Pagaya Technologies Ltd.
Pagaya Technologies Ltd.
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Restricted Cash Noncurrent | - | - | - | - | 35 | 25 | 20 | 16 | 17 | 19 | 19 | |||||
Long Term Accounts Notes And Loans Receivable Net … | - | - | - | - | 31 | 28 | 29 | 31 | 33 | 35 | 34 | |||||
Debt Securities Held To Maturity Excluding Accrued… | - | - | - | - | - | - | 756 | 912 | 910 | 893 | 714 | |||||
Available For Sale Securities Debt Securities Nonc… | - | - | - | - | 849 | 741 | - | - | - | - | - | |||||
Assets | ||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 249 | 318 | 235 | 218 | 183 | 187 | 188 | 147 | 234 | 274 | 186 | |||||
Restricted Cash And Cash Equivalents | 55 | 62 | 53 | 46 | 59 | 43 | 39 | 34 | - | - | - | |||||
Restricted Cash Current | - | - | - | - | 24 | 18 | 19 | 18 | 17 | 17 | 17 | |||||
Assets Current | ||||||||||||||||
Assets Current | - | - | - | - | 362 | 356 | 351 | 298 | 361 | 399 | 303 | |||||
Accounts And Other Receivables Net Current | - | - | - | - | 118 | 108 | 112 | 98 | 93 | 87 | 80 | |||||
Available For Sale Securities Debt Securities Curr… | - | - | - | - | 22 | 20 | - | - | - | - | - | |||||
Prepaid Expense And Other Assets Current | - | - | - | - | 16 | 23 | 25 | 24 | 15 | 19 | 18 | |||||
Contract With Customer Asset Net | 190 | 171 | 153 | 155 | - | - | 127 | - | - | - | - | |||||
Available For Sale Securities Debt Securities | 1,040 | 941 | 945 | 888 | - | - | 778 | - | - | - | - | |||||
Equity Method Investments | 11 | 15 | 14 | 15 | 19 | 22 | 22 | 26 | 27 | 27 | 26 | |||||
Debt Securities Held To Maturity Excluding Accrued… | - | - | - | - | - | - | 8 | 11 | 2 | 1 | 2 | |||||
Operating Lease Right Of Use Asset | 27 | 29 | 31 | 32 | 34 | 35 | 37 | 34 | 52 | 54 | 56 | |||||
Assets Noncurrent | ||||||||||||||||
Liabilities Current | ||||||||||||||||
Assets Noncurrent | - | - | - | - | 1,037 | 923 | 940 | 1,072 | 1,092 | 1,084 | 905 | |||||
Liabilities Current | - | - | - | - | 254 | 199 | 195 | 254 | 241 | 169 | 75 | |||||
Property Plant And Equipment Net | 33 | 31 | 30 | 32 | 34 | 36 | 38 | 39 | 41 | 43 | 42 | |||||
Goodwill | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 11 | 11 | 11 | 11 | |||||
Liabilities Noncurrent | ||||||||||||||||
Liabilities Noncurrent | - | - | - | - | 602 | 565 | 580 | 499 | 522 | 514 | 393 | |||||
Intangible Assets Net Excluding Goodwill | 5 | 6 | 8 | 9 | 11 | 12 | 13 | 1 | 1 | 2 | 3 | |||||
Prepaid Expense And Other Assets Noncurrent | - | - | - | - | 1 | 1 | 1 | 1 | 1 | 1 | 0 | |||||
Deferred Costs Current And Noncurrent | - | - | - | - | - | - | - | 1 | - | - | - | |||||
Prepaid Expense And Other Assets | - | - | 54 | - | - | - | 26 | - | - | - | - | |||||
Assets | 1,693 | 1,649 | 1,546 | 1,455 | 1,399 | 1,278 | 1,291 | 1,371 | 1,453 | 1,483 | 1,208 | |||||
Liabilities And Stockhold… | ||||||||||||||||
Accounts Payable Current And Noncurrent | 4 | 4 | 4 | 5 | 9 | 10 | 7 | 6 | 7 | 3 | 1 | |||||
Accrued Liabilities And Other Liabilities | 80 | 63 | 75 | 49 | 40 | 34 | 45 | 33 | 36 | 37 | 29 | |||||
Long Term Debt Current | - | - | - | - | - | - | - | - | - | - | 38 | |||||
Operating Lease Liability Current | - | - | - | - | 7 | 7 | 6 | 5 | 6 | 7 | 7 | |||||
Other Long Term Debt Current | - | - | - | - | 18 | 18 | 18 | 13 | 13 | 13 | 0 | |||||
Secured Debt Current | - | - | - | - | 165 | 118 | 109 | 195 | 176 | 108 | 38 | |||||
Accrued Income Taxes Current | - | - | - | - | 15 | 13 | 10 | 2 | 2 | 2 | 0 | |||||
Liabilities | ||||||||||||||||
Liabilities | 1,014 | 1,019 | 960 | 889 | 857 | 763 | 775 | 754 | 763 | 683 | 468 | |||||
Operating Lease Liability | 32 | 33 | 34 | 35 | 29 | 29 | 31 | 28 | 40 | 42 | 44 | |||||
Taxes Payable Current And Noncurrent | 22 | 24 | 19 | 26 | - | - | 41 | - | - | - | - | |||||
Warrants And Rights Outstanding | 1 | 1 | 5 | 7 | 2 | 2 | 1 | 3 | 2 | 1 | 3 | |||||
Line Of Credit | - | 115 | - | - | - | - | - | - | - | - | - | |||||
Secured Debt | 253 | 156 | 194 | 132 | - | - | 176 | - | - | - | - | |||||
Convertible Notes Payable | 150 | 149 | 149 | 148 | - | - | 146 | - | - | - | - | |||||
Other Long Term Debt | 472 | 475 | 482 | 488 | 297 | 300 | 304 | 217 | 220 | 222 | 0 | |||||
Temporary Equity Carrying Amount Attributable To P… | 30 | 30 | 30 | 30 | 74 | 74 | 74 | 74 | 74 | 74 | 74 | |||||
Additional Paid In Capital | 1,409 | 1,400 | 1,391 | 1,381 | 1,319 | 1,299 | 1,282 | 1,259 | 1,236 | 1,215 | 1,102 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -22 | -32 | -48 | -45 | -33 | -27 | -11 | -90 | -71 | -24 | 0 | |||||
Retained Earnings Accumulated Deficit | -793 | -838 | -863 | -897 | -919 | -936 | -944 | -706 | -639 | -564 | -543 | |||||
Convertible Long Term Notes Payable | - | - | - | - | 148 | 147 | 146 | - | - | - | 0 | |||||
Secured Long Term Debt | - | - | - | - | 100 | 61 | 67 | 213 | 224 | 223 | 234 | |||||
Minority Interest | 55 | 70 | 75 | 98 | 101 | 105 | 115 | 80 | 90 | 99 | 106 | |||||
Subsequent Event | - | - | - | - | - | - | - | - | - | - | 25 | |||||
Liabilities And Stockholders Equity | 1,693 | 1,649 | 1,546 | 1,455 | 1,399 | 1,278 | 1,291 | 1,371 | 1,453 | 1,483 | 1,208 | |||||
Long Term Line Of Credit | - | - | - | - | - | - | 0 | 15 | 0 | 0 | 90 | |||||
Common Class A | 1 | 72 | 667 | 4 | 2 | 63 | 667 | 2 | 1 | 58 | 667 | |||||
Common Class B | 0 | 11 | 167 | 0 | -1 | 13 | 167 | 0 | 0 | 13 | 167 | |||||
Stockholders Equity | ||||||||||||||||
Related Party Fee Receivables | 15 | 109 | 107 | - | - | - | 99 | - | - | - | - | |||||
Stockholders Equity | 594 | 529 | 480 | 536 | 367 | 441 | 326 | 543 | 616 | 627 | 560 | |||||
Other Related Party Assets | - | - | 43 | - | - | - | 15 | - | - | - | - | |||||
Related Party | 15 | 109 | 107 | - | - | 62 | 99 | 0 | 2 | 54 | 51 | |||||
Temporary Equity Shares Authorized | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | |||||
Temporary Equity Shares Issued | 2 | 2 | 2 | 2 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Temporary Equity Shares Outstanding | 2 | 2 | 2 | 2 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Accrued Income Taxes Noncurrent | - | - | - | - | - | - | - | 23 | 37 | 25 | 22 | |||||
Deferred Income Tax Liabilities Net | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | |||||
Temporary Equity Liquidation Preference | 61 | 61 | 61 | 61 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | |||||
Common Stock Shares Authorized | - | - | 840 | 840 | 840 | 840 | 840 | 840 | 840 | 840 | 840 | |||||
Stockholders Equity Note Stock Split Conversion Ra… | - | - | - | - | - | - | - | - | - | 0 | - | |||||
Debt Securities Available For Sale Accrued Interes… | - | 32 | 26 | 22 | 18 | 16 | 14 | - | - | - | - | |||||
Other Assets | 59 | 52 | - | 36 | - | - | - | - | - | - | - | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.45% | 2.39% | 2.52% | - | - | - | - | - | - | - | - | - |
| 2025 | 46.13% | 90.13% | 179.73% | 20.44% | 13.13% | -5.16% | -9.97% | -19.22% | -29.70% | -1.50% | 19.84% | 12.52% |
| 2024 | -6.27% | 1.27% | 18.65% | 5.91% | -29.96% | -15.61% | -6.25% | -4.27% | -14.71% | -6.25% | 15.63% | 60.55% |
| 2023 | - | - | - | - | - | - | - | - | - | 22.81% | 27.97% | 34.37% |
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Performance and Valuation Metrics
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Insider Transactions
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Institutional Ownership
Pagaya Technologies Ltd. (PGY) — SEC Financial Statements & Analysis
Pagaya Technologies Ltd. (PGY) is a finance services company, incorporated in L3. Pagaya Technologies Ltd. trades on Nasdaq as: PGY, PGYWW. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Pagaya Technologies Ltd. reported a 17.19% year-over-year revenue growth, a Gross Profit Margin of 40.31% (TTM), a Debt-to-Equity ratio of 1.83x, a Price-to-Sales (P/S) ratio of 1.15x (TTM), a Price-to-Book (P/B) ratio of 2.34x (TTM), at a market cap of $1.52B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 17.19%
- Gross Profit Margin TTM
- 40.31%
- Debt To Equity
- 1.83x
- P/S TTM
- 1.15x
- P/B TTM
- 2.34x
- Market Cap
- $1.52B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Pagaya Technologies Ltd. in?
Pagaya Technologies Ltd. (PGY) operates in the Finance Services industry.
What is PGY's market cap?
Pagaya Technologies Ltd. (PGY) has a market capitalization of $1.52B as of 2026-06-30.
What is PGY's P/E ratio?
Pagaya Technologies Ltd. (PGY)'s trailing twelve month P/E ratio is 11.97x as of 2026-06-30.
What exchange does PGY trade on?
Pagaya Technologies Ltd. (PGY) trades on the Nasdaq.
Where is Pagaya Technologies Ltd. incorporated?
Pagaya Technologies Ltd. is incorporated in Israel.