OSBC
OLD SECOND BANCORP INCCompany Information
- Company Name
- OLD SECOND BANCORP INC
- CIK
- CIK0000357173
- Category
- Large accelerated filer
- Ticker: Exchange
- OSBC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- OSBC
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-05-11
- Last sale
- 2026-09-23
- Shares purchased (TTM)
- 24
- Shares sold (TTM)
- 340,936
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 38,781,789
- Shares outstanding
- 51,250,245
- Ownership
- 75.67%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -2.09%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 48 | 48 | 52 | 53 | 63 | 53 | 52 | 63 | 55 | 49 | 56 | 56 | ||||||
| Interest Bearing Deposits In Banks | 95 | 68 | 72 | 63 | 78 | 203 | 47 | 52 | 66 | 49 | 45 | 53 | ||||||
| Cash And Cash Equivalents At Carrying Value | 143 | 116 | 124 | 117 | 142 | 256 | 99 | 116 | 121 | 98 | 100 | 109 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 1,041 | 1,115 | 1,091 | 1,157 | 1,178 | 1,147 | 1,162 | 1,191 | 1,174 | 1,169 | 1,193 | 1,230 | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 40 | 31 | 32 | 28 | 19 | 19 | 19 | 30 | 32 | 29 | 33 | 36 | ||||||
| Loans Receivable Held For Sale Amount | 2 | 4 | 4 | 1 | 3 | 4 | 2 | 2 | 2 | 1 | 1 | 2 | ||||||
Assets | ||||||||||||||||||
| Assets | 6,870 | 6,849 | 6,903 | 6,992 | 5,701 | 5,728 | 5,649 | 5,672 | 5,663 | 5,616 | 5,723 | 5,758 | ||||||
| Property Plant And Equipment Net | 85 | 86 | 87 | 88 | 86 | 87 | 87 | 83 | 83 | 81 | 79 | 76 | ||||||
| Real Estate Acquired Through Foreclosure | 1 | 1 | 1 | 6 | 6 | 3 | 22 | 8 | 7 | 5 | 5 | 0 | ||||||
| Servicing Asset At Fair Value Amount | 10 | 10 | 9 | 10 | 10 | 10 | 10 | 10 | 10 | 11 | 10 | 11 | ||||||
| Goodwill | 129 | 129 | 129 | 130 | 93 | 93 | 93 | 86 | 86 | 86 | 86 | 86 | ||||||
| Intangible Assets Net Excluding Goodwill | 21 | 23 | 24 | 25 | 20 | 21 | 22 | 9 | 10 | 11 | 11 | 12 | ||||||
| Bank Owned Life Insurance | 133 | 132 | 130 | 129 | 114 | 113 | 113 | 111 | 111 | 110 | 109 | 108 | ||||||
| Deferred Income Tax Assets Net | 29 | 31 | 31 | 33 | 20 | 24 | 27 | 22 | 29 | 32 | 31 | 44 | ||||||
| Other Assets | 61 | 59 | 60 | 77 | 54 | 51 | 56 | 56 | 63 | 58 | 64 | 65 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 1,747 | 1,756 | 1,739 | 1,738 | 1,704 | 1,714 | 1,705 | 1,669 | 1,728 | 1,800 | 1,835 | 1,863 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 5,445 | 5,565 | 5,596 | 5,760 | 4,798 | 4,853 | 4,769 | 4,465 | 4,522 | 4,608 | 4,571 | 4,614 | ||||||
| Interest Bearing Deposit Liabilities Domestic | 2,772 | 2,795 | 2,746 | 2,764 | 2,400 | 2,435 | 2,315 | 2,126 | 2,161 | 2,222 | 2,208 | 2,274 | ||||||
| Time Deposits | 926 | 1,014 | 1,111 | 1,258 | 694 | 705 | 749 | 671 | 632 | 587 | 528 | 478 | ||||||
| Securities Sold Under Agreements To Repurchase | 23 | 23 | 24 | 24 | 47 | 39 | 37 | 54 | 47 | 34 | 26 | 26 | ||||||
| Other Short Term Borrowings | 375 | 200 | 215 | 165 | - | - | 20 | 335 | 330 | 220 | 405 | 435 | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | ||||||
| Subordinated Debt | 30 | 60 | 60 | 60 | 60 | 59 | 59 | 59 | 59 | 59 | 59 | 59 | ||||||
| Notes And Loans Payable | 15 | 15 | 15 | 15 | - | - | - | - | - | - | - | - | ||||||
| Other Liabilities | 54 | 68 | 71 | 75 | 52 | 56 | 68 | 71 | 60 | 73 | 58 | 65 | ||||||
| Liabilities | 5,967 | 5,956 | 6,006 | 6,125 | 4,983 | 5,033 | 4,978 | 5,010 | 5,043 | 5,020 | 5,146 | 5,226 | ||||||
| Common Stock Value | 53 | 53 | 53 | 53 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | ||||||
| Additional Paid In Capital | 340 | 338 | 341 | 340 | 206 | 205 | 205 | 205 | 204 | 203 | 202 | 202 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 903 | 893 | 897 | 867 | 719 | 694 | 671 | 661 | 619 | 596 | 577 | 533 | ||||||
| Retained Earnings Accumulated Deficit | 584 | 559 | 537 | 512 | 505 | 486 | 469 | 453 | 432 | 412 | 393 | 377 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -32 | -31 | -29 | -32 | -37 | -41 | -48 | -40 | -61 | -63 | -63 | -91 | ||||||
| Treasury Stock Common Value | -42 | -26 | -6 | -6 | -1 | -1 | -1 | -1 | -1 | -1 | -0 | -0 | ||||||
| Liabilities And Stockholders Equity | 6,870 | 6,849 | 6,903 | 6,992 | 5,701 | 5,728 | 5,649 | 5,672 | 5,663 | 5,616 | 5,723 | 5,758 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 120 | 120 | 120 | 120 | 120 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | ||||||
| Common Stock Shares Issued | 53 | 53 | 53 | 53 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | ||||||
| Shares Outstanding | 51 | 52 | 53 | 53 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | ||||||
| Treasury Stock Common Shares | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialOLD SECOND BANCORP INC (OSBC) — SEC Financial Statements & Analysis
OLD SECOND BANCORP INC (OSBC) is a state commercial banks company, incorporated in DE. OLD SECOND BANCORP INC trades on Nasdaq as: OSBC. OLD SECOND BANCORP INC (OSBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, OLD SECOND BANCORP INC carries a market cap of $1.19B, a P/E ratio of 12.90x, a P/B ratio of 1.32x, a P/S ratio of 87.94x, an enterprise value of $1.06B, and an EV/EBITDA multiple of -5.33x. On profitability, it posts a gross margin of -457.91%, an operating margin of 916.70%, a net margin of 681.93%, a Return on Equity (ROE) of 11.40%, and a Return on Invested Capital (ROIC) of -22.68%. Per share, it reports EPS of $1.80, diluted EPS of $1.77, free cash flow per share of $2.77, and a dividend per share of $0.28. Over the trailing year, it posted revenue growth of 19.87% year-over-year, net income growth of 10.40% year-over-year, and EPS growth of -2.95% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.62x, free cash flow of $142.16M (TTM), and net debt of $-128.48M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.19B
- P/E TTM
- 12.90x
- EPS TTM
- $1.80
- P/B TTM
- 1.32x
- ROE TTM
- 11.40%
- Free Cash Flow TTM
- $142.16M
- Net Revenue TTM Growth 1Y
- 19.87%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is OLD SECOND BANCORP INC in?
OLD SECOND BANCORP INC (OSBC) operates in the State Commercial Banks industry.
What exchange does OSBC trade on?
OLD SECOND BANCORP INC (OSBC) trades on the Nasdaq.
Where is OLD SECOND BANCORP INC incorporated?
OLD SECOND BANCORP INC is incorporated in DE.
When was OLD SECOND BANCORP INC (OSBC)'s most recent SEC filing?
OLD SECOND BANCORP INC (OSBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is OSBC's market cap?
OLD SECOND BANCORP INC (OSBC) has a market capitalization of $1.19B as of 2026-06-30.
What is OSBC's P/E ratio?
OLD SECOND BANCORP INC (OSBC)'s trailing twelve month P/E ratio is 12.90x as of 2026-06-30.
What is OSBC's EPS (earnings per share)?
OLD SECOND BANCORP INC (OSBC)'s trailing twelve month EPS is $1.80 as of 2026-06-30.
What is OSBC's ROE (return on equity)?
OLD SECOND BANCORP INC (OSBC)'s trailing twelve month Return on Equity (ROE) is 11.40% as of 2026-06-30.
What is OSBC's ROIC (return on invested capital)?
OLD SECOND BANCORP INC (OSBC)'s trailing twelve month Return on Invested Capital (ROIC) is -22.68% as of 2026-06-30.
What is OSBC's EV/EBITDA?
OLD SECOND BANCORP INC (OSBC)'s trailing twelve month EV/EBITDA is -5.33x as of 2026-06-30.