Oak Valley Bancorp
Oak Valley Bancorp
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 145 | 156 | 203 | 225 | 153 | 166 | 138 | 166 | 149 | 144 | 180 | 239 | |||||
Federal Funds Sold | 50 | 46 | 29 | 22 | 46 | 43 | 30 | 48 | 31 | 26 | 37 | 39 | |||||
Cash And Cash Equivalents At Carrying Value | 195 | 202 | 232 | 247 | 199 | 209 | 169 | 214 | 180 | 170 | 217 | 278 | |||||
Available For Sale Securities Debt Securities | - | - | - | - | - | - | 526 | 517 | 493 | 505 | 518 | 485 | |||||
Debt Securities Available For Sale Excluding Accru… | 532 | 555 | 544 | 531 | 503 | 519 | 526 | - | - | - | - | - | |||||
Equity Securities Fv Ni | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 1,133 | 1,130 | 1,100 | 1,097 | 1,078 | 1,094 | - | - | - | - | - | |||||
Assets | |||||||||||||||||
Assets | 2,002 | 2,010 | 2,023 | 1,995 | 1,921 | 1,924 | 1,901 | 1,900 | 1,841 | 1,806 | 1,842 | 1,835 | |||||
Notes Receivable Net | - | - | - | - | - | - | 1,094 | 1,062 | 1,058 | 1,027 | 1,004 | 960 | |||||
Bank Owned Life Insurance | - | - | - | - | - | - | - | 37 | 37 | 32 | 32 | 31 | |||||
Cash Surrender Value Of Life Insurance | 40 | 39 | 37 | 37 | 38 | 38 | 38 | - | - | - | 32 | - | |||||
Property Plant And Equipment Net | 19 | 19 | 19 | 19 | 18 | 17 | 16 | 16 | 16 | 16 | 16 | 16 | |||||
Intangible Assets Net Including Goodwill | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||
Deferred Income Tax Assets Net | 13 | 15 | 14 | 15 | 18 | 17 | 16 | 12 | 15 | 15 | 13 | - | |||||
Interest Receivable And Other Assets | 42 | 41 | 42 | 41 | 41 | 40 | 36 | 36 | 35 | 35 | 36 | 59 | |||||
Other Liabilities | - | - | - | - | - | - | - | 25 | 24 | 26 | 26 | 34 | |||||
Deposits | 1,764 | 1,781 | 1,793 | 1,775 | 1,711 | 1,714 | 1,696 | 1,690 | 1,645 | 1,612 | 1,651 | 1,667 | |||||
Liabilities | 1,785 | 1,804 | 1,815 | 1,797 | 1,735 | 1,741 | 1,717 | 1,715 | 1,669 | 1,639 | 1,676 | 1,700 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities And Stockholders Equity | 2,002 | 2,010 | 2,023 | 1,995 | 1,921 | 1,924 | 1,901 | 1,900 | 1,841 | 1,806 | 1,842 | 1,835 | |||||
Common Stock Value | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | |||||
Stockholders Equity | |||||||||||||||||
Additional Paid In Capital Common Stock | 7 | 7 | 7 | 7 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 5 | |||||
Stockholders Equity | 217 | 206 | 208 | 198 | 186 | 184 | 183 | 185 | 172 | 167 | 166 | 135 | |||||
Retained Earnings Accumulated Deficit | 202 | 197 | 194 | 188 | 184 | 178 | 176 | 169 | 164 | 158 | 154 | 148 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -18 | -23 | -19 | -22 | -30 | -26 | -24 | -16 | -24 | -22 | -19 | -44 | |||||
Financing Receivable Allowance For Credit Losses | - | - | - | - | - | - | 11 | 11 | 11 | 11 | 11 | 10 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | 13 | 12 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | - | - | |||||
Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | |||||
Common Stock Shares Issued | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | |||||
Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.64% | 2.57% | 1.21% | - | - | - | - | - | - | - | - | - |
| 2025 | 4.86% | 9.29% | 4.58% | 4.68% | -2.48% | -3.26% | -4.01% | 1.68% | 9.38% | 9.43% | 2.31% | 9.21% |
| 2024 | -6.10% | -5.17% | 5.92% | -2.46% | 2.94% | 7.74% | 6.65% | -6.72% | -12.25% | -0.24% | -0.96% | 6.77% |
| 2023 | - | - | - | - | - | - | 5.40% | 3.55% | -2.13% | 1.00% | 0.83% | -4.07% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.61 | -0.59 | -0.59 | -0.59 | -0.56 | -0.55 | -0.32 | 0.06 | 0.89 | 5.98 | 9.29 | 16.51 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 2.81 | 2.87 | 2.88 | 2.84 | 2.92 | 2.96 | 3.02 | 3.00 | 3.01 | 3.32 | 3.75 | 4.19 | |||||
| Free Cash Flow Per Share TTM | 2.96 | 3.07 | 2.98 | 2.49 | 2.84 | 2.77 | 2.90 | 3.50 | 2.58 | 3.34 | 3.80 | 3.66 | |||||
| Dividend Per Share TTM | 0.68 | 0.69 | 0.61 | 0.61 | 0.53 | 0.53 | 0.46 | 0.46 | 0.39 | 0.39 | 0.32 | 0.32 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 42.63% | -653.18% | -645.49% | -671.83% | -690.56% | -679.21% | -664.57% | -602.23% | -463.15% | -322.35% | -193.27% | -63.90% | |||||
| Operating Profit Margin TTM | 125.51% | 1,723.44% | 1,717.09% | 1,720.15% | 1,812.90% | 1,844.19% | 1,913.91% | 1,894.42% | 1,829.55% | 1,976.48% | 2,223.17% | 2,542.37% | |||||
| Net Profit Margin TTM | 98.36% | 1,344.86% | 1,339.66% | 1,342.40% | 1,394.19% | 1,423.81% | 1,483.23% | 1,457.40% | 1,416.71% | 1,516.92% | 1,701.49% | 1,946.78% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 1,272.54% | 3.31% | 6.12% | 3.23% | -0.91% | -4.49% | -7.23% | -3.84% | 3.79% | 10.21% | 13.60% | 14.86% | |||||
| Net Income Growth (1Y) | -3.16% | -2.42% | -4.15% | -4.91% | -2.49% | -10.35% | -19.13% | -28.01% | -26.75% | -8.09% | 34.70% | 103.98% | |||||
| EPS Growth (1Y) | -3.49% | -2.73% | -4.43% | -5.21% | -2.78% | -10.59% | -19.37% | -28.22% | -26.97% | -8.39% | 34.29% | 103.38% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 11.77 | 11.07 | 10.13 | 9.63 | 8.97 | 8.10 | 9.21 | 8.41 | 7.83 | 7.05 | 7.48 | 5.61 | |||||
| P/B TTM | 1.27 | 1.28 | 1.16 | 1.15 | 1.17 | 1.08 | 1.25 | 1.13 | 1.13 | 1.16 | 1.39 | 1.43 | |||||
| P/S TTM | 11.58 | 148.87 | 135.67 | 129.23 | 125.00 | 115.36 | 136.57 | 122.63 | 110.96 | 106.94 | 127.22 | 109.16 | |||||
| Market Cap | 276.12M | 264.84M | 242.17M | 227.05M | 217.13M | 198.64M | 229.72M | 208.72M | 194.52M | 192.80M | 230.65M | 193.22M | |||||
| Enterprise Value | 81.32M | 63.24M | 9.99M | -20.11M | 18.27M | -10.66M | 60.97M | -5.18M | 14.22M | 23.07M | 14.08M | -84.54M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 24.48M | 25.34M | 24.56M | 20.52M | 23.44M | 22.77M | 23.86M | 28.74M | 21.20M | 27.45M | 31.17M | 29.97M | |||||
| Net Debt | -194.80M | -201.60M | -232.18M | -247.16M | -198.86M | -209.30M | -168.75M | -213.91M | -180.30M | -169.73M | -216.57M | -277.76M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
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Valuation Ratios | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
Oak Valley Bancorp (OVLY) — SEC Financial Statements & Analysis
Oak Valley Bancorp (OVLY) is a state commercial banks company, incorporated in CA. Oak Valley Bancorp trades on Nasdaq as: OVLY. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Oak Valley Bancorp reported a 1272.54% year-over-year revenue growth, a Gross Profit Margin of 42.63% (TTM), a Price-to-Sales (P/S) ratio of 11.58x (TTM), a Price-to-Book (P/B) ratio of 1.27x (TTM), at a market cap of $276.12M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 1272.54%
- Gross Profit Margin TTM
- 42.63%
- P/S TTM
- 11.58x
- P/B TTM
- 1.27x
- Market Cap
- $276.12M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Oak Valley Bancorp in?
Oak Valley Bancorp (OVLY) operates in the State Commercial Banks industry.
What is OVLY's market cap?
Oak Valley Bancorp (OVLY) has a market capitalization of $276.12M as of 2026-06-30.
What is OVLY's P/E ratio?
Oak Valley Bancorp (OVLY)'s trailing twelve month P/E ratio is 11.77x as of 2026-06-30.
What exchange does OVLY trade on?
Oak Valley Bancorp (OVLY) trades on the Nasdaq.
Where is Oak Valley Bancorp incorporated?
Oak Valley Bancorp is incorporated in CA.