OVBC

OHIO VALLEY BANC CORP
—

Company Information

Company Name
OHIO VALLEY BANC CORP
CIK
CIK0000894671
Category
Non-accelerated filer<br>Smaller reporting company
Ticker: Exchange
OVBC: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6022
SIC Description
State Commercial Banks
Ticker
OVBC

SEC filing data through

Insider Sentiment

Last purchase
2026-08-12
Last sale
2025-12-11
Shares purchased (TTM)
429.24
Shares sold (TTM)
6,250
Buy ratio (TTM)6.4%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
1,417,858
Shares outstanding
4,711,001
Ownership
30.10%
+7.04% Y/Y

Earnings Market Reaction

Filing date
2026-08-13
Price on filing date
—
1-month reaction
1.23%
3-month reaction
…
Drift continued3/11 (27%)
Faded / reversed8/11 (73%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks161615171719161915151416
Interest Bearing Deposits In Banks6310931723810267639311411475
Cash And Cash Equivalents At Carrying Value78125468955121838210812912891
Certificates Of Deposit At Carrying Value----------00
Available For Sale Securities Debt Securities250251254261265259268271163162162167
Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss555667788889
Equity Securities Fv Ni Current And Noncurrent0-----------
Restricted Investments555555555555
Notes Receivable Gross1,2461,2151,1961,1311,1011,0431,0621,0491,040990972961
Financing Receivable Allowance For Credit Losses-17-13-12-11-11-10-10-10-9-9-9-8
Assets
Assets1,6611,6781,5831,5701,5101,5131,5031,4941,4031,3731,3521,314
Notes Receivable Net1,2301,2021,1841,1191,0901,0331,0521,0391,031981963953
Property Plant And Equipment Net222121212121212121222121
Disposal Group Including Discontinued Operation Property Plant And Equipment000001111111
Accrued Investment Income Receivable565655554444
Goodwill777777777777
Intangible Assets Net Excluding Goodwill------000000
Bank Owned Life Insurance434343434242424241414140
Operating Lease Right Of Use Asset111111111111
Deferred Income Tax Assets Net666667756667
Other Assets754655477557
Noninterest Bearing Deposit Liabilities319333314323331321322316343307322327
Interest Bearing Deposit Liabilities1,0891,0911,0161,010945963953945835842805769
Deposits1,4081,4241,3301,3321,2771,2841,2751,2611,1781,1491,1271,096
Other Borrowings424445363738404142434546
Liabilities
Liabilities1,4881,5061,4121,4061,3501,3571,3531,3421,2581,2271,2081,177
Subordinated Debt999999999999
Operating Lease Liability111111111111
Off Balance Sheet Credit Loss Liability111111111111
Accrued Liabilities Current And Noncurrent272928272625282927252625
Held To Maturity Securities Fair Value---------778
Common Stock Value555555555555
Stockholders Equity
Additional Paid In Capital Common Stock525252525252525252525252
Stockholders Equity173171170164161156150152146146144137
Retained Earnings Accumulated Deficit138136133130128125122120119117115113
Accumulated Other Comprehensive Income Loss Net Of Tax-4-4-2-5-7-8-10-7-12-12-11-16
Treasury Stock Value-19-19-19-19-19-19-19-19-19-17--17
Treasury Stock Common Value-------19----17-
Liabilities And Stockholders Equity1,6611,6781,5831,5701,5101,5131,5031,4941,4031,3731,3521,314
Debt Securities Held To Maturity Allowance For Credit Loss000000000000
Common Stock Par Or Stated Value Per Share1.001.001.001.001.001.001.001.001.001.001.001.00
Common Stock Shares Authorized101010101010101010101010
Common Stock Shares Issued555555555555
Treasury Stock Common Shares111111111111

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OHIO VALLEY BANC CORP (OVBC) — SEC Financial Statements & Analysis

OHIO VALLEY BANC CORP (OVBC) is a state commercial banks company, incorporated in OH. OHIO VALLEY BANC CORP trades on Nasdaq as: OVBC. OHIO VALLEY BANC CORP (OVBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13. Based on that filing, OHIO VALLEY BANC CORP carries a market cap of $203.39M, a P/E ratio of 14.31x, a P/B ratio of 1.17x, a P/S ratio of 2.25x, an enterprise value of $125.30M, and an EV/EBITDA multiple of -2.93x. On profitability, it posts a gross margin of 66.80%, an operating margin of 19.43%, a net margin of 15.73%, a Return on Equity (ROE) of 8.50%, and a Return on Invested Capital (ROIC) of -33.83%. Per share, it reports EPS of $3.02, free cash flow per share of $4.18, and a dividend per share of $0.94. Over the trailing year, it posted revenue growth of 12.56% year-over-year, net income growth of 2.59% year-over-year, and EPS growth of 2.59% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.71x, free cash flow of $19.71M (TTM), and net debt of $-78.08M. Figures sourced from SEC EDGAR.

Market Cap
$203.39M
P/E TTM
14.31x
EPS TTM
$3.02
P/B TTM
1.17x
ROE TTM
8.50%
Free Cash Flow TTM
$19.71M
Net Revenue TTM Growth 1Y
12.56%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is OHIO VALLEY BANC CORP in?

OHIO VALLEY BANC CORP (OVBC) operates in the State Commercial Banks industry.

What exchange does OVBC trade on?

OHIO VALLEY BANC CORP (OVBC) trades on the Nasdaq.

Where is OHIO VALLEY BANC CORP incorporated?

OHIO VALLEY BANC CORP is incorporated in OH.

When was OHIO VALLEY BANC CORP (OVBC)'s most recent SEC filing?

OHIO VALLEY BANC CORP (OVBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13.

What is OVBC's market cap?

OHIO VALLEY BANC CORP (OVBC) has a market capitalization of $203.39M as of 2026-06-30.

What is OVBC's P/E ratio?

OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month P/E ratio is 14.31x as of 2026-06-30.

What is OVBC's EPS (earnings per share)?

OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month EPS is $3.02 as of 2026-06-30.

What is OVBC's ROE (return on equity)?

OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month Return on Equity (ROE) is 8.50% as of 2026-06-30.

What is OVBC's ROIC (return on invested capital)?

OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month Return on Invested Capital (ROIC) is -33.83% as of 2026-06-30.

What is OVBC's EV/EBITDA?

OHIO VALLEY BANC CORP (OVBC)'s trailing twelve month EV/EBITDA is -2.93x as of 2026-06-30.

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