OFG
OFG BANCORPCompany Information
- Company Name
- OFG BANCORP
- CIK
- CIK0001030469
- Category
- Large accelerated filer
- Ticker: Exchange
- OFG: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- OFG
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-02-20
- Last sale
- 2026-08-14
- Shares purchased (TTM)
- 1,540
- Shares sold (TTM)
- 124,084
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 40,225,508
- Shares outstanding
- 42,261,000
- Ownership
- 95.18%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -0.87%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 740 | 632 | 1,036 | 737 | 844 | 703 | 584 | 675 | 735 | 750 | 744 | 529 | ||||||
Cash And Cash Equivalents At Carrying Value | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 746 | 636 | 1,040 | 740 | 852 | 711 | 591 | 681 | 740 | 754 | 748 | 533 | ||||||
| Money Market Funds At Carrying Value | 5 | 5 | 4 | 3 | 7 | 7 | 7 | 6 | 5 | 5 | 5 | 4 | ||||||
| Restricted Cash And Cash Equivalents | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Trading Securities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Investments | ||||||||||||||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 2,373 | 2,460 | 2,511 | 2,567 | 2,409 | 2,415 | 2,338 | 2,230 | 2,096 | 1,898 | 2,099 | 1,513 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss | 259 | 265 | 269 | 310 | 316 | 322 | 327 | 333 | 339 | 544 | 549 | 519 | ||||||
| Equity Securities Fv Ni And Without Readily Determinable Fair Value | 65 | 64 | 63 | 62 | 60 | 49 | 55 | 46 | 41 | 40 | 38 | 42 | ||||||
Loans And Leases Receivable Net Reported Amount | ||||||||||||||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 8 | 9 | 16 | 16 | 19 | 17 | 18 | 16 | 21 | 28 | 28 | 26 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 8,109 | 8,031 | 7,999 | 7,919 | 7,991 | 7,671 | 7,616 | 7,589 | 7,482 | 7,383 | 7,373 | 7,104 | ||||||
| Financing Receivable Covered And Not Covered After Allowance For Credit Loss Fee Premium And Discount | 8,117 | 8,040 | 8,014 | 7,935 | 8,010 | 7,688 | 7,634 | 7,605 | 7,503 | 7,411 | 7,402 | 7,130 | ||||||
| Real Estate Acquired Through Foreclosure | 2 | 2 | 2 | 3 | 3 | 4 | 4 | 4 | 7 | 11 | 11 | 10 | ||||||
| Interest Receivable | 70 | 70 | 71 | 72 | 74 | 70 | 72 | 70 | 73 | 72 | 71 | 68 | ||||||
| Deferred Income Tax Assets Net | 113 | 120 | 104 | 7 | 7 | 6 | 6 | 4 | 4 | 4 | 5 | 11 | ||||||
| Property Plant And Equipment Net | 96 | 93 | 94 | 101 | 102 | 104 | 105 | 105 | 104 | 105 | 104 | 103 | ||||||
Other Assets | ||||||||||||||||||
| Other Assets | 115 | 95 | 92 | 217 | 190 | 139 | 149 | 168 | 151 | 118 | 115 | 120 | ||||||
| Customers Liability For Acceptances Net | - | 23 | 22 | 30 | 28 | 35 | 32 | 26 | 29 | 26 | 26 | 31 | ||||||
| Due From Customer Acceptances | 19 | - | - | - | - | - | - | - | - | - | - | - | ||||||
| Servicing Asset At Fair Value Amount | 68 | 67 | 66 | 67 | 69 | 69 | 70 | 69 | 50 | 50 | 50 | 51 | ||||||
| Goodwill | 84 | 84 | 84 | 84 | 84 | 84 | 84 | 84 | 84 | 84 | 84 | 84 | ||||||
| Intangible Assets Net Excluding Goodwill | 8 | 9 | 10 | 11 | 12 | 14 | 15 | 16 | 18 | 19 | 21 | 22 | ||||||
| Operating Lease Right Of Use Asset | 20 | 20 | 21 | 23 | 17 | 19 | 19 | 20 | 20 | 22 | 22 | 20 | ||||||
| Assets | 12,155 | 12,048 | 12,466 | 12,230 | 12,232 | 11,729 | 11,501 | 11,461 | 11,259 | 11,159 | 11,344 | 10,257 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Demand Deposit Accounts | 4,887 | 5,348 | 5,800 | 5,792 | 5,801 | 5,841 | 5,627 | 5,860 | 6,017 | 6,037 | 6,050 | 4,895 | ||||||
| Deposits Savings Deposits | 2,358 | 2,368 | 2,260 | 2,208 | 2,131 | 2,108 | 2,065 | 2,020 | 2,002 | 2,002 | 2,088 | 2,216 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 9,983 | 9,849 | 10,263 | 10,009 | 10,144 | 9,923 | 9,605 | 9,609 | 9,605 | 9,548 | 9,762 | 8,542 | ||||||
| Time Deposits | 2,738 | 2,134 | 2,203 | 2,008 | 2,212 | 1,974 | 1,912 | 1,729 | 1,586 | 1,510 | 1,624 | 1,430 | ||||||
| Securities Sold Under Agreements To Repurchase | 100 | 100 | 101 | 101 | 27 | 0 | 75 | - | - | - | 0 | 151 | ||||||
| Advances From Federal Home Loan Banks | 457 | 457 | 457 | 457 | 457 | 256 | 326 | 271 | 201 | 201 | 201 | 301 | ||||||
Debt And Capital Lease Obligations | ||||||||||||||||||
| Other Borrowings | 0 | 0 | 0 | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Other Liabilities | ||||||||||||||||||
| Bank Acceptances Executed And Outstanding | 19 | 23 | 22 | 30 | 28 | 35 | 32 | 26 | 29 | 26 | 26 | 31 | ||||||
| Operating Lease Liability | 21 | 22 | 23 | 25 | 19 | 21 | 21 | 23 | 23 | 24 | 24 | 22 | ||||||
| Deferred Income Tax Liabilities Net | 1 | 0 | 0 | 50 | 48 | 44 | 41 | 58 | 34 | 23 | 22 | - | ||||||
| Accrued Liabilities Current And Noncurrent | 166 | 230 | 210 | 183 | 174 | 155 | 147 | 158 | 140 | 122 | 116 | 115 | ||||||
| Liabilities | 10,747 | 10,681 | 11,076 | 10,854 | 10,897 | 10,434 | 10,246 | 10,143 | 10,031 | 9,944 | 10,151 | 9,162 | ||||||
| Common Stock Value | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | ||||||
| Additional Paid In Capital | 642 | 641 | 643 | 641 | 640 | 638 | 640 | 639 | 638 | 636 | 639 | 637 | ||||||
| Statutory Accounting Practices Statutory Capital And Surplus Balance | 199 | 194 | 188 | 184 | 179 | 174 | 170 | 165 | 161 | 156 | 151 | 147 | ||||||
Stockholders Equity | ||||||||||||||||||
| Retained Earnings Accumulated Deficit | 977 | 938 | 905 | 867 | 833 | 802 | 772 | 738 | 707 | 672 | 639 | 607 | ||||||
| Stockholders Equity | 1,407 | 1,367 | 1,390 | 1,375 | 1,334 | 1,295 | 1,254 | 1,318 | 1,228 | 1,216 | 1,193 | 1,095 | ||||||
| Treasury Stock Common Value | -432 | -432 | -389 | -349 | -329 | -321 | -297 | -251 | -251 | -227 | -228 | -228 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -39 | -34 | -17 | -27 | -49 | -58 | -90 | -33 | -86 | -82 | -67 | -128 | ||||||
| Liabilities And Stockholders Equity | 12,155 | 12,048 | 12,466 | 12,230 | 12,232 | 11,729 | 11,501 | 11,461 | 11,259 | 11,159 | 11,344 | 10,257 | ||||||
| Trading Securities Debt Amortized Cost | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 2,418 | 2,499 | 2,529 | 2,598 | 2,466 | 2,483 | 2,444 | 2,268 | 2,198 | 1,994 | 2,178 | 1,664 | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Held To Maturity Securities Fair Value | 214 | 220 | 225 | 263 | 265 | 268 | 267 | 284 | 279 | 484 | 491 | 442 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 188 | 204 | 202 | 198 | 190 | 181 | 176 | 162 | 157 | 157 | 161 | 158 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Common Stock Shares Issued | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | ||||||
| Shares Outstanding | 42 | 42 | 43 | 44 | 45 | 45 | 45 | 47 | 47 | 47 | 47 | 47 | ||||||
| Treasury Stock Common Shares | 18 | 18 | 17 | 16 | 15 | 15 | 14 | 13 | 13 | 13 | 13 | 13 | ||||||
| Other Comprehensive Income Loss Tax | - | - | - | - | - | 10 | 16 | 4 | 15 | 14 | 11 | 23 | ||||||
| Aoci Tax Attributable To Parent | 6 | 5 | 2 | 4 | 8 | - | 16 | - | - | - | - | - | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialOFG BANCORP (OFG) — SEC Financial Statements & Analysis
OFG BANCORP (OFG) is a state commercial banks company, incorporated in PR. OFG BANCORP trades on NYSE as: OFG. OFG BANCORP (OFG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, OFG BANCORP carries a market cap of $2.07B, a P/E ratio of 9.41x, a P/B ratio of 1.47x, a P/S ratio of 2.63x, an enterprise value of $1.33B, and an EV/EBITDA multiple of -3.67x. On profitability, it posts a gross margin of 78.44%, an operating margin of 31.96%, a net margin of 27.95%, a Return on Equity (ROE) of 16.08%, and a Return on Invested Capital (ROIC) of -54.55%. Per share, it reports EPS of $5.22, diluted EPS of $5.20, free cash flow per share of $4.80, and a dividend per share of $1.30. Over the trailing year, it posted revenue growth of 3.39% year-over-year, net income growth of 13.21% year-over-year, and EPS growth of 20.16% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.59x, free cash flow of $202.66M (TTM), and net debt of $-745.71M. Figures sourced from SEC EDGAR.
- Market Cap
- $2.07B
- P/E TTM
- 9.41x
- EPS TTM
- $5.22
- P/B TTM
- 1.47x
- ROE TTM
- 16.08%
- Free Cash Flow TTM
- $202.66M
- Net Revenue TTM Growth 1Y
- 3.39%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is OFG BANCORP in?
OFG BANCORP (OFG) operates in the State Commercial Banks industry.
What exchange does OFG trade on?
OFG BANCORP (OFG) trades on the NYSE.
Where is OFG BANCORP incorporated?
OFG BANCORP is incorporated in PR.
When was OFG BANCORP (OFG)'s most recent SEC filing?
OFG BANCORP (OFG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is OFG's market cap?
OFG BANCORP (OFG) has a market capitalization of $2.07B as of 2026-06-30.
What is OFG's P/E ratio?
OFG BANCORP (OFG)'s trailing twelve month P/E ratio is 9.41x as of 2026-06-30.
What is OFG's EPS (earnings per share)?
OFG BANCORP (OFG)'s trailing twelve month EPS is $5.22 as of 2026-06-30.
What is OFG's ROE (return on equity)?
OFG BANCORP (OFG)'s trailing twelve month Return on Equity (ROE) is 16.08% as of 2026-06-30.
What is OFG's ROIC (return on invested capital)?
OFG BANCORP (OFG)'s trailing twelve month Return on Invested Capital (ROIC) is -54.55% as of 2026-06-30.
What is OFG's EV/EBITDA?
OFG BANCORP (OFG)'s trailing twelve month EV/EBITDA is -3.67x as of 2026-06-30.