PCB BANCORP
PCB BANCORP
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Series C Preferred Stock | - | - | - | - | - | - | - | - | - | - | 0 | 0 | |||||
Assets | |||||||||||||||||
Cash And Due From Banks | 31 | 25 | 25 | 24 | 42 | 29 | 27 | 30 | 23 | 29 | 27 | 23 | |||||
Interest Bearing Deposits In Banks | 234 | 243 | 182 | 345 | 222 | 185 | 172 | 163 | 154 | 210 | 216 | 170 | |||||
Cash And Cash Equivalents At Carrying Value | 265 | 267 | 207 | 369 | 264 | 214 | 199 | 193 | 178 | 240 | 242 | 192 | |||||
Debt Securities Available For Sale Excluding Accru… | 184 | 170 | 160 | 150 | 155 | 148 | 146 | 148 | 148 | 138 | 143 | 139 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | 3 | 4 | 12 | 10 | 8 | 12 | 6 | 5 | 3 | 3 | 5 | 7 | |||||
Financing Receivable Excluding Accrued Interest Be… | - | 2,874 | 2,820 | 2,753 | 2,795 | 2,728 | 2,629 | 2,466 | 2,449 | 2,398 | 2,323 | 2,168 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | -34 | -33 | -33 | -34 | -32 | -31 | -29 | -29 | -28 | -28 | -26 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 2,840 | 2,787 | 2,720 | 2,762 | 2,696 | 2,599 | 2,437 | 2,420 | 2,370 | 2,296 | 2,142 | |||||
Property Plant And Equipment Net | 7 | 8 | 8 | 9 | 9 | 8 | 8 | 8 | 9 | 9 | 6 | 6 | |||||
Federal Home Loan Bank Stock And Federal Reserve B… | 15 | 15 | 15 | 15 | 15 | 14 | 14 | 14 | 14 | 13 | 13 | 13 | |||||
Other Real Estate | - | - | 0 | - | - | - | 0 | 0 | 0 | 0 | 3 | 0 | |||||
Bank Owned Life Insurance | 33 | 33 | 33 | 33 | 32 | 32 | 32 | 32 | 31 | 31 | 31 | 31 | |||||
Deferred Income Tax Assets Net | 10 | 10 | 9 | 7 | 7 | 7 | 7 | - | - | - | 0 | 4 | |||||
Servicing Asset At Amortized Value | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 7 | |||||
Derivative Assets Noncurrent | - | - | - | - | - | 36 | - | - | - | - | - | - | |||||
Operating Lease Right Of Use Asset | 16 | 16 | 17 | 17 | 18 | 18 | 17 | 18 | 18 | 18 | 19 | 6 | |||||
Interest Receivable | 11 | 11 | 11 | 11 | 11 | 11 | 10 | 10 | 10 | 10 | 9 | 9 | |||||
Other Assets | 23 | 17 | 17 | 17 | 20 | 18 | 19 | 19 | 16 | 16 | 16 | 12 | |||||
Assets | 3,470 | 3,396 | 3,282 | 3,364 | 3,306 | 3,184 | 3,064 | 2,890 | 2,853 | 2,854 | 2,790 | 2,568 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Deposits | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 569 | 570 | 556 | 551 | 576 | 564 | 548 | 540 | 544 | 538 | 595 | 611 | |||||
Deposits | 2,923 | 2,888 | 2,795 | 2,914 | 2,823 | 2,714 | 2,616 | 2,460 | 2,406 | 2,403 | 2,352 | 2,192 | |||||
Other Short Term Borrowings | - | - | 0 | 0 | 0 | 0 | 15 | - | 4 | - | 0 | - | |||||
Advances From Federal Home Loan Banks | 80 | 50 | 34 | - | 45 | 30 | 0 | 0 | 32 | 50 | 39 | 0 | |||||
Operating Lease Liability | 18 | 18 | 19 | 19 | 20 | 19 | 19 | 19 | 19 | 20 | 20 | 6 | |||||
Deferred Income Tax Liabilities Net | - | - | - | - | - | - | 0 | 1 | 1 | 0 | 1 | - | |||||
Accrued Liabilities And Other Liabilities | 39 | 43 | 43 | 47 | 42 | 49 | 51 | 47 | 38 | 32 | 29 | 28 | |||||
Liabilities | 3,070 | 2,999 | 2,892 | 2,979 | 2,929 | 2,813 | 2,700 | 2,528 | 2,499 | 2,504 | 2,441 | 2,226 | |||||
Preferred Stock | |||||||||||||||||
Preferred Stock Value | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | - | |||||
Common Stock Value | 136 | 139 | 139 | 141 | 142 | 143 | 143 | 143 | 143 | 143 | 143 | 143 | |||||
Retained Earnings Accumulated Deficit | 201 | 194 | 186 | 180 | 172 | 166 | 161 | 157 | 152 | 148 | 146 | 143 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -6 | -6 | -5 | -5 | -7 | -7 | -9 | -6 | -10 | -10 | -9 | -13 | |||||
Stockholders Equity | 400 | 397 | 390 | 385 | 377 | 407 | 364 | 362 | 353 | 350 | 349 | 342 | |||||
Liabilities And Stockholders Equity | 3,470 | 3,396 | 3,282 | 3,364 | 3,306 | 3,184 | 3,064 | 2,890 | 2,853 | 2,854 | 2,790 | 2,568 | |||||
Restricted Stock Units R S U | - | - | - | - | - | 0 | 0 | -0 | 0 | 0 | 0 | -0 | |||||
Debt Securities Available For Sale Amortized Cost … | 193 | 179 | 167 | 158 | 164 | 158 | 160 | 157 | 163 | 153 | 156 | 158 | |||||
Debt Securities Available For Sale Amortized Cost … | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | |||||
Preferred Stock Liquidation Preference | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |||||
Common Stock Shares Authorized | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | |||||
Common Stock Shares Issued | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | |||||
Shares Outstanding | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | |||||
Share Based Compensation Arrangement By Share Base… | 0 | 0 | 0 | 0 | 0 | - | 0 | - | - | - | - | - | |||||
Sharebased Compensation Arrangement By Sharebased … | - | - | 0 | - | - | 0 | 0 | 0 | 0 | 0 | 0 | - | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.13% | 12.96% | 13.00% | - | - | - | - | - | - | - | - | - |
| 2025 | 14.14% | 3.16% | 13.91% | 6.10% | 1.73% | 3.12% | 0.42% | 2.68% | 1.99% | 10.75% | 13.85% | 16.30% |
| 2024 | -0.53% | 6.40% | 29.41% | 12.17% | 8.27% | 7.22% | 5.76% | -1.18% | -6.94% | -8.09% | 6.85% | 5.42% |
| 2023 | - | - | - | 2.11% | -5.08% | -6.49% | 6.68% | 20.77% | 16.51% | 0.06% | -2.03% | -2.29% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.46 | -0.47 | -0.49 | -0.51 | -0.54 | -0.56 | -0.10 | 0.36 | 0.88 | 1.48 | 1.69 | 1.93 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 2.94 | 2.84 | 2.62 | 2.46 | 2.21 | 2.00 | 1.80 | 1.72 | 1.67 | 1.75 | 2.13 | 2.33 | |||||
| Free Cash Flow Per Share TTM | 1.55 | 3.07 | 1.72 | 1.70 | 1.40 | 2.14 | 2.45 | 2.83 | 3.29 | 3.51 | 4.34 | 4.63 | |||||
| Dividend Per Share TTM | 0.83 | 0.83 | 0.81 | 0.59 | 0.57 | 0.74 | 0.72 | 0.72 | 0.72 | 0.72 | 0.69 | 0.67 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 53.90% | 53.34% | 52.59% | 51.76% | 51.01% | 49.90% | 49.01% | 25.88% | -3.83% | -86.92% | -2,722.45% | -1,861.39% | |||||
| Operating Profit Margin TTM | 29.26% | 28.37% | 26.57% | 25.61% | 23.58% | 22.03% | 20.07% | 25.32% | 37.32% | 77.43% | 1,632.53% | 1,824.17% | |||||
| Net Profit Margin TTM | 20.88% | 20.24% | 18.96% | 18.17% | 16.79% | 15.67% | 14.27% | 18.26% | 26.59% | 55.03% | 1,158.68% | 1,289.41% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 6.20% | 8.32% | 9.25% | 43.50% | 109.75% | 303.88% | 6,723.28% | 5,103.46% | 3,234.99% | 1,614.14% | 0.30% | -0.35% | |||||
| Net Income Growth (1Y) | 32.09% | 39.89% | 45.11% | 42.77% | 32.44% | 15.01% | -15.94% | -26.30% | -28.51% | -28.40% | -12.24% | -9.37% | |||||
| EPS Growth (1Y) | 33.08% | 41.17% | 45.49% | 43.18% | 32.67% | 14.72% | -15.59% | -26.02% | -28.34% | -27.47% | -9.05% | -5.67% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 9.50 | 7.75 | 8.00 | 8.16 | 9.00 | 8.75 | 10.46 | 10.07 | 8.91 | 8.42 | 7.71 | 5.85 | |||||
| P/B TTM | 0.99 | 0.79 | 0.77 | 0.75 | 0.76 | 0.62 | 0.74 | 0.69 | 0.60 | 0.60 | 0.68 | 0.57 | |||||
| P/S TTM | 1.98 | 1.57 | 1.52 | 1.48 | 1.51 | 1.37 | 1.49 | 1.84 | 2.37 | 4.63 | 89.34 | 75.48 | |||||
| Market Cap | 397.09M | 312.80M | 299.54M | 287.77M | 284.97M | 252.67M | 270.07M | 248.50M | 213.01M | 211.17M | 236.74M | 196.09M | |||||
| Enterprise Value | 131.90M | 45.39M | 92.39M | -81.72M | 21.40M | 38.32M | 71.27M | 55.44M | 35.38M | -28.63M | -5.60M | 3.74M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 21.81M | 43.45M | 24.40M | 24.17M | 19.86M | 30.48M | 34.91M | 40.37M | 46.91M | 49.96M | 62.03M | 66.16M | |||||
| Net Debt | -265.20M | -267.41M | -207.14M | -369.50M | -263.57M | -214.35M | -198.79M | -193.06M | -177.63M | -239.79M | -242.34M | -192.35M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| PEG Ratio | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| EV Revenue TTM | |||||||||||||||||
| EV FCF TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
PCB BANCORP (PCB) — SEC Financial Statements & Analysis
PCB BANCORP (PCB) is a state commercial banks company. PCB BANCORP trades on Nasdaq as: PCB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), PCB BANCORP reported a 6.20% year-over-year revenue growth, a Gross Profit Margin of 53.90% (TTM), a Price-to-Sales (P/S) ratio of 1.98x (TTM), a Price-to-Book (P/B) ratio of 0.99x (TTM), at a market cap of $397.09M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 6.20%
- Gross Profit Margin TTM
- 53.90%
- P/S TTM
- 1.98x
- P/B TTM
- 0.99x
- Market Cap
- $397.09M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is PCB BANCORP in?
PCB BANCORP (PCB) operates in the State Commercial Banks industry.
What is PCB's market cap?
PCB BANCORP (PCB) has a market capitalization of $397.09M as of 2026-06-30.
What is PCB's P/E ratio?
PCB BANCORP (PCB)'s trailing twelve month P/E ratio is 9.50x as of 2026-06-30.
What exchange does PCB trade on?
PCB BANCORP (PCB) trades on the Nasdaq.