262.92M	291.32M	290.39M	299.87M	318.78M	213.73M	187.93M	224.30M	196.72M
Enterprise Value	477.66M	251.99M	280.92M	368.59M	366.94M	200.93M	221.61M	227.99M	146.85M	127.48M	219.63M	154.00M
Calculated Values
Free Cash Flow TTM	48.63M	50.62M	50.84M	38.58M	39.21M	45.89M	48.17M	49.80M	48.31M	44.20M	42.21M	43.51M
Net Debt	116.59M	-56.21M	-11.18M	105.66M	75.63M	-89.46M	-78.26M	-90.79M	-66.89M	-60.45M	-4.67M	-42.72M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-03-12Sale

Owner: Cirillo, Charles Michael

Title: -

Shares: 3,566

Price/Share: $22.94

Value: $81,804.04

Shares Owned: 5,805

Relationship: Director

Ownership: Direct

2026-03-05Sale

Owner: Mckenzie, John F

Title: -

Shares: 3,000

Price/Share: $23.85

Value: $71,550.00

Shares Owned: 16,249

Relationship: Director

Ownership: Direct

2025-12-12Sale

Owner: Hom, Donald S

Title: EVP and CFO

Shares: 2,000

Price/Share: $23.76

Value: $47,520.00

Shares Owned: 7,714

Relationship: Officer

Ownership: Direct

2025-12-11Sale

Owner: Cavanaugh, Diane B

Title: -

Shares: 1,000

Price/Share: $23.62

Value: $23,620.00

Shares Owned: 6,608

Relationship: Director

Ownership: Direct

2025-12-11Sale

Owner: Martinek, Charles A

Title: -

Shares: 2,000

Price/Share: $23.48

Value: $46,960.00

Shares Owned: 495

Relationship: Director

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-03-12	Cirillo, Charles Michael	Director	-	Direct	Sale	3,566	22.94	$81,804.04	5,805	4
2026-03-05	Mckenzie, John F	Director	-	Direct	Sale	3,000	23.85	$71,550.00	16,249	4
2025-12-12	Hom, Donald S	Officer	EVP and CFO	Direct	Sale	2,000	23.76	$47,520.00	7,714	4
2025-12-11	Cavanaugh, Diane B	Director	-	Direct	Sale	1,000	23.62	$23,620.00	6,608	4
2025-12-11	Martinek, Charles A	Director	-	Direct	Sale	2,000	23.48	$46,960.00	495	4
2025-10-28	Hom, Donald S	Officer	EVP and CFO	Direct	Sale	2,000	20.23	$40,460.00	5,759	4
2025-08-26	Collazo, Jose M	Director,Officer	President and COO	Direct	Sale	5,441	22.33	$121,497.53	9,372	4
2025-08-13	Hom, Donald S	Officer	EVP and CFO	Direct	Sale	1,000	22.05	$22,050.00	7,759	4
2025-05-14	Mckenzie, John F	Director	-	Direct	Sale	2,000	23.82	$47,640.00	13,353	4
2025-03-14	Cirillo, Charles Michael	Director	-	Direct	Sale	2,896	22.79	$65,999.84	2,909	4
2025-03-14	Morgenthau, Joel Lee	Director	-	Direct	Purchase	2,000	22.88	$45,760.00	2,000	4
2024-12-10	Cavanaugh, Diane B	Director	-	Direct	Sale	2,000	28.45	$56,900.00	4,712	4
2024-12-05	Hom, Donald S	Officer	EVP and CFO	Direct	Sale	3,000	29.09	$87,270.00	8,759	4
2024-11-27	Martinek, Charles A	Director	-	Direct	Sale	1,200	30.58	$36,696.00	75	4
2024-11-15	Mckenzie, John F	Director	-	Direct	Sale	1,000	28.90	$28,900.00	11,792	4
2023-12-01	Martinek, Charles A	Director	-	Direct	Sale	1,000	17.05	$17,050.00	209	4
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Institutional Ownership

No data available for chart

2026-03-31

46.27%

Inst. Shares: 6,097,137

Shares Outstanding: 13,176,000

2025-12-31

45.90%

Inst. Shares: 6,087,121

Shares Outstanding: 13,261,000

2025-09-30

46.59%

Inst. Shares: 6,174,320

Shares Outstanding: 13,252,000

2025-06-30

47.74%

Inst. Shares: 6,308,725

Shares Outstanding: 13,216,000

2025-03-31

46.58%

Inst. Shares: 6,145,410

Shares Outstanding: 13,192,000

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	6,097,137	13,176,000	46.27%
2025-12-31	6,087,121	13,261,000	45.90%
2025-09-30	6,174,320	13,252,000	46.59%
2025-06-30	6,308,725	13,216,000	47.74%
2025-03-31	6,145,410	13,192,000	46.58%
2024-12-31	6,102,953	13,136,000	46.46%
2024-09-30	5,732,958	13,075,000	43.85%
2024-06-30	4,749,497	13,084,000	36.30%
2024-03-31	4,545,789	13,118,000	34.65%
2023-12-31	4,590,158	13,930,000	32.95%
2023-09-30	4,488,807	14,743,000	30.45%
2023-06-30	4,555,163	14,700,000	30.99%
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NorthEast Community Bancorp, Inc./MD/ (NECB) — SEC Financial Statements & Analysis

NorthEast Community Bancorp, Inc./MD/ (NECB) is a savings institutions, not federally chartered company, incorporated in MD. NorthEast Community Bancorp, Inc./MD/ trades on Nasdaq as: NECB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), NorthEast Community Bancorp, Inc./MD/ reported a -5.07% year-over-year revenue growth, a Gross Profit Margin of 66.83% (TTM), a Price-to-Sales (P/S) ratio of 2.41x (TTM), a Price-to-Book (P/B) ratio of 1.00x (TTM), at a market cap of $361.07M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: -5.07%
Gross Profit Margin TTM: 66.83%
P/S TTM: 2.41x
P/B TTM: 1.00x
Market Cap: $361.07M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is NorthEast Community Bancorp, Inc./MD/ in?

NorthEast Community Bancorp, Inc./MD/ (NECB) operates in the Savings Institutions, Not Federally Chartered industry.

What is NECB's market cap?

NorthEast Community Bancorp, Inc./MD/ (NECB) has a market capitalization of $361.07M as of 2026-06-30.

What is NECB's P/E ratio?

NorthEast Community Bancorp, Inc./MD/ (NECB)'s trailing twelve month P/E ratio is 8.51x as of 2026-06-30.

What exchange does NECB trade on?

NorthEast Community Bancorp, Inc./MD/ (NECB) trades on the Nasdaq.

Where is NorthEast Community Bancorp, Inc./MD/ incorporated?

NorthEast Community Bancorp, Inc./MD/ is incorporated in MD.