PDLB
Ponce Financial Group, Inc.Company Information
- Company Name
- Ponce Financial Group, Inc.
- CIK
- CIK0001874071
- Category
- Accelerated filer
- Ticker: Exchange
- PDLB: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- PDLB
SEC filing data through
Insider Sentiment
- Last purchase
- 2023-05-02
- Last sale
- 2026-02-11
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 10,929
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 8,049,945
- Shares outstanding
- 23,053,460
- Ownership
- 34.92%
Earnings Market Reaction
- Filing date
- 2026-08-05
- Price on filing date
- —
- 1-month reaction
- -0.05%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | ||||||||||||||||||
| Cash | 26 | 27 | 29 | 29 | 36 | 32 | 35 | 32 | 23 | 30 | 29 | 26 | ||||||
| Interest Bearing Deposits In Banks | 114 | 90 | 98 | 117 | 91 | 98 | 104 | 124 | 80 | 105 | 110 | 91 | ||||||
| Cash And Cash Equivalents At Carrying Value | 140 | 117 | 126 | 147 | 127 | 130 | 140 | 156 | 103 | 135 | 139 | 117 | ||||||
| Available For Sale Securities Debt Securities | 85 | 87 | 92 | 95 | 97 | 104 | 105 | 111 | 113 | 116 | 120 | 117 | ||||||
| Held To Maturity Securities Amortized Cost Before Other Than Temporary Impairment | - | - | - | - | - | - | - | - | - | 453 | 462 | 471 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 254 | 264 | 273 | 285 | 337 | 358 | 368 | 404 | 442 | - | 462 | - | ||||||
| Loans Held For Sale Fair Value Disclosure | 3 | 2 | 3 | 6 | 6 | 9 | 11 | 10 | 38 | 8 | 10 | 14 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | 1,981 | 1,896 | 1,788 | ||||||
| Notes Receivable Net | 2,880 | 2,699 | 2,599 | 2,490 | 2,459 | 2,371 | 2,287 | 2,180 | 2,022 | - | 1,896 | - | ||||||
| Interest Receivable | 20 | 19 | 18 | 19 | 19 | 19 | 18 | 17 | 17 | 18 | 18 | 17 | ||||||
| Property Plant And Equipment Net | 15 | 15 | 16 | 16 | 16 | 16 | 17 | 17 | 17 | 17 | 16 | 16 | ||||||
| Operating Lease Right Of Use Asset | 27 | 28 | 28 | 28 | 29 | 29 | 29 | 30 | 30 | 31 | 31 | 32 | ||||||
| Federal Home Loan Bank Stock | 31 | 28 | 29 | 26 | 27 | 26 | 29 | 29 | 24 | 24 | 19 | 19 | ||||||
| Deferred Income Tax Assets Net | 13 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 13 | 14 | 14 | 16 | ||||||
| Other Assets | 17 | 19 | 17 | 33 | 26 | 16 | 25 | 51 | 22 | 21 | 25 | 16 | ||||||
| Assets | 3,495 | 3,301 | 3,224 | 3,157 | 3,154 | 3,090 | 3,040 | 3,016 | 2,842 | 2,819 | 2,751 | 2,624 | ||||||
Liabilities | ||||||||||||||||||
| Deposits | 2,272 | 2,134 | 2,047 | 2,063 | 2,042 | 2,005 | 1,895 | 1,870 | 1,606 | 1,586 | 1,508 | 1,401 | ||||||
| Long Term Debt | 621 | 571 | 596 | 521 | 536 | 521 | 596 | 580 | 680 | 680 | 684 | 675 | ||||||
| Operating Lease Liability | 29 | 29 | 29 | 30 | 31 | 31 | 31 | 31 | 32 | 32 | 33 | 33 | ||||||
| Advance Payments By Borrowers For Taxes And Insurance | - | - | 12 | - | 11 | 13 | 10 | 14 | 11 | 13 | 11 | 14 | ||||||
| Interest Payable Current And Noncurrent | 4 | 4 | 4 | 4 | 4 | 5 | 4 | 3 | 7 | 4 | 12 | 8 | ||||||
| Other Liabilities | 8 | 11 | 7 | 9 | 9 | 1 | 9 | 13 | 8 | 9 | 12 | 7 | ||||||
| Liabilities | 2,934 | 2,749 | 2,682 | 2,627 | 2,633 | 2,576 | 2,534 | 2,511 | 2,344 | 2,325 | 2,259 | 2,139 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Treasury Stock Common Value | -6 | -6 | -6 | -7 | -7 | -8 | -8 | -9 | -10 | -10 | -10 | -11 | ||||||
| Additional Paid In Capital Common Stock | 210 | 209 | 209 | 209 | 208 | 208 | 207 | 208 | 208 | 208 | 207 | 208 | ||||||
| Retained Earnings Accumulated Deficit | 152 | 144 | 135 | 125 | 119 | 113 | 108 | 105 | 103 | 100 | 97 | 97 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -11 | -11 | -11 | -12 | -13 | -14 | -15 | -13 | -17 | -17 | -16 | -20 | ||||||
| Unearned E S O P Shares | -10 | -10 | -11 | -11 | -11 | -12 | -12 | -12 | -12 | -13 | -13 | -13 | ||||||
| Stockholders Equity | 561 | 551 | 542 | 530 | 521 | 514 | 506 | 505 | 498 | 494 | 491 | 485 | ||||||
| Liabilities And Stockholders Equity | 3,495 | 3,301 | 3,224 | 3,157 | 3,154 | 3,090 | 3,040 | 3,016 | 2,842 | 2,819 | 2,751 | 2,624 | ||||||
| Held To Maturity Securities Fair Value | 247 | 258 | 269 | 280 | 329 | 350 | 355 | 399 | 426 | 438 | 450 | 445 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | 25 | 26 | 27 | ||||||
| Financing Receivable Allowance For Credit Losses | 28 | 26 | 25 | 25 | 24 | 23 | 23 | 24 | 24 | 25 | 26 | 27 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Preferred Stock Liquidation Preference | 0 | 0 | 0 | - | - | - | 0 | - | - | - | - | - | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | ||||||
| Common Stock Shares Issued | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | ||||||
| Shares Outstanding | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | ||||||
| Treasury Stock Common Shares | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Employee Stock Ownership Plan E S O P Number Of Suspense Shares | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialPonce Financial Group, Inc. (PDLB) — SEC Financial Statements & Analysis
Ponce Financial Group, Inc. (PDLB) is a savings institution, federally chartered company, incorporated in MD. Ponce Financial Group, Inc. trades on Nasdaq as: PDLB. Ponce Financial Group, Inc. (PDLB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05. Based on that filing, Ponce Financial Group, Inc. carries a market cap of $459.69M, a P/E ratio of 14.21x, a P/B ratio of 0.82x, a P/S ratio of 2.35x, an enterprise value of $940.78M, and an EV/EBITDA multiple of -14.96x. On profitability, it posts a gross margin of 56.88%, an operating margin of 23.03%, a net margin of 16.51%, a Return on Equity (ROE) of 5.98%, and a Return on Invested Capital (ROIC) of -5.12%. Per share, it reports EPS of $1.40, diluted EPS of $1.38, free cash flow per share of $2.50, and a dividend per share of $0.05. Over the trailing year, it posted revenue growth of 12.61% year-over-year, net income growth of 91.89% year-over-year, and EPS growth of 89.08% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.61x, free cash flow of $57.57M (TTM), and net debt of $481.09M. Figures sourced from SEC EDGAR.
- Market Cap
- $459.69M
- P/E TTM
- 14.21x
- EPS TTM
- $1.40
- P/B TTM
- 0.82x
- ROE TTM
- 5.98%
- Free Cash Flow TTM
- $57.57M
- Net Revenue TTM Growth 1Y
- 12.61%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Ponce Financial Group, Inc. in?
Ponce Financial Group, Inc. (PDLB) operates in the Savings Institution, Federally Chartered industry.
What exchange does PDLB trade on?
Ponce Financial Group, Inc. (PDLB) trades on the Nasdaq.
Where is Ponce Financial Group, Inc. incorporated?
Ponce Financial Group, Inc. is incorporated in MD.
When was Ponce Financial Group, Inc. (PDLB)'s most recent SEC filing?
Ponce Financial Group, Inc. (PDLB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05.
What is PDLB's market cap?
Ponce Financial Group, Inc. (PDLB) has a market capitalization of $459.69M as of 2026-06-30.
What is PDLB's P/E ratio?
Ponce Financial Group, Inc. (PDLB)'s trailing twelve month P/E ratio is 14.21x as of 2026-06-30.
What is PDLB's EPS (earnings per share)?
Ponce Financial Group, Inc. (PDLB)'s trailing twelve month EPS is $1.40 as of 2026-06-30.
What is PDLB's ROE (return on equity)?
Ponce Financial Group, Inc. (PDLB)'s trailing twelve month Return on Equity (ROE) is 5.98% as of 2026-06-30.
What is PDLB's ROIC (return on invested capital)?
Ponce Financial Group, Inc. (PDLB)'s trailing twelve month Return on Invested Capital (ROIC) is -5.12% as of 2026-06-30.
What is PDLB's EV/EBITDA?
Ponce Financial Group, Inc. (PDLB)'s trailing twelve month EV/EBITDA is -14.96x as of 2026-06-30.