ORRF
ORRSTOWN FINANCIAL SERVICES INCCompany Information
- Company Name
- ORRSTOWN FINANCIAL SERVICES INC
- CIK
- CIK0000826154
- Category
- Accelerated filer
- Ticker: Exchange
- ORRF: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- ORRF
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-03-18
- Last sale
- 2026-08-06
- Shares purchased (TTM)
- 1,996
- Shares sold (TTM)
- 26,225
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 12,181,133
- Shares outstanding
- 19,313,000
- Ownership
- 63.07%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -2.33%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 58 | 49 | 42 | 61 | 54 | 64 | 51 | 65 | 36 | 24 | 33 | 35 | ||||||
| Interest Bearing Deposits In Banks | 87 | 112 | 108 | 123 | 95 | 223 | 198 | 172 | 97 | 159 | 33 | 60 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 145 | 161 | 150 | 184 | 149 | 287 | 249 | 237 | 133 | 183 | 65 | 95 | ||||||
| Restricted Investments | 27 | 24 | 27 | 24 | 21 | 20 | 20 | 20 | 11 | 11 | 12 | 13 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 949 | 947 | 953 | 890 | 885 | 855 | 830 | 827 | 529 | 515 | 514 | 495 | ||||||
Assets | ||||||||||||||||||
| Assets | 5,612 | 5,577 | 5,542 | 5,470 | 5,388 | 5,442 | 5,442 | 5,471 | 3,199 | 3,183 | 3,064 | 3,054 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 4,113 | 4,061 | 4,021 | 3,980 | 3,931 | 3,876 | 3,931 | 3,981 | 2,348 | 2,303 | 2,298 | 2,267 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -47 | -47 | -48 | -48 | -48 | -48 | -49 | -50 | -30 | -29 | -29 | -28 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 4,066 | 4,014 | 3,973 | 3,932 | 3,883 | 3,828 | 3,883 | 3,932 | 2,318 | 2,274 | 2,270 | 2,239 | ||||||
| Property Plant And Equipment Net | 50 | 51 | 51 | 51 | 52 | 52 | 50 | 50 | 28 | 29 | 29 | 29 | ||||||
| Bank Owned Life Insurance | 148 | 146 | 147 | 146 | 146 | 145 | 144 | 143 | 74 | 74 | 73 | 73 | ||||||
| Goodwill | 70 | 70 | 70 | 70 | 70 | 68 | 68 | 71 | 19 | 19 | 19 | 19 | ||||||
| Finite Lived Intangible Assets Net | 34 | 36 | 38 | 40 | 43 | 45 | 48 | 46 | 2 | 2 | 2 | 3 | ||||||
| Interest Receivable | 20 | 21 | 21 | 20 | 20 | 20 | 21 | 21 | 14 | 13 | 14 | 12 | ||||||
| Deferred Income Tax Assets Net | 33 | 33 | 34 | 34 | 37 | 36 | 43 | 39 | 22 | 21 | 22 | 26 | ||||||
| Other Assets | 67 | 72 | 73 | 72 | 76 | 80 | 80 | 83 | 48 | 42 | 39 | 45 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities Domestic | 921 | 883 | 871 | 902 | 918 | 932 | 894 | 815 | 425 | 419 | 431 | 435 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 4,620 | 4,627 | 4,529 | 4,534 | 4,517 | 4,634 | 4,623 | 4,651 | 2,703 | 2,696 | 2,559 | 2,546 | ||||||
| Interest Bearing Deposit Liabilities Domestic | 3,699 | 3,745 | 3,658 | 3,632 | 3,598 | 3,702 | 3,729 | 3,835 | 2,278 | 2,277 | 2,128 | 2,111 | ||||||
| Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | 8 | 19 | 25 | 33 | 30 | 23 | 26 | 22 | 15 | 12 | 10 | 18 | ||||||
| Subordinated Debt | 8 | 37 | 37 | 37 | 69 | 69 | 69 | 69 | 32 | 32 | 32 | 32 | ||||||
| Accrued Liabilities And Other Liabilities | 80 | 83 | 86 | 86 | 87 | 83 | 92 | 98 | 56 | 56 | 61 | 58 | ||||||
| Liabilities | 4,991 | 4,974 | 4,951 | 4,898 | 4,839 | 4,909 | 4,925 | 4,954 | 2,920 | 2,912 | 2,799 | 2,811 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital | 422 | 423 | 425 | 424 | 422 | 421 | 423 | 422 | 188 | 187 | 189 | 188 | ||||||
Stockholders Equity | ||||||||||||||||||
| Retained Earnings Accumulated Deficit | 218 | 203 | 187 | 171 | 154 | 140 | 127 | 117 | 130 | 124 | 118 | 112 | ||||||
| Stockholders Equity | 622 | 603 | 592 | 572 | 548 | 533 | 517 | 516 | 278 | 272 | 265 | 243 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -18 | -20 | -15 | -18 | -24 | -24 | -26 | -16 | -28 | -29 | -28 | -44 | ||||||
| Treasury Stock Value | - | - | - | -6 | -4 | -5 | -8 | -8 | -11 | -12 | -14 | -14 | ||||||
| Treasury Stock Common Value | -1 | -3 | -6 | - | - | - | -8 | - | - | - | - | - | ||||||
| Liabilities And Stockholders Equity | 5,612 | 5,577 | 5,542 | 5,470 | 5,388 | 5,442 | 5,442 | 5,471 | 3,199 | 3,183 | 3,064 | 3,054 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss | 974 | 973 | 972 | 913 | 917 | 887 | 865 | 846 | 566 | 552 | 549 | 553 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | ||||||
| Common Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | ||||||
| Common Stock Shares Issued | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 11 | 11 | 11 | 11 | ||||||
| Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 20 | 19 | 19 | 11 | 11 | 11 | 11 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialORRSTOWN FINANCIAL SERVICES INC (ORRF) — SEC Financial Statements & Analysis
ORRSTOWN FINANCIAL SERVICES INC (ORRF) is a state commercial banks company, incorporated in PA. ORRSTOWN FINANCIAL SERVICES INC trades on Nasdaq as: ORRF. ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, ORRSTOWN FINANCIAL SERVICES INC carries a market cap of $783.14M, a P/E ratio of 9.07x, a P/B ratio of 1.26x, a P/S ratio of 2.59x, an enterprise value of $638.30M, and an EV/EBITDA multiple of -8.22x. On profitability, it posts a gross margin of 65.91%, an operating margin of 35.49%, a net margin of 28.54%, a Return on Equity (ROE) of 14.75%, and a Return on Invested Capital (ROIC) of -16.66%. Per share, it reports EPS of $4.47, diluted EPS of $4.44, free cash flow per share of $4.44, and a dividend per share of $1.15. Over the trailing year, it posted revenue growth of -3.48% year-over-year, net income growth of 99.45% year-over-year, and EPS growth of 98.01% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.46x, free cash flow of $85.69M (TTM), and net debt of $-144.84M. Figures sourced from SEC EDGAR.
- Market Cap
- $783.14M
- P/E TTM
- 9.07x
- EPS TTM
- $4.47
- P/B TTM
- 1.26x
- ROE TTM
- 14.75%
- Free Cash Flow TTM
- $85.69M
- Net Revenue TTM Growth 1Y
- -3.48%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is ORRSTOWN FINANCIAL SERVICES INC in?
ORRSTOWN FINANCIAL SERVICES INC (ORRF) operates in the State Commercial Banks industry.
What exchange does ORRF trade on?
ORRSTOWN FINANCIAL SERVICES INC (ORRF) trades on the Nasdaq.
Where is ORRSTOWN FINANCIAL SERVICES INC incorporated?
ORRSTOWN FINANCIAL SERVICES INC is incorporated in PA.
When was ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s most recent SEC filing?
ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is ORRF's market cap?
ORRSTOWN FINANCIAL SERVICES INC (ORRF) has a market capitalization of $783.14M as of 2026-06-30.
What is ORRF's P/E ratio?
ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s trailing twelve month P/E ratio is 9.07x as of 2026-06-30.
What is ORRF's EPS (earnings per share)?
ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s trailing twelve month EPS is $4.47 as of 2026-06-30.
What is ORRF's ROE (return on equity)?
ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s trailing twelve month Return on Equity (ROE) is 14.75% as of 2026-06-30.
What is ORRF's ROIC (return on invested capital)?
ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s trailing twelve month Return on Invested Capital (ROIC) is -16.66% as of 2026-06-30.
What is ORRF's EV/EBITDA?
ORRSTOWN FINANCIAL SERVICES INC (ORRF)'s trailing twelve month EV/EBITDA is -8.22x as of 2026-06-30.