PAPL

Pineapple Financial Inc.
—

Company Information

Company Name
Pineapple Financial Inc.
CIK
CIK0001938109
Category
Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
Ticker: Exchange
PAPL: NYSE
Fiscal Year End
N/A
Owner Organization
02 Finance
SIC
6199
SIC Description
Finance Services
Ticker
PAPL

SEC filing data through

Insider Sentiment

Last purchase
2025-07-16
Last sale
—
Shares purchased (TTM)
1,670,982
Shares sold (TTM)
0
Buy ratio (TTM)100.0%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
150,010
Shares outstanding
25,534,070
Ownership
0.59%
-20.56% Y/Y

Earnings Market Reaction

Filing date
2026-07-20
Price on filing date
—
1-month reaction
…
3-month reaction
…
Drift continued7/11 (64%)
Faded / reversed4/11 (36%)

Balance Sheet

Values in millions ($)
Line item2026-05-312026-02-282025-11-302025-08-312025-05-312025-02-282024-11-302024-08-312024-05-312024-02-292023-11-302023-08-31Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Assets
Cash5181210111121
Restricted Cash50----------
Assets Current
Assets Current23232211111232
Accounts And Other Receivables Net Current000000000111
Accounts Notes And Loans Receivable Net Current125----------
Investments000000000000
Crypto Asset Fair Value Noncurrent49226---------
Operating Lease Right Of Use Asset000111111111
Property Plant And Equipment Net000000000000
Intangible Assets Net Excluding Goodwill233232222222
Assets764911554444665
Liabilities And Stockholders Equity
Accounts Payable And Accrued Liabilities Current--0211111101
Accounts Payable And Other Accrued Liabilities Current212---------
Loans Payable Current2119121110--110
Liabilities Current
Liabilities Current242015322211111
Loans Payable-----------0
Deferred Revenue Current00000000----
Derivative Liabilities Current00----------
Operating Lease Liability Current000000000000
Deferred Income000000001111
Convertible Long Term Notes Payable--------0---
Operating Lease Liability Noncurrent001111111111
Derivative Liabilities Noncurrent-111000000--
Liabilities242216543332333
Additional Paid In Capital-----------3
Common Stock Value62631212109998885
Stockholders Equity
Additional Paid In Capital Common Stock433333433333
Stockholders Equity5227-5111112342
Accumulated Other Comprehensive Income Loss Net Of Tax-10-1-1-0-0-1-0-0-0-0-0
Retained Earnings Accumulated Deficit-15-39-20-13-12-11-10-10-8-7-7-6
Liabilities And Stockholders Equity764911554444665
Common Stock Par Or Stated Value Per Share0.000.000.000.000.000.000.000.000.000.000.000.00
Common Stock Shares Issued26261110000000
Shares Outstanding26261110000000

Select a line item above to chart it.

Recent filings

Financial statements beyond 3 years are for subscribers only.

Unlock 17+ years of income statements, balance sheets, and cash flow statements

Start 7-day free trial

Pineapple Financial Inc. (PAPL) — SEC Financial Statements & Analysis

Pineapple Financial Inc. (PAPL) is a finance services company, incorporated in A1. Pineapple Financial Inc. trades on NYSE as: PAPL. Pineapple Financial Inc. (PAPL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-05-31, filed with the SEC on 2026-07-20. Based on that filing, Pineapple Financial Inc. carries a market cap of $27.32M, a P/E ratio of -10.89x, a P/B ratio of 0.53x, a P/S ratio of 9.82x, an enterprise value of $43.67M, and an EV/EBITDA multiple of 82.23x. On profitability, it posts a gross margin of 60.14%, an operating margin of -14.50%, a net margin of -90.19%, a Return on Equity (ROE) of -9.57%, a Return on Assets (ROA) of -6.23%, and a Return on Invested Capital (ROIC) of -1.18%. Per share, it reports EPS of $-0.10, diluted EPS of $-0.10, free cash flow per share of $-0.21, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of -2.54% year-over-year, net income growth of -28.49% year-over-year, and EPS growth of -98.22% year-over-year. On the balance sheet, it maintains a current ratio of 1.00x, a quick ratio of 1.00x, working capital of $-48.87K, a debt-to-equity ratio of 0.47x, a debt ratio of 0.32, an interest coverage ratio of -2037.52x, free cash flow of $-5.26M (TTM), and net debt of $16.35M. Figures sourced from SEC EDGAR.

Market Cap
$27.32M
P/E TTM
-10.89x
EPS TTM
$-0.10
P/B TTM
0.53x
ROE TTM
-9.57%
ROA TTM
-6.23%
Debt To Equity
0.47x
Free Cash Flow TTM
$-5.26M
Net Revenue TTM Growth 1Y
-2.54%

Data as of 2026-05-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Pineapple Financial Inc. in?

Pineapple Financial Inc. (PAPL) operates in the Finance Services industry.

What exchange does PAPL trade on?

Pineapple Financial Inc. (PAPL) trades on the NYSE.

Where is Pineapple Financial Inc. incorporated?

Pineapple Financial Inc. is incorporated in British Columbia, Canada.

When was Pineapple Financial Inc. (PAPL)'s most recent SEC filing?

Pineapple Financial Inc. (PAPL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-05-31, filed with the SEC on 2026-07-20.

What is PAPL's market cap?

Pineapple Financial Inc. (PAPL) has a market capitalization of $27.32M as of 2026-05-31.

What is PAPL's EPS (earnings per share)?

Pineapple Financial Inc. (PAPL)'s trailing twelve month EPS is $-0.10 as of 2026-05-31.

What is PAPL's ROE (return on equity)?

Pineapple Financial Inc. (PAPL)'s trailing twelve month Return on Equity (ROE) is -9.57% as of 2026-05-31.

What is PAPL's ROA (return on assets)?

Pineapple Financial Inc. (PAPL)'s trailing twelve month Return on Assets (ROA) is -6.23% as of 2026-05-31.

What is PAPL's ROIC (return on invested capital)?

Pineapple Financial Inc. (PAPL)'s trailing twelve month Return on Invested Capital (ROIC) is -1.18% as of 2026-05-31.

What is PAPL's EV/EBITDA?

Pineapple Financial Inc. (PAPL)'s trailing twelve month EV/EBITDA is 82.23x as of 2026-05-31.

Wall Street's data.
Main Street's price.