OPRT
Oportun Financial CorpCompany Information
- Company Name
- Oportun Financial Corp
- CIK
- CIK0001538716
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- OPRT: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6199
- SIC Description
- Finance Services
- Ticker
- OPRT
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-12-13
- Last sale
- 2026-09-11
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 77,905
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 37,750,757
- Shares outstanding
- 48,419,607
- Ownership
- 77.97%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -8.57%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 140 | 130 | 106 | 105 | 97 | 79 | 60 | 72 | 73 | 69 | 91 | 82 | ||||||
| Restricted Cash And Cash Equivalents | 73 | 79 | 93 | 119 | 131 | 152 | 155 | 157 | 164 | 127 | 115 | 118 | ||||||
| Interest Receivable | - | - | - | - | - | - | - | - | - | - | - | 29 | ||||||
| Loans Receivable Held For Sale Amount | - | - | - | - | - | - | - | 53 | 56 | - | - | - | ||||||
| Finite Lived Intangible Assets Net | 67 | - | - | - | - | - | - | - | - | - | - | - | ||||||
| Operating Lease Right Of Use Asset | 11 | 10 | 9 | 10 | 10 | 9 | 10 | 10 | 10 | 19 | 21 | 23 | ||||||
| Other Assets | 102 | 106 | 104 | 118 | 129 | 134 | 138 | 140 | 134 | 114 | 108 | 110 | ||||||
| Assets | 3,129 | 3,168 | 3,258 | 3,186 | 3,201 | 3,226 | 3,227 | 3,251 | 3,250 | 3,278 | 3,412 | 3,430 | ||||||
Liabilities | ||||||||||||||||||
| Warehouse Agreement Borrowings | 304 | 212 | 199 | 162 | 331 | 445 | 535 | 125 | 156 | 72 | 290 | 423 | ||||||
| Operating Lease Liability | - | - | - | - | - | - | - | - | - | - | 28 | - | ||||||
| Other Liabilities | 60 | 54 | 57 | 59 | 62 | 54 | 51 | 67 | 68 | 65 | 69 | 64 | ||||||
| Liabilities | 2,722 | 2,771 | 2,868 | 2,802 | 2,825 | 2,860 | 2,873 | 2,924 | 2,896 | 2,896 | 3,007 | 2,989 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital Common Stock | 630 | 628 | 624 | 621 | 618 | 615 | 613 | 595 | 592 | 589 | 585 | 580 | ||||||
| Retained Earnings Accumulated Deficit | -216 | -225 | -227 | -231 | -236 | -243 | -253 | -261 | -231 | -200 | -174 | -132 | ||||||
| Treasury Stock Common Value | -6 | -6 | -6 | -6 | -6 | -6 | -6 | -6 | -6 | -6 | -6 | -6 | ||||||
| Stockholders Equity | 407 | 396 | 390 | 384 | 376 | 366 | 354 | 328 | 354 | 382 | 404 | 441 | ||||||
| Liabilities And Stockholders Equity | 3,129 | 3,168 | 3,258 | 3,186 | 3,201 | 3,226 | 3,227 | 3,251 | 3,250 | 3,278 | 3,412 | 3,430 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Common Stock Shares Authorized | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | ||||||
| Common Stock Shares Issued | 46 | 46 | 45 | 44 | 44 | 38 | 36 | 36 | 36 | 36 | 35 | 35 | ||||||
| Shares Outstanding | 46 | 46 | 44 | 44 | 44 | 38 | 36 | 36 | 36 | 36 | 34 | 34 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialOportun Financial Corp (OPRT) — SEC Financial Statements & Analysis
Oportun Financial Corp (OPRT) is a finance services company, incorporated in DE. Oportun Financial Corp trades on Nasdaq as: OPRT. Oportun Financial Corp (OPRT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, Oportun Financial Corp carries a market cap of $276.48M, a P/E ratio of 14.19x, a P/B ratio of 0.68x, a P/S ratio of 0.29x, an enterprise value of $64.05M, and an EV/EBITDA multiple of 0.83x. On profitability, it posts a gross margin of 90.64%, an operating margin of 4.22%, a net margin of 2.05%, a Return on Equity (ROE) of 4.98%, and a Return on Invested Capital (ROIC) of 10.23%. Per share, it reports EPS of $0.40, diluted EPS of $0.39, free cash flow per share of $8.69, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of -2.34% year-over-year, net income growth of -525.95% year-over-year, and EPS growth of -509.69% year-over-year. On the balance sheet, it maintains free cash flow of $420.95M (TTM) and net debt of $-212.43M. Figures sourced from SEC EDGAR.
- Market Cap
- $276.48M
- P/E TTM
- 14.19x
- EPS TTM
- $0.40
- P/B TTM
- 0.68x
- ROE TTM
- 4.98%
- Free Cash Flow TTM
- $420.95M
- Net Revenue TTM Growth 1Y
- -2.34%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Oportun Financial Corp in?
Oportun Financial Corp (OPRT) operates in the Finance Services industry.
What exchange does OPRT trade on?
Oportun Financial Corp (OPRT) trades on the Nasdaq.
Where is Oportun Financial Corp incorporated?
Oportun Financial Corp is incorporated in DE.
When was Oportun Financial Corp (OPRT)'s most recent SEC filing?
Oportun Financial Corp (OPRT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is OPRT's market cap?
Oportun Financial Corp (OPRT) has a market capitalization of $276.48M as of 2026-06-30.
What is OPRT's P/E ratio?
Oportun Financial Corp (OPRT)'s trailing twelve month P/E ratio is 14.19x as of 2026-06-30.
What is OPRT's EPS (earnings per share)?
Oportun Financial Corp (OPRT)'s trailing twelve month EPS is $0.40 as of 2026-06-30.
What is OPRT's ROE (return on equity)?
Oportun Financial Corp (OPRT)'s trailing twelve month Return on Equity (ROE) is 4.98% as of 2026-06-30.
What is OPRT's ROIC (return on invested capital)?
Oportun Financial Corp (OPRT)'s trailing twelve month Return on Invested Capital (ROIC) is 10.23% as of 2026-06-30.
What is OPRT's EV/EBITDA?
Oportun Financial Corp (OPRT)'s trailing twelve month EV/EBITDA is 0.83x as of 2026-06-30.