PEBK
PEOPLES BANCORP OF NORTH CAROLINA INCCompany Information
- Company Name
- PEOPLES BANCORP OF NORTH CAROLINA INC
- CIK
- CIK0001093672
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- PEBK: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- PEBK
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-08-27
- Last sale
- 2026-09-02
- Shares purchased (TTM)
- 400
- Shares sold (TTM)
- 34,145
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-08-04
- Price on filing date
- —
- 1-month reaction
- 0.69%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 33 | 32 | 28 | 29 | 33 | 32 | 31 | 36 | 32 | 26 | 33 | 36 | ||||||
| Interest Bearing Deposits In Banks | 27 | 29 | 30 | 88 | 69 | 70 | 28 | 37 | 51 | 72 | 50 | 41 | ||||||
| Cash And Cash Equivalents At Carrying Value | 61 | 61 | 58 | 117 | 102 | 103 | 59 | 73 | 83 | 98 | 82 | 77 | ||||||
| Debt Securities | - | - | - | 377 | 372 | 374 | 388 | 399 | - | - | 392 | - | ||||||
| Other Investments | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Marketable Securities | - | - | - | - | - | - | - | - | 396 | 398 | 395 | 382 | ||||||
| Investments | 367 | 373 | 380 | 379 | 374 | 377 | 391 | 401 | - | - | 395 | - | ||||||
| Mortgages Held For Sale Fair Value Disclosure | 2 | 2 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | ||||||
| Financing Receivable Allowance For Credit Losses | -11 | -10 | -10 | - | - | - | -10 | - | -10 | 11 | -11 | -10 | ||||||
| Loans Receivable Held For Sale Amount | 1,269 | 1,233 | 1,194 | 1,173 | 1,148 | 1,142 | 1,128 | 1,114 | 1,101 | 1,096 | 1,082 | 1,068 | ||||||
| Property Plant And Equipment Net | 14 | 14 | 14 | 14 | 15 | 15 | 15 | 15 | 16 | 16 | 17 | 17 | ||||||
| Cash Surrender Value Of Life Insurance | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | ||||||
| Other Real Estate | - | - | 0 | 0 | 0 | 0 | 0 | - | - | - | 0 | - | ||||||
| Operating Lease Right Of Use Asset | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | ||||||
| Interest Receivable And Other Assets | 31 | 31 | 33 | 31 | 32 | 34 | 35 | 35 | 36 | 38 | 36 | 40 | ||||||
| Assets | 1,765 | 1,734 | 1,702 | 1,738 | 1,694 | 1,693 | 1,652 | 1,662 | 1,655 | 1,670 | 1,636 | 1,607 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 409 | 408 | 395 | 411 | 407 | 413 | 402 | 409 | 416 | 463 | 433 | 445 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 1,567 | 1,541 | 1,509 | 1,553 | 1,514 | 1,518 | 1,485 | 1,480 | 1,476 | 1,452 | 1,392 | 1,381 | ||||||
| Interest Bearing Deposit Liabilities | 851 | 807 | 761 | 780 | 754 | 756 | 741 | 728 | 710 | 634 | 620 | 633 | ||||||
| Time Deposits | 131 | 143 | 160 | - | - | - | 147 | - | - | - | 149 | 138 | ||||||
| Time Deposits Less Than100000 | - | - | - | - | - | - | - | - | - | - | 190 | 165 | ||||||
| Securities Sold Under Agreements To Repurchase | - | - | - | - | - | - | 0 | 8 | 19 | 59 | 87 | 83 | ||||||
| Subordinated Debt | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Lease Deposit Liability | - | - | - | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | ||||||
| Operating Lease Liability | 3 | 3 | 4 | - | - | - | 4 | - | - | - | - | - | ||||||
| Accrued Liabilities And Other Liabilities | 18 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 16 | 17 | 16 | 16 | ||||||
| Liabilities | 1,604 | 1,576 | 1,545 | 1,589 | 1,550 | 1,554 | 1,521 | 1,525 | 1,531 | 1,548 | 1,515 | 1,500 | ||||||
Other Commitments | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 51 | 51 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 161 | 158 | 157 | 149 | 144 | 139 | 131 | 136 | 124 | 121 | 121 | 107 | ||||||
| Common Stock Issued Employee Trust Deferred | - | - | - | -2 | -2 | -2 | -2 | -2 | 2 | - | -2 | - | ||||||
| Deferred Compensation Equity | 1 | 2 | 2 | - | 2 | 2 | 2 | -2 | 2 | - | 2 | - | ||||||
| Retained Earnings Accumulated Deficit | 142 | 138 | 136 | 130 | 128 | 123 | 121 | 119 | 116 | 112 | 110 | 107 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -29 | -29 | -27 | -29 | -32 | -34 | -39 | -31 | -40 | -39 | -39 | -51 | ||||||
| Liabilities And Stockholders Equity | 1,765 | 1,734 | 1,702 | 1,738 | 1,694 | 1,693 | 1,652 | 1,662 | 1,655 | 1,670 | 1,636 | 1,607 | ||||||
Assets | ||||||||||||||||||
| Preferred Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Common Stock Shares Issued | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | ||||||
| Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | ||||||
| Common Stock Shares Held In Employee Trust Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | - | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialPEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) — SEC Financial Statements & Analysis
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) is a state commercial banks company, incorporated in NC. PEOPLES BANCORP OF NORTH CAROLINA INC trades on Nasdaq as: PEBK. PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04. Based on that filing, PEOPLES BANCORP OF NORTH CAROLINA INC carries a market cap of $228.16M, a P/E ratio of 11.43x, a P/B ratio of 1.41x, a P/S ratio of 2.67x, an enterprise value of $167.29M, and an EV/EBITDA multiple of 3.19x. On profitability, it posts a gross margin of 72.13%, an operating margin of 30.39%, a net margin of 23.39%, a Return on Equity (ROE) of 13.07%, and a Return on Invested Capital (ROIC) of 52.48%. Per share, it reports EPS of $3.75, diluted EPS of $3.64, free cash flow per share of $3.77, and a dividend per share of $1.02. Over the trailing year, it posted revenue growth of 4.64% year-over-year, net income growth of 17.24% year-over-year, and EPS growth of 16.86% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 2.09x, free cash flow of $20.05M (TTM), and net debt of $-60.88M. Figures sourced from SEC EDGAR.
- Market Cap
- $228.16M
- P/E TTM
- 11.43x
- EPS TTM
- $3.75
- P/B TTM
- 1.41x
- ROE TTM
- 13.07%
- Free Cash Flow TTM
- $20.05M
- Net Revenue TTM Growth 1Y
- 4.64%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is PEOPLES BANCORP OF NORTH CAROLINA INC in?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) operates in the State Commercial Banks industry.
What exchange does PEBK trade on?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) trades on the Nasdaq.
Where is PEOPLES BANCORP OF NORTH CAROLINA INC incorporated?
PEOPLES BANCORP OF NORTH CAROLINA INC is incorporated in NC.
When was PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s most recent SEC filing?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-04.
What is PEBK's market cap?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) has a market capitalization of $228.16M as of 2026-06-30.
What is PEBK's P/E ratio?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s trailing twelve month P/E ratio is 11.43x as of 2026-06-30.
What is PEBK's EPS (earnings per share)?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s trailing twelve month EPS is $3.75 as of 2026-06-30.
What is PEBK's ROE (return on equity)?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s trailing twelve month Return on Equity (ROE) is 13.07% as of 2026-06-30.
What is PEBK's ROIC (return on invested capital)?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s trailing twelve month Return on Invested Capital (ROIC) is 52.48% as of 2026-06-30.
What is PEBK's EV/EBITDA?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s trailing twelve month EV/EBITDA is 3.19x as of 2026-06-30.