OPBK
OP BancorpCompany Information
- Company Name
- OP Bancorp
- CIK
- CIK0001722010
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- OPBK: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- OPBK
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-05-30
- Last sale
- 2026-06-12
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 2,507
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 10,841,084
- Shares outstanding
- 14,903,398
- Ownership
- 72.74%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -3.20%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 22 | 13 | 11 | 11 | 17 | - | 12 | - | - | - | - | - | ||||||
| Interest Bearing Deposits In Banks | 153 | 147 | 156 | 156 | 189 | - | 123 | - | - | - | - | - | ||||||
| Cash And Cash Equivalents At Carrying Value | 175 | 160 | 167 | 167 | 205 | 199 | 135 | 167 | 128 | 139 | 91 | 106 | ||||||
| Available For Sale Securities Debt Securities | - | - | - | - | - | 182 | 186 | 199 | 199 | 187 | 194 | 191 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 203 | 209 | 193 | 201 | 175 | - | 186 | - | - | - | - | - | ||||||
| Other Investments | 19 | 17 | 17 | 17 | 17 | 17 | 16 | 17 | 16 | 16 | 16 | 16 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 21 | 9 | 11 | 6 | 20 | 5 | 5 | 8 | 6 | 16 | 2 | 0 | ||||||
Assets | ||||||||||||||||||
| Assets | 2,744 | 2,699 | 2,650 | 2,614 | 2,564 | 2,513 | 2,366 | 2,388 | 2,291 | 2,235 | 2,148 | 2,143 | ||||||
| Notes Receivable Net | - | - | - | - | - | - | - | - | 1,847 | 1,783 | 1,744 | 1,738 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 2,231 | 2,206 | 2,166 | 2,124 | 2,045 | 2,019 | 1,932 | 1,908 | - | - | 1,744 | - | ||||||
| Property Plant And Equipment Net | 5 | 6 | 6 | 7 | 7 | 7 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Interest Receivable | 10 | 11 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 8 | 8 | 8 | ||||||
| Servicing Asset | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 11 | 11 | 11 | 12 | 12 | ||||||
| Bank Owned Life Insurance | 24 | 24 | 24 | 23 | 23 | 23 | 23 | 23 | 23 | 22 | 22 | 22 | ||||||
| Deferred Income Tax Assets Net | 12 | 12 | 12 | 12 | 13 | 13 | 15 | 12 | 14 | 14 | 13 | 15 | ||||||
| Other Real Estate And Foreclosed Assets | - | - | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | - | ||||||
| Operating Lease Right Of Use Asset | 8 | 8 | 9 | 9 | 10 | 7 | 7 | 8 | 8 | 9 | 8 | 9 | ||||||
| Other Assets | 26 | 26 | 25 | 26 | 26 | 20 | 20 | 20 | 23 | 22 | 31 | 20 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 552 | 547 | 521 | 544 | 566 | 553 | 505 | 562 | 518 | 539 | 523 | 606 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 2,368 | 2,327 | 2,281 | 2,273 | 2,255 | 2,190 | 2,027 | 2,065 | 1,941 | 1,895 | 1,808 | 1,825 | ||||||
| Deposits Money Market Deposits And Negotiable Order Of Withdrawal N O W | 427 | 399 | 388 | 403 | 431 | 385 | 329 | 343 | 332 | 328 | 399 | 349 | ||||||
| Time Deposits At Or Above F D I C Insurance Limit | 746 | 743 | 684 | 668 | 643 | 611 | 566 | 565 | 534 | 451 | 434 | 420 | ||||||
| Advances From Federal Home Loan Banks | 75 | 75 | 75 | 75 | 50 | 75 | 95 | 75 | 115 | 105 | 105 | 95 | ||||||
| Subordinated Debt | 25 | 25 | 25 | - | - | - | 0 | - | - | - | - | - | ||||||
| Interest Payable Current And Noncurrent | 16 | 15 | 15 | 16 | 16 | 15 | 16 | 19 | 16 | 12 | 13 | 14 | ||||||
| Operating Lease Liability | 10 | 11 | 11 | 12 | 12 | 9 | 8 | 8 | 9 | 10 | 9 | 10 | ||||||
| Other Liabilities | 12 | 13 | 16 | 17 | 17 | 14 | 15 | 17 | 14 | 18 | 21 | 15 | ||||||
| Liabilities | 2,506 | 2,466 | 2,422 | 2,393 | 2,350 | 2,303 | 2,161 | 2,184 | 2,095 | 2,040 | 1,955 | 1,958 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 73 | 73 | 73 | 73 | 73 | 74 | 74 | 74 | 74 | 76 | 76 | 78 | ||||||
Stockholders Equity | ||||||||||||||||||
| Additional Paid In Capital Common Stock | 12 | 12 | 12 | 12 | 11 | 11 | 12 | 12 | 11 | 11 | 11 | 11 | ||||||
| Stockholders Equity | 239 | 233 | 228 | 221 | 214 | 210 | 205 | 204 | 196 | 195 | 193 | 184 | ||||||
| Retained Earnings Accumulated Deficit | 165 | 159 | 153 | 148 | 143 | 139 | 135 | 132 | 128 | 124 | 121 | 117 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -11 | -11 | -10 | -11 | -14 | -14 | -15 | -13 | -17 | -17 | -15 | -21 | ||||||
| Liabilities And Stockholders Equity | 2,744 | 2,699 | 2,650 | 2,614 | 2,564 | 2,513 | 2,366 | 2,388 | 2,291 | 2,235 | 2,148 | 2,143 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 28 | 28 | 28 | 27 | 26 | 25 | 25 | 23 | 23 | 22 | 22 | 22 | ||||||
| Unamortized Debt Issuance Expense | 0 | 0 | 0 | - | - | - | - | - | - | - | - | - | ||||||
| Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | ||||||
| Common Stock Shares Issued | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Shares Outstanding | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialOP Bancorp (OPBK) — SEC Financial Statements & Analysis
OP Bancorp (OPBK) is a state commercial banks company, incorporated in CA. OP Bancorp trades on Nasdaq as: OPBK. OP Bancorp (OPBK)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, OP Bancorp carries a market cap of $221.42M, a P/E ratio of 7.65x, a P/B ratio of 0.93x, a P/S ratio of 102.27x, an enterprise value of $46.37M, and an EV/EBITDA multiple of -1.40x. On profitability, it posts a gross margin of -3259.54%, an operating margin of 1854.46%, a net margin of 1337.37%, a Return on Equity (ROE) of 12.80%, and a Return on Invested Capital (ROIC) of -83.39%. Per share, it reports EPS of $1.94, diluted EPS of $1.94, free cash flow per share of $1.81, and a dividend per share of $0.50. Over the trailing year, it posted revenue growth of -44.10% year-over-year, net income growth of 29.84% year-over-year, and EPS growth of 29.46% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.51x, free cash flow of $27.01M (TTM), and net debt of $-175.05M. Figures sourced from SEC EDGAR.
- Market Cap
- $221.42M
- P/E TTM
- 7.65x
- EPS TTM
- $1.94
- P/B TTM
- 0.93x
- ROE TTM
- 12.80%
- Free Cash Flow TTM
- $27.01M
- Net Revenue TTM Growth 1Y
- -44.10%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is OP Bancorp in?
OP Bancorp (OPBK) operates in the State Commercial Banks industry.
What exchange does OPBK trade on?
OP Bancorp (OPBK) trades on the Nasdaq.
Where is OP Bancorp incorporated?
OP Bancorp is incorporated in CA.
When was OP Bancorp (OPBK)'s most recent SEC filing?
OP Bancorp (OPBK)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is OPBK's market cap?
OP Bancorp (OPBK) has a market capitalization of $221.42M as of 2026-06-30.
What is OPBK's P/E ratio?
OP Bancorp (OPBK)'s trailing twelve month P/E ratio is 7.65x as of 2026-06-30.
What is OPBK's EPS (earnings per share)?
OP Bancorp (OPBK)'s trailing twelve month EPS is $1.94 as of 2026-06-30.
What is OPBK's ROE (return on equity)?
OP Bancorp (OPBK)'s trailing twelve month Return on Equity (ROE) is 12.80% as of 2026-06-30.
What is OPBK's ROIC (return on invested capital)?
OP Bancorp (OPBK)'s trailing twelve month Return on Invested Capital (ROIC) is -83.39% as of 2026-06-30.
What is OPBK's EV/EBITDA?
OP Bancorp (OPBK)'s trailing twelve month EV/EBITDA is -1.40x as of 2026-06-30.