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Pagaya Technologies Ltd.

PGY

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
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Subscriber-only column
Restricted Cash Noncurrent
----35252016171919
Long Term Accounts Notes And Loans Receivable Net …
----31282931333534
Debt Securities Held To Maturity Excluding Accrued…
------756912910893714
Available For Sale Securities Debt Securities Nonc…
----849741-----
Assets
Cash And Cash Equivalents At Carrying Value
249318235218183187188147234274186
Restricted Cash And Cash Equivalents
5562534659433934---
Restricted Cash Current
----24181918171717
Assets Current
Assets Current
----362356351298361399303
Accounts And Other Receivables Net Current
----11810811298938780
Available For Sale Securities Debt Securities Curr…
----2220-----
Prepaid Expense And Other Assets Current
----16232524151918
Contract With Customer Asset Net
190171153155--127----
Available For Sale Securities Debt Securities
1,040941945888--778----
Equity Method Investments
1115141519222226272726
Debt Securities Held To Maturity Excluding Accrued…
------811212
Operating Lease Right Of Use Asset
2729313234353734525456
Assets Noncurrent
Liabilities Current
Assets Noncurrent
----1,0379239401,0721,0921,084905
Liabilities Current
----25419919525424116975
Property Plant And Equipment Net
3331303234363839414342
Goodwill
2323232323232311111111
Liabilities Noncurrent
Liabilities Noncurrent
----602565580499522514393
Intangible Assets Net Excluding Goodwill
56891112131123
Prepaid Expense And Other Assets Noncurrent
----1111110
Deferred Costs Current And Noncurrent
-------1---
Prepaid Expense And Other Assets
--54---26----
Assets
1,6931,6491,5461,4551,3991,2781,2911,3711,4531,4831,208
Liabilities And Stockhold…
Accounts Payable Current And Noncurrent
444591076731
Accrued Liabilities And Other Liabilities
8063754940344533363729
Long Term Debt Current
----------38
Operating Lease Liability Current
----7765677
Other Long Term Debt Current
----1818181313130
Secured Debt Current
----16511810919517610838
Accrued Income Taxes Current
----1513102220
Liabilities
Liabilities
1,0141,019960889857763775754763683468
Operating Lease Liability
3233343529293128404244
Taxes Payable Current And Noncurrent
22241926--41----
Warrants And Rights Outstanding
11572213213
Line Of Credit
-115---------
Secured Debt
253156194132--176----
Convertible Notes Payable
150149149148--146----
Other Long Term Debt
4724754824882973003042172202220
Temporary Equity Carrying Amount Attributable To P…
3030303074747474747474
Additional Paid In Capital
1,4091,4001,3911,3811,3191,2991,2821,2591,2361,2151,102
Accumulated Other Comprehensive Income Loss Net Of…
-22-32-48-45-33-27-11-90-71-240
Retained Earnings Accumulated Deficit
-793-838-863-897-919-936-944-706-639-564-543
Convertible Long Term Notes Payable
----148147146---0
Secured Long Term Debt
----1006167213224223234
Minority Interest
55707598101105115809099106
Subsequent Event
----------25
Liabilities And Stockholders Equity
1,6931,6491,5461,4551,3991,2781,2911,3711,4531,4831,208
Long Term Line Of Credit
------0150090
Common Class A
17266742636672158667
Common Class B
0111670-1131670013167
Stockholders Equity
Related Party Fee Receivables
15109107---99----
Stockholders Equity
594529480536367441326543616627560
Other Related Party Assets
--43---15----
Related Party
15109107--6299025451
Temporary Equity Shares Authorized
77777777777
Temporary Equity Shares Issued
22225555555
Temporary Equity Shares Outstanding
22225555555
Accrued Income Taxes Noncurrent
-------23372522
Deferred Income Tax Liabilities Net
-------0000
Temporary Equity Liquidation Preference
61616161150150150150150150150
Common Stock Shares Authorized
--840840840840840840840840840
Stockholders Equity Note Stock Split Conversion Ra…
---------0-
Debt Securities Available For Sale Accrued Interes…
-322622181614----
Other Assets
5952-36-------

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2026-2.45%2.39%2.52%---------
202546.13%90.13%179.73%20.44%13.13%-5.16%-9.97%-19.22%-29.70%-1.50%19.84%12.52%
2024-6.27%1.27%18.65%5.91%-29.96%-15.61%-6.25%-4.27%-14.71%-6.25%15.63%60.55%
2023---------22.81%27.97%34.37%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
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Liquidity Ratios
Current Ratio
-
-
-
-
1.42
1.79
1.80
1.17
1.50
2.36
4.05
Quick Ratio
-
-
-
-
1.36
1.67
1.67
1.08
1.43
2.24
3.81
Working Capital
-
-
-
-
108.00M
156.87M
155.99M
44.01M
119.94M
229.71M
228.48M
Leverage & Debt
Debt to Equity
-
-
-
-
1.83
1.73
1.76
1.39
1.24
0.94
0.70
Debt Ratio
-
-
-
-
0.61
0.60
0.60
0.55
0.53
0.46
0.39
Efficiency & Turnover
Asset Turnover TTM
-
-
-
-
0.79
0.77
0.80
0.54
-
-
-
Per Share Metrics
Diluted EPS TTM
1.30
1.01
0.98
-2.12
-3.53
-4.84
-5.66
-2.25
-
-
-
Free Cash Flow Per Share TTM
3.03
2.83
2.87
2.19
1.26
0.63
0.42
0.08
-
-
-
Dividend Per Share TTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-
-
-
Margin Metrics
Gross Profit Margin TTM
40.31%
40.20%
40.61%
41.10%
40.82%
41.39%
40.51%
-
-
-
-
Operating Profit Margin TTM
26.21%
23.31%
20.92%
17.72%
14.07%
10.10%
6.65%
4.71%
-
-
-
Net Profit Margin TTM
9.62%
7.72%
6.45%
-15.82%
-25.02%
-35.25%
-39.96%
-21.96%
-
-
-
Growth Metrics
Net Revenue Growth (1Y)
17.19%
20.12%
25.56%
63.56%
-
-
-
-
-
-
-
Net Income Growth (1Y)
-145.05%
-126.31%
-120.28%
17.85%
-
-
-
-
-
-
-
EPS Growth (1Y)
-141.64%
-124.10%
-118.35%
9.13%
-
-
-
-
-
-
-
Valuation Metrics
P/E TTM
11.97
9.82
20.12
-12.10
-5.82
-2.13
-1.64
-4.70
-
-
-
P/B TTM
2.34
1.61
2.95
4.35
3.50
1.80
1.49
1.42
1.49
0.90
1.49
P/S TTM
1.15
0.76
1.30
1.91
1.46
0.75
0.66
1.03
-
-
-
Market Cap
1.52B
963.66M
1.64B
2.33B
1.64B
794.02M
658.47M
768.74M
915.73M
651.50M
994.24M
Enterprise Value
1.21B
583.63M
1.40B
2.07B
1.81B
890.06M
754.39M
996.42M
1.05B
672.60M
1.08B
Calculated Values
Free Cash Flow TTM
251.78M
234.08M
224.72M
171.89M
96.74M
48.10M
30.01M
6.14M
-
-
-
Net Debt
-304.42M
-380.03M
-235.33M
-264.77M
171.05M
96.04M
95.91M
227.68M
132.30M
21.11M
86.86M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
PEG Ratio
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
EV Revenue TTM
EV FCF TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-25Sale
Owner: Vieira, Cory
Title: Chief Accounting Officer
Shares: 1,458
Price/Share: $15.83
Value: $23,080.14
Shares Owned: 20,959
Relationship: Officer
Ownership: Direct
2026-06-25Sale
Owner: Das, Sanjiv
Title: President
Shares: 14,000
Price/Share: $15.83
Value: $221,620.00
Shares Owned: 165,475
Relationship: Officer
Ownership: Direct
2026-06-24Purchase
Owner: Krubiner, Gal
Title: Chief Executive Officer
Shares: 16,230
Price/Share: $15.43
Value: $250,428.90
Shares Owned: 555,906
Relationship: Director,Officer
Ownership: Direct
2026-06-22Sale
Owner: Rosen, Tami
Title: -
Shares: 9,944
Price/Share: $15.20
Value: $151,148.80
Shares Owned: 37,544
Relationship: Director
Ownership: Direct
2026-06-12Sale
Owner: Das, Sanjiv
Title: President
Shares: 13,309
Price/Share: $16.23
Value: $216,005.07
Shares Owned: 154,475
Relationship: Officer
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
41.52%
Inst. Shares: 34,340,138
Shares Outstanding: 82,717,374
2025-12-31
52.13%
Inst. Shares: 40,835,124
Shares Outstanding: 78,336,095
2025-09-30
51.77%
Inst. Shares: 40,659,074
Shares Outstanding: 78,539,137
2025-06-30
44.04%
Inst. Shares: 33,857,650
Shares Outstanding: 76,873,529
2025-03-31
30.42%
Inst. Shares: 23,046,742
Shares Outstanding: 75,765,080

Pagaya Technologies Ltd. (PGY) — SEC Financial Statements & Analysis

Pagaya Technologies Ltd. (PGY) is a finance services company, incorporated in L3. Pagaya Technologies Ltd. trades on Nasdaq as: PGY, PGYWW. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Pagaya Technologies Ltd. reported a 17.19% year-over-year revenue growth, a Gross Profit Margin of 40.31% (TTM), a Debt-to-Equity ratio of 1.83x, a Price-to-Sales (P/S) ratio of 1.15x (TTM), a Price-to-Book (P/B) ratio of 2.34x (TTM), at a market cap of $1.52B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
17.19%
Gross Profit Margin TTM
40.31%
Debt To Equity
1.83x
P/S TTM
1.15x
P/B TTM
2.34x
Market Cap
$1.52B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Pagaya Technologies Ltd. in?

Pagaya Technologies Ltd. (PGY) operates in the Finance Services industry.

What is PGY's market cap?

Pagaya Technologies Ltd. (PGY) has a market capitalization of $1.52B as of 2026-06-30.

What is PGY's P/E ratio?

Pagaya Technologies Ltd. (PGY)'s trailing twelve month P/E ratio is 11.97x as of 2026-06-30.

What exchange does PGY trade on?

Pagaya Technologies Ltd. (PGY) trades on the Nasdaq.

Where is Pagaya Technologies Ltd. incorporated?

Pagaya Technologies Ltd. is incorporated in Israel.

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Main Street's price.