NSTS
NSTS Bancorp, Inc.Company Information
- Company Name
- NSTS Bancorp, Inc.
- CIK
- CIK0001881592
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- NSTS: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- NSTS
SEC filing data through
Insider Sentiment
- Last purchase
- 2022-01-21
- Last sale
- 2024-08-12
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 530
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 1,344,150
- Shares outstanding
- 4,922,016
- Ownership
- 27.31%
Earnings Market Reaction
- Filing date
- 2026-08-13
- Price on filing date
- —
- 1-month reaction
- 1.66%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Interest Bearing Deposits In Banks | 46 | 42 | 33 | 33 | 46 | 56 | 52 | 34 | 31 | 35 | 30 | 10 | ||||||
| Cash And Cash Equivalents At Carrying Value | 48 | 43 | 34 | 34 | 47 | 57 | 53 | 35 | 32 | 36 | 31 | 11 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 75 | 77 | 79 | 80 | 70 | 70 | 71 | 75 | 75 | 80 | 82 | 110 | ||||||
| Federal Home Loan Bank Stock | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Loans Receivable Held For Sale Amount | 1 | 2 | 4 | 2 | 4 | 3 | 1 | 3 | 5 | 1 | 0 | 0 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 128 | 129 | 130 | 134 | 134 | - | 132 | - | - | - | - | - | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | - | - | - | ||||||
Assets | ||||||||||||||||||
| Assets | 270 | 270 | 267 | 270 | 276 | 283 | 279 | 268 | 266 | 266 | 257 | 252 | ||||||
| Notes Receivable Gross | - | - | - | - | - | 131 | 132 | 135 | 132 | 127 | 122 | 108 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | - | -1 | -1 | -1 | -1 | -1 | -1 | -1 | ||||||
| Notes Receivable Net | - | - | - | - | - | 130 | 130 | 134 | 131 | 126 | 121 | 107 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 127 | 128 | 129 | 133 | 133 | - | 130 | - | - | - | - | - | ||||||
| Property Plant And Equipment Net | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Interest Receivable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Bank Owned Life Insurance | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | ||||||
| Other Assets | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 5 | 4 | 4 | 7 | ||||||
| Noninterest Bearing Deposit Liabilities Domestic | 14 | 14 | 13 | 12 | 12 | 13 | 12 | 11 | 11 | 12 | 12 | 12 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 184 | 184 | 181 | 186 | 193 | 194 | 190 | 180 | 178 | 178 | 169 | 165 | ||||||
| Deposits Money Market Deposits | 26 | 26 | 26 | 27 | 28 | 29 | 29 | 29 | 31 | 32 | 32 | 34 | ||||||
| Deposits Savings Deposits | 38 | 37 | 39 | 39 | 44 | 42 | 42 | 40 | 41 | 42 | 42 | 43 | ||||||
| Time Deposit Liability Above Us Insurance Limit | 27 | 26 | 23 | 25 | 24 | 22 | 22 | 17 | 16 | 15 | 10 | 9 | ||||||
| Interest Bearing Domestic Deposit Other Time Deposit | 65 | 66 | 66 | 70 | 71 | 70 | 71 | 68 | 64 | 61 | 57 | 52 | ||||||
| Advances From Federal Home Loan Banks | - | - | 0 | 0 | 0 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Accrued Liabilities And Other Liabilities | 4 | 4 | 4 | 4 | 3 | 4 | 5 | 4 | 5 | 3 | 4 | 3 | ||||||
| Liabilities | 190 | 190 | 187 | 191 | 198 | 205 | 202 | 190 | 189 | 189 | 179 | 175 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Treasury Stock Common Value | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -2 | -2 | -1 | ||||||
| Additional Paid In Capital | 53 | 53 | 52 | 52 | 52 | 52 | 52 | 51 | 51 | 51 | 51 | 51 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 80 | 80 | 80 | 79 | 78 | 77 | 76 | 78 | 77 | 77 | 78 | 77 | ||||||
| Retained Earnings Accumulated Deficit | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 41 | 41 | 45 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -6 | -6 | -6 | -6 | -7 | -8 | -9 | -7 | -9 | -9 | -8 | -13 | ||||||
| Liabilities And Stockholders Equity | 270 | 270 | 267 | 270 | 276 | 283 | 279 | 268 | 266 | 266 | 257 | 252 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 10 | 10 | 10 | - | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Common Stock Shares Issued | 6 | 6 | 6 | - | - | - | 6 | - | - | - | - | 6 | ||||||
| Shares Outstanding | 5 | 5 | 5 | - | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialNSTS Bancorp, Inc. (NSTS) — SEC Financial Statements & Analysis
NSTS Bancorp, Inc. (NSTS) is a savings institution, federally chartered company. NSTS Bancorp, Inc. trades on Nasdaq as: NSTS. NSTS Bancorp, Inc. (NSTS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13. Based on that filing, NSTS Bancorp, Inc. carries a market cap of $67.73M, a P/E ratio of -1575.05x, a P/B ratio of 0.85x, a P/S ratio of 267.70x, an enterprise value of $20.20M, and an EV/EBITDA multiple of -2.82x. On profitability, it posts a gross margin of -1147.04%, an operating margin of -17.00%, a net margin of -17.00%, a Return on Equity (ROE) of -0.05%, and a Return on Invested Capital (ROIC) of -23.73%. Per share, it reports EPS of $-0.01, diluted EPS of $-0.12, free cash flow per share of $2.94, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of -0.39% year-over-year, net income growth of -94.65% year-over-year, and EPS growth of -94.68% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -1.01x, free cash flow of $14.47M (TTM), and net debt of $-47.52M. Figures sourced from SEC EDGAR.
- Market Cap
- $67.73M
- P/E TTM
- -1575.05x
- EPS TTM
- $-0.01
- P/B TTM
- 0.85x
- ROE TTM
- -0.05%
- Free Cash Flow TTM
- $14.47M
- Net Revenue TTM Growth 1Y
- -0.39%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is NSTS Bancorp, Inc. in?
NSTS Bancorp, Inc. (NSTS) operates in the Savings Institution, Federally Chartered industry.
What exchange does NSTS trade on?
NSTS Bancorp, Inc. (NSTS) trades on the Nasdaq.
When was NSTS Bancorp, Inc. (NSTS)'s most recent SEC filing?
NSTS Bancorp, Inc. (NSTS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13.
What is NSTS's market cap?
NSTS Bancorp, Inc. (NSTS) has a market capitalization of $67.73M as of 2026-06-30.
What is NSTS's EPS (earnings per share)?
NSTS Bancorp, Inc. (NSTS)'s trailing twelve month EPS is $-0.01 as of 2026-06-30.
What is NSTS's ROE (return on equity)?
NSTS Bancorp, Inc. (NSTS)'s trailing twelve month Return on Equity (ROE) is -0.05% as of 2026-06-30.
What is NSTS's ROIC (return on invested capital)?
NSTS Bancorp, Inc. (NSTS)'s trailing twelve month Return on Invested Capital (ROIC) is -23.73% as of 2026-06-30.
What is NSTS's EV/EBITDA?
NSTS Bancorp, Inc. (NSTS)'s trailing twelve month EV/EBITDA is -2.82x as of 2026-06-30.