OPFI
OppFi Inc.Company Information
- Company Name
- OppFi Inc.
- CIK
- CIK0001818502
- Category
- Accelerated filer
- Ticker: Exchange
- OPFI: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6199
- SIC Description
- Finance Services
- Ticker
- OPFI
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-14
- Last sale
- 2026-09-11
- Shares purchased (TTM)
- 204,865
- Shares sold (TTM)
- 272,445
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 21,457,826
- Shares outstanding
- 67,512,878
- Ownership
- 31.78%
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- -15.39%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Variable Interest Entity Primary Beneficiary | -0 | 0 | 0 | -0 | 0 | 0 | 0 | -0 | 0 | 0 | 0 | -26 | ||||||
| Cash And Cash Equivalents At Carrying Value | 92 | 100 | 93 | 45 | 45 | 58 | 88 | 74 | 47 | 47 | 74 | 66 | ||||||
| Restricted Cash And Cash Equivalents | 27 | 36 | 44 | 30 | 33 | 33 | 27 | 29 | 34 | 42 | 42 | 35 | ||||||
| Insurance Settlements Receivable | - | - | 0 | 0 | 4 | 5 | 2 | 5 | 2 | 2 | 2 | 3 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Equity Method Investments | 20 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | - | - | 0 | - | ||||||
| Assets Held For Sale Not Part Of Disposal Group | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Deferred Finance Costs Net | 4 | 4 | 5 | 5 | 4 | 5 | 3 | 3 | 4 | 3 | 4 | 4 | ||||||
| Property Plant And Equipment Net | 35 | 32 | 28 | 23 | 19 | 16 | 14 | 11 | 10 | 10 | 10 | 11 | ||||||
| Operating Lease Right Of Use Asset | 8 | 8 | 9 | 9 | 10 | 10 | 11 | 11 | 11 | 12 | 12 | 13 | ||||||
| Deferred Income Tax Assets Net | 102 | 31 | 33 | 32 | 34 | 28 | 21 | 22 | 25 | 26 | 26 | 25 | ||||||
| Other Assets | 13 | 22 | 21 | 15 | 14 | 12 | 10 | 11 | 10 | 10 | 10 | 12 | ||||||
| Assets | 771 | 720 | 754 | 721 | 673 | 640 | 641 | 619 | 573 | 563 | 602 | 601 | ||||||
Liabilities | ||||||||||||||||||
| Accounts Payable Current And Noncurrent | 1 | 2 | 3 | 3 | 3 | 2 | 1 | 5 | 2 | 4 | 4 | 4 | ||||||
| Accrued Liabilities Current And Noncurrent | 43 | 40 | 43 | 30 | 27 | 31 | 32 | 26 | 26 | 20 | 22 | 22 | ||||||
| Operating Lease Liability | 10 | 11 | 11 | 12 | 12 | 13 | 13 | 14 | 14 | 15 | 15 | 16 | ||||||
| Senior Notes | 276 | 284 | 321 | 321 | 306 | 288 | 319 | 326 | 302 | 300 | 333 | 342 | ||||||
| Secured Debt | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Warrants And Rights Outstanding | 5 | 5 | 26 | 38 | 70 | 37 | 15 | 4 | 3 | 2 | 7 | 1 | ||||||
| Other Notes Payable | - | - | - | - | - | - | 0 | 0 | 0 | 1 | 1 | 2 | ||||||
| Liabilities | 356 | 377 | 445 | 443 | 456 | 403 | 407 | 399 | 371 | 366 | 408 | 411 | ||||||
Members Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 437 | 112 | 114 | 113 | 111 | 101 | 94 | 92 | 81 | 79 | 76 | 72 | ||||||
| Retained Earnings Accumulated Deficit | 10 | -5 | -34 | -50 | -92 | -72 | -55 | -51 | -57 | -58 | -64 | -59 | ||||||
| Treasury Stock Common Value | -33 | -31 | -22 | -13 | -6 | -6 | -6 | -6 | -5 | -2 | -2 | -2 | ||||||
| Stockholders Equity | 414 | 343 | 58 | 277 | 218 | 23 | 234 | 35 | 19 | 18 | 194 | 190 | ||||||
| Minority Interest | 0 | 267 | 250 | 228 | 204 | 214 | 201 | 185 | 183 | 179 | 184 | 178 | ||||||
| Liabilities And Stockholders Equity | 771 | 720 | 754 | 721 | 673 | 640 | 641 | 619 | 573 | 563 | 602 | 601 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 2 | ||||||
| Financing Receivable Deferred Income | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Common Class A | -0 | 85 | 0 | -0 | 3 | 25 | 0 | 1 | 0 | 19 | 0 | 1 | ||||||
| Common Class B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Class V Voting Stock | 0 | 0 | 0 | -1 | -2 | 61 | 0 | -26 | -0 | 92 | 0 | -1 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Treasury Stock Common Shares | 4 | 4 | 3 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
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Start 7-day free trialOppFi Inc. (OPFI) — SEC Financial Statements & Analysis
OppFi Inc. (OPFI) is a finance services company. OppFi Inc. trades on NYSE as: OPFI. OppFi Inc. (OPFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, OppFi Inc. carries a market cap of $670.40M, a P/E ratio of 5.26x, a P/B ratio of 1.62x, a P/S ratio of 1.84x, an enterprise value of $855.01M, and an EV/EBITDA multiple of 5.98x. On profitability, it posts a gross margin of 83.58%, an operating margin of 38.26%, a net margin of 35.03%, a Return on Equity (ROE) of 40.31%, and a Return on Invested Capital (ROIC) of 22.89%. Per share, it reports EPS of $1.89, diluted EPS of $1.48, free cash flow per share of $5.70, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 0.15% year-over-year, net income growth of -434.36% year-over-year, and EPS growth of -231.79% year-over-year. On the balance sheet, it maintains free cash flow of $384.90M (TTM) and net debt of $184.61M. Figures sourced from SEC EDGAR.
- Market Cap
- $670.40M
- P/E TTM
- 5.26x
- EPS TTM
- $1.89
- P/B TTM
- 1.62x
- ROE TTM
- 40.31%
- Free Cash Flow TTM
- $384.90M
- Net Revenue TTM Growth 1Y
- 0.15%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is OppFi Inc. in?
OppFi Inc. (OPFI) operates in the Finance Services industry.
What exchange does OPFI trade on?
OppFi Inc. (OPFI) trades on the NYSE.
When was OppFi Inc. (OPFI)'s most recent SEC filing?
OppFi Inc. (OPFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is OPFI's market cap?
OppFi Inc. (OPFI) has a market capitalization of $670.40M as of 2026-06-30.
What is OPFI's P/E ratio?
OppFi Inc. (OPFI)'s trailing twelve month P/E ratio is 5.26x as of 2026-06-30.
What is OPFI's EPS (earnings per share)?
OppFi Inc. (OPFI)'s trailing twelve month EPS is $1.89 as of 2026-06-30.
What is OPFI's ROE (return on equity)?
OppFi Inc. (OPFI)'s trailing twelve month Return on Equity (ROE) is 40.31% as of 2026-06-30.
What is OPFI's ROIC (return on invested capital)?
OppFi Inc. (OPFI)'s trailing twelve month Return on Invested Capital (ROIC) is 22.89% as of 2026-06-30.
What is OPFI's EV/EBITDA?
OppFi Inc. (OPFI)'s trailing twelve month EV/EBITDA is 5.98x as of 2026-06-30.