NKSH
NATIONAL BANKSHARES INCCompany Information
- Company Name
- NATIONAL BANKSHARES INC
- CIK
- CIK0000796534
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- NKSH: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- NKSH
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-03-13
- Last sale
- —
- Shares purchased (TTM)
- 2,464
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 2,166,263
- Shares outstanding
- 6,363,920
- Ownership
- 34.04%
Earnings Market Reaction
- Filing date
- 2026-08-12
- Price on filing date
- —
- 1-month reaction
- -1.27%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 9 | 8 | 8 | 9 | 10 | 15 | 14 | 16 | 15 | 11 | 13 | 13 | ||||||
| Interest Bearing Deposits In Banks | 46 | 54 | 51 | 33 | 83 | 107 | 94 | 34 | 80 | 111 | 74 | 40 | ||||||
| Federal Funds Sold | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 3 | - | 0 | - | ||||||
| Cash And Cash Equivalents At Carrying Value | 55 | 62 | 59 | 42 | 93 | 123 | 108 | 50 | 99 | 121 | 87 | - | ||||||
| Available For Sale Securities Debt Securities | 653 | 658 | 654 | 630 | 590 | 596 | 602 | 622 | 605 | 610 | 619 | 592 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 0 | 1 | 0 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | ||||||
| Notes Receivable Gross | - | - | - | - | - | - | - | - | - | - | - | 849 | ||||||
| Financing Receivable Deferred Income | - | - | - | - | - | - | - | - | - | - | -1 | - | ||||||
Notes Receivable Net | ||||||||||||||||||
| Investment Owned Restricted Cost | - | - | - | - | - | 2 | 2 | 2 | 2 | 1 | 1 | 1 | ||||||
| Financing Receivable Before Allowance For Credit Loss And Fee | 1,015 | 996 | 1,000 | 1,017 | 1,011 | 1,004 | 989 | - | - | - | 857 | - | ||||||
| Financing Receivable Allowance For Credit Losses | -10 | -10 | -10 | -11 | -10 | -10 | -10 | -10 | -11 | -9 | -9 | -10 | ||||||
| Notes Receivable Net | 1,005 | 986 | 989 | 1,006 | 1,000 | 993 | 978 | 991 | 979 | 854 | 848 | 839 | ||||||
| Property Plant And Equipment Net | 18 | 18 | 18 | 20 | 18 | 18 | 17 | 16 | 15 | 11 | 11 | 11 | ||||||
| Real Estate Acquired Through Foreclosure | - | - | - | - | - | - | - | - | - | - | 0 | 1 | ||||||
| Interest Receivable | 7 | 7 | 7 | 7 | 6 | 7 | 6 | 7 | 7 | 6 | 6 | 6 | ||||||
| Goodwill | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 6 | 6 | 6 | ||||||
| Intangible Assets Net Excluding Goodwill | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | - | - | - | ||||||
| Bank Owned Life Insurance | 49 | 49 | 49 | 48 | 48 | 48 | 47 | 47 | 47 | 44 | 44 | 43 | ||||||
| Other Assets | 34 | 36 | 36 | 36 | 38 | 37 | 40 | 37 | 43 | 35 | 34 | 40 | ||||||
| Assets | 1,833 | 1,829 | 1,825 | 1,802 | 1,807 | 1,836 | 1,812 | 1,785 | 1,809 | 1,689 | 1,655 | 1,592 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities Domestic | 313 | 303 | 313 | 313 | 306 | 301 | 290 | 296 | 296 | 284 | 281 | 303 | ||||||
| Interest Bearing Deposit Liabilities Domestic | 862 | 867 | 854 | 794 | 852 | 879 | 865 | 820 | 868 | 838 | 822 | 789 | ||||||
| Deposits Savings Deposits | 140 | 145 | 143 | 141 | 140 | 179 | 143 | 176 | 177 | 176 | 178 | 185 | ||||||
| Time Deposits | 315 | 315 | 318 | 315 | 329 | 299 | 347 | 310 | 304 | 240 | 223 | 188 | ||||||
| Deposits | 1,629 | 1,630 | 1,627 | 1,562 | 1,628 | 1,658 | 1,645 | 1,603 | 1,645 | 1,538 | 1,504 | 1,465 | ||||||
| Federal Home Loan Bank Advances Long Term | - | - | - | 50 | - | - | - | - | - | - | - | - | ||||||
| Interest Payable Current And Noncurrent | 1 | 2 | 2 | 2 | 2 | 1 | 1 | 2 | 3 | 3 | 1 | 1 | ||||||
| Other Liabilities | 10 | 10 | 11 | 10 | 9 | 9 | 9 | 12 | 13 | 9 | 9 | 10 | ||||||
| Liabilities | 1,640 | 1,642 | 1,640 | 1,623 | 1,638 | 1,668 | 1,655 | 1,617 | 1,660 | 1,550 | 1,515 | 1,476 | ||||||
| Preferred Stock Value | - | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 7 | 7 | 7 | ||||||
| Retained Earnings Accumulated Deficit | 208 | 208 | 203 | 202 | 197 | 200 | 196 | 198 | 196 | 200 | 198 | 198 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -38 | -42 | -40 | -44 | -50 | -54 | -62 | -52 | -68 | -68 | -65 | -90 | ||||||
| Stockholders Equity | 192 | 187 | 185 | 179 | 169 | 167 | 156 | 168 | 149 | 139 | 141 | 116 | ||||||
| Liabilities And Stockholders Equity | 1,833 | 1,829 | 1,825 | 1,802 | 1,807 | 1,836 | 1,812 | 1,785 | 1,809 | 1,689 | 1,655 | 1,592 | ||||||
| Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | ||||||
| Common Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Common Stock Shares Issued | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialNATIONAL BANKSHARES INC (NKSH) — SEC Financial Statements & Analysis
NATIONAL BANKSHARES INC (NKSH) is a national commercial banks company, incorporated in VA. NATIONAL BANKSHARES INC trades on Nasdaq as: NKSH. NATIONAL BANKSHARES INC (NKSH)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12. Based on that filing, NATIONAL BANKSHARES INC carries a market cap of $231.20M, a P/E ratio of 11.38x, a P/B ratio of 1.20x, a P/S ratio of 27.42x, an enterprise value of $176.64M, and an EV/EBITDA multiple of -7.35x. On profitability, it posts a gross margin of -219.95%, an operating margin of 293.34%, a net margin of 240.85%, a Return on Equity (ROE) of 11.25%, and a Return on Invested Capital (ROIC) of -19.39%. Per share, it reports EPS of $3.19, diluted EPS of $3.19, free cash flow per share of $2.89, and a dividend per share of $1.53. Over the trailing year, it posted revenue growth of 11.84% year-over-year, net income growth of 80.05% year-over-year, and EPS growth of 79.90% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.51x, free cash flow of $18.42M (TTM), and net debt of $-54.56M. Figures sourced from SEC EDGAR.
- Market Cap
- $231.20M
- P/E TTM
- 11.38x
- EPS TTM
- $3.19
- P/B TTM
- 1.20x
- ROE TTM
- 11.25%
- Free Cash Flow TTM
- $18.42M
- Net Revenue TTM Growth 1Y
- 11.84%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is NATIONAL BANKSHARES INC in?
NATIONAL BANKSHARES INC (NKSH) operates in the National Commercial Banks industry.
What exchange does NKSH trade on?
NATIONAL BANKSHARES INC (NKSH) trades on the Nasdaq.
Where is NATIONAL BANKSHARES INC incorporated?
NATIONAL BANKSHARES INC is incorporated in VA.
When was NATIONAL BANKSHARES INC (NKSH)'s most recent SEC filing?
NATIONAL BANKSHARES INC (NKSH)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12.
What is NKSH's market cap?
NATIONAL BANKSHARES INC (NKSH) has a market capitalization of $231.20M as of 2026-06-30.
What is NKSH's P/E ratio?
NATIONAL BANKSHARES INC (NKSH)'s trailing twelve month P/E ratio is 11.38x as of 2026-06-30.
What is NKSH's EPS (earnings per share)?
NATIONAL BANKSHARES INC (NKSH)'s trailing twelve month EPS is $3.19 as of 2026-06-30.
What is NKSH's ROE (return on equity)?
NATIONAL BANKSHARES INC (NKSH)'s trailing twelve month Return on Equity (ROE) is 11.25% as of 2026-06-30.
What is NKSH's ROIC (return on invested capital)?
NATIONAL BANKSHARES INC (NKSH)'s trailing twelve month Return on Invested Capital (ROIC) is -19.39% as of 2026-06-30.
What is NKSH's EV/EBITDA?
NATIONAL BANKSHARES INC (NKSH)'s trailing twelve month EV/EBITDA is -7.35x as of 2026-06-30.

