OBT
Orange County Bancorp, Inc. /DE/Company Information
- Company Name
- Orange County Bancorp, Inc. /DE/
- CIK
- CIK0001754226
- Category
- <br>Emerging growth company
- Ticker: Exchange
- OBT: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- OBT
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-03-19
- Last sale
- 2026-08-04
- Shares purchased (TTM)
- 1,500
- Shares sold (TTM)
- 4,382
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 7,256,318
- Shares outstanding
- 13,381,376
- Ownership
- 54.23%
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- 1.60%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 335 | 258 | 204 | 190 | 176 | 164 | 150 | 161 | 190 | 145 | 147 | 159 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 396 | 408 | 419 | 427 | 411 | 444 | 444 | 470 | 463 | 476 | 490 | 479 | ||||||
| Restricted Investments | 6 | 6 | 6 | 7 | 6 | 6 | 10 | 8 | 5 | 6 | 15 | 11 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 1,910 | 1,952 | 1,950 | 1,936 | 1,918 | 1,854 | 1,816 | 1,796 | 1,734 | 1,733 | 1,747 | 1,708 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -26 | -28 | -28 | -29 | -28 | -26 | -26 | -31 | -28 | -25 | -25 | -26 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 1,884 | 1,924 | 1,922 | 1,906 | 1,889 | 1,828 | 1,790 | 1,765 | 1,706 | 1,707 | 1,722 | 1,682 | ||||||
| Property Plant And Equipment Net | 15 | 16 | 15 | 15 | 15 | 16 | 16 | 14 | 16 | 16 | 16 | 16 | ||||||
| Assets Held For Sale Not Part Of Disposal Group | - | - | - | - | - | - | - | 1 | - | - | - | - | ||||||
| Accrued Investment Income Receivable | 11 | 11 | 10 | 11 | 10 | 11 | 7 | 10 | 10 | 10 | 6 | 6 | ||||||
| Bank Owned Life Insurance | 33 | 33 | 33 | 32 | 35 | 43 | 42 | 42 | 42 | 42 | 41 | 41 | ||||||
| Goodwill | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Intangible Assets Net Excluding Goodwill | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Other Assets | 51 | 45 | 44 | 43 | 58 | 43 | 46 | 41 | 44 | 45 | 42 | 47 | ||||||
| Assets | 2,800 | 2,706 | 2,659 | 2,636 | 2,606 | 2,560 | 2,510 | 2,519 | 2,481 | 2,453 | 2,485 | 2,447 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 794 | 727 | 726 | 712 | 687 | 654 | 651 | 690 | 681 | 636 | 699 | 727 | ||||||
| Interest Bearing Deposit Liabilities | 1,637 | 1,622 | 1,585 | 1,567 | 1,590 | 1,628 | 1,502 | 1,450 | 1,518 | 1,513 | 1,340 | 1,378 | ||||||
| Deposits | 2,431 | 2,350 | 2,310 | 2,279 | 2,277 | 2,282 | 2,153 | 2,140 | 2,199 | 2,149 | 2,039 | 2,105 | ||||||
| Federal Home Loan Bank Advances Current | - | - | - | 23 | 21 | 21 | 114 | 82 | - | 28 | 225 | 146 | ||||||
| Longterm Federal Home Loan Bank Advances Noncurrent | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Subordinated Debt | 25 | 25 | 25 | 24 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Accrued Liabilities And Other Liabilities | 28 | 30 | 30 | 30 | 26 | 27 | 28 | 24 | 25 | 27 | 27 | 23 | ||||||
| Liabilities | 2,494 | 2,414 | 2,375 | 2,366 | 2,354 | 2,359 | 2,324 | 2,326 | 2,304 | 2,284 | 2,320 | 2,303 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Additional Paid In Capital | 168 | 166 | 165 | 165 | 165 | 122 | 121 | 121 | 121 | 121 | 120 | 120 | ||||||
| Retained Earnings Accumulated Deficit | 185 | 173 | 164 | 154 | 146 | 137 | 130 | 124 | 122 | 115 | 107 | 101 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -49 | -51 | -48 | -52 | -61 | -60 | -68 | -54 | -67 | -69 | -64 | -79 | ||||||
| Treasury Stock Value | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -1 | -1 | -1 | -1 | ||||||
| Stockholders Equity | 307 | 292 | 284 | 270 | 253 | 201 | 186 | 193 | 178 | 169 | 165 | 144 | ||||||
| Liabilities And Stockholders Equity | 2,800 | 2,706 | 2,659 | 2,636 | 2,606 | 2,560 | 2,510 | 2,519 | 2,481 | 2,453 | 2,485 | 2,447 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss | 451 | 464 | 472 | 483 | 479 | 510 | 520 | 529 | 539 | 554 | 561 | 570 | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | ||||||
| Common Stock Shares Authorized | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 15 | 15 | 15 | 30 | 15 | ||||||
| Common Stock Shares Issued | 13 | 13 | 13 | 13 | 13 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | ||||||
| Shares Outstanding | 13 | 13 | 13 | 13 | 13 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialOrange County Bancorp, Inc. /DE/ (OBT) — SEC Financial Statements & Analysis
Orange County Bancorp, Inc. /DE/ (OBT) is a state commercial banks company, incorporated in DE. Orange County Bancorp, Inc. /DE/ trades on Nasdaq as: OBT. Orange County Bancorp, Inc. /DE/ (OBT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, Orange County Bancorp, Inc. /DE/ carries a market cap of $489.86M, a P/E ratio of 10.34x, a P/B ratio of 1.60x, a P/S ratio of 3.53x, an enterprise value of $154.93M, and an EV/EBITDA multiple of -2.71x. On profitability, it posts a gross margin of 80.40%, an operating margin of 38.06%, a net margin of 34.14%, a Return on Equity (ROE) of 16.95%, and a Return on Invested Capital (ROIC) of -112.49%. Per share, it reports EPS of $3.54, diluted EPS of $3.54, free cash flow per share of $4.83, and a dividend per share of $0.67. Over the trailing year, it posted revenue growth of 7.80% year-over-year, net income growth of 60.41% year-over-year, and EPS growth of 43.79% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.53x, free cash flow of $64.67M (TTM), and net debt of $-334.93M. Figures sourced from SEC EDGAR.
- Market Cap
- $489.86M
- P/E TTM
- 10.34x
- EPS TTM
- $3.54
- P/B TTM
- 1.60x
- ROE TTM
- 16.95%
- Free Cash Flow TTM
- $64.67M
- Net Revenue TTM Growth 1Y
- 7.80%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Orange County Bancorp, Inc. /DE/ in?
Orange County Bancorp, Inc. /DE/ (OBT) operates in the State Commercial Banks industry.
What exchange does OBT trade on?
Orange County Bancorp, Inc. /DE/ (OBT) trades on the Nasdaq.
Where is Orange County Bancorp, Inc. /DE/ incorporated?
Orange County Bancorp, Inc. /DE/ is incorporated in DE.
When was Orange County Bancorp, Inc. /DE/ (OBT)'s most recent SEC filing?
Orange County Bancorp, Inc. /DE/ (OBT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is OBT's market cap?
Orange County Bancorp, Inc. /DE/ (OBT) has a market capitalization of $489.86M as of 2026-06-30.
What is OBT's P/E ratio?
Orange County Bancorp, Inc. /DE/ (OBT)'s trailing twelve month P/E ratio is 10.34x as of 2026-06-30.
What is OBT's EPS (earnings per share)?
Orange County Bancorp, Inc. /DE/ (OBT)'s trailing twelve month EPS is $3.54 as of 2026-06-30.
What is OBT's ROE (return on equity)?
Orange County Bancorp, Inc. /DE/ (OBT)'s trailing twelve month Return on Equity (ROE) is 16.95% as of 2026-06-30.
What is OBT's ROIC (return on invested capital)?
Orange County Bancorp, Inc. /DE/ (OBT)'s trailing twelve month Return on Invested Capital (ROIC) is -112.49% as of 2026-03-31.
What is OBT's EV/EBITDA?
Orange County Bancorp, Inc. /DE/ (OBT)'s trailing twelve month EV/EBITDA is -2.71x as of 2026-06-30.