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Neptune Insurance Holdings Inc.

NP

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
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Intangible Assets Excluding Capitalized Software
0---
Software Development
6---
Assets
Assets Current
Cash And Cash Equivalents At Carrying Value
1811812
Restricted Cash
595033-
Premiums Receivable At Carrying Value
765-
Contract With Customer Asset Net Current
4544
Prepaid Expense And Other Assets Current
1111
Income Taxes Receivable
101-
Assets Current
89725276
Intangible Assets Net Excluding Goodwill
-000
Capitalized Computer Software Net
-666
Goodwill
4444
Deferred Income Tax Assets Net
1113
Deferred Costs
---0
Assets
102856590
Liabilities
Liabilities And Stockhold…
Liabilities Current
Accounts Payable Current
1191011
Accrued Sales Commission Current
6545
Unearned Premiums
31241922
Taxes Payable Current
0201
Accrued Liabilities Current
1111
Contract With Customer Liability Current
36321930
Convertible Debt Current
---15
Long Term Debt Current
--0-
Liabilities Current
84725385
Long Term Debt Noncurrent
--0248
Other Liabilities Noncurrent
---16
Long Term Line Of Credit
240227240-
Liabilities
324299293348
Temporary Equity
Temporary Equity Carrying Amount Attributable To P…
--0251
Stockholders Equity
Common Stock Value
---0
Retained Earnings Accumulated Deficit
-491-507-514-519
Additional Paid In Capital
2692942879
Stockholders Equity
-222-213-227-510
Liabilities And Stockholders Equity
102856590
Common Stock Shares Authorized
480480-154
Common Stock Shares Issued
---96
Shares Outstanding
---96
Common Class A
-1950-
Temporary Equity Par Or Stated Value Per Share
-000
Temporary Equity Shares Authorized
--20-
Common Class B
0430-
Common Stock Par Or Stated Value Per Share
0000
Temporary Equity Shares Issued
-0042
Temporary Equity Shares Outstanding
-0042
Temporary Equity Liquidation Preference
---259

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20267.56%12.85%19.76%---------
2025-------1.79%10.45%1.35%2.01%29.25%30.84%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
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Liquidity Ratios
Current Ratio
1.05
1.01
0.99
0.90
Quick Ratio
1.04
0.99
0.97
0.89
Working Capital
4.56M
811.00K
-331.00K
-8.82M
Leverage & Debt
Debt to Equity
-1.46
-1.40
-1.29
-0.68
Interest Coverage TTM
4.37
-
-
-
Debt Ratio
3.17
3.50
4.48
3.89
Efficiency & Turnover
Asset Turnover TTM
2.48
-
-
-
Per Share Metrics
Diluted EPS TTM
0.41
-
-
-
Free Cash Flow Per Share TTM
0.69
-
-
-
Dividend Per Share TTM
1.27
-
-
-
Margin Metrics
Operating Profit Margin TTM
43.81%
-
-
-
Net Profit Margin TTM
23.92%
-
-
-
Valuation Metrics
P/E TTM
71.68
-
-
-
P/B TTM
-19.53
-15.67
-13.40
-
P/S TTM
17.14
-
-
-
Market Cap
4.34B
3.34B
3.05B
-
Enterprise Value
4.32B
3.28B
3.01B
-
Calculated Values
Free Cash Flow TTM
95.01M
-
-
-
Net Debt
-17.55M
-60.39M
-40.55M
203.59M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-19Sale
Owner: Bregal, Sagemount Managem…
Title: -
Shares: 688,403
Price/Share: $26.40
Value: $18,173,839.20
Shares Owned: 14,252,718
Relationship: TenPercentOwner
Ownership: Direct
2026-05-19Sale
Owner: Ftv, Ne-Aggregator, Llc, …
Title: -
Shares: 787,806
Price/Share: $26.40
Value: $20,798,078.40
Shares Owned: 16,310,781
Relationship: TenPercentOwner
Ownership: Indirect
2026-03-13Purchase
Owner: Burgess, Trevor R
Title: CEO & Chairman of the Board
Shares: 50,000
Price/Share: $18.71
Value: $935,500.00
Shares Owned: 2,082,964
Relationship: Director,Officer,TenPercentOwner
Ownership: Direct
2026-02-20Purchase
Owner: Vostrizansky, Michael War…
Title: -
Shares: 23,000
Price/Share: $21.50
Value: $494,500.00
Shares Owned: 23,000
Relationship: Director
Ownership: Direct
2025-10-02Purchase
Owner: Burgess, Trevor R
Title: CEO & Chairman of the Board
Shares: 50,000
Price/Share: $20.00
Value: $1,000,000.00
Shares Owned: 2,032,964
Relationship: Director,Officer,TenPercentOwner
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
42.24%
Inst. Shares: 58,391,765
Shares Outstanding: 138,240,994
2025-12-31
56.93%
Inst. Shares: 59,494,254
Shares Outstanding: 104,502,838
2025-09-30
0.21%
Inst. Shares: 200,000
Shares Outstanding: 93,350,000

Neptune Insurance Holdings Inc. (NP) — SEC Financial Statements & Analysis

Neptune Insurance Holdings Inc. (NP) is a insurance agents, brokers & service company, incorporated in DE. Neptune Insurance Holdings Inc. trades on NYSE as: NP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Neptune Insurance Holdings Inc. reported a Debt-to-Equity ratio of -1.46x, a Price-to-Sales (P/S) ratio of 17.14x (TTM), a Price-to-Book (P/B) ratio of -19.53x (TTM), at a market cap of $4.34B. Figures below are sourced from SEC EDGAR, as-filed.

Debt To Equity
-1.46x
P/S TTM
17.14x
P/B TTM
-19.53x
Market Cap
$4.34B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Neptune Insurance Holdings Inc. in?

Neptune Insurance Holdings Inc. (NP) operates in the Insurance Agents, Brokers & Service industry.

What is NP's market cap?

Neptune Insurance Holdings Inc. (NP) has a market capitalization of $4.34B as of 2026-06-30.

What is NP's P/E ratio?

Neptune Insurance Holdings Inc. (NP)'s trailing twelve month P/E ratio is 71.68x as of 2026-06-30.

What exchange does NP trade on?

Neptune Insurance Holdings Inc. (NP) trades on the NYSE.

Where is Neptune Insurance Holdings Inc. incorporated?

Neptune Insurance Holdings Inc. is incorporated in DE.

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Main Street's price.