NICOLET BANKSHARES INC
NICOLET BANKSHARES INC
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Due From Banks | 153 | 123 | 108 | 94 | 130 | 105 | 116 | 124 | 110 | 82 | 130 | 109 | |||||
Interest Bearing Deposits In Banks | 312 | 492 | 552 | 380 | 293 | 467 | 420 | 304 | 299 | 346 | 362 | 436 | |||||
Cash And Cash Equivalents At Carrying Value | 465 | 615 | 660 | 474 | 423 | 572 | 536 | 428 | 409 | 427 | 491 | 546 | |||||
Debt Securities Available For Sale Excluding Accru… | 2,007 | 1,987 | 860 | 862 | 849 | 838 | 806 | 826 | 800 | 804 | 803 | 794 | |||||
Debt Securities Held To Maturity Excluding Accrued… | - | - | - | - | - | - | - | - | - | - | 0 | 0 | |||||
Other Investments | 117 | 100 | 63 | 61 | 60 | 59 | 62 | 60 | 61 | 60 | 58 | 58 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | 19 | 17 | 14 | 11 | 10 | 8 | 8 | 11 | 9 | 5 | 4 | 7 | |||||
Assets Of Disposal Group Including Discontinued Op… | 411 | 400 | - | - | - | - | - | - | - | - | - | - | |||||
Financing Receivable Excluding Accrued Interest Be… | 10,848 | 10,880 | 6,836 | 6,875 | 6,839 | 6,746 | 6,627 | 6,557 | 6,529 | 6,398 | 6,354 | 6,239 | |||||
Financing Receivable Allowance For Credit Loss Exc… | -134 | -133 | -69 | -69 | -68 | -67 | -66 | -66 | -65 | -64 | -64 | -63 | |||||
Financing Receivable Excluding Accrued Interest Af… | 10,715 | 10,746 | 6,768 | 6,806 | 6,771 | 6,678 | 6,560 | 6,491 | 6,464 | 6,333 | 6,290 | 6,176 | |||||
Property Plant And Equipment Net | 189 | 188 | 120 | 122 | 124 | 125 | 127 | 124 | 121 | 120 | 119 | 118 | |||||
Bank Owned Life Insurance | 296 | 294 | 192 | 191 | 189 | 188 | 186 | 185 | 172 | 171 | 169 | 168 | |||||
Intangible Assets Net Including Goodwill | 962 | 968 | 382 | 384 | 385 | 387 | 388 | 390 | 391 | 393 | 394 | 396 | |||||
Interest Receivable And Other Assets | 234 | 259 | 125 | 119 | 120 | 120 | 123 | 119 | 126 | 127 | 134 | 146 | |||||
Assets | 15,415 | 15,574 | 9,185 | 9,029 | 8,931 | 8,975 | 8,797 | 8,637 | 8,557 | 8,447 | 8,469 | 8,416 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 2,718 | 2,538 | 1,829 | 1,826 | 1,800 | 1,689 | 1,791 | 1,840 | 1,765 | 1,665 | 1,959 | 2,020 | |||||
Interest Bearing Deposit Liabilities | 9,806 | 10,087 | 5,902 | 5,785 | 5,741 | 5,883 | 5,612 | 5,420 | 5,476 | 5,501 | 5,239 | 5,162 | |||||
Deposits | 12,523 | 12,624 | 7,731 | 7,611 | 7,542 | 7,572 | 7,404 | 7,260 | 7,241 | 7,166 | 7,198 | 7,182 | |||||
Short Term Borrowings | - | - | - | - | - | 0 | - | 0 | 0 | 0 | 0 | 0 | |||||
Long Term Debt | 93 | 180 | 135 | 135 | 134 | 157 | 161 | 161 | 162 | 162 | 167 | 198 | |||||
Liabilities Of Disposal Group Including Discontinu… | 388 | 386 | - | - | - | - | - | - | - | - | - | - | |||||
Other Liabilities | 139 | 127 | 62 | 68 | 65 | 63 | 59 | 67 | 62 | 55 | 65 | 62 | |||||
Liabilities | 13,143 | 13,318 | 7,927 | 7,814 | 7,741 | 7,792 | 7,624 | 7,488 | 7,466 | 7,383 | 7,430 | 7,442 | |||||
Common Stock Value Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital | 1,553 | 1,590 | 583 | 582 | 602 | 630 | 656 | 648 | 639 | 637 | 634 | 626 | |||||
Retained Earnings Accumulated Deficit | 755 | 706 | 698 | 662 | 625 | 594 | 566 | 536 | 507 | 482 | 458 | 431 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -37 | -39 | -24 | -29 | -37 | -41 | -49 | -34 | -55 | -55 | -53 | -83 | |||||
Stockholders Equity | 2,271 | 2,257 | 1,258 | 1,215 | 1,190 | 1,183 | 1,173 | 1,149 | 1,091 | 1,064 | 1,039 | 974 | |||||
Liabilities And Stockholders Equity | 15,415 | 15,574 | 9,185 | 9,029 | 8,931 | 8,975 | 8,797 | 8,637 | 8,557 | 8,447 | 8,469 | 8,416 | |||||
Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | - | - | 0 | - | - | - | 0 | - | |||||
Common Stock Shares Authorized | 60 | 60 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | |||||
Shares Outstanding | 21 | 21 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | |||||
Common Stock Shares Issued | 21 | 21 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | |||||
Preferred Stock Par Or Stated Value Per Share | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -5.24% | 10.57% | 14.89% | - | - | - | - | - | - | - | - | - |
| 2025 | 3.42% | -0.88% | 19.07% | 8.12% | 6.34% | -0.53% | 2.98% | 9.02% | 11.55% | -8.38% | 3.82% | -10.01% |
| 2024 | -0.32% | 3.14% | 28.74% | 10.07% | 6.03% | 12.00% | 11.72% | 5.24% | 6.02% | -5.65% | -5.76% | 4.37% |
| 2023 | - | - | - | -11.83% | -18.59% | -18.27% | 4.16% | 9.25% | 10.01% | 6.63% | 2.66% | 7.59% |
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Subscribe to unlock 17+ years of financial data and 90+ calculated metrics
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 26.51 | 23.02 | 25.58 | 23.41 | 20.96 | 19.80 | 4.25 | 2.76 | 2.16 | 1.88 | 1.61 | 1.72 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 7.09 | 7.11 | 9.78 | 9.46 | 8.79 | 8.24 | 8.05 | 7.77 | 6.87 | 6.44 | 4.08 | 3.87 | |||||
| Free Cash Flow Per Share TTM | 8.36 | 6.93 | 10.18 | 10.35 | 9.48 | 9.08 | 7.79 | 8.23 | 7.26 | 6.70 | 6.09 | 5.49 | |||||
| Dividend Per Share TTM | 1.14 | 1.17 | 1.25 | 1.23 | 1.18 | 1.12 | 1.10 | 1.06 | 1.03 | 1.00 | 0.75 | 0.50 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -393.22% | -415.44% | -455.46% | -481.41% | -504.02% | -510.59% | -520.36% | -649.22% | -656.50% | -638.55% | -624.31% | -429.64% | |||||
| Operating Profit Margin TTM | 506.40% | 498.10% | 631.38% | 628.74% | 601.75% | 575.98% | 565.09% | 562.47% | 549.78% | 542.28% | 364.81% | 381.76% | |||||
| Net Profit Margin TTM | 403.36% | 400.38% | 508.89% | 506.03% | 483.01% | 461.17% | 451.91% | 452.85% | 410.92% | 397.27% | 259.05% | 258.55% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 36.11% | 19.14% | 7.86% | 7.80% | 10.01% | 13.03% | 15.60% | 17.44% | 18.38% | 19.52% | 13.79% | 27.37% | |||||
| Net Income Growth (1Y) | 13.67% | 3.44% | 21.46% | 20.46% | 29.31% | 31.22% | 101.67% | 105.69% | 75.36% | 60.47% | -34.74% | -29.54% | |||||
| EPS Growth (1Y) | -19.45% | -13.44% | 22.03% | 22.22% | 28.52% | 28.21% | 97.56% | 101.43% | 72.71% | 58.18% | -38.43% | -33.60% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 22.75 | 20.28 | 12.00 | 13.68 | 13.55 | 12.75 | 12.54 | 11.77 | 11.59 | 12.75 | 18.79 | 17.08 | |||||
| P/B TTM | 1.54 | 1.20 | 1.44 | 1.63 | 1.54 | 1.39 | 1.33 | 1.23 | 1.11 | 1.18 | 1.11 | 1.02 | |||||
| P/S TTM | 91.78 | 81.18 | 61.08 | 69.22 | 65.47 | 58.78 | 56.68 | 53.30 | 47.64 | 50.66 | 48.66 | 44.16 | |||||
| Market Cap | 3.51B | 2.70B | 1.81B | 1.98B | 1.84B | 1.64B | 1.56B | 1.42B | 1.22B | 1.25B | 1.16B | 998.48M | |||||
| Enterprise Value | 3.14B | 2.27B | 1.28B | 1.64B | 1.55B | 1.23B | 1.18B | 1.15B | 969.92M | 987.13M | 831.10M | 650.35M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 177.19M | 126.28M | 152.52M | 153.61M | 142.47M | 138.50M | 117.23M | 123.84M | 108.42M | 99.93M | 89.77M | 80.88M | |||||
| Net Debt | -372.50M | -435.48M | -525.37M | -339.36M | -288.30M | -415.62M | -374.66M | -266.77M | -246.10M | -265.17M | -324.50M | -348.13M | |||||
Per-Share and Margin | |||||||||||||||||
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| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
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| Average Inventory | |||||||||||||||||
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| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
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| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
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| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
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| Dividends Paid Growth (5Y) | |||||||||||||||||
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| Net Income Growth (3Y) | |||||||||||||||||
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| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
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| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
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| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
NICOLET BANKSHARES INC (NIC) — SEC Financial Statements & Analysis
NICOLET BANKSHARES INC (NIC) is a national commercial banks company, incorporated in WI. NICOLET BANKSHARES INC trades on NYSE as: NIC. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), NICOLET BANKSHARES INC reported a 36.11% year-over-year revenue growth, a Gross Profit Margin of -393.22% (TTM), a Price-to-Sales (P/S) ratio of 91.78x (TTM), a Price-to-Book (P/B) ratio of 1.54x (TTM), at a market cap of $3.51B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 36.11%
- Gross Profit Margin TTM
- -393.22%
- P/S TTM
- 91.78x
- P/B TTM
- 1.54x
- Market Cap
- $3.51B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is NICOLET BANKSHARES INC in?
NICOLET BANKSHARES INC (NIC) operates in the National Commercial Banks industry.
What is NIC's market cap?
NICOLET BANKSHARES INC (NIC) has a market capitalization of $3.51B as of 2026-06-30.
What is NIC's P/E ratio?
NICOLET BANKSHARES INC (NIC)'s trailing twelve month P/E ratio is 22.75x as of 2026-06-30.
What exchange does NIC trade on?
NICOLET BANKSHARES INC (NIC) trades on the NYSE.
Where is NICOLET BANKSHARES INC incorporated?
NICOLET BANKSHARES INC is incorporated in WI.