PFBX
PEOPLES FINANCIAL CORP /MS/Company Information
- Company Name
- PEOPLES FINANCIAL CORP /MS/
- CIK
- CIK0000770460
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- PFBX: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- PFBX
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-08-24
- Last sale
- 2026-05-29
- Shares purchased (TTM)
- 128,057
- Shares sold (TTM)
- 7,003
Institutional Sentiment
- As of
- 2025-12-31
- Institutional shares owned
- 48,476
- Shares outstanding
- 4,617,466
- Ownership
- 1.05%
Earnings Market Reaction
- Filing date
- 2026-08-14
- Price on filing date
- —
- 1-month reaction
- 6.81%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 24 | 57 | 20 | 42 | 18 | 95 | 108 | 42 | 18 | 108 | 23 | 45 | ||||||
| Available For Sale Securities Debt Securities | - | - | - | - | - | - | - | - | 408 | 396 | 339 | 327 | ||||||
| Held To Maturity Securities | - | - | - | - | - | - | - | - | 134 | 145 | 151 | 161 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 332 | 324 | 298 | 312 | 337 | 370 | 309 | 342 | - | - | 339 | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss | 82 | 84 | 91 | 95 | 101 | 113 | 123 | 134 | - | - | 151 | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | - | - | - | - | - | - | 0 | - | 0 | 0 | 0 | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 82 | 84 | 91 | 95 | 101 | 113 | 123 | 134 | - | - | - | - | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | - | - | - | - | - | - | 123 | - | 134 | 145 | 151 | - | ||||||
| Other Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Federal Home Loan Bank Stock | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 3 | 2 | 2 | 2 | ||||||
Assets | ||||||||||||||||||
| Assets | 771 | 788 | 727 | 758 | 761 | 867 | 832 | 814 | 847 | 933 | 798 | 810 | ||||||
| Notes Receivable Gross | - | - | - | - | - | - | - | - | 239 | 236 | 238 | 230 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 277 | 269 | 264 | 253 | 248 | 232 | 234 | 239 | 239 | 236 | 238 | 230 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | - | - | - | - | 3 | 3 | 3 | 3 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Notes Receivable Net | 274 | 266 | 261 | 250 | 245 | 229 | 231 | 236 | 236 | 233 | 235 | 226 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | - | - | - | - | - | - | 231 | - | - | - | 235 | - | ||||||
| Property Plant And Equipment Net | 17 | 17 | 17 | 18 | 18 | 18 | 19 | 19 | 19 | 20 | 19 | 19 | ||||||
| Real Estate Acquired Through Foreclosure | - | - | - | - | - | 0 | 0 | - | - | - | 0 | 1 | ||||||
| Interest Receivable | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 3 | ||||||
| Cash Surrender Value Of Life Insurance | 23 | 23 | 23 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 21 | 21 | ||||||
| Intangible Assets Net Excluding Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | ||||||
| Other Assets | 13 | 13 | 13 | 13 | 14 | 14 | 16 | 14 | 3 | 2 | 2 | 3 | ||||||
| Noninterest Bearing Deposit Liabilities Domestic | 177 | 188 | 173 | 172 | 168 | 189 | 235 | 188 | 184 | 199 | 175 | 199 | ||||||
| Interest Bearing Deposit Liabilities Domestic | 396 | 441 | 394 | 427 | 436 | 517 | 435 | 440 | 464 | 585 | 484 | 500 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 610 | 666 | 604 | 638 | 644 | 752 | 721 | 666 | 675 | 811 | 688 | 730 | ||||||
| Time Deposits At Or Above F D I C Insurance Limit | 12 | 12 | 14 | 13 | 13 | 17 | 21 | 15 | 6 | 6 | 8 | 7 | ||||||
| Short Term Borrowings | - | - | - | - | - | - | - | 30 | 30 | 30 | - | - | ||||||
| Advances From Federal Home Loan Banks | 39 | - | 1 | - | - | - | 0 | - | 47 | 0 | 19 | - | ||||||
| Pension And Other Postretirement Defined Benefit Plans Liabilities Current And Noncurrent | 20 | 20 | 20 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 20 | 20 | ||||||
| Other Liabilities | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 1 | 2 | 1 | ||||||
| Liabilities | 669 | 687 | 626 | 658 | 665 | 772 | 742 | 718 | 773 | 862 | 728 | 751 | ||||||
| Common Stock Value | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Additional Paid In Capital Common Stock | 66 | 66 | 66 | 66 | 66 | 66 | 66 | 66 | 66 | 66 | 66 | 66 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 102 | 101 | 101 | 100 | 97 | 94 | 90 | 96 | 74 | 71 | 69 | 59 | ||||||
| Retained Earnings Accumulated Deficit | 60 | 60 | 59 | 59 | 58 | 58 | 56 | 57 | 41 | 40 | 38 | 38 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -29 | -29 | -28 | -29 | -32 | -34 | -37 | -31 | -38 | -40 | -39 | -49 | ||||||
| Liabilities And Stockholders Equity | 771 | 788 | 727 | 758 | 761 | 867 | 832 | 814 | 847 | 933 | 798 | 810 | ||||||
| Trading Securities Debt Amortized Cost | - | - | 323 | - | - | - | 346 | - | 446 | 437 | 379 | - | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 358 | 350 | - | 339 | 368 | 403 | - | 371 | - | - | - | - | ||||||
| Held To Maturity Securities Fair Value | 73 | 75 | 82 | 86 | 90 | 102 | 111 | 123 | 121 | 132 | 139 | 145 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Common Stock Shares Issued | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialPEOPLES FINANCIAL CORP /MS/ (PFBX) — SEC Financial Statements & Analysis
PEOPLES FINANCIAL CORP /MS/ (PFBX) is a state commercial banks company, incorporated in MS. PEOPLES FINANCIAL CORP /MS/ trades on OTC as: PFBX. PEOPLES FINANCIAL CORP /MS/ (PFBX)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-14. Based on that filing, PEOPLES FINANCIAL CORP /MS/ carries a market cap of $98.12M, a P/E ratio of 26.50x, a P/B ratio of 0.96x, a P/S ratio of 40.88x, an enterprise value of $74.07M, and an EV/EBITDA multiple of -5.37x. On profitability, it posts a gross margin of -238.58%, an operating margin of 187.54%, a net margin of 154.25%, a Return on Equity (ROE) of 3.74%, and a Return on Invested Capital (ROIC) of -16.25%. Per share, it reports EPS of $0.80, diluted EPS of $0.85, free cash flow per share of $0.86, and a dividend per share of $0.36. Over the trailing year, it posted revenue growth of -10.78% year-over-year, net income growth of -81.03% year-over-year, and EPS growth of -81.03% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.77x, free cash flow of $3.96M (TTM), and net debt of $-24.05M. Figures sourced from SEC EDGAR.
- Market Cap
- $98.12M
- P/E TTM
- 26.50x
- EPS TTM
- $0.80
- P/B TTM
- 0.96x
- ROE TTM
- 3.74%
- Free Cash Flow TTM
- $3.96M
- Net Revenue TTM Growth 1Y
- -10.78%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is PEOPLES FINANCIAL CORP /MS/ in?
PEOPLES FINANCIAL CORP /MS/ (PFBX) operates in the State Commercial Banks industry.
What exchange does PFBX trade on?
PEOPLES FINANCIAL CORP /MS/ (PFBX) trades on the OTC.
Where is PEOPLES FINANCIAL CORP /MS/ incorporated?
PEOPLES FINANCIAL CORP /MS/ is incorporated in MS.
When was PEOPLES FINANCIAL CORP /MS/ (PFBX)'s most recent SEC filing?
PEOPLES FINANCIAL CORP /MS/ (PFBX)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-14.
What is PFBX's market cap?
PEOPLES FINANCIAL CORP /MS/ (PFBX) has a market capitalization of $98.12M as of 2026-06-30.
What is PFBX's P/E ratio?
PEOPLES FINANCIAL CORP /MS/ (PFBX)'s trailing twelve month P/E ratio is 26.50x as of 2026-06-30.
What is PFBX's EPS (earnings per share)?
PEOPLES FINANCIAL CORP /MS/ (PFBX)'s trailing twelve month EPS is $0.80 as of 2026-06-30.
What is PFBX's ROE (return on equity)?
PEOPLES FINANCIAL CORP /MS/ (PFBX)'s trailing twelve month Return on Equity (ROE) is 3.74% as of 2026-06-30.
What is PFBX's ROIC (return on invested capital)?
PEOPLES FINANCIAL CORP /MS/ (PFBX)'s trailing twelve month Return on Invested Capital (ROIC) is -16.25% as of 2026-06-30.
What is PFBX's EV/EBITDA?
PEOPLES FINANCIAL CORP /MS/ (PFBX)'s trailing twelve month EV/EBITDA is -5.37x as of 2026-06-30.