PROSPERITY BANCSHARES INC
PROSPERITY BANCSHARES INC
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 1,683 | 1,548 | 1,748 | 1,766 | 1,305 | 1,695 | 1,972 | 2,210 | 1,508 | 1,086 | 458 | 512 | |||||
Federal Funds Sold | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Cash Cash Equivalents And Federal Funds Sold | 1,683 | 1,548 | 1,748 | 1,766 | 1,305 | 1,695 | 1,972 | 2,210 | 1,508 | 1,087 | 458 | 512 | |||||
Available For Sale Securities Debt Securities | 346 | 356 | 338 | 332 | 342 | 336 | 337 | 331 | 319 | 315 | 439 | 446 | |||||
Held To Maturity Securities | 11,993 | 11,595 | 10,275 | 9,900 | 10,266 | 10,457 | 10,757 | 10,969 | 11,383 | 11,986 | 12,365 | 12,747 | |||||
Marketable Securities | 12,339 | 11,952 | 10,613 | 10,232 | 10,608 | 10,793 | 11,094 | 11,301 | 11,702 | 12,301 | 12,804 | 13,193 | |||||
Loans Receivable Held For Sale Amount | 19 | 22 | 14 | 11 | 6 | 10 | 11 | 6 | 10 | 6 | 6 | 10 | |||||
Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | - | - | 20,394 | 20,353 | 20,510 | |||||
Assets | |||||||||||||||||
Assets | 43,873 | 43,619 | 38,463 | 38,330 | 38,417 | 38,765 | 39,567 | 40,115 | 39,762 | 38,757 | 38,548 | 39,296 | |||||
Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | -330 | -332 | -351 | |||||
Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | 20,935 | 20,848 | 21,081 | |||||
Interest Receivable | 120 | 121 | 99 | 101 | 102 | 103 | 104 | 108 | 107 | 98 | 96 | 97 | |||||
Goodwill | 3,824 | 3,822 | 3,503 | 3,503 | 3,503 | 3,503 | 3,503 | 3,504 | 3,504 | 3,396 | 3,396 | 3,504 | |||||
Finite Lived Intangible Assets Net | 106 | 111 | 52 | 55 | 59 | 62 | 66 | 70 | 74 | 61 | 64 | 70 | |||||
Property Plant And Equipment Net | 428 | 430 | 383 | 379 | 375 | 373 | 371 | 374 | 377 | 372 | 370 | 370 | |||||
Other Real Estate | 11 | 13 | 13 | 14 | 8 | 8 | 6 | 6 | 5 | 2 | 2 | 9 | |||||
Bank Owned Life Insurance | 449 | 447 | 393 | 391 | 389 | 388 | 386 | 384 | 382 | 381 | 379 | 379 | |||||
Federal Home Loan Bank Stock | 111 | 107 | 87 | 105 | 126 | 118 | 138 | 10 | 10 | 9 | 9 | 70 | |||||
Other Assets | 156 | 164 | 100 | 95 | 91 | 93 | 128 | 122 | 131 | 115 | 121 | 120 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 10,740 | 10,581 | 9,468 | 9,522 | 9,427 | 9,676 | 9,798 | 9,811 | 9,707 | 9,527 | 9,777 | 10,282 | |||||
Deposits | |||||||||||||||||
Deposits | 32,600 | 32,633 | 28,482 | 27,782 | 27,473 | 28,027 | 28,381 | 28,088 | 27,933 | 27,176 | 27,180 | 27,313 | |||||
Interest Bearing Deposit Liabilities | 21,860 | 22,052 | 19,015 | 18,260 | 18,047 | 18,351 | 18,583 | 18,276 | 18,227 | 17,649 | 17,403 | 17,031 | |||||
Other Borrowings | 2,400 | 2,200 | 1,950 | 2,400 | 2,900 | 2,700 | 3,200 | 3,900 | 3,900 | 3,900 | 3,725 | 4,250 | |||||
Securities Sold Under Agreements To Repurchase | 200 | 176 | 201 | 186 | 184 | 216 | 222 | 229 | 234 | 262 | 309 | 301 | |||||
Interest Payable Current And Noncurrent | 27 | 30 | 31 | 33 | 33 | 34 | 42 | 174 | 130 | 76 | 35 | 80 | |||||
Off Balance Sheet Credit Loss Liability | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 37 | 37 | 37 | |||||
Other Liabilities | 233 | 258 | 145 | 227 | 190 | 233 | 245 | 326 | 245 | 202 | 183 | 283 | |||||
Liabilities | 35,567 | 35,411 | 30,847 | 30,666 | 30,818 | 31,248 | 32,128 | 32,754 | 32,479 | 31,652 | 31,469 | 32,263 | |||||
Common Stock Value | 101 | 101 | 93 | 95 | 95 | 95 | 95 | 95 | 95 | 94 | 94 | 94 | |||||
Additional Paid In Capital Common Stock | 4,171 | 4,182 | 3,654 | 3,786 | 3,803 | 3,800 | 3,797 | 3,793 | 3,790 | 3,672 | 3,704 | 3,701 | |||||
Stockholders Equity | |||||||||||||||||
Retained Earnings Accumulated Deficit | 4,033 | 3,925 | 3,870 | 3,786 | 3,703 | 3,623 | 3,548 | 3,473 | 3,399 | 3,341 | 3,283 | 3,240 | |||||
Stockholders Equity | 8,305 | 8,208 | 7,616 | 7,665 | 7,600 | 7,517 | 7,438 | 7,361 | 7,283 | 7,105 | 7,079 | 7,033 | |||||
Accumulated Other Comprehensive Income Loss Availa… | -0 | 0 | -0 | -2 | -1 | -1 | -2 | -1 | -2 | -2 | -1 | -2 | |||||
Liabilities And Stockholders Equity | 43,873 | 43,619 | 38,463 | 38,330 | 38,417 | 38,765 | 39,567 | 40,115 | 39,762 | 38,757 | 38,548 | 39,296 | |||||
Held To Maturity Securities Fair Value | 11,101 | 10,687 | 9,433 | 8,982 | 9,156 | 9,303 | 9,382 | 9,964 | 9,992 | 10,478 | 10,985 | 10,834 | |||||
Preferred Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Common Stock Shares Authorized | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | - | 200 | 200 | |||||
Common Stock Shares Issued | 101 | 101 | 93 | 95 | 95 | 95 | 95 | 95 | 95 | 94 | 94 | 94 | |||||
Shares Outstanding | 101 | 101 | 93 | 95 | 95 | 95 | 95 | 95 | 95 | 94 | 94 | 94 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.33% | 4.44% | 10.29% | - | - | - | - | - | - | - | - | - |
| 2025 | -2.07% | -0.58% | -4.01% | 5.70% | 2.64% | -2.82% | 1.75% | 5.00% | 7.36% | -9.96% | -2.50% | -7.44% |
| 2024 | -1.50% | -2.40% | 16.21% | 5.87% | 2.68% | 4.79% | 6.22% | -3.62% | 1.26% | -7.27% | -13.50% | -4.57% |
| 2023 | - | - | - | -6.50% | -11.76% | -12.98% | 1.52% | 17.22% | 15.20% | 3.16% | -0.54% | 6.60% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.40 | -0.40 | -0.36 | -0.37 | -0.37 | -0.00 | 0.46 | 1.06 | 1.95 | 1.94 | 2.09 | 2.47 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | - | - | - | 4,867.87 | 4,978.51 | 5,210.44 | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | - | - | - | 0.07 | 0.07 | 0.07 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 5.58 | 5.30 | 5.72 | 5.61 | 5.49 | 5.24 | 5.05 | 4.67 | 4.49 | 4.32 | 4.51 | 4.93 | |||||
| Free Cash Flow Per Share TTM | 5.86 | 5.25 | 5.45 | 2.50 | 3.38 | 4.64 | 4.75 | 7.20 | 6.76 | 6.65 | 6.59 | 6.19 | |||||
| Dividend Per Share TTM | 2.30 | 2.27 | 2.33 | 2.32 | 2.30 | 2.28 | 2.26 | 2.22 | 2.19 | 2.22 | 2.21 | 2.17 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 71.18% | 70.23% | 68.87% | 67.37% | 65.82% | 64.46% | 63.22% | 49.58% | 49.35% | 49.59% | 51.82% | 70.86% | |||||
| Operating Profit Margin TTM | 42.73% | 41.84% | 44.17% | 42.68% | 41.32% | 39.02% | 37.73% | 35.74% | 35.33% | 34.49% | 37.00% | 42.69% | |||||
| Net Profit Margin TTM | 33.35% | 32.66% | 34.57% | 33.43% | 32.38% | 30.54% | 29.52% | 27.99% | 27.69% | 27.02% | 29.03% | 33.54% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 4.44% | -0.94% | -3.29% | 0.34% | 4.05% | 9.04% | 12.40% | 15.44% | 21.61% | 27.78% | 31.94% | 32.39% | |||||
| Net Income Growth (1Y) | 7.57% | 5.95% | 13.24% | 19.84% | 21.65% | 23.24% | 14.33% | -3.67% | -11.46% | -23.12% | -20.06% | -10.07% | |||||
| EPS Growth (1Y) | 1.69% | 1.11% | 13.34% | 20.05% | 22.27% | 21.22% | 11.80% | -5.23% | -14.08% | -25.17% | -21.17% | -12.48% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 13.09 | 12.58 | 11.87 | 11.54 | 12.37 | 13.05 | 14.19 | 14.56 | 12.75 | 14.11 | 13.79 | 10.09 | |||||
| P/B TTM | 0.89 | 0.81 | 0.85 | 0.80 | 0.85 | 0.87 | 0.91 | 0.88 | 0.75 | 0.80 | 0.82 | 0.66 | |||||
| P/S TTM | 4.37 | 4.11 | 4.10 | 3.86 | 4.01 | 3.99 | 4.19 | 4.08 | 3.53 | 3.81 | 4.00 | 3.38 | |||||
| Market Cap | 7.36B | 6.65B | 6.45B | 6.15B | 6.47B | 6.51B | 6.80B | 6.48B | 5.48B | 5.71B | 5.78B | 4.66B | |||||
| Enterprise Value | 5.68B | 5.10B | 4.70B | 4.38B | 5.16B | 4.82B | 4.83B | 4.27B | 3.97B | 4.63B | 5.32B | 4.15B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 590.09M | 523.99M | 516.98M | 237.86M | 322.41M | 442.44M | 451.55M | 685.53M | 647.82M | 622.87M | 612.20M | 580.24M | |||||
| Net Debt | -1.68B | -1.55B | -1.75B | -1.77B | -1.30B | -1.69B | -1.97B | -2.21B | -1.51B | -1.09B | -458.15M | -512.24M | |||||
Per-Share and Margin | |||||||||||||||||
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| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
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| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
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| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
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| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
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| EV FCF TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
PROSPERITY BANCSHARES INC (PB) — SEC Financial Statements & Analysis
PROSPERITY BANCSHARES INC (PB) is a state commercial banks company, incorporated in TX. PROSPERITY BANCSHARES INC trades on NYSE as: PB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), PROSPERITY BANCSHARES INC reported a 4.44% year-over-year revenue growth, a Gross Profit Margin of 71.18% (TTM), a Price-to-Sales (P/S) ratio of 4.37x (TTM), a Price-to-Book (P/B) ratio of 0.89x (TTM), at a market cap of $7.36B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 4.44%
- Gross Profit Margin TTM
- 71.18%
- P/S TTM
- 4.37x
- P/B TTM
- 0.89x
- Market Cap
- $7.36B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is PROSPERITY BANCSHARES INC in?
PROSPERITY BANCSHARES INC (PB) operates in the State Commercial Banks industry.
What is PB's market cap?
PROSPERITY BANCSHARES INC (PB) has a market capitalization of $7.36B as of 2026-06-30.
What is PB's P/E ratio?
PROSPERITY BANCSHARES INC (PB)'s trailing twelve month P/E ratio is 13.09x as of 2026-06-30.
What exchange does PB trade on?
PROSPERITY BANCSHARES INC (PB) trades on the NYSE.
Where is PROSPERITY BANCSHARES INC incorporated?
PROSPERITY BANCSHARES INC is incorporated in TX.