PGY
Pagaya Technologies Ltd.Company Information
- Company Name
- Pagaya Technologies Ltd.
- CIK
- CIK0001883085
- Category
- Large accelerated filer
- Ticker: Exchange
- PGY: Nasdaq, PGYWW: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6199
- SIC Description
- Finance Services
- Ticker
- PGY
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-06-24
- Last sale
- 2026-09-28
- Shares purchased (TTM)
- 32,830
- Shares sold (TTM)
- 305,198
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 31,392,575
- Shares outstanding
- 83,184,935
- Ownership
- 37.74%
Earnings Market Reaction
- Filing date
- 2026-07-30
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Restricted Cash Noncurrent | - | - | - | - | 35 | 25 | 20 | 16 | 17 | 19 | 19 | ||||||
| Long Term Accounts Notes And Loans Receivable Net Noncurrent | - | - | - | - | 31 | 28 | 29 | 31 | 33 | 35 | 34 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss Noncurrent | - | - | - | - | - | - | 756 | 912 | 910 | 893 | 714 | ||||||
| Available For Sale Securities Debt Securities Noncurrent | - | - | - | - | 849 | 741 | - | - | - | - | - | ||||||
Assets | |||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 249 | 318 | 235 | 218 | 183 | 187 | 188 | 147 | 234 | 274 | 186 | ||||||
| Restricted Cash And Cash Equivalents | 55 | 62 | 53 | 46 | 59 | 43 | 39 | 34 | - | - | - | ||||||
| Restricted Cash Current | - | - | - | - | 24 | 18 | 19 | 18 | 17 | 17 | 17 | ||||||
Assets Current | |||||||||||||||||
| Assets Current | - | - | - | - | 362 | 356 | 351 | 298 | 361 | 399 | 303 | ||||||
| Accounts And Other Receivables Net Current | - | - | - | - | 118 | 108 | 112 | 98 | 93 | 87 | 80 | ||||||
| Available For Sale Securities Debt Securities Current | - | - | - | - | 22 | 20 | - | - | - | - | - | ||||||
| Prepaid Expense And Other Assets Current | - | - | - | - | 16 | 23 | 25 | 24 | 15 | 19 | 18 | ||||||
| Contract With Customer Asset Net | 190 | 171 | 153 | 155 | - | - | 127 | - | - | - | - | ||||||
| Available For Sale Securities Debt Securities | 1,040 | 941 | 945 | 888 | - | - | 778 | - | - | - | - | ||||||
| Equity Method Investments | 11 | 15 | 14 | 15 | 19 | 22 | 22 | 26 | 27 | 27 | 26 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss Current | - | - | - | - | - | - | 8 | 11 | 2 | 1 | 2 | ||||||
| Operating Lease Right Of Use Asset | 27 | 29 | 31 | 32 | 34 | 35 | 37 | 34 | 52 | 54 | 56 | ||||||
Liabilities Current | |||||||||||||||||
| Assets Noncurrent | - | - | - | - | 1,037 | 923 | 940 | 1,072 | 1,092 | 1,084 | 905 | ||||||
| Liabilities Current | - | - | - | - | 254 | 199 | 195 | 254 | 241 | 169 | 75 | ||||||
| Property Plant And Equipment Net | 33 | 31 | 30 | 32 | 34 | 36 | 38 | 39 | 41 | 43 | 42 | ||||||
| Goodwill | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 11 | 11 | 11 | 11 | ||||||
Liabilities Noncurrent | |||||||||||||||||
| Liabilities Noncurrent | - | - | - | - | 602 | 565 | 580 | 499 | 522 | 514 | 393 | ||||||
| Intangible Assets Net Excluding Goodwill | 5 | 6 | 8 | 9 | 11 | 12 | 13 | 1 | 1 | 2 | 3 | ||||||
| Prepaid Expense And Other Assets Noncurrent | - | - | - | - | 1 | 1 | 1 | 1 | 1 | 1 | 0 | ||||||
| Deferred Costs Current And Noncurrent | - | - | - | - | - | - | - | 1 | - | - | - | ||||||
| Prepaid Expense And Other Assets | - | - | 54 | - | - | - | 26 | - | - | - | - | ||||||
| Assets | 1,693 | 1,649 | 1,546 | 1,455 | 1,399 | 1,278 | 1,291 | 1,371 | 1,453 | 1,483 | 1,208 | ||||||
Liabilities And Stockholders Equity | |||||||||||||||||
| Accounts Payable Current And Noncurrent | 4 | 4 | 4 | 5 | 9 | 10 | 7 | 6 | 7 | 3 | 1 | ||||||
| Accrued Liabilities And Other Liabilities | 80 | 63 | 75 | 49 | 40 | 34 | 45 | 33 | 36 | 37 | 29 | ||||||
| Long Term Debt Current | - | - | - | - | - | - | - | - | - | - | 38 | ||||||
| Operating Lease Liability Current | - | - | - | - | 7 | 7 | 6 | 5 | 6 | 7 | 7 | ||||||
| Other Long Term Debt Current | - | - | - | - | 18 | 18 | 18 | 13 | 13 | 13 | 0 | ||||||
| Secured Debt Current | - | - | - | - | 165 | 118 | 109 | 195 | 176 | 108 | 38 | ||||||
| Accrued Income Taxes Current | - | - | - | - | 15 | 13 | 10 | 2 | 2 | 2 | 0 | ||||||
Liabilities | |||||||||||||||||
| Liabilities | 1,014 | 1,019 | 960 | 889 | 857 | 763 | 775 | 754 | 763 | 683 | 468 | ||||||
| Operating Lease Liability | 32 | 33 | 34 | 35 | 29 | 29 | 31 | 28 | 40 | 42 | 44 | ||||||
| Taxes Payable Current And Noncurrent | 22 | 24 | 19 | 26 | - | - | 41 | - | - | - | - | ||||||
| Warrants And Rights Outstanding | 1 | 1 | 5 | 7 | 2 | 2 | 1 | 3 | 2 | 1 | 3 | ||||||
| Line Of Credit | - | 115 | - | - | - | - | - | - | - | - | - | ||||||
| Secured Debt | 253 | 156 | 194 | 132 | - | - | 176 | - | - | - | - | ||||||
| Convertible Notes Payable | 150 | 149 | 149 | 148 | - | - | 146 | - | - | - | - | ||||||
| Other Long Term Debt | 472 | 475 | 482 | 488 | 297 | 300 | 304 | 217 | 220 | 222 | 0 | ||||||
| Temporary Equity Carrying Amount Attributable To Parent | 30 | 30 | 30 | 30 | 74 | 74 | 74 | 74 | 74 | 74 | 74 | ||||||
| Additional Paid In Capital | 1,409 | 1,400 | 1,391 | 1,381 | 1,319 | 1,299 | 1,282 | 1,259 | 1,236 | 1,215 | 1,102 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -22 | -32 | -48 | -45 | -33 | -27 | -11 | -90 | -71 | -24 | 0 | ||||||
| Retained Earnings Accumulated Deficit | -793 | -838 | -863 | -897 | -919 | -936 | -944 | -706 | -639 | -564 | -543 | ||||||
| Convertible Long Term Notes Payable | - | - | - | - | 148 | 147 | 146 | - | - | - | 0 | ||||||
| Secured Long Term Debt | - | - | - | - | 100 | 61 | 67 | 213 | 224 | 223 | 234 | ||||||
| Minority Interest | 55 | 70 | 75 | 98 | 101 | 105 | 115 | 80 | 90 | 99 | 106 | ||||||
| Subsequent Event | - | - | - | - | - | - | - | - | - | - | 25 | ||||||
| Liabilities And Stockholders Equity | 1,693 | 1,649 | 1,546 | 1,455 | 1,399 | 1,278 | 1,291 | 1,371 | 1,453 | 1,483 | 1,208 | ||||||
| Long Term Line Of Credit | - | - | - | - | - | - | 0 | 15 | 0 | 0 | 90 | ||||||
| Common Class A | 1 | 72 | 667 | 4 | 2 | 63 | 667 | 2 | 1 | 58 | 667 | ||||||
| Common Class B | 0 | 11 | 167 | 0 | -1 | 13 | 167 | 0 | 0 | 13 | 167 | ||||||
Stockholders Equity | |||||||||||||||||
| Related Party Fee Receivables | 15 | 109 | 107 | - | - | - | 99 | - | - | - | - | ||||||
| Stockholders Equity | 594 | 529 | 480 | 536 | 367 | 441 | 326 | 543 | 616 | 627 | 560 | ||||||
| Other Related Party Assets | - | - | 43 | - | - | - | 15 | - | - | - | - | ||||||
| Related Party | 15 | 109 | 107 | - | - | 62 | 99 | 0 | 2 | 54 | 51 | ||||||
| Temporary Equity Shares Authorized | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Temporary Equity Shares Issued | 2 | 2 | 2 | 2 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Temporary Equity Shares Outstanding | 2 | 2 | 2 | 2 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Accrued Income Taxes Noncurrent | - | - | - | - | - | - | - | 23 | 37 | 25 | 22 | ||||||
| Deferred Income Tax Liabilities Net | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | ||||||
| Temporary Equity Liquidation Preference | 61 | 61 | 61 | 61 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | ||||||
| Common Stock Shares Authorized | - | - | 840 | 840 | 840 | 840 | 840 | 840 | 840 | 840 | 840 | ||||||
| Stockholders Equity Note Stock Split Conversion Ratio1 | - | - | - | - | - | - | - | - | - | 0 | - | ||||||
| Debt Securities Available For Sale Accrued Interest After Allowance For Credit Loss | - | 32 | 26 | 22 | 18 | 16 | 14 | - | - | - | - | ||||||
| Other Assets | 59 | 52 | - | 36 | - | - | - | - | - | - | - | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
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Start 7-day free trialPagaya Technologies Ltd. (PGY) — SEC Financial Statements & Analysis
Pagaya Technologies Ltd. (PGY) is a finance services company, incorporated in L3. Pagaya Technologies Ltd. trades on Nasdaq as: PGY, PGYWW. Pagaya Technologies Ltd. (PGY)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30. Based on that filing, Pagaya Technologies Ltd. carries a market cap of $1.52B, a P/E ratio of 11.97x, a P/B ratio of 2.34x, a P/S ratio of 1.15x, an enterprise value of $1.21B, and an EV/EBITDA multiple of 3.30x. On profitability, it posts a gross margin of 40.31%, an operating margin of 26.21%, a net margin of 9.62%, a Return on Equity (ROE) of 22.71%, a Return on Assets (ROA) of -19.74%, and a Return on Invested Capital (ROIC) of 66.94%. Per share, it reports EPS of $1.52, diluted EPS of $1.30, free cash flow per share of $3.03, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 17.19% year-over-year, net income growth of -145.05% year-over-year, and EPS growth of -141.64% year-over-year. On the balance sheet, it maintains a current ratio of 1.42x, a quick ratio of 1.36x, working capital of $108.00M, a debt-to-equity ratio of 1.83x, a debt ratio of 0.61, free cash flow of $251.78M (TTM), and net debt of $-304.42M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.52B
- P/E TTM
- 11.97x
- EPS TTM
- $1.52
- P/B TTM
- 2.34x
- ROE TTM
- 22.71%
- ROA TTM
- -19.74%
- Debt To Equity
- 1.83x
- Free Cash Flow TTM
- $251.78M
- Net Revenue TTM Growth 1Y
- 17.19%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Pagaya Technologies Ltd. in?
Pagaya Technologies Ltd. (PGY) operates in the Finance Services industry.
What exchange does PGY trade on?
Pagaya Technologies Ltd. (PGY) trades on the Nasdaq.
Where is Pagaya Technologies Ltd. incorporated?
Pagaya Technologies Ltd. is incorporated in Israel.
When was Pagaya Technologies Ltd. (PGY)'s most recent SEC filing?
Pagaya Technologies Ltd. (PGY)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30.
What is PGY's market cap?
Pagaya Technologies Ltd. (PGY) has a market capitalization of $1.52B as of 2026-06-30.
What is PGY's P/E ratio?
Pagaya Technologies Ltd. (PGY)'s trailing twelve month P/E ratio is 11.97x as of 2026-06-30.
What is PGY's EPS (earnings per share)?
Pagaya Technologies Ltd. (PGY)'s trailing twelve month EPS is $1.52 as of 2026-06-30.
What is PGY's ROE (return on equity)?
Pagaya Technologies Ltd. (PGY)'s trailing twelve month Return on Equity (ROE) is 22.71% as of 2026-06-30.
What is PGY's ROA (return on assets)?
Pagaya Technologies Ltd. (PGY)'s trailing twelve month Return on Assets (ROA) is -19.74% as of 2025-06-30.
What is PGY's ROIC (return on invested capital)?
Pagaya Technologies Ltd. (PGY)'s trailing twelve month Return on Invested Capital (ROIC) is 66.94% as of 2026-06-30.
What is PGY's EV/EBITDA?
Pagaya Technologies Ltd. (PGY)'s trailing twelve month EV/EBITDA is 3.30x as of 2026-06-30.