NMIH
NMI Holdings, Inc.Company Information
- Company Name
- NMI Holdings, Inc.
- CIK
- CIK0001547903
- Category
- Large accelerated filer
- Ticker: Exchange
- NMIH: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6351
- SIC Description
- Surety Insurance
- Ticker
- NMIH
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-09-04
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 447,477
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 72,048,954
- Shares outstanding
- 75,779,000
- Ownership
- 95.08%
Earnings Market Reaction
- Filing date
- 2026-07-31
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Available For Sale Securities Debt Securities | 3,258 | 3,174 | 3,137 | 3,016 | 2,929 | 2,809 | 2,724 | 2,708 | 2,521 | 2,394 | 2,371 | 2,198 | ||||||
| Cash And Cash Equivalents At Carrying Value | 72 | 71 | 44 | 130 | 84 | 74 | 54 | 133 | 63 | 140 | 97 | 176 | ||||||
| Premiums Receivable At Carrying Value | 87 | 87 | 86 | 86 | 84 | 84 | 83 | 78 | 76 | 75 | 76 | 73 | ||||||
| Accrued Investment Income Receivable | 31 | 30 | 27 | 26 | 24 | 24 | 22 | 22 | 21 | 20 | 20 | 18 | ||||||
| Deferred Policy Acquisition Costs | 65 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 63 | 63 | 63 | 62 | ||||||
| Property Plant And Equipment Net | 21 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 29 | 30 | 30 | 32 | ||||||
| Intangible Assets Net Including Goodwill | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Reinsurance Recoverables Gross | 40 | 40 | 39 | 35 | 33 | 31 | 32 | 29 | 27 | 28 | 28 | 26 | ||||||
| Other Assets | 20 | 19 | 18 | 22 | 23 | 19 | 19 | 19 | 62 | 18 | 17 | 18 | ||||||
| Assets | 3,997 | 3,910 | 3,841 | 3,727 | 3,591 | 3,456 | 3,350 | 3,320 | 3,102 | 3,006 | 2,941 | 2,762 | ||||||
Liabilities | ||||||||||||||||||
| Secured Debt | 418 | 418 | 417 | 417 | 416 | 416 | 415 | 415 | 414 | 398 | 398 | 397 | ||||||
| Unearned Premiums | 42 | 44 | 47 | 50 | 54 | 59 | 65 | 72 | 78 | 86 | 92 | 98 | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 99 | 105 | 102 | 93 | 87 | 79 | 103 | 111 | 78 | 82 | 86 | 89 | ||||||
| Liability For Claims And Claims Adjustment Expense | 215 | 211 | 196 | 180 | 163 | 152 | 152 | 136 | 125 | 127 | 124 | 116 | ||||||
| Deferred Income Tax Liabilities Net | 511 | 492 | 479 | 463 | 441 | 419 | 386 | 381 | 348 | 323 | 302 | 257 | ||||||
| Funds Held Under Reinsurance Agreements Liability | - | - | - | - | - | - | - | - | - | - | 1 | 2 | ||||||
| Other Liabilities | 8 | 8 | 9 | 9 | 9 | 10 | 11 | 11 | 12 | 12 | 13 | 12 | ||||||
| Liabilities | 1,292 | 1,277 | 1,249 | 1,212 | 1,171 | 1,135 | 1,133 | 1,125 | 1,056 | 1,028 | 1,015 | 971 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital | 1,013 | 1,008 | 1,017 | 1,011 | 1,006 | 1,002 | 1,005 | 998 | 993 | 989 | 991 | 981 | ||||||
| Treasury Stock Common Value | -411 | -379 | -352 | -321 | -296 | -273 | -247 | -218 | -201 | -174 | -149 | -117 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -74 | -68 | -46 | -54 | -73 | -94 | -125 | -82 | -151 | -150 | -140 | -214 | ||||||
| Retained Earnings Accumulated Deficit | 2,177 | 2,072 | 1,972 | 1,878 | 1,782 | 1,686 | 1,583 | 1,497 | 1,404 | 1,312 | 1,223 | 1,140 | ||||||
| Stockholders Equity | 2,705 | 2,632 | 2,592 | 2,515 | 2,420 | 2,322 | 2,217 | 2,195 | 2,046 | 1,978 | 1,926 | 1,791 | ||||||
| Liabilities And Stockholders Equity | 3,997 | 3,910 | 3,841 | 3,727 | 3,591 | 3,456 | 3,350 | 3,320 | 3,102 | 3,006 | 2,941 | 2,762 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 3,347 | 3,255 | 3,190 | 3,078 | 3,016 | 2,923 | 2,876 | 2,807 | 2,707 | 2,578 | 2,543 | 2,463 | ||||||
| Restricted Cash | - | - | 0 | 0 | 0 | - | 0 | 0 | 1 | 1 | 1 | 2 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Issued | 89 | 89 | 88 | 88 | 88 | 88 | 88 | 88 | 88 | 88 | 87 | 87 | ||||||
| Shares Outstanding | 75 | 76 | 76 | 77 | 78 | 78 | 79 | 79 | 80 | 81 | 81 | 82 | ||||||
| Common Stock Shares Authorized | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | ||||||
| Treasury Stock Common Shares | 14 | 13 | 12 | 11 | 11 | 10 | 9 | 9 | 8 | 7 | 6 | 5 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialNMI Holdings, Inc. (NMIH) — SEC Financial Statements & Analysis
NMI Holdings, Inc. (NMIH) is a surety insurance company, incorporated in CA. NMI Holdings, Inc. trades on Nasdaq as: NMIH. NMI Holdings, Inc. (NMIH)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-31. Based on that filing, NMI Holdings, Inc. carries a market cap of $3.11B, a P/E ratio of 7.88x, a P/B ratio of 1.15x, a P/S ratio of 4.26x, an enterprise value of $3.04B, and an EV/EBITDA multiple of 5.57x. On profitability, it posts a gross margin of 89.94%, an operating margin of 69.34%, a net margin of 54.10%, a Return on Equity (ROE) of 15.43%, and a Return on Invested Capital (ROIC) of 16.71%. Per share, it reports EPS of $5.22, diluted EPS of $5.16, free cash flow per share of $5.83, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 7.53% year-over-year, net income growth of 4.67% year-over-year, and EPS growth of 7.72% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 18.79x, free cash flow of $441.61M (TTM), and net debt of $-72.12M. Figures sourced from SEC EDGAR.
- Market Cap
- $3.11B
- P/E TTM
- 7.88x
- EPS TTM
- $5.22
- P/B TTM
- 1.15x
- ROE TTM
- 15.43%
- Free Cash Flow TTM
- $441.61M
- Net Revenue TTM Growth 1Y
- 7.53%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is NMI Holdings, Inc. in?
NMI Holdings, Inc. (NMIH) operates in the Surety Insurance industry.
What exchange does NMIH trade on?
NMI Holdings, Inc. (NMIH) trades on the Nasdaq.
Where is NMI Holdings, Inc. incorporated?
NMI Holdings, Inc. is incorporated in CA.
When was NMI Holdings, Inc. (NMIH)'s most recent SEC filing?
NMI Holdings, Inc. (NMIH)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-31.
What is NMIH's market cap?
NMI Holdings, Inc. (NMIH) has a market capitalization of $3.11B as of 2026-06-30.
What is NMIH's P/E ratio?
NMI Holdings, Inc. (NMIH)'s trailing twelve month P/E ratio is 7.88x as of 2026-06-30.
What is NMIH's EPS (earnings per share)?
NMI Holdings, Inc. (NMIH)'s trailing twelve month EPS is $5.22 as of 2026-06-30.
What is NMIH's ROE (return on equity)?
NMI Holdings, Inc. (NMIH)'s trailing twelve month Return on Equity (ROE) is 15.43% as of 2026-06-30.
What is NMIH's ROIC (return on invested capital)?
NMI Holdings, Inc. (NMIH)'s trailing twelve month Return on Invested Capital (ROIC) is 16.71% as of 2026-06-30.
What is NMIH's EV/EBITDA?
NMI Holdings, Inc. (NMIH)'s trailing twelve month EV/EBITDA is 5.57x as of 2026-06-30.