PFIS
PEOPLES FINANCIAL SERVICES CORP.Company Information
- Company Name
- PEOPLES FINANCIAL SERVICES CORP.
- CIK
- CIK0001056943
- Category
- Accelerated filer
- Ticker: Exchange
- PFIS: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- PFIS
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-08-15
- Last sale
- 2024-11-27
- Shares purchased (TTM)
- 2,100
- Shares sold (TTM)
- 7,500
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 3,547,975
- Shares outstanding
- 10,010,367
- Ownership
- 35.44%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -1.46%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | ||||||||||||||||||
| Cash And Due From Banks | 75 | 59 | 58 | 62 | 60 | 60 | 47 | 97 | 41 | 32 | 34 | 39 | ||||||
| Interest Bearing Deposits In Banks | 181 | 8 | 9 | 9 | 10 | 9 | 9 | 10 | 9 | 8 | 9 | 10 | ||||||
| Federal Funds Sold | - | 261 | 201 | 108 | 106 | 8 | 80 | 178 | - | 70 | 145 | 206 | ||||||
| Cash And Cash Equivalents At Carrying Value | 256 | 329 | 269 | 180 | 176 | 77 | 136 | 285 | 50 | 110 | 187 | 255 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 458 | 469 | 513 | 535 | 505 | 503 | 526 | 562 | 385 | 394 | 399 | 382 | ||||||
Marketable Securities | ||||||||||||||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss | 69 | 71 | 72 | 73 | 75 | 77 | 78 | 80 | 82 | 83 | 85 | 86 | ||||||
| Marketable Securities | 530 | 543 | 587 | 610 | 583 | 582 | 607 | 646 | 467 | 478 | 484 | 469 | ||||||
| Equity Securities Fv Ni | 3 | 3 | 3 | 2 | 2 | 3 | 2 | 4 | 0 | 0 | 0 | 0 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 4,303 | 4,190 | 4,067 | 4,016 | 3,998 | 3,992 | 3,994 | 4,070 | 2,870 | 2,858 | 2,850 | 2,871 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 42 | 40 | 39 | 40 | 41 | 41 | 42 | 39 | 23 | 23 | 22 | 23 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 4,261 | 4,151 | 4,028 | 3,977 | 3,957 | 3,950 | 3,952 | 4,030 | 2,846 | 2,836 | 2,828 | 2,848 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 1 | 1 | 1 | 1 | 1 | 0 | - | 1 | - | 0 | 0 | - | ||||||
| Goodwill | 76 | 76 | 76 | 76 | 76 | 76 | 76 | 77 | 63 | 63 | 63 | 63 | ||||||
| Property Plant And Equipment Net | 80 | 79 | 78 | 77 | 77 | 72 | 73 | 76 | 59 | 59 | 61 | 62 | ||||||
| Bank Owned Life Insurance | 83 | 83 | 89 | 88 | 88 | 88 | 87 | 87 | 50 | 50 | 49 | 49 | ||||||
| Deferred Income Tax Assets Net | 26 | 26 | 27 | 30 | 32 | 33 | 36 | 33 | 14 | 14 | 14 | 18 | ||||||
| Interest Receivable | 18 | 18 | 18 | 17 | 16 | 16 | 16 | 18 | 13 | 14 | 13 | 13 | ||||||
| Finite Lived Intangible Assets Net | - | - | - | - | - | - | - | 36 | - | - | - | - | ||||||
| Intangible Assets Net Excluding Goodwill | 25 | 26 | 28 | 29 | 31 | 32 | 34 | - | - | - | - | 0 | ||||||
| Other Assets | 87 | 91 | 71 | 75 | 73 | 71 | 75 | 70 | 53 | 45 | 42 | 50 | ||||||
| Assets | 5,441 | 5,423 | 5,271 | 5,160 | 5,108 | 4,999 | 5,092 | 5,360 | 3,616 | 3,669 | 3,742 | 3,826 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 947 | 969 | 954 | 912 | 900 | 901 | 936 | 718 | 621 | 623 | 645 | 691 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 4,509 | 4,425 | 4,434 | 4,290 | 4,287 | 4,317 | 4,408 | 4,638 | 3,065 | 3,204 | 3,279 | 3,365 | ||||||
| Interest Bearing Deposit Liabilities | 3,562 | 3,456 | 3,480 | 3,378 | 3,388 | 3,416 | 3,472 | 3,920 | 2,444 | 2,581 | 2,634 | 2,674 | ||||||
| Short Term Borrowings | 85 | 179 | 33 | 76 | 76 | 15 | 16 | 37 | 104 | 20 | 18 | 27 | ||||||
| Subordinated Debt | 83 | 83 | 83 | 83 | 83 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | ||||||
| Interest Payable Current And Noncurrent | 5 | 8 | 7 | 8 | 5 | 5 | 6 | 7 | 6 | 5 | 6 | 5 | ||||||
| Other Liabilities | 59 | 59 | 51 | 48 | 51 | 51 | 54 | 51 | 43 | 42 | 41 | 47 | ||||||
| Liabilities | 4,904 | 4,898 | 4,751 | 4,650 | 4,614 | 4,518 | 4,623 | 4,885 | 3,275 | 3,329 | 3,402 | 3,501 | ||||||
| Common Stock Value | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 14 | 14 | 14 | 14 | ||||||
| Additional Paid In Capital Common Stock | 251 | 251 | 251 | 251 | 250 | 250 | 251 | 251 | 122 | 122 | 122 | 122 | ||||||
Stockholders Equity | ||||||||||||||||||
| Retained Earnings Accumulated Deficit | 291 | 282 | 274 | 268 | 259 | 248 | 239 | 239 | 250 | 249 | 249 | 248 | ||||||
| Stockholders Equity | 536 | 526 | 520 | 509 | 494 | 482 | 469 | 475 | 341 | 340 | 340 | 324 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -26 | -28 | -25 | -29 | -35 | -36 | -41 | -35 | -45 | -45 | -44 | -59 | ||||||
| Liabilities And Stockholders Equity | 5,441 | 5,423 | 5,271 | 5,160 | 5,108 | 4,999 | 5,092 | 5,360 | 3,616 | 3,669 | 3,742 | 3,826 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss Current | 489 | 502 | 542 | 569 | 547 | 546 | 575 | 601 | 439 | 448 | 450 | - | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Held To Maturity Securities Fair Value | 59 | 61 | 63 | 64 | 64 | 65 | 65 | 69 | 68 | 70 | 72 | 69 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Common Stock Par Or Stated Value Per Share | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | ||||||
| Common Stock Shares Authorized | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | ||||||
| Common Stock Shares Issued | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 7 | 7 | 7 | 7 | ||||||
| Shares Outstanding | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 7 | 7 | 7 | 7 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialPEOPLES FINANCIAL SERVICES CORP. (PFIS) — SEC Financial Statements & Analysis
PEOPLES FINANCIAL SERVICES CORP. (PFIS) is a national commercial banks company, incorporated in PA. PEOPLES FINANCIAL SERVICES CORP. trades on Nasdaq as: PFIS. PEOPLES FINANCIAL SERVICES CORP. (PFIS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, PEOPLES FINANCIAL SERVICES CORP. carries a market cap of $658.42M, a P/E ratio of 11.60x, a P/B ratio of 1.23x, a P/S ratio of 40.11x, an enterprise value of $487.51M, and an EV/EBITDA multiple of -5.07x. On profitability, it posts a gross margin of -458.66%, an operating margin of 429.49%, a net margin of 345.87%, a Return on Equity (ROE) of 11.02%, and a Return on Invested Capital (ROIC) of -21.64%. Per share, it reports EPS of $5.67, diluted EPS of $5.66, free cash flow per share of $4.49, and a dividend per share of $2.48. Over the trailing year, it posted revenue growth of 70.42% year-over-year, net income growth of 68.39% year-over-year, and EPS growth of 68.13% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.59x, free cash flow of $44.91M (TTM), and net debt of $-170.92M. Figures sourced from SEC EDGAR.
- Market Cap
- $658.42M
- P/E TTM
- 11.60x
- EPS TTM
- $5.67
- P/B TTM
- 1.23x
- ROE TTM
- 11.02%
- Free Cash Flow TTM
- $44.91M
- Net Revenue TTM Growth 1Y
- 70.42%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is PEOPLES FINANCIAL SERVICES CORP. in?
PEOPLES FINANCIAL SERVICES CORP. (PFIS) operates in the National Commercial Banks industry.
What exchange does PFIS trade on?
PEOPLES FINANCIAL SERVICES CORP. (PFIS) trades on the Nasdaq.
Where is PEOPLES FINANCIAL SERVICES CORP. incorporated?
PEOPLES FINANCIAL SERVICES CORP. is incorporated in PA.
When was PEOPLES FINANCIAL SERVICES CORP. (PFIS)'s most recent SEC filing?
PEOPLES FINANCIAL SERVICES CORP. (PFIS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is PFIS's market cap?
PEOPLES FINANCIAL SERVICES CORP. (PFIS) has a market capitalization of $658.42M as of 2026-06-30.
What is PFIS's P/E ratio?
PEOPLES FINANCIAL SERVICES CORP. (PFIS)'s trailing twelve month P/E ratio is 11.60x as of 2026-06-30.
What is PFIS's EPS (earnings per share)?
PEOPLES FINANCIAL SERVICES CORP. (PFIS)'s trailing twelve month EPS is $5.67 as of 2026-06-30.
What is PFIS's ROE (return on equity)?
PEOPLES FINANCIAL SERVICES CORP. (PFIS)'s trailing twelve month Return on Equity (ROE) is 11.02% as of 2026-06-30.
What is PFIS's ROIC (return on invested capital)?
PEOPLES FINANCIAL SERVICES CORP. (PFIS)'s trailing twelve month Return on Invested Capital (ROIC) is -21.64% as of 2026-06-30.
What is PFIS's EV/EBITDA?
PEOPLES FINANCIAL SERVICES CORP. (PFIS)'s trailing twelve month EV/EBITDA is -5.07x as of 2026-06-30.