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NORTHPOINTE BANCSHARES INC

NPB

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
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Borrowings1
-1,6311,44094-961,3711,259
Subordinated Notes
-11292002439
Subordinated Debenture Issued Through Trust
-550055
Cash And Cash Equivalents At Carrying Value
538488496419416321376
Equity Securities Fv Ni Current And Noncurrent
1111111
Debt Securities Available For Sale Excluding Accru…
5555999
Federal Home Loan Bank Stock
76808080707070
Loans Receivable Held For Sale Net Not Part Of Dis…
312297309260331208217
Financing Receivable Excluding Accrued Interest Be…
-6,4116,0225,9675,4975,1474,428
Assets
Assets
7,5307,3967,0236,8406,4315,8605,224
Financing Receivable Allowance For Credit Loss Exc…
--10-10-12-12-12-11
Financing Receivable Excluding Accrued Interest Af…
-6,4016,0115,9555,4845,1354,417
Servicing Asset At Fair Value Amount
2321-----
Finite Lived Intangible Assets Net
1122222
Servicing Asset At Amortized Value
-211717161515
Property Plant And Equipment Net
27272828272727
Other Assets
75747473747290
Liabilities And Stockhold…
Liabilities
Noninterest Bearing Deposit Liabilities
277277276236201233209
Deposits
Deposits
5,2335,0014,8704,7704,4743,8233,423
Interest Bearing Deposit Liabilities
4,9574,7244,5944,5344,2733,5903,214
Advances From Federal Home Loan Banks
--1,423---1,260
Deferred Income Tax Liabilities Net
5443333
Other Liabilities
51524446454733
Liabilities
6,9186,8066,4546,2165,8275,2734,762
Equity
Preferred Stock Number Of…
Common Stock Number Of Sh…
Additional Paid In Capital
206205205277277276167
Retained Earnings Accumulated Deficit
406385364347328310296
Accumulated Other Comprehensive Income Loss Net Of…
-0-0-0-0-0-0-0
Stockholders Equity
612590569624604587462
Liabilities And Stockholders Equity
7,5307,3967,0236,8406,4315,8605,224
Noncumulative Preferred Stock
-550055
Series A Preferred Stock
--00000
Series B Preferred Stock
-000000
Loans Receivable Fair Value Disclosure
166174179179175174173
Common Stock Shares Authorized
102102102102102102102
Common Stock Shares Issued
35343434343426
Shares Outstanding
35343434343426

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20261.93%10.69%1.07%---------
2025-5.92%5.14%3.67%15.91%8.89%-1.35%5.15%-0.12%3.44%13.70%1.44%8.31%
2024----------19.08%-3.79%-10.95%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
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Leverage & Debt
Interest Coverage TTM
-0.36
-0.35
-0.35
-0.29
-
-
-
Per Share Metrics
Diluted EPS TTM
2.20
2.17
2.11
1.63
-
-
-
Free Cash Flow Per Share TTM
3.40
0.71
1.24
0.47
-
-
-
Dividend Per Share TTM
0.09
0.10
0.10
0.05
-
-
-
Margin Metrics
Gross Profit Margin TTM
40.22%
40.15%
39.65%
-
-
-
-
Operating Profit Margin TTM
28.68%
29.12%
29.04%
28.61%
-
-
-
Net Profit Margin TTM
18.71%
19.01%
18.84%
21.06%
-
-
-
Valuation Metrics
P/E TTM
8.54
7.81
7.80
10.18
-
-
-
P/B TTM
1.09
1.01
0.98
0.94
0.78
0.73
-
P/S TTM
1.60
1.48
1.47
2.14
-
-
-
Market Cap
665.43M
597.37M
558.73M
587.78M
470.64M
427.40M
-
Enterprise Value
127.07M
109.75M
62.28M
168.62M
54.98M
105.90M
-
Calculated Values
Free Cash Flow TTM
118.16M
24.70M
41.53M
16.19M
-
-
-
Net Debt
-538.36M
-487.62M
-496.46M
-419.16M
-415.66M
-321.50M
-376.30M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-09Sale
Owner: Hooker, David Stevens
Title: -
Shares: 2,351
Price/Share: $17.70
Value: $41,612.70
Shares Owned: 11,000
Relationship: Director
Ownership: Indirect
2026-06-02Sale
Owner: Hooker, David Stevens
Title: -
Shares: 4,125
Price/Share: $17.51
Value: $72,228.75
Shares Owned: 11,225
Relationship: Director
Ownership: Indirect
2026-05-13Purchase
Owner: Charles, A Williams Tr Ch…
Title: CHAIRMAN & CEO
Shares: 25,000
Price/Share: $17.08
Value: $427,000.00
Shares Owned: 2,312,650
Relationship: Director,Officer,TenPercentOwner
Ownership: Indirect
2026-05-12Purchase
Owner: Williams, Charles Alan, C…
Title: CHAIRMAN & CEO
Shares: 25,000
Price/Share: $17.21
Value: $430,250.00
Shares Owned: 2,287,650
Relationship: TenPercentOwner
Ownership: Indirect
2026-05-01Sale
Owner: Hooker, David Stevens
Title: -
Shares: 7,500
Price/Share: $17.82
Value: $133,650.00
Shares Owned: 11,500
Relationship: Director
Ownership: Indirect

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Institutional Ownership

No data available for chart
2026-03-31
63.03%
Inst. Shares: 21,872,262
Shares Outstanding: 34,702,246
2025-12-31
51.12%
Inst. Shares: 17,090,214
Shares Outstanding: 33,432,895
2025-09-30
40.73%
Inst. Shares: 14,093,438
Shares Outstanding: 34,602,289
2025-06-30
37.19%
Inst. Shares: 12,856,935
Shares Outstanding: 34,574,086
2025-03-31
38.63%
Inst. Shares: 11,538,442
Shares Outstanding: 29,871,001

NORTHPOINTE BANCSHARES INC (NPB) — SEC Financial Statements & Analysis

NORTHPOINTE BANCSHARES INC (NPB) is a state commercial banks company, incorporated in MI. NORTHPOINTE BANCSHARES INC trades on NYSE as: NPB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), NORTHPOINTE BANCSHARES INC reported a Gross Profit Margin of 40.22% (TTM), a Price-to-Sales (P/S) ratio of 1.60x (TTM), a Price-to-Book (P/B) ratio of 1.09x (TTM), at a market cap of $665.43M. Figures below are sourced from SEC EDGAR, as-filed.

Gross Profit Margin TTM
40.22%
P/S TTM
1.60x
P/B TTM
1.09x
Market Cap
$665.43M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is NORTHPOINTE BANCSHARES INC in?

NORTHPOINTE BANCSHARES INC (NPB) operates in the State Commercial Banks industry.

What is NPB's market cap?

NORTHPOINTE BANCSHARES INC (NPB) has a market capitalization of $665.43M as of 2026-06-30.

What is NPB's P/E ratio?

NORTHPOINTE BANCSHARES INC (NPB)'s trailing twelve month P/E ratio is 8.54x as of 2026-06-30.

What exchange does NPB trade on?

NORTHPOINTE BANCSHARES INC (NPB) trades on the NYSE.

Where is NORTHPOINTE BANCSHARES INC incorporated?

NORTHPOINTE BANCSHARES INC is incorporated in MI.

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