OVBC
OHIO VALLEY BANC CORPCompany Information
- Company Name
- OHIO VALLEY BANC CORP
- CIK
- CIK0000894671
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- OVBC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- OVBC
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-08-12
- Last sale
- 2025-12-11
- Shares purchased (TTM)
- 429.24
- Shares sold (TTM)
- 6,250
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 1,417,858
- Shares outstanding
- 4,711,001
- Ownership
- 30.10%
Earnings Market Reaction
- Filing date
- 2026-08-13
- Price on filing date
- —
- 1-month reaction
- 1.23%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 16 | 16 | 15 | 17 | 17 | 19 | 16 | 19 | 15 | 15 | 14 | 16 | ||||||
| Interest Bearing Deposits In Banks | 63 | 109 | 31 | 72 | 38 | 102 | 67 | 63 | 93 | 114 | 114 | 75 | ||||||
| Cash And Cash Equivalents At Carrying Value | 78 | 125 | 46 | 89 | 55 | 121 | 83 | 82 | 108 | 129 | 128 | 91 | ||||||
| Certificates Of Deposit At Carrying Value | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Available For Sale Securities Debt Securities | 250 | 251 | 254 | 261 | 265 | 259 | 268 | 271 | 163 | 162 | 162 | 167 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 5 | 5 | 5 | 6 | 6 | 7 | 7 | 8 | 8 | 8 | 8 | 9 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 0 | - | - | - | - | - | - | - | - | - | - | - | ||||||
| Restricted Investments | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Notes Receivable Gross | 1,246 | 1,215 | 1,196 | 1,131 | 1,101 | 1,043 | 1,062 | 1,049 | 1,040 | 990 | 972 | 961 | ||||||
| Financing Receivable Allowance For Credit Losses | -17 | -13 | -12 | -11 | -11 | -10 | -10 | -10 | -9 | -9 | -9 | -8 | ||||||
Assets | ||||||||||||||||||
| Assets | 1,661 | 1,678 | 1,583 | 1,570 | 1,510 | 1,513 | 1,503 | 1,494 | 1,403 | 1,373 | 1,352 | 1,314 | ||||||
| Notes Receivable Net | 1,230 | 1,202 | 1,184 | 1,119 | 1,090 | 1,033 | 1,052 | 1,039 | 1,031 | 981 | 963 | 953 | ||||||
| Property Plant And Equipment Net | 22 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 22 | 21 | 21 | ||||||
| Disposal Group Including Discontinued Operation Property Plant And Equipment | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Accrued Investment Income Receivable | 5 | 6 | 5 | 6 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | ||||||
| Goodwill | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Intangible Assets Net Excluding Goodwill | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Bank Owned Life Insurance | 43 | 43 | 43 | 43 | 42 | 42 | 42 | 42 | 41 | 41 | 41 | 40 | ||||||
| Operating Lease Right Of Use Asset | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Deferred Income Tax Assets Net | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 5 | 6 | 6 | 6 | 7 | ||||||
| Other Assets | 7 | 5 | 4 | 6 | 5 | 5 | 4 | 7 | 7 | 5 | 5 | 7 | ||||||
| Noninterest Bearing Deposit Liabilities | 319 | 333 | 314 | 323 | 331 | 321 | 322 | 316 | 343 | 307 | 322 | 327 | ||||||
| Interest Bearing Deposit Liabilities | 1,089 | 1,091 | 1,016 | 1,010 | 945 | 963 | 953 | 945 | 835 | 842 | 805 | 769 | ||||||
| Deposits | 1,408 | 1,424 | 1,330 | 1,332 | 1,277 | 1,284 | 1,275 | 1,261 | 1,178 | 1,149 | 1,127 | 1,096 | ||||||
| Other Borrowings | 42 | 44 | 45 | 36 | 37 | 38 | 40 | 41 | 42 | 43 | 45 | 46 | ||||||
Liabilities | ||||||||||||||||||
| Liabilities | 1,488 | 1,506 | 1,412 | 1,406 | 1,350 | 1,357 | 1,353 | 1,342 | 1,258 | 1,227 | 1,208 | 1,177 | ||||||
| Subordinated Debt | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
| Operating Lease Liability | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Off Balance Sheet Credit Loss Liability | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Accrued Liabilities Current And Noncurrent | 27 | 29 | 28 | 27 | 26 | 25 | 28 | 29 | 27 | 25 | 26 | 25 | ||||||
| Held To Maturity Securities Fair Value | - | - | - | - | - | - | - | - | - | 7 | 7 | 8 | ||||||
| Common Stock Value | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
Stockholders Equity | ||||||||||||||||||
| Additional Paid In Capital Common Stock | 52 | 52 | 52 | 52 | 52 | 52 | 52 | 52 | 52 | 52 | 52 | 52 | ||||||
| Stockholders Equity | 173 | 171 | 170 | 164 | 161 | 156 | 150 | 152 | 146 | 146 | 144 | 137 | ||||||
| Retained Earnings Accumulated Deficit | 138 | 136 | 133 | 130 | 128 | 125 | 122 | 120 | 119 | 117 | 115 | 113 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -4 | -4 | -2 | -5 | -7 | -8 | -10 | -7 | -12 | -12 | -11 | -16 | ||||||
| Treasury Stock Value | -19 | -19 | -19 | -19 | -19 | -19 | -19 | -19 | -19 | -17 | - | -17 | ||||||
| Treasury Stock Common Value | - | - | - | - | - | - | -19 | - | - | - | -17 | - | ||||||
| Liabilities And Stockholders Equity | 1,661 | 1,678 | 1,583 | 1,570 | 1,510 | 1,513 | 1,503 | 1,494 | 1,403 | 1,373 | 1,352 | 1,314 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Common Stock Shares Issued | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Treasury Stock Common Shares | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialOHIO VALLEY BANC CORP (OVBC) — SEC Financial Statements & Analysis
OHIO VALLEY BANC CORP (OVBC) is a state commercial banks company, incorporated in OH. OHIO VALLEY BANC CORP trades on Nasdaq as: OVBC. OHIO VALLEY BANC CORP (OVBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13. Based on that filing, OHIO VALLEY BANC CORP carries a market cap of $203.39M, a P/E ratio of 14.31x, a P/B ratio of 1.17x, a P/S ratio of 2.25x, an enterprise value of $125.30M, and an EV/EBITDA multiple of -2.93x. On profitability, it posts a gross margin of 66.80%, an operating margin of 19.43%, a net margin of 15.73%, a Return on Equity (ROE) of 8.50%, and a Return on Invested Capital (ROIC) of -33.83%. Per share, it reports EPS of $3.02, free cash flow per share of $4.18, and a dividend per share of $0.94. Over the trailing year, it posted revenue growth of 12.56% year-over-year, net income growth of 2.59% year-over-year, and EPS growth of 2.59% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.71x, free cash flow of $19.71M (TTM), and net debt of $-78.08M. Figures sourced from SEC EDGAR.
- Market Cap
- $203.39M
- P/E TTM
- 14.31x
- EPS TTM
- $3.02
- P/B TTM
- 1.17x
- ROE TTM
- 8.50%
- Free Cash Flow TTM
- $19.71M
- Net Revenue TTM Growth 1Y
- 12.56%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is OHIO VALLEY BANC CORP in?
OHIO VALLEY BANC CORP (OVBC) operates in the State Commercial Banks industry.
What exchange does OVBC trade on?
OHIO VALLEY BANC CORP (OVBC) trades on the Nasdaq.
Where is OHIO VALLEY BANC CORP incorporated?
OHIO VALLEY BANC CORP is incorporated in OH.
When was OHIO VALLEY BANC CORP (OVBC)'s most recent SEC filing?
OHIO VALLEY BANC CORP (OVBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13.
What is OVBC's market cap?
OHIO VALLEY BANC CORP (OVBC) has a market capitalization of $203.39M as of 2026-06-30.
What is OVBC's P/E ratio?
OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month P/E ratio is 14.31x as of 2026-06-30.
What is OVBC's EPS (earnings per share)?
OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month EPS is $3.02 as of 2026-06-30.
What is OVBC's ROE (return on equity)?
OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month Return on Equity (ROE) is 8.50% as of 2026-06-30.
What is OVBC's ROIC (return on invested capital)?
OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month Return on Invested Capital (ROIC) is -33.83% as of 2026-06-30.
What is OVBC's EV/EBITDA?
OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month EV/EBITDA is -2.93x as of 2026-06-30.

