OCFC
OCEANFIRST FINANCIAL CORPCompany Information
- Company Name
- OCEANFIRST FINANCIAL CORP
- CIK
- CIK0001004702
- Category
- Large accelerated filer
- Ticker: Exchange
- OCFC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- OCFC
SEC filing data through
Insider Sentiment
- Last purchase
- 2023-12-07
- Last sale
- 2026-08-31
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 119,130
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 75,352,026
- Shares outstanding
- 70,239,000
- Ownership
- 107.28%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -1.77%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Voting Common Stock | 0 | - | - | - | - | - | - | - | - | - | - | - | ||||||
Assets | ||||||||||||||||||
| Cash And Due From Banks | 274 | 137 | 135 | 274 | 171 | 164 | 124 | 214 | 181 | 130 | 154 | 409 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 2,068 | 1,181 | 1,232 | 1,262 | 736 | 746 | 828 | 912 | 721 | 745 | 754 | 453 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 2,862 | 853 | 882 | 920 | 969 | 1,005 | 1,046 | 1,075 | 1,106 | 1,129 | 1,160 | 1,189 | ||||||
| Federal Home Loan Bank Stock | 181 | 120 | 129 | 142 | 107 | 102 | 109 | 99 | 93 | 86 | 94 | 82 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 16,087 | 11,059 | 10,971 | 10,490 | 10,120 | 10,058 | 10,055 | 9,964 | 9,961 | 10,068 | 10,137 | 10,068 | ||||||
| Interest Receivable | 91 | 50 | 49 | 48 | 44 | 45 | 46 | 49 | 51 | 53 | 52 | 50 | ||||||
| Other Real Estate | 13 | 10 | 10 | 7 | 8 | 2 | 2 | - | - | - | 0 | - | ||||||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | 127 | 112 | 113 | 112 | 113 | 115 | 115 | 116 | 117 | 119 | 121 | 123 | ||||||
| Bank Owned Life Insurance | 504 | 272 | 270 | 269 | 271 | 269 | 270 | 269 | 268 | 267 | 266 | 265 | ||||||
| Assets Held For Sale Not Part Of Disposal Group | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 3 | ||||||
| Goodwill | 530 | 517 | 517 | 523 | 523 | 523 | 523 | 506 | 506 | 506 | 506 | 506 | ||||||
| Intangible Assets Net Excluding Goodwill | 91 | 8 | 9 | 10 | 11 | 12 | 13 | 7 | 8 | 9 | 10 | 10 | ||||||
| Other Assets | 367 | 149 | 149 | 159 | 152 | 171 | 186 | 159 | 203 | 200 | 180 | 241 | ||||||
| Assets | 23,270 | 14,556 | 14,564 | 14,325 | 13,328 | 13,309 | 13,421 | 13,488 | 13,322 | 13,419 | 13,538 | 13,498 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Deposits | 17,760 | 11,156 | 10,964 | 10,436 | 10,232 | 10,177 | 10,066 | 10,116 | 9,994 | 10,237 | 10,435 | 10,534 | ||||||
| Advances From Federal Home Loan Banks | 1,732 | 1,180 | 1,397 | 1,706 | 939 | 891 | 1,073 | 892 | 789 | 658 | 849 | 606 | ||||||
| Securities Sold Under Agreements To Repurchase | 61 | 67 | 54 | 65 | 61 | 65 | 61 | 81 | 80 | 67 | 73 | 83 | ||||||
| Other Borrowings | 493 | 256 | 255 | 198 | 198 | 198 | 198 | 420 | 424 | 426 | 196 | 196 | ||||||
| Advance Payments By Borrowers For Taxes And Insurance | 113 | 26 | 21 | 24 | 19 | 29 | 23 | 27 | 25 | 28 | 22 | 30 | ||||||
| Other Liabilities | 699 | 202 | 209 | 243 | 235 | 240 | 298 | 258 | 332 | 337 | 301 | 412 | ||||||
| Liabilities | 20,859 | 12,887 | 12,902 | 12,671 | 11,684 | 11,600 | 11,718 | 11,794 | 11,645 | 11,753 | 11,876 | 11,861 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital Common Stock | 1,844 | 1,122 | 1,118 | 1,116 | 1,115 | 1,170 | 1,168 | 1,166 | 1,165 | 1,163 | 1,162 | 1,161 | ||||||
| Retained Earnings Accumulated Deficit | 657 | 672 | 663 | 661 | 655 | 651 | 642 | 632 | 620 | 608 | 593 | 578 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -3 | -5 | -2 | -9 | -11 | -13 | -16 | -12 | -17 | -19 | -21 | -29 | ||||||
| Common Stock Issued Employee Trust Deferred | -1 | -1 | -1 | -2 | -2 | -2 | -3 | -3 | -3 | -3 | -4 | -4 | ||||||
| Treasury Stock Common Value | -117 | -119 | -116 | -115 | -115 | -98 | -91 | -91 | -89 | -84 | -69 | -69 | ||||||
| Stockholders Equity | 2,411 | 1,669 | 1,663 | 1,653 | 1,643 | 1,708 | 1,703 | 1,694 | 1,677 | 1,665 | 1,662 | 1,638 | ||||||
| Minority Interest | - | - | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Liabilities And Stockholders Equity | 23,270 | 14,556 | 14,564 | 14,325 | 13,328 | 13,309 | 13,421 | 13,488 | 13,322 | 13,419 | 13,538 | 13,498 | ||||||
| Debt Securities Available For Sale Restricted | - | - | 897 | - | - | - | 471 | - | - | - | 304 | - | ||||||
| Nonvoting Common Equivalent Stock | 0 | - | - | - | 0 | - | - | - | - | - | - | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Held To Maturity Securities Fair Value | 2,803 | 793 | 826 | 857 | 896 | 926 | 953 | 1,008 | 1,004 | 1,030 | 1,068 | 1,047 | ||||||
| Held To Maturity Securities Restricted | - | - | 543 | - | - | - | 599 | - | - | - | 851 | - | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 210 | 86 | 84 | 81 | 79 | 79 | 74 | 69 | 69 | 67 | 67 | 64 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Liquidation Preference Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | - | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | ||||||
| Common Stock Shares Issued | - | 63 | 63 | 63 | 63 | 63 | 63 | 63 | 63 | 63 | 62 | 62 | ||||||
| Shares Outstanding | - | 58 | 57 | 57 | 57 | 58 | 59 | 58 | 58 | 59 | 59 | 59 | ||||||
| Treasury Stock Common Shares | 6 | 6 | 6 | 6 | 6 | 5 | 4 | 4 | 4 | 4 | 3 | 3 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialOCEANFIRST FINANCIAL CORP (OCFC) — SEC Financial Statements & Analysis
OCEANFIRST FINANCIAL CORP (OCFC) is a national commercial banks company, incorporated in DE. OCEANFIRST FINANCIAL CORP trades on Nasdaq as: OCFC. OCEANFIRST FINANCIAL CORP (OCFC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, OCEANFIRST FINANCIAL CORP carries a market cap of $1.36B, a P/E ratio of 30.82x, a P/B ratio of 0.56x, a P/S ratio of 875.33x, an enterprise value of $1.08B, and an EV/EBITDA multiple of -3.26x. On profitability, it posts a gross margin of -19803.87%, an operating margin of 4120.57%, a net margin of 2840.55%, a Return on Equity (ROE) of 2.17%, and a Return on Invested Capital (ROIC) of -14.27%. Per share, it reports EPS of $0.63, diluted EPS of $0.63, free cash flow per share of $1.60, and a dividend per share of $0.65. Over the trailing year, it posted revenue growth of -1.84% year-over-year, net income growth of -47.27% year-over-year, and EPS growth of -56.66% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.85x, free cash flow of $112.68M (TTM), and net debt of $-274.06M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.36B
- P/E TTM
- 30.82x
- EPS TTM
- $0.63
- P/B TTM
- 0.56x
- ROE TTM
- 2.17%
- Free Cash Flow TTM
- $112.68M
- Net Revenue TTM Growth 1Y
- -1.84%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is OCEANFIRST FINANCIAL CORP in?
OCEANFIRST FINANCIAL CORP (OCFC) operates in the National Commercial Banks industry.
What exchange does OCFC trade on?
OCEANFIRST FINANCIAL CORP (OCFC) trades on the Nasdaq.
Where is OCEANFIRST FINANCIAL CORP incorporated?
OCEANFIRST FINANCIAL CORP is incorporated in DE.
When was OCEANFIRST FINANCIAL CORP (OCFC)'s most recent SEC filing?
OCEANFIRST FINANCIAL CORP (OCFC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is OCFC's market cap?
OCEANFIRST FINANCIAL CORP (OCFC) has a market capitalization of $1.36B as of 2026-06-30.
What is OCFC's P/E ratio?
OCEANFIRST FINANCIAL CORP (OCFC)'s trailing twelve month P/E ratio is 30.82x as of 2026-06-30.
What is OCFC's EPS (earnings per share)?
OCEANFIRST FINANCIAL CORP (OCFC)'s trailing twelve month EPS is $0.63 as of 2026-06-30.
What is OCFC's ROE (return on equity)?
OCEANFIRST FINANCIAL CORP (OCFC)'s trailing twelve month Return on Equity (ROE) is 2.17% as of 2026-06-30.
What is OCFC's ROIC (return on invested capital)?
OCEANFIRST FINANCIAL CORP (OCFC)'s trailing twelve month Return on Invested Capital (ROIC) is -14.27% as of 2026-06-30.
What is OCFC's EV/EBITDA?
OCEANFIRST FINANCIAL CORP (OCFC)'s trailing twelve month EV/EBITDA is -3.26x as of 2026-06-30.