Palomar Holdings, Inc.
Palomar Holdings, Inc.
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Investments | |||||||||||||||||
Available For Sale Securities Debt Securities | 1,503 | 1,410 | 1,224 | 1,141 | 1,113 | 992 | 939 | 883 | 687 | 663 | 644 | - | |||||
Debt Securities Available For Sale Excluding Accru… | - | - | - | - | - | - | - | - | - | - | 644 | 592 | |||||
Equity Securities Fv Ni Current And Noncurrent | 130 | 112 | 99 | 52 | 49 | 44 | 41 | 40 | 38 | 37 | 43 | 40 | |||||
Equity Method Investments | - | - | 0 | 0 | 0 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | |||||
Other Investments | 46 | 40 | 29 | 20 | 12 | 11 | 6 | 5 | 3 | 2 | 0 | - | |||||
Investments | 1,678 | 1,562 | 1,352 | 1,213 | 1,175 | 1,049 | 988 | 931 | 730 | 705 | 690 | 635 | |||||
Cash And Cash Equivalents At Carrying Value | 63 | 57 | 107 | 112 | 81 | 119 | 80 | 86 | 48 | 61 | 52 | 53 | |||||
Restricted Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Accrued Investment Income Receivable | 15 | 13 | 12 | 11 | 10 | 9 | 8 | 7 | 6 | 5 | 5 | 5 | |||||
Premiums Receivable At Carrying Value | 656 | 578 | 453 | 463 | 490 | 334 | 306 | 327 | 357 | 323 | 262 | 242 | |||||
Deferred Policy Acquisition Costs | 154 | 142 | 128 | 125 | 116 | 103 | 95 | 86 | 82 | 67 | 61 | 59 | |||||
Reinsurance Recoverables On Paid Losses | 62 | 57 | 56 | 37 | 37 | 30 | 47 | 59 | 33 | 29 | 32 | 48 | |||||
Reinsurance Recoverable For Unpaid Claims And Clai… | 524 | 431 | 412 | 441 | 399 | 361 | 348 | 360 | 348 | 292 | 245 | 232 | |||||
Prepaid Reinsurance Premiums | 445 | 406 | 356 | 361 | 333 | 295 | 276 | 299 | 303 | 299 | 266 | 260 | |||||
Prepaid Expense And Other Assets | 128 | 118 | 111 | 113 | 121 | 92 | 91 | 105 | 87 | 83 | 73 | 66 | |||||
Deferred Income Tax Assets Net | 0 | 0 | 1 | 3 | 3 | 6 | 9 | 4 | 9 | 9 | 10 | 14 | |||||
Property Plant And Equipment Net | 3 | 2 | 3 | 3 | 3 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Intangible Assets Net Including Goodwill | 237 | 246 | 61 | 63 | 63 | 25 | 13 | 11 | 12 | 12 | 12 | 13 | |||||
Assets | 3,964 | 3,612 | 3,051 | 2,944 | 2,832 | 2,427 | 2,262 | 2,276 | 2,016 | 1,885 | 1,708 | 1,626 | |||||
Liabilities | |||||||||||||||||
Accounts Payable And Other Accrued Liabilities | 159 | 114 | 116 | 109 | 154 | 65 | 70 | 75 | 52 | 40 | 42 | 33 | |||||
Liability For Claims And Claims Adjustment Expense | 945 | 772 | 688 | 684 | 599 | 544 | 503 | 497 | 467 | 402 | 342 | 324 | |||||
Unearned Premiums | 1,226 | 1,149 | 988 | 979 | 901 | 813 | 742 | 740 | 721 | 662 | 597 | 570 | |||||
Ceded Premiums Payable | 295 | 264 | 271 | 253 | 294 | 179 | 190 | 235 | 231 | 215 | 182 | 211 | |||||
Funds Held Under Reinsurance Agreements Liability | 51 | 40 | 45 | 37 | 38 | 34 | 28 | 25 | 13 | 14 | 13 | 14 | |||||
Accrued Income Taxes | - | 6 | - | 2 | 0 | - | 0 | 0 | 0 | 7 | 7 | - | |||||
Long Term Debt | 296 | 297 | - | - | - | - | - | - | - | - | - | - | |||||
Deferred Income Tax Liabilities | 11 | 11 | - | - | - | - | - | - | - | - | - | - | |||||
Liabilities | 2,983 | 2,653 | 2,108 | 2,065 | 1,985 | 1,636 | 1,533 | 1,573 | 1,483 | 1,383 | 1,237 | 1,205 | |||||
Notes Payable | - | - | - | - | - | - | 0 | 0 | 0 | 43 | 53 | 53 | |||||
Stockholders Equity | |||||||||||||||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital Common Stock | 543 | 534 | 523 | 516 | 509 | 502 | 494 | 486 | 364 | 357 | 351 | 346 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -15 | -16 | -3 | -4 | -14 | -17 | -27 | -10 | -28 | -27 | -24 | -43 | |||||
Retained Earnings Accumulated Deficit | 453 | 442 | 422 | 366 | 352 | 305 | 262 | 227 | 197 | 171 | 145 | 119 | |||||
Stockholders Equity | 981 | 959 | 943 | 878 | 847 | 790 | 729 | 703 | 533 | 502 | 471 | 421 | |||||
Liabilities And Stockholders Equity | 3,964 | 3,612 | 3,051 | 2,944 | 2,832 | 2,427 | 2,262 | 2,276 | 2,016 | 1,885 | 1,708 | 1,626 | |||||
Available For Sale Debt Securities Amortized Cost … | 1,523 | 1,431 | 1,228 | 1,147 | 1,131 | 1,016 | 973 | 897 | 724 | 698 | 675 | 648 | |||||
Equity Securities Fv Ni Cost | 110 | 99 | 82 | 38 | 38 | 44 | 33 | 33 | 33 | 33 | 43 | 43 | |||||
Preferred Stock Par Or Stated Value Per Share | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Shares Authorized | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | |||||
Common Stock Shares Issued | 26 | 27 | 27 | 26 | 27 | 27 | 27 | 26 | 25 | 25 | 25 | 25 | |||||
Shares Outstanding | 26 | 27 | 27 | 26 | 27 | 27 | 27 | 26 | 25 | 25 | 25 | 25 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -5.58% | 11.43% | 21.35% | - | - | - | - | - | - | - | - | - |
| 2025 | 9.68% | -1.89% | -15.23% | 9.58% | 2.65% | 0.88% | -3.01% | 5.25% | -2.43% | -3.34% | 9.60% | -8.40% |
| 2024 | 1.14% | -3.29% | 9.86% | 6.70% | 1.97% | -1.37% | 12.58% | 8.51% | 7.58% | 6.34% | 23.17% | 30.93% |
| 2023 | - | - | - | - | - | - | 5.85% | 1.77% | 10.87% | 8.29% | -1.76% | 10.71% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 32.60 | 74.06 | 647.40 | 579.71 | 573.85 | 354.11 | 133.86 | 75.46 | 48.34 | 34.01 | 28.45 | 29.41 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 7.51 | 7.21 | 7.17 | 6.41 | 5.61 | 4.89 | 4.48 | 4.10 | 3.76 | 3.47 | 3.13 | 2.85 | |||||
| Free Cash Flow Per Share TTM | 7.92 | 4.61 | 15.35 | 10.40 | 10.97 | 11.81 | 10.22 | 8.17 | 7.26 | 5.30 | 4.68 | 6.82 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 99.24% | 99.65% | 99.96% | 99.95% | 99.95% | 99.92% | 99.79% | 99.63% | 99.40% | 99.14% | 99.00% | 99.07% | |||||
| Operating Profit Margin TTM | 24.10% | 25.82% | 28.93% | 29.00% | 28.89% | 27.96% | 27.30% | 27.74% | 28.19% | 28.47% | 27.57% | 26.50% | |||||
| Net Profit Margin TTM | 18.61% | 20.11% | 22.50% | 22.59% | 22.71% | 21.99% | 21.23% | 21.55% | 21.63% | 21.78% | 21.07% | 20.07% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 59.98% | 60.71% | 58.16% | 54.59% | 52.98% | 50.51% | 47.33% | 40.19% | 27.81% | 19.84% | 14.93% | 15.25% | |||||
| Net Income Growth (1Y) | 31.14% | 46.96% | 67.62% | 62.09% | 60.64% | 51.93% | 48.45% | 50.56% | 66.50% | 60.65% | 51.81% | 44.01% | |||||
| EPS Growth (1Y) | 33.18% | 47.44% | 60.57% | 56.79% | 49.77% | 41.70% | 44.39% | 44.56% | 65.75% | 61.34% | 54.39% | 46.74% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 16.33 | 16.05 | 18.15 | 17.62 | 26.55 | 27.15 | 22.84 | 22.40 | 20.92 | 23.53 | 17.33 | 17.36 | |||||
| P/B TTM | 3.38 | 3.30 | 3.80 | 3.53 | 4.85 | 4.61 | 3.68 | 3.46 | 3.79 | 4.14 | 2.91 | 2.97 | |||||
| P/S TTM | 3.04 | 3.23 | 4.08 | 3.98 | 6.03 | 5.97 | 4.85 | 4.83 | 4.52 | 5.13 | 3.65 | 3.48 | |||||
| Market Cap | 3.32B | 3.16B | 3.58B | 3.10B | 4.11B | 3.64B | 2.69B | 2.43B | 2.02B | 2.08B | 1.37B | 1.25B | |||||
| Enterprise Value | 3.55B | 3.41B | 3.47B | 2.99B | 4.03B | 3.52B | 2.60B | 2.34B | 1.97B | 2.06B | 1.37B | 1.25B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 208.57M | 122.53M | 408.97M | 277.02M | 293.50M | 314.94M | 260.91M | 210.59M | 181.15M | 131.77M | 116.08M | 168.85M | |||||
| Net Debt | 233.08M | 240.90M | -106.88M | -111.74M | -81.30M | -119.31M | -80.44M | -86.48M | -47.84M | -18.39M | 1.05M | -688.00K | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
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| Working Capital to Revenue | |||||||||||||||||
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Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
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| Net Revenue Growth (3Y) | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
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| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
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| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
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| Dividend Yield TTM | |||||||||||||||||
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| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
Palomar Holdings, Inc. (PLMR) — SEC Financial Statements & Analysis
Palomar Holdings, Inc. (PLMR) is a fire, marine & casualty insurance company, incorporated in DE. Palomar Holdings, Inc. trades on Nasdaq as: PLMR. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Palomar Holdings, Inc. reported a 59.98% year-over-year revenue growth, a Gross Profit Margin of 99.24% (TTM), a Price-to-Sales (P/S) ratio of 3.04x (TTM), a Price-to-Book (P/B) ratio of 3.38x (TTM), at a market cap of $3.32B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 59.98%
- Gross Profit Margin TTM
- 99.24%
- P/S TTM
- 3.04x
- P/B TTM
- 3.38x
- Market Cap
- $3.32B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Palomar Holdings, Inc. in?
Palomar Holdings, Inc. (PLMR) operates in the Fire, Marine & Casualty Insurance industry.
What is PLMR's market cap?
Palomar Holdings, Inc. (PLMR) has a market capitalization of $3.32B as of 2026-06-30.
What is PLMR's P/E ratio?
Palomar Holdings, Inc. (PLMR)'s trailing twelve month P/E ratio is 16.33x as of 2026-06-30.
What exchange does PLMR trade on?
Palomar Holdings, Inc. (PLMR) trades on the Nasdaq.
Where is Palomar Holdings, Inc. incorporated?
Palomar Holdings, Inc. is incorporated in DE.