Paymentus Holdings, Inc.

PAY

Paymentus Holdings, Inc.

PAY

Insider Sentiment (TTM):

Last Purchase:-Last Sale:2025-05-16Shares Purchased (TTM):0Shares Sold (TTM):0

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:53,778,349Shares Outstanding:125,665,214Institutional Ownership Pct.:42.79%

Earnings Market Reaction:

Filing Date:2026-08-04Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Assets Current
Cash And Cash Equivalents At Carrying Value	378	339	321	288	266	246	206	188	189	180	179	162
Restricted Cash And Cash Equivalents	-	-	4	-	-	-	4	-	-	-	4	-
Accounts And Other Receivables Net Current	106	117	102	105	97	100	120	111	90	84	76	75
Income Tax Receivable	1	1	1	5	4	0	3	4	1	0	0	2
Prepaid Expense And Other Assets Current	8	12	13	16	11	12	13	14	10	11	11	11
Assets Current	494	473	441	417	381	362	346	320	294	280	270	255
Property Plant And Equipment Net	2	1	1	1	1	1	1	1	1	2	2	2
Capitalized Computer Software Net	73	72	71	70	69	68	67	66	64	62	59	56
Intangible Assets Net Excluding Goodwill	10	11	12	13	15	17	19	21	23	25	27	29
Goodwill	132	132	132	132	132	132	132	132	132	132	132	132
Operating Lease Right Of Use Asset	8	6	6	7	7	7	8	9	9	9	10	10
Deferred Income Tax Assets Net	1	1	0	0	2	1	0	0	0	0	0	0
Other Assets Noncurrent	-	-	-	-	-	-	-	4	4	4	5	5
Prepaid Expense And Other Assets Noncurrent	4	4	4	5	2	3	3	-	-	-	5	-
Assets	725	699	668	644	610	591	576	553	528	514	505	489
Liabilities And Stockhold…
Liabilities Current
Accounts Payable Current	71	73	64	64	53	56	50	50	43	41	35	33
Other Accrued Liabilities Current	23	16	28	26	25	19	26	-	-	-	-	-
Accrued Liabilities Current	-	-	28	-	-	-	26	20	16	12	21	19
Operating Lease Liability Current	3	2	2	2	2	2	2	2	2	2	2	2
Contract With Customer Liability Current	4	5	3	4	4	3	3	2	3	4	4	6
Accrued Income Taxes Current	0	10	1	0	0	1	0	0	0	3	0	0
Liabilities Current	101	107	99	96	83	81	82	74	65	63	63	60
Deferred Income Tax Liabilities Net	-	-	-	3	-	-	0	0	1	1	1	1
Operating Lease Liability Noncurrent	6	4	5	5	6	6	6	7	7	8	9	8
Contract With Customer Liability Noncurrent	3	3	3	3	3	3	3	3	3	3	3	3
Other Accrued Liabilities Noncurrent	2	1	1	1	1	1	0	-	-	-	-	-
Liabilities	112	115	107	107	93	90	91	84	76	75	75	72
Finance Lease Liability Noncurrent	-	-	-	-	-	-	-	-	-	-	0	0
Preferred Stock Value	-	-	-	-	-	-	-	0	0	0	0	0
Stockholders Equity
Additional Paid In Capital Common Stock	405	400	398	396	392	391	390	386	383	380	378	375
Accumulated Other Comprehensive Income Loss Net Of…	-1	-1	-0	-1	-0	-0	-0	-0	0	0	0	0
Retained Earnings Accumulated Deficit	209	184	163	142	124	110	96	83	68	59	52	42
Stockholders Equity	613	583	560	537	517	500	486	469	452	439	430	417
Liabilities And Stockholders Equity	725	699	668	644	610	591	576	553	528	514	505	489
Allowance For Doubtful Accounts Receivable	0	1	0	0	0	0	0	0	0	0	0	0
Preferred Stock Par Or Stated Value Per Share	-	-	-	-	-	-	-	0	0	0	0	0
Preferred Stock Shares Authorized	-	-	-	-	-	-	-	5	5	5	5	5
Preferred Stock Shares Issued	-	-	-	-	-	-	-	0	0	0	0	0
Preferred Stock Shares Outstanding	-	-	-	-	-	-	-	0	0	0	0	0

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-10.96%	-11.18%	9.44%	-	-	-	-	-	-	-	-	-
2025	8.13%	-8.69%	-18.97%	18.51%	-4.87%	-5.02%	-3.82%	-12.80%	-18.12%	-1.42%	15.89%	-1.58%
2024	-2.60%	-1.09%	10.88%	2.30%	-9.95%	10.40%	30.06%	31.53%	20.11%	-21.53%	12.39%	24.20%
2023	-	-	-	43.36%	55.14%	33.55%	9.42%	10.72%	0.25%	15.78%	5.75%	-2.95%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Liquidity Ratios
Current Ratio	4.89	4.41	4.46	4.36	4.56	4.46	4.24	4.31	4.55	4.47	4.31	4.28
Quick Ratio	4.81	4.30	4.33	4.19	4.44	4.32	4.08	4.13	4.40	4.28	4.14	4.09
Working Capital	393.27M	365.42M	342.48M	321.43M	297.45M	280.54M	264.09M	245.85M	229.58M	217.02M	207.56M	195.53M
Leverage & Debt
Debt to Equity	0.18	0.20	0.19	0.20	0.18	0.18	0.19	0.18	0.17	0.17	0.18	0.17
Interest Coverage TTM	9.65	8.66	7.95	7.30	6.61	6.06	5.13	4.56	3.98	3.53	2.58	1.73
Debt Ratio	0.15	0.16	0.16	0.17	0.15	0.15	0.16	0.15	0.14	0.15	0.15	0.15
Efficiency & Turnover
Asset Turnover TTM	2.04	1.98	1.92	1.88	1.84	1.74	1.61	1.49	1.39	1.33	1.27	1.14
Per Share Metrics
Diluted EPS TTM	0.66	0.57	0.52	0.46	0.43	0.39	0.35	0.32	0.25	0.23	0.18	0.11
Free Cash Flow Per Share TTM	1.42	1.13	1.29	0.75	0.53	0.82	0.51	0.48	0.53	0.60	0.55	0.47
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Gross Profit Margin TTM	24.95%	24.74%	24.77%	24.77%	25.29%	26.14%	27.32%	28.46%	29.72%	29.95%	29.67%	29.90%
Operating Profit Margin TTM	7.58%	6.75%	6.31%	5.84%	5.54%	5.43%	5.15%	5.11%	4.72%	4.21%	2.94%	1.80%
Net Profit Margin TTM	6.24%	5.78%	5.59%	5.29%	5.37%	5.28%	5.07%	5.19%	4.63%	4.43%	3.63%	2.38%
Growth Metrics
Net Revenue Growth (1Y)	30.21%	33.01%	37.25%	44.34%	49.35%	47.78%	41.86%	33.82%	25.45%	23.16%	23.64%	2.95%
Net Income Growth (1Y)	51.26%	45.81%	51.55%	46.98%	73.31%	75.97%	97.87%	191.29%	378.62%	-1,988.93%	-4,451.27%	153.55%
EPS Growth (1Y)	50.32%	44.97%	50.49%	46.04%	72.18%	74.56%	96.50%	189.14%	375.20%	-1,978.93%	-4,401.52%	151.75%
Valuation Metrics
P/E TTM	35.83	43.13	59.11	64.56	73.02	64.25	91.99	61.68	72.94	97.76	98.88	147.88
P/B TTM	4.96	5.47	7.06	7.14	7.93	6.52	8.37	5.32	5.23	6.42	5.14	4.92
P/S TTM	2.24	2.49	3.31	3.41	3.92	3.39	4.66	3.20	3.38	4.33	3.59	3.53
Market Cap	3.04B	3.19B	3.96B	3.84B	4.10B	3.26B	4.06B	2.49B	2.36B	2.82B	2.21B	2.05B
Enterprise Value	2.66B	2.85B	3.63B	3.54B	3.83B	3.01B	3.85B	2.30B	2.17B	2.64B	2.02B	1.89B
Calculated Values
Free Cash Flow TTM	179.15M	141.76M	161.77M	94.17M	65.86M	102.72M	63.18M	59.70M	66.02M	74.37M	68.23M	58.51M
Net Debt	-379.70M	-342.13M	-324.54M	-291.47M	-270.05M	-249.65M	-209.41M	-190.79M	-192.88M	-184.15M	-183.20M	-166.69M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2025-05-16Sale

Owner: Kalra, Sanjay

Title: SVP and CFO

Shares: 25,000

Price/Share: $40.02

Value: $1,000,500.00

Shares Owned: 479,532

Relationship: Officer

Ownership: Direct

2025-05-15Sale

Owner: Oberoi, Arun

Title: -

Shares: 4,415

Price/Share: $38.06

Value: $168,034.90

Shares Owned: 28,907

Relationship: Director

Ownership: Direct

2025-05-12Sale

Owner: Ingram, William

Title: -

Shares: 11,409

Price/Share: $38.01

Value: $433,656.09

Shares Owned: 73,963

Relationship: Director

Ownership: Direct

2025-03-12Sale

Owner: Davids, Jody R

Title: -

Shares: 14,000

Price/Share: $29.75

Value: $416,500.00

Shares Owned: 31,752

Relationship: Director

Ownership: Direct

2025-02-18Sale

Owner: Kalra, Sanjay

Title: SVP and CFO

Shares: 15,794

Price/Share: $31.99

Value: $505,250.06

Shares Owned: 466,035

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2025-05-16	Kalra, Sanjay	Officer	SVP and CFO	Direct	Sale	25,000	40.02	$1,000,500.00	479,532	4
2025-05-15	Oberoi, Arun	Director	-	Direct	Sale	4,415	38.06	$168,034.90	28,907	4
2025-05-12	Ingram, William	Director	-	Direct	Sale	11,409	38.01	$433,656.09	73,963	4
2025-03-12	Davids, Jody R	Director	-	Direct	Sale	14,000	29.75	$416,500.00	31,752	4
2025-02-18	Kalra, Sanjay	Officer	SVP and CFO	Direct	Sale	15,794	31.99	$505,250.06	466,035	4
2025-02-18	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	3,070	31.98	$98,178.60	94,855	4
2024-12-04	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	34,272	37.36	$1,280,401.92	97,925	4
2024-11-18	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	2,816	34.61	$97,461.76	132,197	4
2024-11-18	Kalra, Sanjay	Officer	SVP and CFO	Direct	Sale	15,654	34.44	$539,123.76	481,829	4
2024-08-16	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	1,523	23.59	$35,927.57	135,013	4
2024-08-16	Kalra, Sanjay	Officer	SVP and CFO	Direct	Sale	15,835	23.43	$371,014.05	497,483	4
2024-06-21	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	5,576	18.85	$105,107.60	136,536	4
2024-05-16	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	1,575	18.81	$29,625.75	142,112	4
2024-03-08	Kalra, Sanjay	Officer	SVP and CFO	Direct	Sale	33,547	18.85	$632,360.95	409,205	4
2024-02-20	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	1,273	15.54	$19,782.42	112,453	4
2023-11-16	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	1,031	16.49	$17,001.19	113,726	4
2023-08-16	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	1,052	13.23	$13,917.96	114,757	4
2023-06-28	Portocalis, Gerasimos (Je…	Officer	Chief Commercial Officer	Direct	Sale	3,677	10.39	$38,204.03	439,470	4
2023-05-16	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	998	9.40	$9,381.20	65,809	4
2023-02-16	Seamon, Paul E.	Officer	Interim CFO	Direct	Sale	94	9.25	$869.50	31,723	4
2023-02-06	Gerber, Andrew A.	Officer	General Counsel and Secretary	Direct	Sale	5,007	9.34	$46,765.38	66,807	4
2022-11-16	Seamon, Paul E.	Officer	Interim CFO	Direct	Sale	90	11.18	$1,006.20	31,817	4
2022-08-17	Parson, Matt	Officer	Chief Financial Officer	Direct	Sale	63	11.33	$713.79	103,873	4
2022-06-09	Trainor, Gary	Director	-	Indirect	Sale	620,000	13.68	$8,481,600.00	669,888	4
2022-05-17	Parson, Matt	Officer	Chief Financial Officer	Direct	Sale	228	14.80	$3,374.40	8,698	4
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Institutional Ownership

No data available for chart

2026-03-31

42.79%

Inst. Shares: 53,778,349

Shares Outstanding: 125,665,214

2025-12-31

41.05%

Inst. Shares: 51,410,888

Shares Outstanding: 125,246,892

2025-09-30

34.82%

Inst. Shares: 43,645,603

Shares Outstanding: 125,341,855

2025-06-30

25.55%

Inst. Shares: 31,959,401

Shares Outstanding: 125,077,964

2025-03-31

19.40%

Inst. Shares: 24,241,572

Shares Outstanding: 124,941,781

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	53,778,349	125,665,214	42.79%
2025-12-31	51,410,888	125,246,892	41.05%
2025-09-30	43,645,603	125,341,855	34.82%
2025-06-30	31,959,401	125,077,964	25.55%
2025-03-31	24,241,572	124,941,781	19.40%
2024-12-31	19,220,318	124,372,031	15.45%
2024-09-30	14,848,118	124,538,195	11.92%
2024-06-30	13,693,463	124,264,789	11.02%
2024-03-31	13,580,426	123,945,778	10.96%
2023-12-31	15,289,989	123,511,608	12.38%
2023-09-30	16,276,552	123,620,260	13.17%
2023-06-30	15,331,503	123,378,128	12.43%
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Paymentus Holdings, Inc. (PAY) — SEC Financial Statements & Analysis

Paymentus Holdings, Inc. (PAY) is a services-business services, nec company, incorporated in DE. Paymentus Holdings, Inc. trades on NYSE as: PAY. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Paymentus Holdings, Inc. reported a 30.21% year-over-year revenue growth, a Gross Profit Margin of 24.95% (TTM), a Debt-to-Equity ratio of 0.18x, a Price-to-Sales (P/S) ratio of 2.24x (TTM), a Price-to-Book (P/B) ratio of 4.96x (TTM), at a market cap of $3.04B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 30.21%
Gross Profit Margin TTM: 24.95%
Debt To Equity: 0.18x
P/S TTM: 2.24x
P/B TTM: 4.96x
Market Cap: $3.04B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Paymentus Holdings, Inc. in?

Paymentus Holdings, Inc. (PAY) operates in the Services-Business Services, NEC industry.

What is PAY's market cap?

Paymentus Holdings, Inc. (PAY) has a market capitalization of $3.04B as of 2026-06-30.

What is PAY's P/E ratio?

Paymentus Holdings, Inc. (PAY)'s trailing twelve month P/E ratio is 35.83x as of 2026-06-30.

What exchange does PAY trade on?

Paymentus Holdings, Inc. (PAY) trades on the NYSE.

Where is Paymentus Holdings, Inc. incorporated?

Paymentus Holdings, Inc. is incorporated in DE.