NERDWALLET, INC.

NRDS

NERDWALLET, INC.

NRDS

Insider Sentiment (TTM):

Last Purchase:2024-10-22Last Sale:2026-06-30Shares Purchased (TTM):0Shares Sold (TTM):1,046,302

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:29,795,232Shares Outstanding:68,200,000Institutional Ownership Pct.:43.69%

Earnings Market Reaction:

Filing Date:2026-08-06Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Assets Current
Cash And Cash Equivalents At Carrying Value	62	56	98	121	105	92	66	72	114	111	100	87
Receivables Net Current	114	113	111	122	98	120	102	103	94	94	76	84
Prepaid Expense And Other Assets Current	26	37	35	33	36	29	28	19	23	19	23	24
Assets Current	201	206	245	275	239	242	197	194	230	224	198	195
Property Plant And Equipment Net	29	31	32	33	35	39	43	45	49	51	53	53
Goodwill	136	136	124	116	116	113	112	112	112	112	112	111
Finite Lived Intangible Assets Net	19	23	22	25	29	30	33	37	40	44	47	51
Deferred Income Taxes And Other Assets Noncurrent	-	-	-	34	49	46	-	-	-	-	-	-
Deferred Income Tax Assets Net	21	24	29	-	-	-	46	-	-	-	0	-
Operating Lease Right Of Use Asset	6	7	7	8	8	5	5	5	6	7	7	9
Other Assets Noncurrent	5	5	3	3	1	1	1	10	10	10	2	2
Assets	418	432	461	493	476	475	438	402	446	446	419	421
Liabilities And Stockhold…
Liabilities Current
Accounts Payable Current	13	7	5	14	12	24	9	12	10	15	2	13
Accrued Liabilities And Other Liabilities	64	74	66	61	58	66	51	54	44	39	36	32
Business Combination Contingent Consideration Liab…	-	-	-	-	-	-	-	-	-	-	0	0
Liabilities Current	77	80	71	74	69	90	60	67	54	54	37	45
Other Liabilities Noncurrent	15	16	16	16	17	13	13	14	13	14	14	12
Liabilities	92	96	87	90	86	103	73	80	67	67	52	57
Stockholders Equity
Preferred Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital	579	570	563	554	548	538	531	519	506	495	484	471
Accumulated Other Comprehensive Income Loss Net Of…	-0	-0	0	-0	0	0	-0	0	-0	-0	-0	-1
Retained Earnings Accumulated Deficit	-253	-234	-188	-151	-158	-166	-167	-197	-126	-115	-117	-106
Stockholders Equity	326	336	375	402	390	372	364	322	379	379	367	364
Liabilities And Stockholders Equity	418	432	461	493	476	475	438	402	446	446	419	421
Preferred Stock Par Or Stated Value Per Share	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Authorized	5	5	5	5	5	5	5	5	5	5	5	5
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Shares Authorized	297	297	297	297	297	297	297	297	297	297	297	297
Common Stock Shares Issued	64	66	71	75	75	74	74	74	78	78	77	77
Shares Outstanding	64	66	71	75	75	74	74	74	78	78	77	77

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10‑Q10‑K

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10‑Q10‑K

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-23.21%	-18.93%	-20.71%	-	-	-	-	-	-	-	-	-
2025	24.59%	29.20%	29.55%	-6.68%	-0.63%	6.68%	25.29%	16.36%	6.68%	-3.39%	6.10%	-24.71%
2024	2.88%	-3.33%	7.54%	-16.68%	-12.03%	-15.99%	21.47%	14.84%	25.62%	-35.55%	-40.84%	-20.67%
2023	-	-	-	-	-	-	66.87%	113.40%	115.21%	-3.71%	-12.84%	-13.34%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Liquidity Ratios
Current Ratio	2.62	2.57	3.45	3.70	3.44	2.68	3.27	2.91	4.27	4.17	5.32	4.33
Quick Ratio	2.28	2.11	2.95	3.26	2.93	2.35	2.80	2.62	3.85	3.81	4.72	3.80
Working Capital	124.40M	126.10M	173.80M	200.70M	169.40M	151.50M	136.60M	127.20M	176.10M	170.40M	161.10M	149.80M
Leverage & Debt
Debt to Equity	0.28	0.28	0.23	0.22	0.22	0.28	0.20	0.25	0.18	0.18	0.14	0.16
Interest Coverage TTM	146.67	131.00	108.67	77.86	44.50	10.67	13.43	7.57	3.38	10.13	4.50	3.83
Debt Ratio	0.22	0.22	0.19	0.18	0.18	0.22	0.17	0.20	0.15	0.15	0.12	0.13
Efficiency & Turnover
Asset Turnover TTM	1.92	1.87	1.86	1.78	1.67	1.60	1.61	1.55	1.40	1.32	1.42	1.34
Days Sales Outstanding TTM	44.86	50.14	46.51	51.58	45.32	53.19	47.16	53.59	56.70	59.03	49.48	51.53
Receivables Turnover TTM	8.14	7.28	7.85	7.08	8.05	6.86	7.74	6.81	6.44	6.18	7.38	7.08
Per Share Metrics
Diluted EPS TTM	0.99	0.99	0.64	0.95	0.61	0.39	0.39	-0.13	-0.14	-0.15	-0.15	-0.01
Free Cash Flow Per Share TTM	2.37	2.04	1.75	0.99	0.74	1.01	0.93	1.17	1.26	1.01	0.93	0.80
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Gross Profit Margin TTM	93.50%	93.04%	92.39%	91.60%	91.03%	90.82%	90.76%	90.49%	90.62%	90.81%	90.99%	91.38%
Operating Profit Margin TTM	10.23%	10.79%	7.79%	6.86%	3.46%	0.87%	1.37%	0.83%	0.45%	1.37%	0.60%	1.14%
Net Profit Margin TTM	7.56%	8.11%	5.82%	9.22%	6.11%	4.01%	4.42%	-1.65%	-1.85%	-2.10%	-1.97%	-0.10%
Growth Metrics
Net Revenue Growth (1Y)	11.51%	15.61%	21.67%	24.71%	28.75%	24.20%	14.71%	4.90%	0.25%	2.12%	11.23%	53.11%
Net Income Growth (1Y)	38.00%	133.56%	60.20%	-798.10%	-524.32%	-337.90%	-357.63%	1,650.00%	-1,950.00%	-720.00%	15.69%	-96.86%
EPS Growth (1Y)	58.57%	154.11%	64.94%	-813.77%	-541.91%	-347.52%	-358.30%	1,652.26%	-1,923.88%	-708.76%	6.49%	-97.02%
Valuation Metrics
P/E TTM	9.26	10.27	20.67	11.11	17.42	22.76	33.47	-93.69	-102.46	-91.52	-95.68	-1,148.29
P/B TTM	1.85	2.11	2.69	2.02	2.10	1.81	2.79	3.05	3.00	3.00	3.08	1.89
P/S TTM	0.70	0.83	1.20	1.02	1.06	0.91	1.48	1.54	1.90	1.92	1.88	1.13
Market Cap	602.18M	707.92M	1.01B	814.53M	820.56M	671.51M	1.02B	983.75M	1.14B	1.13B	1.13B	688.98M
Enterprise Value	540.18M	651.62M	908.47M	693.93M	715.26M	579.31M	951.15M	912.05M	1.02B	1.02B	1.03B	602.38M
Calculated Values
Free Cash Flow TTM	154.00M	139.10M	130.30M	74.90M	55.40M	75.00M	71.20M	90.90M	98.00M	78.00M	71.40M	61.80M
Net Debt	-62.00M	-56.30M	-98.30M	-120.60M	-105.30M	-92.20M	-66.30M	-71.70M	-113.80M	-110.90M	-100.40M	-86.60M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-30Sale

Owner: Topline, Capital Partners…

Title: -

Shares: 454,872

Price/Share: $9.27

Value: $4,216,663.44

Shares Owned: 3,289,285

Relationship: TenPercentOwner

Ownership: Direct

2026-06-30Sale

Owner: Mcbirney, Collin, Topline…

Title: -

Shares: 454,872

Price/Share: $9.27

Value: $4,216,663.44

Shares Owned: 3,289,285

Relationship: Other

Ownership: Indirect

2026-03-17Sale

Owner: Yount, Samuel

Title: Chief Business Officer

Shares: 71,988

Price/Share: $10.30

Value: $741,476.40

Shares Owned: 173,973

Relationship: Officer

Ownership: Indirect

2026-03-12Sale

Owner: Yount, Samuel

Title: Chief Business Officer

Shares: 3,011

Price/Share: $10.60

Value: $31,916.60

Shares Owned: 198,251

Relationship: Officer

Ownership: Indirect

2026-03-05Sale

Owner: Tatum, Nicholas

Title: Chief Accounting Officer

Shares: 10,151

Price/Share: $11.45

Value: $116,228.95

Shares Owned: 47,202

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-30	Topline, Capital Partners…	TenPercentOwner	-	Direct	Sale	454,872	9.27	$4,216,663.44	3,289,285	4
2026-06-30	Mcbirney, Collin, Topline…	Other	-	Indirect	Sale	454,872	9.27	$4,216,663.44	3,289,285	4
2026-03-17	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	71,988	10.30	$741,476.40	173,973	4
2026-03-12	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	3,011	10.60	$31,916.60	198,251	4
2026-03-05	Tatum, Nicholas	Officer	Chief Accounting Officer	Direct	Sale	10,151	11.45	$116,228.95	47,202	4
2025-12-03	Tatum, Nicholas	Officer	Chief Accounting Officer	Direct	Sale	1,191	15.93	$18,972.63	62,263	4/A
2025-12-02	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	15,945	16.04	$255,757.80	358,116	4
2025-11-26	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	10,000	15.07	$150,700.00	374,061	4
2025-11-24	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	5,040	14.28	$71,971.20	384,061	4
2025-11-14	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	521	14.25	$7,424.25	389,101	4
2025-11-13	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	14,439	14.34	$207,055.26	387,312	4/A
2025-10-02	Tatum, Nicholas	Officer	Chief Accounting Officer	Direct	Sale	4,272	10.76	$45,966.72	68,020	4
2025-01-03	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	159,464	13.46	$2,146,385.44	201,051	4
2025-01-02	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	440,336	13.49	$5,940,132.64	254,237	4
2024-12-19	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	21,124	12.70	$268,274.80	402,102	4
2024-12-18	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	154,465	13.14	$2,029,670.10	409,147	4
2024-12-16	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	71,341	13.39	$955,255.99	498,862	4
2024-12-12	Yount, Samuel	Officer	Chief Business Officer	Indirect	Sale	100,000	13.63	$1,363,000.00	548,066	4
2024-12-02	Stclair, Lauren	Officer	Chief Financial Officer	Direct	Sale	11,856	14.04	$166,458.24	313,100	4
2024-10-22	Topline, Capital Manageme…	Other	-	Indirect	Purchase	412,055	11.35	$4,676,824.25	5,251,145	4
2024-10-22	Topline, Capital Partners…	TenPercentOwner	-	Direct	Purchase	412,055	11.35	$4,676,824.25	5,251,145	4
2024-08-19	Yount, Samuel	Officer	VP, General Manager	Indirect	Sale	5,000	12.01	$60,050.00	2,329,471	4
2024-07-03	Yount, Samuel	Officer	VP, General Manager	Indirect	Sale	7,500	15.04	$112,800.00	2,334,471	4
2024-05-24	Ceran, Jennifer	Director	-	Direct	Sale	5,897	13.70	$80,788.90	36,099	4
2024-03-05	Yount, Samuel	Officer	VP, General Manager	Direct	Sale	1,335	16.71	$22,307.85	2,347,857	4
2024-02-23	Yount, Samuel	Officer	VP, General Manager	Direct	Sale	6,309	16.17	$102,016.53	2,350,242	4
2023-11-02	Taylor, Maurice Kevin	Director	-	Direct	Sale	800	11.04	$8,832.00	43,028	4
2023-09-12	Chen, Tim Chao-Ming	Director,Officer,TenPercentOwner	Chief Executive Officer	Direct	Purchase	6,650	8.21	$54,596.50	695,173	4
2023-09-05	Yuann, Kevin	Officer	Chief Business Officer	Direct	Sale	2,570	8.96	$23,027.20	229,226	4
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Institutional Ownership

No data available for chart

2026-03-31

43.69%

Inst. Shares: 29,795,232

Shares Outstanding: 68,200,000

2025-12-31

38.83%

Inst. Shares: 28,851,417

Shares Outstanding: 74,300,000

2025-09-30

35.99%

Inst. Shares: 27,246,865

Shares Outstanding: 75,700,000

2025-06-30

36.05%

Inst. Shares: 26,964,668

Shares Outstanding: 74,800,000

2025-03-31

36.27%

Inst. Shares: 26,909,110

Shares Outstanding: 74,200,000

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	29,795,232	68,200,000	43.69%
2025-12-31	28,851,417	74,300,000	38.83%
2025-09-30	27,246,865	75,700,000	35.99%
2025-06-30	26,964,668	74,800,000	36.05%
2025-03-31	26,909,110	74,200,000	36.27%
2024-12-31	28,856,414	76,500,000	37.72%
2024-09-30	23,641,632	77,400,000	30.54%
2024-06-30	26,674,861	77,900,000	34.24%
2024-03-31	26,569,181	77,200,000	34.42%
2023-12-31	26,149,049	76,700,000	34.09%
2023-09-30	24,342,693	77,500,000	31.41%
2023-06-30	24,823,673	76,800,000	32.32%
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NERDWALLET, INC. (NRDS) — SEC Financial Statements & Analysis

NERDWALLET, INC. (NRDS) is a services-computer processing & data preparation company, incorporated in DE. NERDWALLET, INC. trades on Nasdaq as: NRDS. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), NERDWALLET, INC. reported a 11.51% year-over-year revenue growth, a Gross Profit Margin of 93.50% (TTM), a Debt-to-Equity ratio of 0.28x, a Price-to-Sales (P/S) ratio of 0.70x (TTM), a Price-to-Book (P/B) ratio of 1.85x (TTM), at a market cap of $602.17M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 11.51%
Gross Profit Margin TTM: 93.50%
Debt To Equity: 0.28x
P/S TTM: 0.70x
P/B TTM: 1.85x
Market Cap: $602.17M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is NERDWALLET, INC. in?

NERDWALLET, INC. (NRDS) operates in the Services-Computer Processing & Data Preparation industry.

What is NRDS's market cap?

NERDWALLET, INC. (NRDS) has a market capitalization of $602.17M as of 2026-06-30.

What is NRDS's P/E ratio?

NERDWALLET, INC. (NRDS)'s trailing twelve month P/E ratio is 9.26x as of 2026-06-30.

What exchange does NRDS trade on?

NERDWALLET, INC. (NRDS) trades on the Nasdaq.

Where is NERDWALLET, INC. incorporated?

NERDWALLET, INC. is incorporated in DE.

NERDWALLET, INC.

Financial Statements

Custom Table

Interactive Financial Visualizations

Earnings Market Reaction

Performance and Valuation Metrics

Insider Transactions

Institutional Ownership

NERDWALLET, INC. (NRDS) — SEC Financial Statements & Analysis

Frequently Asked Questions

Companies in Services-Computer Processing & Data Preparation

Wall Street's data.
Main Street's price.

NERDWALLET, INC. (NRDS) — SEC Financial Statements & Analysis

Frequently Asked Questions

Companies in Services-Computer Processing & Data Preparation

Wall Street's data.Main Street's price.

Wall Street's data.
Main Street's price.